Zip code 56586: Underwood, Minnesota

Q: What city is zip code 56586?

56586 is assigned to Underwood, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 56586 in?

56586 is in Otter Tail County, Minnesota.

Q: What is the population of 56586?

About 1,873 people live in 56586, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 56586?

The median household income in 56586 is $79,583.

Q: What zip codes are near 56586?

The closest zip codes to 56586 are 56515, 56324, 56576, 56538, 56524.

Residential delivery areaOtter Tail CountyCentral Time

Population

1,873

Median household income

$80K

U.S. $81K

Median home value

$310K

U.S. $333K

Median rent

$925/mo

U.S. $1,413

Median age

52.6

U.S. 38.9

Land area

74 sq mi

25 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 56586

56586 is a rural zip code in Underwood, Minnesota (Otter Tail County), covering 74 sq mi of land. About 1,873 people live here, or 25 per square mile. The median resident is 52.6 years old, compared with 38.9 nationally.

The median household earns $79,583 a year, close to the national median of $80,734. 6.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $309,800, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 94% of occupied homes are lived in by their owners, and renters pay a median of $925 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.8 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and construction and repair.

How 56586 compares

Sorted from highest to lowest national percentile

Homeownership rate93.9%
99th
StrengthU.S. 65.2% · MN 72.2%81st of 851 in MN
Housing vacancy40%
99th
U.S. 10.1% · MN 9.3%88th of 851 in MN
Median age52.6
97th
U.S. 38.9 · MN 38.8102nd of 854 in MN
Residents 65 and older28.1%
96th
U.S. 17.2% · MN 17.3%120th of 854 in MN
Veterans9.5%
87th
U.S. 6.2% · MN 5.9%145th of 854 in MN
Government workers19.2%
82nd
U.S. 14.5% · MN 12.9%129th of 852 in MN
Self-employed workers12.4%
79th
U.S. 10% · MN 9.3%401st of 852 in MN
Per capita income$44,372
61st
U.S. $44,673 · MN $48,237269th of 853 in MN
Average commute26.8 min
55th
U.S. 26.4 min · MN 22.7 min270th of 849 in MN
Median household income$79,583
50th
U.S. $80,734 · MN $89,062392nd of 846 in MN
Median earnings per worker$47,396
47th
U.S. $49,666 · MN $54,389504th of 851 in MN
Median home value$309,800
45th
U.S. $332,700 · MN $329,300240th of 842 in MN
Rent-burdened renters48.6%
42nd
U.S. 51.1% · MN 48.1%282nd of 828 in MN
Bachelor's degree or higher26.8%
38th
U.S. 35.7% · MN 39.4%334th of 854 in MN
Residents under 1820.3%
34th
U.S. 22% · MN 22.9%584th of 854 in MN
Broadband access88.1%
24th
U.S. 91% · MN 91.6%492nd of 851 in MN
Income inequality (Gini)0.405
24th
U.S. 0.483 · MN 0.453472nd of 848 in MN
Poverty rate6.7%
23rd
U.S. 12.5% · MN 9.3%559th of 852 in MN
Work from home7.6%
20th
U.S. 15.1% · MN 17.6%686th of 852 in MN
Healthcare workers7.3%
19th
U.S. 9.7% · MN 10.9%694th of 852 in MN
Median gross rent$925
15th
U.S. $1,413 · MN $1,280379th of 757 in MN
Tech workers1.1%
15th
U.S. 3.8% · MN 4%502nd of 852 in MN
Uninsured rate2.8%
11th
StrengthU.S. 8.4% · MN 4.7%634th of 853 in MN
Unemployment rate2.5%
10th
StrengthU.S. 5.2% · MN 4.1%557th of 853 in MN
Population1,873
3rd
U.S. 334,922,499 · MN 5,739,445431st of 854 in MN
Population density25/sq mi
3rd
U.S. 95/sq mi · MN 72/sq mi435th of 854 in MN
Diversity index6.6
2nd
U.S. 61.4 · MN 41.1778th of 854 in MN
Foreign-born residents0.3%
2nd
U.S. 14.1% · MN 8.7%755th of 854 in MN

