Zip code 55616: Two Harbors, Minnesota

Q: What city is zip code 55616?

55616 is assigned to Two Harbors, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 55616 in?

55616 is mostly in Lake County, but it extends into 1 other county.

Q: What is the population of 55616?

About 7,250 people live in 55616, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 55616?

The median household income in 55616 is $76,127.

Q: What zip codes are near 55616?

The closest zip codes to 55616 are 55602, 55601, 55614, 55609, 55750.

Residential delivery areaLake CountyCentral Time

Population

7,250

Median household income

$76K

U.S. $81K

Median home value

$259K

U.S. $333K

Median rent

$1,096/mo

U.S. $1,413

Median age

44.3

U.S. 38.9

Land area

480 sq mi

15 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 55616

55616 is a rural zip code in Two Harbors, Minnesota (Lake County), covering 480 sq mi of land. About 7,250 people live here, or 15 per square mile. The median resident is 44.3 years old, compared with 38.9 nationally.

The median household earns $76,127 a year, close to the national median of $80,734. 7.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $259,200, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,096 a month.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in construction and repair; management; and cleaning and personal care.

How 55616 compares

Sorted from highest to lowest national percentile

Housing vacancy26.2%
97th
U.S. 10.1% · MN 9.3%153rd of 851 in MN
Residents 65 and older22.6%
85th
U.S. 17.2% · MN 17.3%311th of 854 in MN
Median age44.3
83rd
U.S. 38.9 · MN 38.8308th of 854 in MN
Homeownership rate80.3%
79th
U.S. 65.2% · MN 72.2%549th of 851 in MN
Self-employed workers11.3%
72nd
U.S. 10% · MN 9.3%467th of 852 in MN
Veterans7.4%
71st
U.S. 6.2% · MN 5.9%351st of 854 in MN
Median earnings per worker$51,193
59th
U.S. $49,666 · MN $54,389326th of 851 in MN
Work from home13.4%
53rd
U.S. 15.1% · MN 17.6%331st of 852 in MN
Average commute26 min
50th
U.S. 26.4 min · MN 22.7 min302nd of 849 in MN
Healthcare workers9.5%
50th
U.S. 9.7% · MN 10.9%482nd of 852 in MN
Per capita income$39,638
48th
U.S. $44,673 · MN $48,237436th of 853 in MN
Median household income$76,127
45th
U.S. $80,734 · MN $89,062455th of 846 in MN
Uninsured rate6.1%
44th
U.S. 8.4% · MN 4.7%212th of 853 in MN
Residents under 1821.5%
44th
U.S. 22% · MN 22.9%511th of 854 in MN
Rent-burdened renters48.3%
40th
U.S. 51.1% · MN 48.1%290th of 828 in MN
Median home value$259,200
35th
U.S. $332,700 · MN $329,300359th of 842 in MN
Bachelor's degree or higher25%
34th
U.S. 35.7% · MN 39.4%389th of 854 in MN
Poverty rate7.9%
31st
U.S. 12.5% · MN 9.3%471st of 852 in MN
Median gross rent$1,096
28th
U.S. $1,413 · MN $1,280248th of 757 in MN
Government workers10.9%
26th
U.S. 14.5% · MN 12.9%598th of 852 in MN
Broadband access88.2%
24th
U.S. 91% · MN 91.6%481st of 851 in MN
Income inequality (Gini)0.390
14th
StrengthU.S. 0.483 · MN 0.453571st of 848 in MN
Population7,250
11th
U.S. 334,922,499 · MN 5,739,445206th of 854 in MN
Tech workers0.9%
11th
U.S. 3.8% · MN 4%548th of 852 in MN
Foreign-born residents1%
6th
U.S. 14.1% · MN 8.7%580th of 854 in MN
Unemployment rate2%
5th
StrengthU.S. 5.2% · MN 4.1%643rd of 853 in MN
Diversity index10.2
4th
U.S. 61.4 · MN 41.1696th of 854 in MN
Population density15/sq mi
2nd
U.S. 95/sq mi · MN 72/sq mi561st of 854 in MN

Measure	55616	Lake	MN	U.S.	National percentile	Rank in MN
Housing vacancy	26.2%	33.7%	9.3%	10.1%	97th	153rd of 851
Residents 65 and older	22.6%	27.9%	17.3%	17.2%	85th	311th of 854
Median age	44.3	49.4	38.8	38.9	83rd	308th of 854
Homeownership rate	80.3%	83.5%	72.2%	65.2%	79th	549th of 851
Self-employed workers	11.3%	12.7%	9.3%	10%	72nd	467th of 852
Veterans	7.4%	7.8%	5.9%	6.2%	71st	351st of 854
Median earnings per worker	$51,193	$51,619	$54,389	$49,666	59th	326th of 851
Work from home	13.4%	13.2%	17.6%	15.1%	53rd	331st of 852
Average commute	26 min	24.8 min	22.7 min	26.4 min	50th	302nd of 849
Healthcare workers	9.5%	8.7%	10.9%	9.7%	50th	482nd of 852
Per capita income	$39,638	$41,362	$48,237	$44,673	48th	436th of 853
Median household income	$76,127	$75,541	$89,062	$80,734	45th	455th of 846
Uninsured rate	6.1%	4.9%	4.7%	8.4%	44th	212th of 853
Residents under 18	21.5%	19.1%	22.9%	22%	44th	511th of 854
Rent-burdened renters	48.3%	45%	48.1%	51.1%	40th	290th of 828
Median home value	$259,200	$241,300	$329,300	$332,700	35th	359th of 842
Bachelor's degree or higher	25%	26.8%	39.4%	35.7%	34th	389th of 854
Poverty rate	7.9%	8.6%	9.3%	12.5%	31st	471st of 852
Median gross rent	$1,096	$1,093	$1,280	$1,413	28th	248th of 757
Government workers	10.9%	16.6%	12.9%	14.5%	26th	598th of 852
Broadband access	88.2%	87.6%	91.6%	91%	24th	481st of 851
Income inequality (Gini)Strength	0.390	0.402	0.453	0.483	14th	571st of 848
Population	7,250	10,879	5,739,445	334,922,499	11th	206th of 854
Tech workers	0.9%	0.9%	4%	3.8%	11th	548th of 852
Foreign-born residents	1%	1.3%	8.7%	14.1%	6th	580th of 854
Unemployment rateStrength	2%	2.6%	4.1%	5.2%	5th	643rd of 853
Diversity index	10.2	10.9	41.1	61.4	4th	696th of 854
Population density	15/sq mi	5/sq mi	72/sq mi	95/sq mi	2nd	561st of 854

