Zip code 55972: Saint Charles, Minnesota

Q: What city is zip code 55972?

55972 is assigned to Saint Charles, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 55972 in?

55972 is mostly in Winona County, but it extends into 1 other county.

Q: What is the population of 55972?

About 5,434 people live in 55972, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 55972?

The median household income in 55972 is $98,878.

Q: What zip codes are near 55972?

The closest zip codes to 55972 are 55929, 55979, 55910, 55969, 55934.

Residential delivery areaWinona CountyCentral Time

Population

5,434

Median household income

$99K

U.S. $81K

Median home value

$288K

U.S. $333K

Median rent

$1,011/mo

U.S. $1,413

Median age

38.7

U.S. 38.9

Land area

88 sq mi

62 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 55972

55972 is a small-town zip code in Saint Charles, Minnesota (Winona County), covering 88 sq mi of land. About 5,434 people live here, or 62 per square mile. The median resident is 38.7 years old, compared with 38.9 nationally.

The median household earns $98,878 a year, 22% above the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $287,800, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,011 a month.

31% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.7 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 55972 compares

Sorted from highest to lowest national percentile

Healthcare workers13%
88th
U.S. 9.7% · MN 10.9%195th of 852 in MN
Veterans9.5%
87th
U.S. 6.2% · MN 5.9%147th of 854 in MN
Homeownership rate83.5%
86th
StrengthU.S. 65.2% · MN 72.2%439th of 851 in MN
Residents under 1826.9%
86th
U.S. 22% · MN 22.9%170th of 854 in MN
Work from home18.1%
72nd
U.S. 15.1% · MN 17.6%175th of 852 in MN
Median household income$98,878
70th
U.S. $80,734 · MN $89,062158th of 846 in MN
Per capita income$46,697
66th
U.S. $44,673 · MN $48,237207th of 853 in MN
Uninsured rate8.8%
64th
U.S. 8.4% · MN 4.7%91st of 853 in MN
Median earnings per worker$53,421
64th
U.S. $49,666 · MN $54,389259th of 851 in MN
Self-employed workers10.3%
62nd
U.S. 10% · MN 9.3%526th of 852 in MN
Income inequality (Gini)0.444
58th
U.S. 0.483 · MN 0.453204th of 848 in MN
Median age38.7
48th
U.S. 38.9 · MN 38.8619th of 854 in MN
Bachelor's degree or higher31.1%
48th
U.S. 35.7% · MN 39.4%227th of 854 in MN
Housing vacancy6.4%
48th
U.S. 10.1% · MN 9.3%590th of 851 in MN
Median home value$287,800
41st
U.S. $332,700 · MN $329,300284th of 842 in MN
Average commute23.7 min
34th
U.S. 26.4 min · MN 22.7 min443rd of 849 in MN
Residents 65 and older14.5%
34th
U.S. 17.2% · MN 17.3%712th of 854 in MN
Foreign-born residents5.4%
31st
U.S. 14.1% · MN 8.7%198th of 854 in MN
Tech workers1.9%
31st
U.S. 3.8% · MN 4%349th of 852 in MN
Median gross rent$1,011
22nd
U.S. $1,413 · MN $1,280297th of 757 in MN
Broadband access87.3%
20th
WeaknessU.S. 91% · MN 91.6%558th of 851 in MN
Diversity index20.3
13th
U.S. 61.4 · MN 41.1408th of 854 in MN
Government workers9.2%
13th
U.S. 14.5% · MN 12.9%727th of 852 in MN
Poverty rate4.8%
11th
StrengthU.S. 12.5% · MN 9.3%706th of 852 in MN
Population5,434
9th
U.S. 334,922,499 · MN 5,739,445242nd of 854 in MN
Population density62/sq mi
9th
U.S. 95/sq mi · MN 72/sq mi293rd of 854 in MN
Rent-burdened renters17.8%
2nd
StrengthU.S. 51.1% · MN 48.1%718th of 828 in MN
Unemployment rate0.5%
1st
StrengthU.S. 5.2% · MN 4.1%805th of 853 in MN

