Zip code 56304: Saint Cloud, Minnesota

Q: What city is zip code 56304?

56304 is assigned to Saint Cloud, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 56304 in?

56304 is mostly in Sherburne County, but it extends into 1 other county.

Q: What is the population of 56304?

About 17,473 people live in 56304, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 56304?

The median household income in 56304 is $58,148.

Q: What zip codes are near 56304?

The closest zip codes to 56304 are 56302, 56372, 56393, 56395, 56396.

Residential delivery areaSherburne CountyCentral Time

Population

17,473

Median household income

$58K

U.S. $81K

Median home value

$252K

U.S. $333K

Median rent

$956/mo

U.S. $1,413

Median age

32.1

U.S. 38.9

Land area

61 sq mi

288 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 56304

56304 is a small-town zip code in Saint Cloud, Minnesota (Sherburne County), covering 61 sq mi of land. About 17,473 people live here, or 288 per square mile. The median resident is 32.1 years old, compared with 38.9 nationally.

The median household earns $58,148 a year, 28% below the national median of $80,734. 16.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $251,500, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 41% of occupied homes are lived in by their owners, and renters pay a median of $956 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and healthcare.

How 56304 compares

Sorted from highest to lowest national percentile

Unemployment rate7.4%
83rd
WeaknessU.S. 5.2% · MN 4.1%79th of 853 in MN
Poverty rate16.5%
75th
U.S. 12.5% · MN 9.3%86th of 852 in MN
Healthcare workers11.2%
73rd
U.S. 9.7% · MN 10.9%325th of 852 in MN
Diversity index55.7
63rd
U.S. 61.4 · MN 41.150th of 854 in MN
Foreign-born residents13.6%
61st
U.S. 14.1% · MN 8.7%59th of 854 in MN
Residents under 1823.3%
61st
U.S. 22% · MN 22.9%377th of 854 in MN
Income inequality (Gini)0.446
60th
U.S. 0.483 · MN 0.453186th of 848 in MN
Veterans5.3%
43rd
U.S. 6.2% · MN 5.9%638th of 854 in MN
Bachelor's degree or higher28.4%
42nd
U.S. 35.7% · MN 39.4%290th of 854 in MN
Uninsured rate5.8%
41st
U.S. 8.4% · MN 4.7%241st of 853 in MN
Median home value$251,500
34th
U.S. $332,700 · MN $329,300376th of 842 in MN
Rent-burdened renters45.8%
32nd
U.S. 51.1% · MN 48.1%335th of 828 in MN
Housing vacancy4.8%
31st
U.S. 10.1% · MN 9.3%667th of 851 in MN
Broadband access89.4%
30th
U.S. 91% · MN 91.6%409th of 851 in MN
Average commute23 min
29th
U.S. 26.4 min · MN 22.7 min492nd of 849 in MN
Median earnings per worker$41,787
28th
U.S. $49,666 · MN $54,389713th of 851 in MN
Government workers11.1%
28th
U.S. 14.5% · MN 12.9%588th of 852 in MN
Population17,473
27th
U.S. 334,922,499 · MN 5,739,445117th of 854 in MN
Self-employed workers7.6%
27th
U.S. 10% · MN 9.3%706th of 852 in MN
Residents 65 and older13.4%
26th
U.S. 17.2% · MN 17.3%753rd of 854 in MN
Population density288/sq mi
25th
U.S. 95/sq mi · MN 72/sq mi176th of 854 in MN
Per capita income$31,477
23rd
U.S. $44,673 · MN $48,237777th of 853 in MN
Median household income$58,148
18th
WeaknessU.S. $80,734 · MN $89,062767th of 846 in MN
Median gross rent$956
18th
U.S. $1,413 · MN $1,280343rd of 757 in MN
Work from home7.2%
18th
U.S. 15.1% · MN 17.6%702nd of 852 in MN
Tech workers1.2%
17th
U.S. 3.8% · MN 4%484th of 852 in MN
Homeownership rate41.4%
10th
WeaknessU.S. 65.2% · MN 72.2%829th of 851 in MN
Median age32.1
8th
U.S. 38.9 · MN 38.8816th of 854 in MN

