Zip code 49782: Beaver Island, Michigan

Q: What city is zip code 49782?

49782 is assigned to Beaver Island, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49782 in?

49782 is in Charlevoix County, Michigan.

Q: What is the population of 49782?

About 732 people live in 49782, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49782?

The median household income in 49782 is $75,938.

Q: What zip codes are near 49782?

The closest zip codes to 49782 are 49737, 49723, 49720, 49711, 49838.

Residential delivery areaCharlevoix CountyEastern Time

Population

732

Median household income

$76K

U.S. $81K

Median home value

$361K

U.S. $333K

Median rent

$875/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

56 sq mi

13 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49782

49782 is a rural zip code in Beaver Island, Michigan (Charlevoix County), covering 56 sq mi of land. About 732 people live here, or 13 per square mile. The median resident is 63 years old, compared with 38.9 nationally.

The median household earns $75,938 a year, close to the national median of $80,734. 9.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $360,800, or 4.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 93% of occupied homes are lived in by their owners, and renters pay a median of $875 a month.

51% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 11.1 minutes each way, and 26% of workers work from home. The most common jobs among working residents are in management; construction and repair; and sales. 34% of them are self-employed (U.S.: 10%).

How 49782 compares

Sorted from highest to lowest national percentile

Median age63
99th
U.S. 38.9 · MI 40.227th of 962 in MI
Housing vacancy61.6%
99th
U.S. 10.1% · MI 11.8%30th of 958 in MI
Residents 65 and older46.3%
99th
U.S. 17.2% · MI 18.6%21st of 962 in MI
Self-employed workers33.5%
99th
U.S. 10% · MI 8.6%11th of 961 in MI
Homeownership rate93%
98th
StrengthU.S. 65.2% · MI 73.2%147th of 958 in MI
Tech workers7.9%
93rd
U.S. 3.8% · MI 3.1%22nd of 961 in MI
Work from home25.7%
89th
U.S. 15.1% · MI 13.5%30th of 961 in MI
Veterans9.9%
89th
U.S. 6.2% · MI 5.8%168th of 962 in MI
Rent-burdened renters62.5%
89th
WeaknessU.S. 51.1% · MI 50.4%128th of 931 in MI
Bachelor's degree or higher51.3%
81st
StrengthU.S. 35.7% · MI 32.4%78th of 961 in MI
Unemployment rate7%
80th
WeaknessU.S. 5.2% · MI 5.7%208th of 961 in MI
Government workers18.9%
80th
U.S. 14.5% · MI 11.6%111th of 961 in MI
Uninsured rate10.9%
75th
U.S. 8.4% · MI 4.9%71st of 961 in MI
Per capita income$48,984
70th
U.S. $44,673 · MI $40,735149th of 962 in MI
Income inequality (Gini)0.450
63rd
U.S. 0.483 · MI 0.465241st of 958 in MI
Median home value$360,800
55th
U.S. $332,700 · MI $231,60091st of 946 in MI
Median household income$75,938
45th
U.S. $80,734 · MI $72,875344th of 952 in MI
Poverty rate9.7%
43rd
U.S. 12.5% · MI 13.2%534th of 959 in MI
Foreign-born residents7%
38th
U.S. 14.1% · MI 7.2%145th of 962 in MI
Broadband access86.2%
16th
WeaknessU.S. 91% · MI 90.5%627th of 958 in MI
Median earnings per worker$38,125
16th
WeaknessU.S. $49,666 · MI $47,178754th of 960 in MI
Median gross rent$875
12th
U.S. $1,413 · MI $1,129568th of 851 in MI
Diversity index19.4
12th
U.S. 61.4 · MI 45.3488th of 962 in MI
Residents under 1815.7%
10th
U.S. 22% · MI 21.2%771st of 962 in MI
Population density13/sq mi
2nd
U.S. 95/sq mi · MI 178/sq mi875th of 962 in MI
Healthcare workers3.9%
2nd
U.S. 9.7% · MI 10.1%904th of 961 in MI
Population732
1st
U.S. 334,922,499 · MI 10,077,761848th of 962 in MI
Average commute11.1 min
1st
StrengthU.S. 26.4 min · MI 24.2 min936th of 941 in MI