Measure	55972	Winona	MN	U.S.	National percentile	Rank in MN
Healthcare workers	13%	11.5%	10.9%	9.7%	88th	195th of 852
Veterans	9.5%	5.8%	5.9%	6.2%	87th	147th of 854
Homeownership rateStrength	83.5%	69.5%	72.2%	65.2%	86th	439th of 851
Residents under 18	26.9%	17.6%	22.9%	22%	86th	170th of 854
Work from home	18.1%	10%	17.6%	15.1%	72nd	175th of 852
Median household income	$98,878	$70,744	$89,062	$80,734	70th	158th of 846
Per capita income	$46,697	$38,508	$48,237	$44,673	66th	207th of 853
Uninsured rate	8.8%	5.2%	4.7%	8.4%	64th	91st of 853
Median earnings per worker	$53,421	$41,056	$54,389	$49,666	64th	259th of 851
Self-employed workers	10.3%	8.9%	9.3%	10%	62nd	526th of 852
Income inequality (Gini)	0.444	0.451	0.453	0.483	58th	204th of 848
Median age	38.7	36.4	38.8	38.9	48th	619th of 854
Bachelor's degree or higher	31.1%	32.7%	39.4%	35.7%	48th	227th of 854
Housing vacancy	6.4%	7.3%	9.3%	10.1%	48th	590th of 851
Median home value	$287,800	$235,400	$329,300	$332,700	41st	284th of 842
Average commute	23.7 min	17.6 min	22.7 min	26.4 min	34th	443rd of 849
Residents 65 and older	14.5%	18.7%	17.3%	17.2%	34th	712th of 854
Foreign-born residents	5.4%	3%	8.7%	14.1%	31st	198th of 854
Tech workers	1.9%	2.3%	4%	3.8%	31st	349th of 852
Median gross rent	$1,011	$907	$1,280	$1,413	22nd	297th of 757
Broadband accessWeakness	87.3%	91%	91.6%	91%	20th	558th of 851
Diversity index	20.3	20.7	41.1	61.4	13th	408th of 854
Government workers	9.2%	10.9%	12.9%	14.5%	13th	727th of 852
Poverty rateStrength	4.8%	14.8%	9.3%	12.5%	11th	706th of 852
Population	5,434	49,779	5,739,445	334,922,499	9th	242nd of 854
Population density	62/sq mi	80/sq mi	72/sq mi	95/sq mi	9th	293rd of 854
Rent-burdened rentersStrength	17.8%	50.9%	48.1%	51.1%	2nd	718th of 828
Unemployment rateStrength	0.5%	2.3%	4.1%	5.2%	1st	805th of 853

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

11%

25–34

16%

35–44

45–54

14%

55–64

65–74

75+

Median age

38.7

Under 18

26.9%

65 and over

14.5%

Race and ethnicity

White89%
Black0%
Hispanic4%
Asian7%
Native American0%
Pacific Islander0%
Other0.2%
Multiracial0.6%

Diversity index

20.3

U.S. 61.4

Foreign-born

5.4%

U.S. 14.1%

Born in state

76.2%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,003
Average household size: 2.7
Family households: 69.1%
Married couples: 57.8%
Living alone: 22.8%
Veterans (of adults): 9.5%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

$25–50k

17%

$50–75k

13%

$75–100k

12%

$100–150k

25%

$150–200k

10%

$200k+

14%

Median household income

55972

$98,878

Winona Co.

$70,744

Minnesota

$89,062

United States

$80,734

Per capita income

$46,697

U.S. $44,673

Poverty rate

4.8%

U.S. 12.5%

Households earning $150K+

24.3%

U.S. 23%

Income inequality (Gini)

0.444

U.S. 0.483

Housing

Median home value

55972

$287,800

Winona Co.