Measure	56586	Otter Tail	MN	U.S.	National percentile	Rank in MN
Homeownership rateStrength	93.9%	79.5%	72.2%	65.2%	99th	81st of 851
Housing vacancy	40%	31.4%	9.3%	10.1%	99th	88th of 851
Median age	52.6	46.2	38.8	38.9	97th	102nd of 854
Residents 65 and older	28.1%	25.4%	17.3%	17.2%	96th	120th of 854
Veterans	9.5%	8%	5.9%	6.2%	87th	145th of 854
Government workers	19.2%	14.2%	12.9%	14.5%	82nd	129th of 852
Self-employed workers	12.4%	13.5%	9.3%	10%	79th	401st of 852
Per capita income	$44,372	$39,580	$48,237	$44,673	61st	269th of 853
Average commute	26.8 min	20.7 min	22.7 min	26.4 min	55th	270th of 849
Median household income	$79,583	$72,255	$89,062	$80,734	50th	392nd of 846
Median earnings per worker	$47,396	$46,641	$54,389	$49,666	47th	504th of 851
Median home value	$309,800	$273,000	$329,300	$332,700	45th	240th of 842
Rent-burdened renters	48.6%	42.5%	48.1%	51.1%	42nd	282nd of 828
Bachelor's degree or higher	26.8%	28.3%	39.4%	35.7%	38th	334th of 854
Residents under 18	20.3%	21.7%	22.9%	22%	34th	584th of 854
Broadband access	88.1%	87.7%	91.6%	91%	24th	492nd of 851
Income inequality (Gini)	0.405	0.433	0.453	0.483	24th	472nd of 848
Poverty rate	6.7%	8.7%	9.3%	12.5%	23rd	559th of 852
Work from home	7.6%	10.4%	17.6%	15.1%	20th	686th of 852
Healthcare workers	7.3%	11.7%	10.9%	9.7%	19th	694th of 852
Median gross rent	$925	$868	$1,280	$1,413	15th	379th of 757
Tech workers	1.1%	1.3%	4%	3.8%	15th	502nd of 852
Uninsured rateStrength	2.8%	5.6%	4.7%	8.4%	11th	634th of 853
Unemployment rateStrength	2.5%	4.8%	4.1%	5.2%	10th	557th of 853
Population	1,873	60,475	5,739,445	334,922,499	3rd	431st of 854
Population density	25/sq mi	31/sq mi	72/sq mi	95/sq mi	3rd	435th of 854
Diversity index	6.6	17.9	41.1	61.4	2nd	778th of 854
Foreign-born residents	0.3%	3%	8.7%	14.1%	2nd	755th of 854

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

25–34

10%

35–44

12%

45–54

19%

55–64

19%

65–74

75+

Median age

52.6

Under 18

20.3%

65 and over

28.1%

Race and ethnicity

White97%
Black0.2%
Hispanic1%
Asian0.1%
Native American0%
Pacific Islander0%
Other0.4%
Multiracial1%

Diversity index

6.6

U.S. 61.4

Foreign-born

0.3%

U.S. 14.1%

Born in state

74.9%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.1%

Asian / Pacific

0.3%

Other

Households

Households: 799
Average household size: 2.3
Family households: 69.6%
Married couples: 62.3%
Living alone: 26.5%
Veterans (of adults): 9.5%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

19%

$50–75k

20%

$75–100k

16%

$100–150k

20%

$150–200k

10%

$200k+

Median household income

56586

$79,583

Otter Tail Co.

$72,255

Minnesota

$89,062

United States

$80,734

Per capita income

$44,372

U.S. $44,673

Poverty rate

6.7%

U.S. 12.5%

Households earning $150K+

17.6%

U.S. 23%

Income inequality (Gini)

0.405

U.S. 0.483

Housing

Median home value

56586

$309,800

Otter Tail Co.