Measure	56304	Sherburne	MN	U.S.	National percentile	Rank in MN
Unemployment rateWeakness	7.4%	3%	4.1%	5.2%	83rd	79th of 853
Poverty rate	16.5%	5.1%	9.3%	12.5%	75th	86th of 852
Healthcare workers	11.2%	9.4%	10.9%	9.7%	73rd	325th of 852
Diversity index	55.7	25.8	41.1	61.4	63rd	50th of 854
Foreign-born residents	13.6%	4.5%	8.7%	14.1%	61st	59th of 854
Residents under 18	23.3%	25.8%	22.9%	22%	61st	377th of 854
Income inequality (Gini)	0.446	0.388	0.453	0.483	60th	186th of 848
Veterans	5.3%	6.6%	5.9%	6.2%	43rd	638th of 854
Bachelor's degree or higher	28.4%	29.7%	39.4%	35.7%	42nd	290th of 854
Uninsured rate	5.8%	3.9%	4.7%	8.4%	41st	241st of 853
Median home value	$251,500	$361,400	$329,300	$332,700	34th	376th of 842
Rent-burdened renters	45.8%	46.2%	48.1%	51.1%	32nd	335th of 828
Housing vacancy	4.8%	4.2%	9.3%	10.1%	31st	667th of 851
Broadband access	89.4%	93.3%	91.6%	91%	30th	409th of 851
Average commute	23 min	30.7 min	22.7 min	26.4 min	29th	492nd of 849
Median earnings per worker	$41,787	$58,657	$54,389	$49,666	28th	713th of 851
Government workers	11.1%	12.2%	12.9%	14.5%	28th	588th of 852
Population	17,473	100,560	5,739,445	334,922,499	27th	117th of 854
Self-employed workers	7.6%	8.8%	9.3%	10%	27th	706th of 852
Residents 65 and older	13.4%	12.3%	17.3%	17.2%	26th	753rd of 854
Population density	288/sq mi	232/sq mi	72/sq mi	95/sq mi	25th	176th of 854
Per capita income	$31,477	$45,141	$48,237	$44,673	23rd	777th of 853
Median household incomeWeakness	$58,148	$105,466	$89,062	$80,734	18th	767th of 846
Median gross rent	$956	$1,127	$1,280	$1,413	18th	343rd of 757
Work from home	7.2%	13.5%	17.6%	15.1%	18th	702nd of 852
Tech workers	1.2%	2.8%	4%	3.8%	17th	484th of 852
Homeownership rateWeakness	41.4%	83.2%	72.2%	65.2%	10th	829th of 851
Median age	32.1	37	38.8	38.9	8th	816th of 854

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

13%

18–24

21%

25–34

11%

35–44

10%

45–54

10%

55–64

65–74

75+

Median age

32.1

Under 18

23.3%

65 and over

13.4%

Race and ethnicity

White62%
Black23%
Hispanic4%
Asian4%
Native American0.7%
Pacific Islander0.0%
Other0.2%
Multiracial6%

Diversity index

55.7

U.S. 61.4

Foreign-born

13.6%

U.S. 14.1%

Born in state

63.8%

Language spoken at home (households)

English only

81%

Spanish

Other Indo-European

0.9%

Asian / Pacific

Other

12%

Households

Households: 7,134
Average household size: 2.3
Family households: 55.7%
Married couples: 30.9%
Living alone: 33.6%
Veterans (of adults): 5.3%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

22%

$50–75k

24%

$75–100k

13%

$100–150k

11%

$150–200k

$200k+

Median household income

56304

$58,148

Sherburne Co.

