Zip code 56118: Bingham Lake, Minnesota

Q: What city is zip code 56118?

56118 is assigned to Bingham Lake, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 56118 in?

56118 is mostly in Cottonwood County, but it extends into 1 other county.

Q: What is the population of 56118?

About 457 people live in 56118, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 56118?

The median household income in 56118 is $91,250.

Q: What zip codes are near 56118?

The closest zip codes to 56118 are 56159, 56101, 56145, 56120, 56022.

Residential delivery areaCottonwood CountyCentral Time

Population

457

Small sample: rough estimates

Median household income

$91K

U.S. $81K

Median home value

$260K

U.S. $333K

Median rent

$933/mo

U.S. $1,413

Median age

51.2

U.S. 38.9

Land area

53 sq mi

9 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 56118

56118 is a rural zip code in Bingham Lake, Minnesota (Cottonwood County), covering 53 sq mi of land. About 457 people live here, or 9 per square mile. The median resident is 51.2 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $91,250 a year, close to the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $259,600, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 96% of occupied homes are lived in by their owners, and renters pay a median of $933 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.1 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management; production and manufacturing; and office and administrative support. 16% of them are self-employed (U.S.: 10%).

How 56118 compares

Sorted from highest to lowest national percentile

Only about 457 people live here, so these survey estimates have wide margins of error.

Homeownership rate95.8%
99th
StrengthU.S. 65.2% · MN 72.2%41st of 851 in MN
Median age51.2
96th
U.S. 38.9 · MN 38.8122nd of 854 in MN
Rent-burdened renters66.7%
95th
WeaknessU.S. 51.1% · MN 48.1%64th of 828 in MN
Self-employed workers16.4%
94th
U.S. 10% · MN 9.3%200th of 852 in MN
Residents 65 and older19.9%
73rd
U.S. 17.2% · MN 17.3%434th of 854 in MN
Work from home17.9%
71st
U.S. 15.1% · MN 17.6%179th of 852 in MN
Government workers16.4%
68th
U.S. 14.5% · MN 12.9%213th of 852 in MN
Housing vacancy9.1%
67th
U.S. 10.1% · MN 9.3%456th of 851 in MN
Median household income$91,250
63rd
U.S. $80,734 · MN $89,062235th of 846 in MN
Residents under 1822.8%
57th
U.S. 22% · MN 22.9%409th of 854 in MN
Healthcare workers9.9%
57th
U.S. 9.7% · MN 10.9%442nd of 852 in MN
Per capita income$41,949
55th
U.S. $44,673 · MN $48,237348th of 853 in MN
Median earnings per worker$48,472
51st
U.S. $49,666 · MN $54,389450th of 851 in MN
Uninsured rate6.3%
45th
U.S. 8.4% · MN 4.7%200th of 853 in MN
Poverty rate8.8%
37th
U.S. 12.5% · MN 9.3%406th of 852 in MN
Average commute24.1 min
37th
U.S. 26.4 min · MN 22.7 min415th of 849 in MN
Median home value$259,600
35th
U.S. $332,700 · MN $329,300357th of 842 in MN
Veterans4.2%
28th
U.S. 6.2% · MN 5.9%743rd of 854 in MN
Bachelor's degree or higher21.2%
24th
U.S. 35.7% · MN 39.4%515th of 854 in MN
Median gross rent$933
16th
U.S. $1,413 · MN $1,280372nd of 757 in MN
Broadband access83.1%
8th
WeaknessU.S. 91% · MN 91.6%739th of 851 in MN
Unemployment rate1.1%
2nd
StrengthU.S. 5.2% · MN 4.1%744th of 853 in MN
Diversity index6
2nd
U.S. 61.4 · MN 41.1790th of 854 in MN
Foreign-born residents0.4%
2nd
U.S. 14.1% · MN 8.7%723rd of 854 in MN
Income inequality (Gini)0.339
2nd
StrengthU.S. 0.483 · MN 0.453791st of 848 in MN
Population457
1st
U.S. 334,922,499 · MN 5,739,445722nd of 854 in MN
Population density9/sq mi
1st
U.S. 95/sq mi · MN 72/sq mi700th of 854 in MN
Tech workers0%
1st
U.S. 3.8% · MN 4%754th of 852 in MN

