Zip code 54540: Land O Lakes, Wisconsin

Q: What city is zip code 54540?

54540 is assigned to Land O Lakes, Wisconsin. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 54540 in?

54540 is in Vilas County, Wisconsin.

Q: What is the population of 54540?

About 971 people live in 54540, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 54540?

The median household income in 54540 is $68,654.

Q: What zip codes are near 54540?

The closest zip codes to 54540 are 54561, 54519, 49969, 54560, 54512.

Residential delivery areaVilas CountyCentral Time

Population

971

Median household income

$69K

U.S. $81K

Median home value

$276K

U.S. $333K

Median rent

$608/mo

U.S. $1,413

Median age

61.5

U.S. 38.9

Land area

80 sq mi

12 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 54540

54540 is a rural zip code in Land O Lakes, Wisconsin (Vilas County), covering 80 sq mi of land. About 971 people live here, or 12 per square mile. The median resident is 61.5 years old, compared with 38.9 nationally.

The median household earns $68,654 a year, 15% below the national median of $80,734. 3.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $276,400, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $608 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.4 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in sales; management; and construction and repair. 32% of them are self-employed (U.S.: 10%).

How 54540 compares

Sorted from highest to lowest national percentile

Median age61.5
99th
U.S. 38.9 · WI 40.227th of 761 in WI
Housing vacancy68.5%
99th
U.S. 10.1% · WI 10.8%12th of 759 in WI
Residents 65 and older37.5%
99th
U.S. 17.2% · WI 18.5%37th of 762 in WI
Self-employed workers32.4%
99th
U.S. 10% · WI 8.5%5th of 759 in WI
Homeownership rate90%
96th
StrengthU.S. 65.2% · WI 67.8%107th of 759 in WI
Veterans10.1%
90th
U.S. 6.2% · WI 6.2%105th of 762 in WI
Work from home17.2%
69th
U.S. 15.1% · WI 13.1%103rd of 759 in WI
Bachelor's degree or higher33.5%
53rd
U.S. 35.7% · WI 33.4%160th of 762 in WI
Healthcare workers9.4%
49th
U.S. 9.7% · WI 10.1%359th of 759 in WI
Per capita income$38,854
46th
U.S. $44,673 · WI $43,373410th of 761 in WI
Median home value$276,400
39th
U.S. $332,700 · WI $266,500223rd of 753 in WI
Government workers11.9%
35th
U.S. 14.5% · WI 12.9%415th of 759 in WI
Median household income$68,654
34th
U.S. $80,734 · WI $77,485514th of 753 in WI
Average commute23.4 min
32nd
U.S. 26.4 min · WI 22.2 min447th of 753 in WI
Unemployment rate3.9%
32nd
U.S. 5.2% · WI 3.2%188th of 759 in WI
Median earnings per worker$41,780
28th
U.S. $49,666 · WI $49,690630th of 758 in WI
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · WI 5.2%489th of 759 in WI
Foreign-born residents2.4%
14th
U.S. 14.1% · WI 5.2%307th of 762 in WI
Rent-burdened renters35.9%
10th
StrengthU.S. 51.1% · WI 43.7%410th of 751 in WI
Diversity index14.2
7th
U.S. 61.4 · WI 37.1468th of 762 in WI
Broadband access80.8%
5th
WeaknessU.S. 91% · WI 90.3%674th of 759 in WI
Income inequality (Gini)0.360
4th
StrengthU.S. 0.483 · WI 0.444643rd of 758 in WI
Poverty rate3.3%
3rd
StrengthU.S. 12.5% · WI 10.6%709th of 759 in WI
Residents under 189.7%
2nd
U.S. 22% · WI 21.4%729th of 762 in WI
Population971
1st
U.S. 334,922,499 · WI 5,914,872635th of 762 in WI
Population density12/sq mi
1st
U.S. 95/sq mi · WI 109/sq mi695th of 762 in WI
Median gross rent$608
1st
U.S. $1,413 · WI $1,087674th of 706 in WI
Tech workers0%
1st
U.S. 3.8% · WI 3.3%753rd of 759 in WI

Measure	54540	Vilas	WI	U.S.	National percentile	Rank in WI
Median age	61.5	55.7	40.2	38.9	99th	27th of 761
Housing vacancy	68.5%	55.2%	10.8%	10.1%	99th	12th of 759
Residents 65 and older	37.5%	31.8%	18.5%	17.2%	99th	37th of 762
Self-employed workers	32.4%	16.4%	8.5%	10%	99th	5th of 759
Homeownership rateStrength	90%	84%	67.8%	65.2%	96th	107th of 759
Veterans	10.1%	8.6%	6.2%	6.2%	90th	105th of 762
Work from home	17.2%	11.3%	13.1%	15.1%	69th	103rd of 759
Bachelor's degree or higher	33.5%	30.9%	33.4%	35.7%	53rd	160th of 762
Healthcare workers	9.4%	9%	10.1%	9.7%	49th	359th of 759
Per capita income	$38,854	$43,101	$43,373	$44,673	46th	410th of 761
Median home value	$276,400	$300,000	$266,500	$332,700	39th	223rd of 753
Government workers	11.9%	18.6%	12.9%	14.5%	35th	415th of 759
Median household income	$68,654	$68,431	$77,485	$80,734	34th	514th of 753
Average commute	23.4 min	19.5 min	22.2 min	26.4 min	32nd	447th of 753
Unemployment rate	3.9%	4%	3.2%	5.2%	32nd	188th of 759
Median earnings per worker	$41,780	$43,119	$49,690	$49,666	28th	630th of 758
Uninsured rateStrength	3.6%	5.6%	5.2%	8.4%	18th	489th of 759
Foreign-born residents	2.4%	1.7%	5.2%	14.1%	14th	307th of 762
Rent-burdened rentersStrength	35.9%	30%	43.7%	51.1%	10th	410th of 751
Diversity index	14.2	27.2	37.1	61.4	7th	468th of 762
Broadband accessWeakness	80.8%	87.9%	90.3%	91%	5th	674th of 759
Income inequality (Gini)Strength	0.360	0.436	0.444	0.483	4th	643rd of 758
Poverty rateStrength	3.3%	11.1%	10.6%	12.5%	3rd	709th of 759
Residents under 18	9.7%	16.2%	21.4%	22%	2nd	729th of 762
Population	971	23,647	5,914,872	334,922,499	1st	635th of 762
Population density	12/sq mi	28/sq mi	109/sq mi	95/sq mi	1st	695th of 762
Median gross rent	$608	$847	$1,087	$1,413	1st	674th of 706
Tech workers	0%	1.7%	3.3%	3.8%	1st	753rd of 759