$273,000

Minnesota

$329,300

United States

$332,700

Median gross rent

56586

$925

Otter Tail Co.

$868

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

92%

2–4 units

0.7%

5–19 units

0.8%

20+ units

Mobile home

Boat, RV, van

Housing units: 1,332
Owner-occupied: 93.9%
Vacant: 40%
Median year built: 1978
Median rooms: 6.3
Renters paying 30%+ of income: 48.6%
Renters paying 50%+ of income: 13.5%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

12%

10–19

23%

20–29

38%

30–44

14%

45–59

60+

Average commute

26.8 min

U.S. 26.4 min

Unemployment

2.5%

U.S. 5.2%

In labor force

59.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Management

12%

Construction and repair

11%

Production

Cleaning and personal care

Sales

Healthcare

Transportation and moving

Education

Food service

Legal and social services

Engineering and science

Business and finance

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.8%

Police and fire

0.4%

Industries

Manufacturing

12%

Health care and social assistance

12%

Construction

12%

Education

10%

Retail

Agriculture and mining

Professional and technical services

Public administration

Finance, insurance and real estate

Transportation, warehousing and utilities

Information

Restaurants and hotels

Other services

Admin, support and management

Wholesale

Arts and recreation

0.9%

Median earnings per worker

$47,396

U.S. $49,666

Self-employed

12.4%

U.S. 10%

Government workers

19.2%

U.S. 14.5%

Nonprofit workers

9.7%

U.S. 8.8%

Median earnings by type of work

Type of work	56586	U.S.
Management, business, science and arts	$65,000	$74,888
Service	$25,625	$26,804
Sales and office	$40,658	$40,476
Construction and maintenance	$51,771	$49,199
Production and transportation	$43,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

21%

Associate's

18%

Bachelor's

18%

Graduate

High school graduate or higher: 93.7%
Bachelor's degree or higher: 26.8%
Graduate or professional degree: 8.7%
Households with broadband: 88.1%
Cable, fiber or DSL: 73.6%
No internet access: 8.1%
Without health insurance: 2.8%
Limited-English households: 0%

Geography

City (USPS): Underwood
State: Minnesota
County: Otter Tail County
Center point: 46.3183° N, 95.8309° W
Land area: 74 sq mi
Water area: 13 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Zip codes near 56586

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
56515	Battle Lake, MN	6.7 mi	2,723	$73,750	$398,500
56324	Dalton, MN	11 mi	1,028	$82,917	$252,600
56576	Richville, MN	12 mi	820	$63,750	$386,000
56538	Fergus Falls, MN · PO box	12 mi	—	—	—
56524	Clitherall, MN	13 mi	694	$95,938	$346,500
56537	Fergus Falls, MN	13 mi	19,856	$65,473	$246,500
56534	Erhard, MN	14 mi	1,201	$70,694	$238,300
56528	Dent, MN	14 mi	1,623	$79,500	$319,300
56533	Elizabeth, MN	16 mi	286	$67,250	$162,500
56571	Ottertail, MN	16 mi	1,745	$85,865	$363,100
56309	Ashby, MN	17 mi	1,296	$84,750	$289,900
56588	Vining, MN	18 mi	483	$74,306	$344,400

Zip codes like 56586 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 56586

What city is zip code 56586?

56586 is assigned to Underwood, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 56586 in?

56586 is in Otter Tail County, Minnesota.

What is the population of 56586?

About 1,873 people live in 56586, according to the Census Bureau's American Community Survey.

What time zone is 56586 in?

56586 is in Central Time.

What is the median household income in 56586?

The median household income in 56586 is $79,583.

What zip codes are near 56586?

The closest zip codes to 56586 are 56515, 56324, 56576, 56538, 56524.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 56586, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.