$235,400

Minnesota

$329,300

United States

$332,700

Median gross rent

55972

$1,011

Winona Co.

$907

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

84%

2–4 units

11%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,140
Owner-occupied: 83.5%
Vacant: 6.4%
Median year built: 1976
Median rooms: 6.7
Renters paying 30%+ of income: 17.8%
Renters paying 50%+ of income: 7.4%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

Walked

Bicycle

Worked from home

18%

Other

0.4%

Commute time (one way)

<10 min

14%

10–19

21%

20–29

21%

30–44

36%

45–59

60+

Average commute

23.7 min

U.S. 26.4 min

Unemployment

0.5%

U.S. 5.2%

In labor force

71.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Healthcare

13%

Office and admin

12%

Construction and repair

10%

Transportation and moving

Production

Education

Sales

Cleaning and personal care

Food service

Business and finance

Engineering and science

Computer and math

Arts, media and sports

Farming, fishing and forestry

Police and fire

0.6%

Legal and social services

0.3%

Industries

Health care and social assistance

25%

Manufacturing

16%

Retail

Construction

Education

Transportation, warehousing and utilities

Professional and technical services

Agriculture and mining

Finance, insurance and real estate

Other services

Information

Admin, support and management

Public administration

Wholesale

Restaurants and hotels

Arts and recreation

0.0%

Median earnings per worker

$53,421

U.S. $49,666

Self-employed

10.3%

U.S. 10%

Government workers

9.2%

U.S. 14.5%

Nonprofit workers

23.6%

U.S. 8.8%

Median earnings by type of work

Type of work	55972	U.S.
Management, business, science and arts	$65,074	$74,888
Service	$40,236	$26,804
Sales and office	$45,042	$40,476
Construction and maintenance	$67,661	$49,199
Production and transportation	$39,150	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

17%

Associate's

22%

Bachelor's

24%

Graduate

High school graduate or higher: 91.5%
Bachelor's degree or higher: 31.1%
Graduate or professional degree: 7.5%
Households with broadband: 87.3%
Cable, fiber or DSL: 73.7%
No internet access: 10.6%
Without health insurance: 8.8%
Limited-English households: 0.1%

Geography

City (USPS): Saint Charles
State: Minnesota
County: Winona County
Center point: 43.9939° N, 92.0509° W
Land area: 88 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

55972 spans 2 counties

Winona County74% of land
Olmsted County26% of land

Cities and towns within this zip

St. Charles4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 55972

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
55929	Dover, MN	4.8 mi	1,383	$118,977	$332,300
55979	Utica, MN	7 mi	1,053	$85,417	$279,700
55910	Altura, MN	10 mi	1,171	$76,389	$259,100
55969	Rollingstone, MN	11 mi	1,169	$94,444	$291,800
55934	Eyota, MN	11 mi	3,466	$84,952	$327,700
55952	Lewiston, MN	11 mi	2,585	$91,389	$228,200
55923	Chatfield, MN	12 mi	4,375	$96,328	$293,000
55964	Plainview, MN	13 mi	4,400	$84,318	$253,200
55988	Stockton, MN · PO box	14 mi	—	—	—
55959	Minnesota City, MN	15 mi	1,889	$67,617	$231,500
55932	Elgin, MN	16 mi	1,999	$100,078	$316,500
55935	Fountain, MN	18 mi	1,006	$85,000	$246,800

Zip codes like 55972 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 55972

What city is zip code 55972?

55972 is assigned to Saint Charles, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 55972 in?

55972 is mostly in Winona County, but it extends into 1 other county.

What is the population of 55972?

About 5,434 people live in 55972, according to the Census Bureau's American Community Survey.

What time zone is 55972 in?

55972 is in Central Time.

What is the median household income in 55972?

The median household income in 55972 is $98,878.

What zip codes are near 55972?

The closest zip codes to 55972 are 55929, 55979, 55910, 55969, 55934.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 55972, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.