Measure	49782	Charlevoix	MI	U.S.	National percentile	Rank in MI
Median age	63	50.4	40.2	38.9	99th	27th of 962
Housing vacancy	61.6%	30.5%	11.8%	10.1%	99th	30th of 958
Residents 65 and older	46.3%	27.1%	18.6%	17.2%	99th	21st of 962
Self-employed workers	33.5%	13.8%	8.6%	10%	99th	11th of 961
Homeownership rateStrength	93%	83.5%	73.2%	65.2%	98th	147th of 958
Tech workers	7.9%	1.6%	3.1%	3.8%	93rd	22nd of 961
Work from home	25.7%	12.4%	13.5%	15.1%	89th	30th of 961
Veterans	9.9%	7.3%	5.8%	6.2%	89th	168th of 962
Rent-burdened rentersWeakness	62.5%	49.4%	50.4%	51.1%	89th	128th of 931
Bachelor's degree or higherStrength	51.3%	35.2%	32.4%	35.7%	81st	78th of 961
Unemployment rateWeakness	7%	3.4%	5.7%	5.2%	80th	208th of 961
Government workers	18.9%	9.9%	11.6%	14.5%	80th	111th of 961
Uninsured rate	10.9%	6.2%	4.9%	8.4%	75th	71st of 961
Per capita income	$48,984	$48,894	$40,735	$44,673	70th	149th of 962
Income inequality (Gini)	0.450	0.461	0.465	0.483	63rd	241st of 958
Median home value	$360,800	$276,800	$231,600	$332,700	55th	91st of 946
Median household income	$75,938	$76,531	$72,875	$80,734	45th	344th of 952
Poverty rate	9.7%	8.7%	13.2%	12.5%	43rd	534th of 959
Foreign-born residents	7%	1.8%	7.2%	14.1%	38th	145th of 962
Broadband accessWeakness	86.2%	90.1%	90.5%	91%	16th	627th of 958
Median earnings per workerWeakness	$38,125	$46,328	$47,178	$49,666	16th	754th of 960
Median gross rent	$875	$949	$1,129	$1,413	12th	568th of 851
Diversity index	19.4	14.6	45.3	61.4	12th	488th of 962
Residents under 18	15.7%	17.6%	21.2%	22%	10th	771st of 962
Population density	13/sq mi	63/sq mi	178/sq mi	95/sq mi	2nd	875th of 962
Healthcare workers	3.9%	10.2%	10.1%	9.7%	2nd	904th of 961
Population	732	26,108	10,077,761	334,922,499	1st	848th of 962
Average commuteStrength	11.1 min	19.9 min	24.2 min	26.4 min	1st	936th of 941

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

10%

Under 5

5–17

18–24

25–34

35–44

10%

45–54

14%

55–64

28%

65–74

18%

75+

Median age

Under 18

15.7%

65 and over

46.3%

Race and ethnicity

White90%
Black0%
Hispanic4%
Asian0.7%
Native American0.8%
Pacific Islander0%
Other1%
Multiracial4%

Diversity index

19.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

66.3%

Language spoken at home (households)

English only

98%

Spanish

0.3%

Other Indo-European

Asian / Pacific

0.5%

Other

Households

Households: 369
Average household size: 2
Family households: 64.5%
Married couples: 49.6%
Living alone: 34.1%
Veterans (of adults): 9.9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

20%

$50–75k

13%

$75–100k

14%

$100–150k

19%

$150–200k

$200k+

Median household income

49782

$75,938

Charlevoix Co.