Measure	56118	Cottonwood	MN	U.S.	National percentile	Rank in MN
Homeownership rateStrength	95.8%	74.4%	72.2%	65.2%	99th	41st of 851
Median age	51.2	40.3	38.8	38.9	96th	122nd of 854
Rent-burdened rentersWeakness	66.7%	30%	48.1%	51.1%	95th	64th of 828
Self-employed workers	16.4%	12.4%	9.3%	10%	94th	200th of 852
Residents 65 and older	19.9%	22.7%	17.3%	17.2%	73rd	434th of 854
Work from home	17.9%	10.7%	17.6%	15.1%	71st	179th of 852
Government workers	16.4%	16.4%	12.9%	14.5%	68th	213th of 852
Housing vacancy	9.1%	10.4%	9.3%	10.1%	67th	456th of 851
Median household income	$91,250	$72,941	$89,062	$80,734	63rd	235th of 846
Residents under 18	22.8%	25.2%	22.9%	22%	57th	409th of 854
Healthcare workers	9.9%	10.2%	10.9%	9.7%	57th	442nd of 852
Per capita income	$41,949	$36,506	$48,237	$44,673	55th	348th of 853
Median earnings per worker	$48,472	$42,639	$54,389	$49,666	51st	450th of 851
Uninsured rate	6.3%	5.9%	4.7%	8.4%	45th	200th of 853
Poverty rate	8.8%	15%	9.3%	12.5%	37th	406th of 852
Average commute	24.1 min	15.3 min	22.7 min	26.4 min	37th	415th of 849
Median home value	$259,600	$169,300	$329,300	$332,700	35th	357th of 842
Veterans	4.2%	5.1%	5.9%	6.2%	28th	743rd of 854
Bachelor's degree or higher	21.2%	24.1%	39.4%	35.7%	24th	515th of 854
Median gross rent	$933	$817	$1,280	$1,413	16th	372nd of 757
Broadband accessWeakness	83.1%	85.3%	91.6%	91%	8th	739th of 851
Unemployment rateStrength	1.1%	2.8%	4.1%	5.2%	2nd	744th of 853
Diversity index	6	34.4	41.1	61.4	2nd	790th of 854
Foreign-born residents	0.4%	6.9%	8.7%	14.1%	2nd	723rd of 854
Income inequality (Gini)Strength	0.339	0.430	0.453	0.483	2nd	791st of 848
Population	457	11,458	5,739,445	334,922,499	1st	722nd of 854
Population density	9/sq mi	18/sq mi	72/sq mi	95/sq mi	1st	700th of 854
Tech workers	0%	0.2%	4%	3.8%	1st	754th of 852

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

10%

25–34

35–44

45–54

26%

55–64

14%

65–74

75+

Median age

51.2

Under 18

22.8%

65 and over

19.9%

Race and ethnicity

White97%
Black0.7%
Hispanic0.2%
Asian0%
Native American0%
Pacific Islander1%
Other0%
Multiracial0.9%

Diversity index

U.S. 61.4

Foreign-born

0.4%

U.S. 14.1%

Born in state

82.7%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 189
Average household size: 2.4
Family households: 69.3%
Married couples: 65.1%
Living alone: 20.6%
Veterans (of adults): 4.2%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

$50–75k

12%

$75–100k

29%

$100–150k

33%

$150–200k

$200k+

Median household income

56118

$91,250

Cottonwood Co.

$72,941

Minnesota

$89,062

United States

$80,734

Per capita income

$41,949

U.S. $44,673

Poverty rate

8.8%

U.S. 12.5%

Households earning $150K+

11.1%

U.S. 23%

Income inequality (Gini)

0.339

U.S. 0.483

Housing

Median home value

56118

$259,600

Cottonwood Co.

