Zip code 49445: Muskegon, Michigan

Q: What city is zip code 49445?

49445 is assigned to Muskegon, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49445 in?

49445 is in Muskegon County, Michigan.

Q: What is the population of 49445?

About 21,289 people live in 49445, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49445?

The median household income in 49445 is $84,877.

Q: What zip codes are near 49445?

The closest zip codes to 49445 are 49440, 49443, 49461, 49441, 49457.

Residential delivery areaMuskegon CountyEastern Time

Population

21,289

Median household income

$85K

U.S. $81K

Median home value

$232K

U.S. $333K

Median rent

$1,154/mo

U.S. $1,413

Median age

42.2

U.S. 38.9

Land area

61 sq mi

349 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49445

49445 is a small-town zip code in Muskegon, Michigan (Muskegon County), covering 61 sq mi of land. About 21,289 people live here, or 349 per square mile. The median resident is 42.2 years old, compared with 38.9 nationally.

The median household earns $84,877 a year, close to the national median of $80,734. 7.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $232,200, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,154 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.6 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and office and administrative support.

How 49445 compares

Sorted from highest to lowest national percentile

Homeownership rate89.8%
96th
StrengthU.S. 65.2% · MI 73.2%288th of 958 in MI
Veterans10.2%
90th
U.S. 6.2% · MI 5.8%153rd of 962 in MI
Median age42.2
73rd
U.S. 38.9 · MI 40.2555th of 962 in MI
Residents 65 and older19.2%
69th
U.S. 17.2% · MI 18.6%560th of 962 in MI
Housing vacancy8.4%
63rd
U.S. 10.1% · MI 11.8%548th of 958 in MI
Residents under 1823.5%
63rd
U.S. 22% · MI 21.2%244th of 962 in MI
Median earnings per worker$50,401
57th
U.S. $49,666 · MI $47,178258th of 960 in MI
Median household income$84,877
56th
U.S. $80,734 · MI $72,875232nd of 952 in MI
Government workers14%
53rd
U.S. 14.5% · MI 11.6%290th of 961 in MI
Per capita income$40,651
51st
U.S. $44,673 · MI $40,735320th of 962 in MI
Unemployment rate4.7%
47th
U.S. 5.2% · MI 5.7%467th of 961 in MI
Bachelor's degree or higher29.9%
46th
U.S. 35.7% · MI 32.4%286th of 961 in MI
Self-employed workers8.6%
40th
U.S. 10% · MI 8.6%554th of 961 in MI
Broadband access90.3%
36th
U.S. 91% · MI 90.5%387th of 958 in MI
Tech workers2.1%
35th
U.S. 3.8% · MI 3.1%390th of 961 in MI
Population21,289
33rd
U.S. 334,922,499 · MI 10,077,761178th of 962 in MI
Median gross rent$1,154
33rd
U.S. $1,413 · MI $1,129218th of 851 in MI
Poverty rate7.9%
31st
U.S. 12.5% · MI 13.2%668th of 959 in MI
Median home value$232,200
29th
U.S. $332,700 · MI $231,600324th of 946 in MI
Work from home9.1%
29th
U.S. 15.1% · MI 13.5%536th of 961 in MI
Population density349/sq mi
28th
U.S. 95/sq mi · MI 178/sq mi308th of 962 in MI
Healthcare workers7.9%
26th
U.S. 9.7% · MI 10.1%680th of 961 in MI
Average commute21.6 min
21st
U.S. 26.4 min · MI 24.2 min731st of 941 in MI
Income inequality (Gini)0.401
21st
U.S. 0.483 · MI 0.465608th of 958 in MI
Diversity index27.1
20th
U.S. 61.4 · MI 45.3309th of 962 in MI
Rent-burdened renters37.7%
12th
StrengthU.S. 51.1% · MI 50.4%642nd of 931 in MI
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · MI 4.9%795th of 961 in MI
Foreign-born residents1.3%
8th
U.S. 14.1% · MI 7.2%613th of 962 in MI

Measure	49445	Muskegon	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	89.8%	78.1%	73.2%	65.2%	96th	288th of 958
Veterans	10.2%	7.2%	5.8%	6.2%	90th	153rd of 962
Median age	42.2	40	40.2	38.9	73rd	555th of 962
Residents 65 and older	19.2%	18.5%	18.6%	17.2%	69th	560th of 962
Housing vacancy	8.4%	10%	11.8%	10.1%	63rd	548th of 958
Residents under 18	23.5%	22.5%	21.2%	22%	63rd	244th of 962
Median earnings per worker	$50,401	$42,008	$47,178	$49,666	57th	258th of 960
Median household income	$84,877	$65,024	$72,875	$80,734	56th	232nd of 952
Government workers	14%	11.6%	11.6%	14.5%	53rd	290th of 961
Per capita income	$40,651	$32,532	$40,735	$44,673	51st	320th of 962
Unemployment rate	4.7%	6.4%	5.7%	5.2%	47th	467th of 961
Bachelor's degree or higher	29.9%	21.3%	32.4%	35.7%	46th	286th of 961
Self-employed workers	8.6%	7.7%	8.6%	10%	40th	554th of 961
Broadband access	90.3%	88.8%	90.5%	91%	36th	387th of 958
Tech workers	2.1%	1.9%	3.1%	3.8%	35th	390th of 961
Population	21,289	175,961	10,077,761	334,922,499	33rd	178th of 962
Median gross rent	$1,154	$1,028	$1,129	$1,413	33rd	218th of 851
Poverty rate	7.9%	14.1%	13.2%	12.5%	31st	668th of 959
Median home value	$232,200	$198,300	$231,600	$332,700	29th	324th of 946
Work from home	9.1%	7.2%	13.5%	15.1%	29th	536th of 961
Population density	349/sq mi	349/sq mi	178/sq mi	95/sq mi	28th	308th of 962
Healthcare workers	7.9%	9.7%	10.1%	9.7%	26th	680th of 961
Average commute	21.6 min	21.6 min	24.2 min	26.4 min	21st	731st of 941
Income inequality (Gini)	0.401	0.430	0.465	0.483	21st	608th of 958
Diversity index	27.1	41.7	45.3	61.4	20th	309th of 962
Rent-burdened rentersStrength	37.7%	52.5%	50.4%	51.1%	12th	642nd of 931
Uninsured rateStrength	2.5%	4.5%	4.9%	8.4%	9th	795th of 961
Foreign-born residents	1.3%	1.9%	7.2%	14.1%	8th	613th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

