ZipCodeLook
52032

Zip code 52032: Bernard, Iowa

Residential delivery areaDubuque CountyCentral Time
Population
1,305
Median household income
$89K
U.S. $81K
Median home value
$269K
U.S. $333K
Median rent
$415/mo
U.S. $1,413
Median age
47.1
U.S. 38.9
Land area
102 sq mi
13 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 52032

52032 is a rural zip code in Bernard, Iowa (Dubuque County), covering 102 sq mi of land. About 1,305 people live here, or 13 per square mile. The median resident is 47.1 years old, compared with 38.9 nationally.

The median household earns $88,500 a year, close to the national median of $80,734. 4.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $269,000, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 94% of occupied homes are lived in by their owners, and renters pay a median of $415 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 36.1 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and transportation and moving goods. 16% of them are self-employed (U.S.: 10%).

How 52032 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
47.1
Under 18
16.6%
65 and over
19.9%

Race and ethnicity

  • White94%
  • Black0%
  • Hispanic0.8%
  • Asian0%
  • Native American0.9%
  • Pacific Islander0%
  • Other4%
  • Multiracial0.2%
Diversity index
11.5
U.S. 61.4
Foreign-born
0%
U.S. 14.1%
Born in state
86.4%

Language spoken at home (households)

English only
98%
Spanish
2%
Other Indo-European
0%
Asian / Pacific
0%
Other
0%

Households

Households
564
Average household size
2.3
Family households
77.3%
Married couples
70.9%
Living alone
15.8%
Veterans (of adults)
2.4%
Male / female
51% / 49%

Income and poverty

Household income distribution

<$25k
9%
$25–50k
11%
$50–75k
26%
$75–100k
24%
$100–150k
15%
$150–200k
11%
$200k+
5%

Median household income

52032
$88,500
Dubuque Co.
$77,630
Iowa
$75,059
United States
$80,734
Per capita income
$40,000
U.S. $44,673
Poverty rate
4.3%
U.S. 12.5%
Households earning $150K+
15.4%
U.S. 23%
Income inequality (Gini)
0.349
U.S. 0.483

Housing

Median home value

52032
$269,000
Dubuque Co.
$237,300
Iowa
$208,000
United States
$332,700

Median gross rent

52032
$415
Dubuque Co.
$959
Iowa
$972
United States
$1,413

Types of housing

Single-family
91%
2–4 units
0.1%
5–19 units
2%
20+ units
0.1%
Mobile home
7%
Boat, RV, van
0%
Housing units
711
Owner-occupied
94.1%
Vacant
20.7%
Median year built
1973
Median rooms
5.9
Renters paying 30%+ of income
52.2%
Renters paying 50%+ of income
0%
Home value to income
3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
80%
Carpooled
4%
Transit
0%
Walked
2%
Bicycle
0%
Worked from home
14%
Other
0.1%

Commute time (one way)

<10 min
3%
10–19
19%
20–29
39%
30–44
29%
45–59
0.8%
60+
8%
Average commute
36.1 min
U.S. 26.4 min
Unemployment
3.8%
U.S. 5.2%
In labor force
73.6%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin
17%
Management
16%
Transportation and moving
15%
Sales
10%
Construction and repair
9%
Cleaning and personal care
8%
Production
8%
Healthcare
5%
Education
4%
Business and finance
3%
Computer and math
2%
Farming, fishing and forestry
2%
Legal and social services
1%
Food service
0.8%
Engineering and science
0%
Arts, media and sports
0%
Police and fire
0%

Industries

Other services
19%
Agriculture and mining
13%
Retail
11%
Construction
11%
Manufacturing
10%
Health care and social assistance
8%
Finance, insurance and real estate
8%
Wholesale
8%
Education
6%
Transportation, warehousing and utilities
4%
Arts and recreation
3%
Restaurants and hotels
0.8%
Professional and technical services
0%
Public administration
0%
Admin, support and management
0%
Information
0%
Median earnings per worker
$42,738
U.S. $49,666
Self-employed
16.4%
U.S. 10%
Government workers
2.6%
U.S. 14.5%
Nonprofit workers
22.4%
U.S. 8.8%

Median earnings by type of work

Type of work52032U.S.
Management, business, science and arts$36,563$74,888
Service$27,917$26,804
Sales and office$75,054$40,476
Construction and maintenance$63,346$49,199
Production and transportation$39,089$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
10%
High school
37%
Some college
24%
Associate's
19%
Bachelor's
8%
Graduate
2%
High school graduate or higher
90.2%
Bachelor's degree or higher
9.7%
Graduate or professional degree
2.2%
Households with broadband
87.2%
Cable, fiber or DSL
71.1%
No internet access
11.9%
Without health insurance
5.5%
Limited-English households
0%

Geography

City (USPS)
Bernard
State
Iowa
Center point
42.2897° N, 90.8395° W
Land area
102 sq mi
Water area
0.1 sq mi
Time zone
Central Time (UTC-6, UTC-5 in summer)
Zip type
Residential delivery area

52032 spans 3 counties

Zip codes near 52032

ZipCityDistanceIncome
52079Zwingle6.2 mi$101,120
52033Cascade8.3 mi$69,023
52068Peosta9.4 mi$125,901
52054La Motte11 mi$103,819
52309Monmouth11 mi$56,250
52045Epworth12 mi$91,667
52321Onslow13 mi$77,708
52003Dubuque13 mi$98,908
52046Farley14 mi$96,151
52207Baldwin14 mi$59,250
52060Maquoketa15 mi$68,143
52030Andrew16 mi$66,343

Zip codes like 52032 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 52032

What city is zip code 52032?

52032 is assigned to Bernard, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 52032 in?

52032 is mostly in Dubuque County, but it extends into 2 other counties.

What is the population of 52032?

About 1,305 people live in 52032, according to the Census Bureau's American Community Survey.

What time zone is 52032 in?

52032 is in Central Time.

What is the median household income in 52032?

The median household income in 52032 is $88,500.

What zip codes are near 52032?

The closest zip codes to 52032 are 52079, 52033, 52068, 52054, 52309.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 52032, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.