Zip code 50046: Cambridge, Iowa

Q: What city is zip code 50046?

50046 is assigned to Cambridge, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 50046 in?

50046 is mostly in Story County, but it extends into 1 other county.

Q: What is the population of 50046?

About 1,554 people live in 50046, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 50046?

The median household income in 50046 is $81,500.

Q: What zip codes are near 50046?

The closest zip codes to 50046 are 50124, 50073, 50161, 50007, 50244.

Residential delivery areaStory CountyCentral Time

Population

1,554

Median household income

$82K

U.S. $81K

Median home value

$229K

U.S. $333K

Median rent

$925/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

48 sq mi

33 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 50046

50046 is a rural zip code in Cambridge, Iowa (Story County), covering 48 sq mi of land. About 1,554 people live here, or 33 per square mile. The median resident is 42 years old, compared with 38.9 nationally.

The median household earns $81,500 a year, close to the national median of $80,734. 5.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $229,200, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $925 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.7 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in management; cleaning and personal care; and sales. 20% of them are self-employed (U.S.: 10%).

How 50046 compares

Sorted from highest to lowest national percentile

Self-employed workers19.7%
97th
U.S. 10% · IA 10.2%188th of 911 in IA
Homeownership rate86%
91st
StrengthU.S. 65.2% · IA 71.7%305th of 909 in IA
Housing vacancy15.4%
87th
U.S. 10.1% · IA 8.5%179th of 909 in IA
Residents under 1826.4%
83rd
U.S. 22% · IA 22.9%230th of 911 in IA
Median age42
72nd
U.S. 38.9 · IA 38.6491st of 911 in IA
Broadband access94.5%
71st
U.S. 91% · IA 88.9%113th of 909 in IA
Median earnings per worker$54,091
66th
U.S. $49,666 · IA $47,712179th of 910 in IA
Per capita income$43,755
60th
U.S. $44,673 · IA $40,877232nd of 911 in IA
Median household income$81,500
52nd
U.S. $80,734 · IA $75,059314th of 896 in IA
Bachelor's degree or higher32.6%
52nd
U.S. 35.7% · IA 31.4%135th of 911 in IA
Income inequality (Gini)0.432
47th
U.S. 0.483 · IA 0.444257th of 908 in IA
Veterans5.4%
44th
U.S. 6.2% · IA 6.5%652nd of 911 in IA
Average commute24.7 min
41st
U.S. 26.4 min · IA 19.8 min339th of 902 in IA
Healthcare workers8.5%
35th
U.S. 9.7% · IA 9.2%449th of 911 in IA
Government workers11.9%
35th
U.S. 14.5% · IA 14.5%552nd of 911 in IA
Median home value$229,200
28th
U.S. $332,700 · IA $208,000176th of 881 in IA
Foreign-born residents4.2%
25th
U.S. 14.1% · IA 5.9%167th of 911 in IA
Residents 65 and older12.9%
23rd
U.S. 17.2% · IA 18.1%817th of 911 in IA
Poverty rate5.7%
16th
StrengthU.S. 12.5% · IA 11.1%645th of 909 in IA
Median gross rent$925
15th
U.S. $1,413 · IA $972237th of 771 in IA
Uninsured rate3.2%
14th
StrengthU.S. 8.4% · IA 5%508th of 911 in IA
Work from home6.3%
13th
U.S. 15.1% · IA 11.3%617th of 911 in IA
Tech workers1%
13th
U.S. 3.8% · IA 2.9%409th of 911 in IA
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · IA 3.6%400th of 911 in IA
Diversity index13.9
7th
U.S. 61.4 · IA 31.4422nd of 911 in IA
Population density33/sq mi
5th
U.S. 95/sq mi · IA 58/sq mi315th of 911 in IA
Population1,554
2nd
U.S. 334,922,499 · IA 3,210,507340th of 911 in IA
Rent-burdened renters17.6%
2nd
StrengthU.S. 51.1% · IA 43.9%673rd of 882 in IA

Measure	50046	Story	IA	U.S.	National percentile	Rank in IA
Self-employed workers	19.7%	7.4%	10.2%	10%	97th	188th of 911
Homeownership rateStrength	86%	55.5%	71.7%	65.2%	91st	305th of 909
Housing vacancy	15.4%	7.1%	8.5%	10.1%	87th	179th of 909
Residents under 18	26.4%	16.2%	22.9%	22%	83rd	230th of 911
Median age	42	26.9	38.6	38.9	72nd	491st of 911
Broadband access	94.5%	80.4%	88.9%	91%	71st	113th of 909
Median earnings per worker	$54,091	$37,654	$47,712	$49,666	66th	179th of 910
Per capita income	$43,755	$38,610	$40,877	$44,673	60th	232nd of 911
Median household income	$81,500	$69,685	$75,059	$80,734	52nd	314th of 896
Bachelor's degree or higher	32.6%	54.8%	31.4%	35.7%	52nd	135th of 911
Income inequality (Gini)	0.432	0.469	0.444	0.483	47th	257th of 908
Veterans	5.4%	4%	6.5%	6.2%	44th	652nd of 911
Average commute	24.7 min	17.8 min	19.8 min	26.4 min	41st	339th of 902
Healthcare workers	8.5%	8.4%	9.2%	9.7%	35th	449th of 911
Government workers	11.9%	27.9%	14.5%	14.5%	35th	552nd of 911
Median home value	$229,200	$258,700	$208,000	$332,700	28th	176th of 881
Foreign-born residents	4.2%	8.6%	5.9%	14.1%	25th	167th of 911
Residents 65 and older	12.9%	13.2%	18.1%	17.2%	23rd	817th of 911
Poverty rateStrength	5.7%	18.2%	11.1%	12.5%	16th	645th of 909
Median gross rent	$925	$1,018	$972	$1,413	15th	237th of 771
Uninsured rateStrength	3.2%	4.2%	5%	8.4%	14th	508th of 911
Work from home	6.3%	11.8%	11.3%	15.1%	13th	617th of 911
Tech workers	1%	3.9%	2.9%	3.8%	13th	409th of 911
Unemployment rateStrength	2.6%	4.8%	3.6%	5.2%	11th	400th of 911
Diversity index	13.9	33.5	31.4	61.4	7th	422nd of 911
Population density	33/sq mi	176/sq mi	58/sq mi	95/sq mi	5th	315th of 911
Population	1,554	100,466	3,210,507	334,922,499	2nd	340th of 911
Rent-burdened rentersStrength	17.6%	48.6%	43.9%	51.1%	2nd	673rd of 882