$169,300

Minnesota

$329,300

United States

$332,700

Median gross rent

56118

$933

Cottonwood Co.

$817

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

99%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 208
Owner-occupied: 95.8%
Vacant: 9.1%
Median year built: 1949
Median rooms: 7
Renters paying 30%+ of income: 66.7%
Renters paying 50%+ of income: 66.7%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

Worked from home

18%

Other

0.4%

Commute time (one way)

<10 min

35%

10–19

29%

20–29

11%

30–44

45–59

60+

13%

Average commute

24.1 min

U.S. 26.4 min

Unemployment

1.1%

U.S. 5.2%

In labor force

72.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

32%

Production

12%

Office and admin

11%

Healthcare

10%

Transportation and moving

Education

Construction and repair

Food service

Cleaning and personal care

Engineering and science

Business and finance

Sales

Legal and social services

Arts, media and sports

0.8%

Farming, fishing and forestry

0.8%

Computer and math

Police and fire

Industries

Agriculture and mining

22%

Manufacturing

15%

Health care and social assistance

10%

Public administration

10%

Education

Professional and technical services

Admin, support and management

Other services

Transportation, warehousing and utilities

Retail

Construction

Wholesale

Information

Restaurants and hotels

0.8%

Arts and recreation

0.4%

Finance, insurance and real estate

Median earnings per worker

$48,472

U.S. $49,666

Self-employed

16.4%

U.S. 10%

Government workers

16.4%

U.S. 14.5%

Nonprofit workers

9.5%

U.S. 8.8%

Median earnings by type of work

Type of work	56118	U.S.
Management, business, science and arts	$44,000	$74,888
Service	$19,107	$26,804
Sales and office	$65,707	$40,476
Construction and maintenance	$58,750	$49,199
Production and transportation	$48,083	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

43%

Some college

23%

Associate's

10%

Bachelor's

14%

Graduate

High school graduate or higher: 96.6%
Bachelor's degree or higher: 21.2%
Graduate or professional degree: 6.7%
Households with broadband: 83.1%
Cable, fiber or DSL: 68.3%
No internet access: 16.9%
Without health insurance: 6.3%
Limited-English households: 0%

Geography

City (USPS): Bingham Lake
State: Minnesota
County: Cottonwood County
Center point: 43.9360° N, 95.0294° W
Land area: 53 sq mi
Water area: 1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

56118 spans 2 counties

Cottonwood County91% of land
Jackson County9% of land

Cities and towns within this zip

Bingham Lake2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 56118

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
56159	Mountain Lake, MN	4.6 mi	2,668	$71,648	$161,800
56101	Windom, MN	6.5 mi	6,157	$77,083	$183,700
56145	Jeffers, MN	11 mi	510	$58,750	$104,200
56120	Butterfield, MN	12 mi	983	$77,188	$147,800
56022	Darfur, MN	12 mi	63	$65,750	$70,600
56160	Odin, MN	13 mi	224	$66,667	$94,200
56019	Comfrey, MN	14 mi	795	$65,833	$161,100
56174	Storden, MN	15 mi	352	$74,688	$104,200
56137	Heron Lake, MN	16 mi	1,039	$71,250	$123,900
56176	Trimont, MN	19 mi	888	$59,125	$126,500
56162	Ormsby, MN	19 mi	313	$88,625	$97,200
56083	Sanborn, MN	20 mi	741	$69,167	$132,900

Questions about 56118

What city is zip code 56118?

56118 is assigned to Bingham Lake, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 56118 in?

56118 is mostly in Cottonwood County, but it extends into 1 other county.

What is the population of 56118?

About 457 people live in 56118, according to the Census Bureau's American Community Survey.

What time zone is 56118 in?

56118 is in Central Time.

What is the median household income in 56118?

The median household income in 56118 is $91,250.

What zip codes are near 56118?

The closest zip codes to 56118 are 56159, 56101, 56145, 56120, 56022.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 56118, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.