11%

25–34

10%

35–44

15%

45–54

14%

55–64

13%

65–74

75+

Median age

42.2

Under 18

23.5%

65 and over

19.2%

Race and ethnicity

White85%
Black2%
Hispanic7%
Asian0.4%
Native American0.6%
Pacific Islander0%
Other0.3%
Multiracial5%

Diversity index

27.1

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

84.8%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

0.2%

Other

Households

Households: 8,225
Average household size: 2.6
Family households: 71.9%
Married couples: 54.7%
Living alone: 23.6%
Veterans (of adults): 10.2%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

15%

$50–75k

17%

$75–100k

16%

$100–150k

22%

$150–200k

12%

$200k+

Median household income

49445

$84,877

Muskegon Co.

$65,024

Michigan

$72,875

United States

$80,734

Per capita income

$40,651

U.S. $44,673

Poverty rate

7.9%

U.S. 12.5%

Households earning $150K+

19.7%

U.S. 23%

Income inequality (Gini)

0.401

U.S. 0.483

Housing

Median home value

49445

$232,200

Muskegon Co.

$198,300

Michigan

$231,600

United States

$332,700

Median gross rent

49445

$1,154

Muskegon Co.

$1,028

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 8,980
Owner-occupied: 89.8%
Vacant: 8.4%
Median year built: 1975
Median rooms: 6.3
Renters paying 30%+ of income: 37.7%
Renters paying 50%+ of income: 25.2%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

12%

10–19

39%

20–29

26%

30–44

15%

45–59

60+

Average commute

21.6 min

U.S. 26.4 min

Unemployment

4.7%

U.S. 5.2%

In labor force

65.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

14%

Management

13%

Office and admin

12%

Construction and repair

Healthcare

Cleaning and personal care

Sales

Transportation and moving

Education

Food service

Business and finance

Legal and social services

Engineering and science

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.3%

Industries

Manufacturing

27%

Health care and social assistance

12%

Retail

Education

Construction

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Professional and technical services

Public administration

Finance, insurance and real estate

Admin, support and management

Arts and recreation

Wholesale

Information

Agriculture and mining

0.4%

Median earnings per worker

$50,401

U.S. $49,666

Self-employed

8.6%

U.S. 10%

Government workers

14%

U.S. 14.5%

Nonprofit workers

8.6%

U.S. 8.8%

Median earnings by type of work

Type of work	49445	U.S.
Management, business, science and arts	$80,379	$74,888
Service	$26,352	$26,804
Sales and office	$43,355	$40,476
Construction and maintenance	$50,424	$49,199
Production and transportation	$44,121	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

24%

Associate's

14%

Bachelor's

19%

Graduate

11%

High school graduate or higher: 95.3%
Bachelor's degree or higher: 29.9%
Graduate or professional degree: 11.3%
Households with broadband: 90.3%
Cable, fiber or DSL: 76.2%
No internet access: 7.2%
Without health insurance: 2.5%
Limited-English households: 0%

Geography

City (USPS): Muskegon
State: Michigan
County: Muskegon County
Center point: 43.2925° N, 86.2939° W
Land area: 61 sq mi
Water area: 10 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

North Muskegon3% of zip
Muskegon1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49445

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49440	Muskegon, MI	4.3 mi	1,492	$46,808	$176,400
49443	Muskegon, MI	5.5 mi	72	—	—
49461	Whitehall, MI	6.1 mi	9,707	$83,363	$265,300
49441	Muskegon, MI	7.8 mi	36,779	$67,427	$213,500
49457	Twin Lake, MI	8.5 mi	11,086	$78,225	$222,300
49463	Sylvan Beach, MI · PO box	8.5 mi	—	—	—
49442	Muskegon, MI	8.7 mi	44,766	$48,563	$136,400
49444	Muskegon, MI	9.3 mi	26,372	$53,054	$165,900
49437	Montague, MI	13 mi	6,895	$82,805	$221,800
49415	Fruitport, MI	13 mi	6,330	$81,908	$246,300
49425	Holton, MI	14 mi	3,520	$62,841	$178,800
49456	Spring Lake, MI	15 mi	19,931	$92,672	$340,200

Zip codes like 49445 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49445

What city is zip code 49445?

49445 is assigned to Muskegon, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49445 in?

49445 is in Muskegon County, Michigan.

What is the population of 49445?

About 21,289 people live in 49445, according to the Census Bureau's American Community Survey.

What time zone is 49445 in?

49445 is in Eastern Time.

What is the median household income in 49445?

The median household income in 49445 is $84,877.

What zip codes are near 49445?

The closest zip codes to 49445 are 49440, 49443, 49461, 49441, 49457.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49445, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.