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

12%

25–34

13%

35–44

14%

45–54

18%

55–64

65–74

75+

Median age

Under 18

26.4%

65 and over

12.9%

Race and ethnicity

White93%
Black0.1%
Hispanic4%
Asian0.1%
Native American0%
Pacific Islander0%
Other0.7%
Multiracial2%

Diversity index

13.9

U.S. 61.4

Foreign-born

4.2%

U.S. 14.1%

Born in state

79.5%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.5%

Asian / Pacific

Other

Households

Households: 650
Average household size: 2.4
Family households: 57.2%
Married couples: 49.8%
Living alone: 36.2%
Veterans (of adults): 5.4%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

$25–50k

30%

$50–75k

11%

$75–100k

11%

$100–150k

23%

$150–200k

$200k+

11%

Median household income

50046

$81,500

Story Co.

$69,685

Iowa

$75,059

United States

$80,734

Per capita income

$43,755

U.S. $44,673

Poverty rate

5.7%

U.S. 12.5%

Households earning $150K+

19.8%

U.S. 23%

Income inequality (Gini)

0.432

U.S. 0.483

Housing

Median home value

50046

$229,200

Story Co.

$258,700

Iowa

$208,000

United States

$332,700

Median gross rent

50046

$925

Story Co.

$1,018

Iowa

$972

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.4%

Housing units: 768
Owner-occupied: 86%
Vacant: 15.4%
Median year built: 1971
Median rooms: 6.8
Renters paying 30%+ of income: 17.6%
Renters paying 50%+ of income: 0%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

Transit

Walked

0.5%

Bicycle

0.8%

Worked from home

Other

0.3%

Commute time (one way)

<10 min

10–19

18%

20–29

40%

30–44

28%

45–59

60+

Average commute

24.7 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

68.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Cleaning and personal care

14%

Sales

10%

Healthcare

Construction and repair

Office and admin

Production

Food service

Transportation and moving

Business and finance

Education

Engineering and science

Legal and social services

Police and fire

Computer and math

Arts, media and sports

0.8%

Farming, fishing and forestry

0.5%

Industries

Construction

15%

Manufacturing

13%

Health care and social assistance

11%

Admin, support and management

Finance, insurance and real estate

Retail

Education

Professional and technical services

Restaurants and hotels

Public administration

Other services

Agriculture and mining

Arts and recreation

Transportation, warehousing and utilities

Wholesale

Information

0.6%

Median earnings per worker

$54,091

U.S. $49,666

Self-employed

19.7%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

3.6%

U.S. 8.8%

Median earnings by type of work

Type of work	50046	U.S.
Management, business, science and arts	$80,156	$74,888
Service	$35,000	$26,804
Sales and office	$47,083	$40,476
Construction and maintenance	$60,000	$49,199
Production and transportation	$41,875	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

33%

Associate's

14%

Bachelor's

25%

Graduate

High school graduate or higher: 97.4%
Bachelor's degree or higher: 32.6%
Graduate or professional degree: 7.7%
Households with broadband: 94.5%
Cable, fiber or DSL: 64.3%
No internet access: 3.8%
Without health insurance: 3.2%
Limited-English households: 0%

Geography

City (USPS): Cambridge
State: Iowa
County: Story County
Center point: 41.8882° N, 93.5186° W
Land area: 48 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

50046 spans 2 counties

Story County73% of land
Polk County27% of land

Cities and towns within this zip

Cambridge3% of zip
Huxley1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 50046

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
50124	Huxley, IA	4.4 mi	4,859	$114,904	$305,200
50073	Elkhart, IA	6.6 mi	1,208	$100,972	$274,700
50161	Maxwell, IA	7 mi	2,296	$98,519	$256,500
50007	Alleman, IA	7.2 mi	444	$120,417	$308,300
50244	Slater, IA	7.3 mi	1,729	$120,313	$250,800
50134	Kelley, IA	8.8 mi	770	$111,250	$300,000
50243	Sheldahl, IA	9.3 mi	361	$80,938	$184,700
50010	Ames, IA	11 mi	33,799	$65,398	$253,500
50011	Ames, IA · PO box	11 mi	—	—	—
50201	Nevada, IA	11 mi	8,320	$81,027	$193,200
50013	Ames, IA	11 mi	4,211	—	—
50226	Polk City, IA	11 mi	7,759	$153,011	$417,500

Zip codes like 50046 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 50046

What city is zip code 50046?

50046 is assigned to Cambridge, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 50046 in?

50046 is mostly in Story County, but it extends into 1 other county.

What is the population of 50046?

About 1,554 people live in 50046, according to the Census Bureau's American Community Survey.

What time zone is 50046 in?

50046 is in Central Time.

What is the median household income in 50046?

The median household income in 50046 is $81,500.

What zip codes are near 50046?

The closest zip codes to 50046 are 50124, 50073, 50161, 50007, 50244.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 50046, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.