$76,531

Michigan

$72,875

United States

$80,734

Per capita income

$48,984

U.S. $44,673

Poverty rate

9.7%

U.S. 12.5%

Households earning $150K+

17.9%

U.S. 23%

Income inequality (Gini)

0.450

U.S. 0.483

Housing

Median home value

49782

$360,800

Charlevoix Co.

$276,800

Michigan

$231,600

United States

$332,700

Median gross rent

49782

$875

Charlevoix Co.

$949

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

96%

2–4 units

0.3%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 961
Owner-occupied: 93%
Vacant: 61.6%
Median year built: 1983
Median rooms: 5.1
Renters paying 30%+ of income: 62.5%
Renters paying 50%+ of income: 18.8%
Home value to income: 4.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

64%

Carpooled

Transit

Walked

0.8%

Bicycle

Worked from home

26%

Other

Commute time (one way)

<10 min

49%

10–19

29%

20–29

13%

30–44

45–59

0.6%

60+

Average commute

11.1 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

43.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

21%

Construction and repair

16%

Sales

11%

Computer and math

Education

Office and admin

Production

Business and finance

Engineering and science

Healthcare

Transportation and moving

Food service

Cleaning and personal care

Legal and social services

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Manufacturing

16%

Retail

15%

Construction

15%

Transportation, warehousing and utilities

Restaurants and hotels

Health care and social assistance

Education

Public administration

Information

Professional and technical services

Finance, insurance and real estate

Admin, support and management

Agriculture and mining

Other services

0.8%

Arts and recreation

0.8%

Wholesale

Median earnings per worker

$38,125

U.S. $49,666

Self-employed

33.5%

U.S. 10%

Government workers

18.9%

U.S. 14.5%

Nonprofit workers

4.7%

U.S. 8.8%

Median earnings by type of work

Type of work	49782	U.S.
Management, business, science and arts	$49,125	$74,888
Service	$20,625	$26,804
Sales and office	$28,542	$40,476
Construction and maintenance	$51,250	$49,199
Production and transportation	$26,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.8%

High school

17%

Some college

23%

Associate's

Bachelor's

26%

Graduate

26%

High school graduate or higher: 99.2%
Bachelor's degree or higher: 51.3%
Graduate or professional degree: 25.7%
Households with broadband: 86.2%
Cable, fiber or DSL: 57.7%
No internet access: 6%
Without health insurance: 10.9%
Limited-English households: 0%

Geography

City (USPS): Beaver Island
State: Michigan
County: Charlevoix County
Center point: 45.6185° N, 85.5437° W
Land area: 56 sq mi
Water area: 1.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

St. James (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49782

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49737	Good Hart, MI · PO box	21 mi	—	—	—
49723	Cross Village, MI · PO box	24 mi	—	—	—
49720	Charlevoix, MI	28 mi	9,017	$77,603	$297,500
49711	Bay Shore, MI · PO box	28 mi	—	—	—
49838	Gould City, MI	30 mi	426	$40,000	$180,400
49729	Ellsworth, MI	34 mi	1,470	$77,870	$243,200
49670	Northport, MI	35 mi	1,784	$116,133	$559,200
49627	Eastport, MI	36 mi	229	$56,196	$532,100
49762	Naubinway, MI	37 mi	675	$57,692	$176,900
49712	Boyne City, MI	38 mi	8,203	$74,033	$294,800
49827	Engadine, MI	39 mi	1,054	$46,827	$151,600
49727	East Jordan, MI	39 mi	6,755	$70,865	$222,200

Questions about 49782

What city is zip code 49782?

49782 is assigned to Beaver Island, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49782 in?

49782 is in Charlevoix County, Michigan.

What is the population of 49782?

About 732 people live in 49782, according to the Census Bureau's American Community Survey.

What time zone is 49782 in?

49782 is in Eastern Time.

What is the median household income in 49782?

The median household income in 49782 is $75,938.

What zip codes are near 49782?

The closest zip codes to 49782 are 49737, 49723, 49720, 49711, 49838.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49782, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.