$105,466

Minnesota

$89,062

United States

$80,734

Per capita income

$31,477

U.S. $44,673

Poverty rate

16.5%

U.S. 12.5%

Households earning $150K+

9.4%

U.S. 23%

Income inequality (Gini)

0.446

U.S. 0.483

Housing

Median home value

56304

$251,500

Sherburne Co.

$361,400

Minnesota

$329,300

United States

$332,700

Median gross rent

56304

$956

Sherburne Co.

$1,127

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

49%

2–4 units

5–19 units

16%

20+ units

29%

Mobile home

Boat, RV, van

0.2%

Housing units: 7,494
Owner-occupied: 41.4%
Vacant: 4.8%
Median year built: 1980
Median rooms: 4.9
Renters paying 30%+ of income: 45.8%
Renters paying 50%+ of income: 29%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.6%

Walked

Bicycle

0.3%

Worked from home

Other

0.1%

Commute time (one way)

<10 min

16%

10–19

45%

20–29

16%

30–44

13%

45–59

60+

Average commute

23 min

U.S. 26.4 min

Unemployment

7.4%

U.S. 5.2%

In labor force

66.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

14%

Office and admin

13%

Healthcare

11%

Cleaning and personal care

Construction and repair

Production

Management

Sales

Education

Food service

Business and finance

Arts, media and sports

Police and fire

Engineering and science

Computer and math

Legal and social services

0.8%

Farming, fishing and forestry

0.4%

Industries

Retail

17%

Health care and social assistance

16%

Manufacturing

12%

Construction

10%

Education

Transportation, warehousing and utilities

Other services

Restaurants and hotels

Admin, support and management

Finance, insurance and real estate

Information

Wholesale

Public administration

Arts and recreation

Professional and technical services

Agriculture and mining

0.6%

Median earnings per worker

$41,787

U.S. $49,666

Self-employed

7.6%

U.S. 10%

Government workers

11.1%

U.S. 14.5%

Nonprofit workers

10.5%

U.S. 8.8%

Median earnings by type of work

Type of work	56304	U.S.
Management, business, science and arts	$58,266	$74,888
Service	$20,578	$26,804
Sales and office	$42,302	$40,476
Construction and maintenance	$61,904	$49,199
Production and transportation	$38,603	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

27%

Some college

23%

Associate's

Bachelor's

21%

Graduate

High school graduate or higher: 88.3%
Bachelor's degree or higher: 28.4%
Graduate or professional degree: 7.1%
Households with broadband: 89.4%
Cable, fiber or DSL: 68.2%
No internet access: 6.6%
Without health insurance: 5.8%
Limited-English households: 5.2%

Geography

City (USPS): Saint Cloud
State: Minnesota
County: Sherburne County
Center point: 45.5304° N, 94.0572° W
Land area: 61 sq mi
Water area: 2.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

56304 spans 2 counties

Sherburne County87% of land
Benton County13% of land

Cities and towns within this zip

St. Cloud14% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 56304

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
56302	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56372	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56393	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56395	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56396	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56397	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56398	Saint Cloud, MN · PO box	5.5 mi	—	—	—
56399	Saint Cloud, MN · PO box	5.5 mi	—	—	—
55319	Clear Lake, MN	6.5 mi	5,185	$111,607	$383,200
56379	Sauk Rapids, MN	7.7 mi	17,607	$76,138	$272,400
56303	Saint Cloud, MN	8.2 mi	25,827	$65,198	$205,200
56388	Waite Park, MN · PO box	8.3 mi	—	—	—

Zip codes like 56304 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 56304

What city is zip code 56304?

56304 is assigned to Saint Cloud, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 56304 in?

56304 is mostly in Sherburne County, but it extends into 1 other county.

What is the population of 56304?

About 17,473 people live in 56304, according to the Census Bureau's American Community Survey.

What time zone is 56304 in?

56304 is in Central Time.

What is the median household income in 56304?

The median household income in 56304 is $58,148.

What zip codes are near 56304?

The closest zip codes to 56304 are 56302, 56372, 56393, 56395, 56396.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 56304, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.