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

13%

45–54

27%

55–64

23%

65–74

14%

75+

Median age

61.5

Under 18

9.7%

65 and over

37.5%

Race and ethnicity

White92%
Black0%
Hispanic2%
Asian0%
Native American0.3%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

14.2

U.S. 61.4

Foreign-born

2.4%

U.S. 14.1%

Born in state

44.1%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 468
Average household size: 2.1
Family households: 61.8%
Married couples: 57.1%
Living alone: 37.2%
Veterans (of adults): 10.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

21%

$50–75k

20%

$75–100k

18%

$100–150k

18%

$150–200k

$200k+

Median household income

54540

$68,654

Vilas Co.

$68,431

Wisconsin

$77,485

United States

$80,734

Per capita income

$38,854

U.S. $44,673

Poverty rate

3.3%

U.S. 12.5%

Households earning $150K+

8.1%

U.S. 23%

Income inequality (Gini)

0.360

U.S. 0.483

Housing

Median home value

54540

$276,400

Vilas Co.

$300,000

Wisconsin

$266,500

United States

$332,700

Median gross rent

54540

$608

Vilas Co.

$847

Wisconsin

$1,087

United States

$1,413

Types of housing

Single-family

90%

2–4 units

0.3%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,486
Owner-occupied: 90%
Vacant: 68.5%
Median year built: 1977
Median rooms: 4.8
Renters paying 30%+ of income: 35.9%
Renters paying 50%+ of income: 7.7%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

Walked

Bicycle

Worked from home

17%

Other

Commute time (one way)

<10 min

19%

10–19

23%

20–29

19%

30–44

21%

45–59

16%

60+

Average commute

23.4 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

46.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

20%

Management

14%

Construction and repair

10%

Healthcare

Transportation and moving

Office and admin

Production

Education

Cleaning and personal care

Engineering and science

Food service

Business and finance

Arts, media and sports

Legal and social services

0.8%

Computer and math

Police and fire

Farming, fishing and forestry

Industries

Finance, insurance and real estate

14%

Construction

14%

Health care and social assistance

13%

Retail

11%

Manufacturing

Restaurants and hotels

Transportation, warehousing and utilities

Information

Education

Arts and recreation

Wholesale

Agriculture and mining

Admin, support and management

Professional and technical services

Public administration

Other services

Median earnings per worker

$41,780

U.S. $49,666

Self-employed

32.4%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	54540	U.S.
Management, business, science and arts	$33,295	$74,888
Service	$32,083	$26,804
Sales and office	$41,500	$40,476
Construction and maintenance	$60,500	$49,199
Production and transportation	$45,721	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

24%

Associate's

12%

Bachelor's

23%

Graduate

10%

High school graduate or higher: 94.2%
Bachelor's degree or higher: 33.5%
Graduate or professional degree: 10.2%
Households with broadband: 80.8%
Cable, fiber or DSL: 65.6%
No internet access: 14.5%
Without health insurance: 3.6%
Limited-English households: 0.6%

Geography

City (USPS): Land O Lakes
State: Wisconsin
County: Vilas County
Center point: 46.1548° N, 89.3727° W
Land area: 80 sq mi
Water area: 14 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Zip codes near 54540

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
54561	Star Lake, WI	6.5 mi	55	—	$331,800
54519	Conover, WI	8.7 mi	1,309	$59,628	$271,600
49969	Watersmeet, MI	10 mi	1,000	$67,188	$247,300
54560	Sayner, WI	12 mi	561	$61,667	$246,300
54512	Boulder Junction, WI	14 mi	1,461	$75,147	$294,500
54554	Phelps, WI	16 mi	1,148	$63,750	$247,300
54558	Saint Germain, WI	17 mi	2,262	$59,718	$261,000
54521	Eagle River, WI	17 mi	8,551	$74,071	$305,100
54557	Presque Isle, WI	18 mi	1,042	$74,432	$394,600
54568	Woodruff, WI	20 mi	4,854	$72,589	$281,000
49947	Marenisco, MI	21 mi	673	$48,750	$204,500
54545	Manitowish Waters, WI	23 mi	947	$80,625	$665,700

Questions about 54540

What city is zip code 54540?

54540 is assigned to Land O Lakes, Wisconsin. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 54540 in?

54540 is in Vilas County, Wisconsin.

What is the population of 54540?

About 971 people live in 54540, according to the Census Bureau's American Community Survey.

What time zone is 54540 in?

54540 is in Central Time.

What is the median household income in 54540?

The median household income in 54540 is $68,654.

What zip codes are near 54540?

The closest zip codes to 54540 are 54561, 54519, 49969, 54560, 54512.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 54540, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.