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

10%

25–34

13%

35–44

11%

45–54

16%

55–64

14%

65–74

75+

Median age

44.3

Under 18

21.5%

65 and over

22.6%

Race and ethnicity

White95%
Black0.3%
Hispanic1%
Asian0.4%
Native American0.6%
Pacific Islander0.0%
Other0.0%
Multiracial3%

Diversity index

10.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

75.6%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.2%

Asian / Pacific

0.1%

Other

0.3%

Households

Households: 3,070
Average household size: 2.3
Family households: 63.7%
Married couples: 53.1%
Living alone: 27.3%
Veterans (of adults): 7.4%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

12%

$50–75k

21%

$75–100k

15%

$100–150k

22%

$150–200k

$200k+

Median household income

55616

$76,127

Lake Co.

$75,541

Minnesota

$89,062

United States

$80,734

Per capita income

$39,638

U.S. $44,673

Poverty rate

7.9%

U.S. 12.5%

Households earning $150K+

13.5%

U.S. 23%

Income inequality (Gini)

0.390

U.S. 0.483

Housing

Median home value

55616

$259,200

Lake Co.

$241,300

Minnesota

$329,300

United States

$332,700

Median gross rent

55616

$1,096

Lake Co.

$1,093

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 4,159
Owner-occupied: 80.3%
Vacant: 26.2%
Median year built: 1967
Median rooms: 5.7
Renters paying 30%+ of income: 48.3%
Renters paying 50%+ of income: 25.4%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.4%

Walked

Bicycle

0.4%

Worked from home

13%

Other

0.4%

Commute time (one way)

<10 min

25%

10–19

19%

20–29

14%

30–44

23%

45–59

60+

Average commute

26 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

60%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

12%

Management

12%

Cleaning and personal care

11%

Office and admin

10%

Healthcare

Transportation and moving

Food service

Production

Business and finance

Sales

Education

Engineering and science

Legal and social services

Computer and math

0.9%

Police and fire

0.9%

Arts, media and sports

0.6%

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

16%

Restaurants and hotels

15%

Retail

10%

Manufacturing

10%

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Agriculture and mining

Admin, support and management

Education

Other services

Public administration

Professional and technical services

Wholesale

Arts and recreation

Information

0.6%

Median earnings per worker

$51,193

U.S. $49,666

Self-employed

11.3%

U.S. 10%

Government workers

10.9%

U.S. 14.5%

Nonprofit workers

11.6%

U.S. 8.8%

Median earnings by type of work

Type of work	55616	U.S.
Management, business, science and arts	$66,295	$74,888
Service	$21,591	$26,804
Sales and office	$49,476	$40,476
Construction and maintenance	$65,438	$49,199
Production and transportation	$52,396	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

30%

Some college

22%

Associate's

17%

Bachelor's

16%

Graduate

High school graduate or higher: 93.9%
Bachelor's degree or higher: 25%
Graduate or professional degree: 9.5%
Households with broadband: 88.2%
Cable, fiber or DSL: 71.1%
No internet access: 8.6%
Without health insurance: 6.1%
Limited-English households: 0%

Geography

City (USPS): Two Harbors
State: Minnesota
County: Lake County
Center point: 47.2515° N, 91.6919° W
Land area: 480 sq mi
Water area: 17 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

55616 spans 2 counties

Lake County91% of land
St. Louis County9% of land

Zip codes near 55616

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
55602	Brimson, MN	12 mi	346	$73,750	$247,600
55601	Beaver Bay, MN	15 mi	128	$56,250	$242,400
55614	Silver Bay, MN	16 mi	2,485	$72,981	$181,700
55609	Knife River, MN	20 mi	131	$78,208	—
55750	Hoyt Lakes, MN	23 mi	2,068	$65,833	$93,300
55803	Duluth, MN	23 mi	17,662	$105,888	$336,000
55804	Duluth, MN	25 mi	15,922	$111,228	$315,300
55763	Makinen, MN	26 mi	495	$80,750	$209,700
55607	Isabella, MN	27 mi	192	$87,857	$213,200
55603	Finland, MN	31 mi	490	$61,875	$216,700
55705	Aurora, MN	31 mi	3,211	$56,208	$124,100
55706	Babbitt, MN	32 mi	1,703	$56,750	$112,500

Zip codes like 55616 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 55616

What city is zip code 55616?

55616 is assigned to Two Harbors, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 55616 in?

55616 is mostly in Lake County, but it extends into 1 other county.

What is the population of 55616?

About 7,250 people live in 55616, according to the Census Bureau's American Community Survey.

What time zone is 55616 in?

55616 is in Central Time.

What is the median household income in 55616?

The median household income in 55616 is $76,127.

What zip codes are near 55616?

The closest zip codes to 55616 are 55602, 55601, 55614, 55609, 55750.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 55616, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.