Zip code 49304: Baldwin, Michigan

Q: What city is zip code 49304?

49304 is assigned to Baldwin, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49304 in?

49304 is in Lake County, Michigan.

Q: What is the population of 49304?

About 5,408 people live in 49304, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49304?

The median household income in 49304 is $45,991.

Q: What zip codes are near 49304?

The closest zip codes to 49304 are 49642, 49402, 49623, 49309, 49458.

Residential delivery areaLake CountyEastern Time

Population

5,408

Median household income

$46K

U.S. $81K

Median home value

$116K

U.S. $333K

Median rent

$837/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

114 sq mi

48 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49304

49304 is a rural zip code in Baldwin, Michigan (Lake County), covering 114 sq mi of land. About 5,408 people live here, or 48 per square mile. The median resident is 47 years old, compared with 38.9 nationally.

The median household earns $45,991 a year, 43% below the national median of $80,734. 23.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $116,000, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $837 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.7 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management.

How 49304 compares

Sorted from highest to lowest national percentile

Housing vacancy63.8%
99th
U.S. 10.1% · MI 11.8%26th of 958 in MI
Rent-burdened renters66.6%
95th
WeaknessU.S. 51.1% · MI 50.4%89th of 931 in MI
Median age47
91st
U.S. 38.9 · MI 40.2305th of 962 in MI
Unemployment rate9%
91st
WeaknessU.S. 5.2% · MI 5.7%133rd of 961 in MI
Residents 65 and older24.4%
91st
U.S. 17.2% · MI 18.6%274th of 962 in MI
Poverty rate23.6%
90th
WeaknessU.S. 12.5% · MI 13.2%83rd of 959 in MI
Self-employed workers14.4%
88th
U.S. 10% · MI 8.6%149th of 961 in MI
Average commute30.7 min
77th
U.S. 26.4 min · MI 24.2 min174th of 941 in MI
Homeownership rate74.5%
65th
U.S. 65.2% · MI 73.2%747th of 958 in MI
Veterans6.7%
62nd
U.S. 6.2% · MI 5.8%482nd of 962 in MI
Diversity index47.1
47th
U.S. 61.4 · MI 45.3127th of 962 in MI
Uninsured rate5.9%
42nd
U.S. 8.4% · MI 4.9%306th of 961 in MI
Government workers12.5%
40th
U.S. 14.5% · MI 11.6%395th of 961 in MI
Income inequality (Gini)0.418
35th
U.S. 0.483 · MI 0.465472nd of 958 in MI
Work from home9.9%
34th
U.S. 15.1% · MI 13.5%469th of 961 in MI
Healthcare workers6.9%
14th
U.S. 9.7% · MI 10.1%772nd of 961 in MI
Population5,408
9th
U.S. 334,922,499 · MI 10,077,761467th of 962 in MI
Median gross rent$837
9th
U.S. $1,413 · MI $1,129635th of 851 in MI
Residents under 1815.6%
9th
U.S. 22% · MI 21.2%777th of 962 in MI
Foreign-born residents1.3%
8th
U.S. 14.1% · MI 7.2%605th of 962 in MI
Population density48/sq mi
7th
U.S. 95/sq mi · MI 178/sq mi710th of 962 in MI
Per capita income$24,620
7th
WeaknessU.S. $44,673 · MI $40,735892nd of 962 in MI
Broadband access82.1%
7th
WeaknessU.S. 91% · MI 90.5%801st of 958 in MI
Tech workers0.6%
7th
U.S. 3.8% · MI 3.1%752nd of 961 in MI
Median household income$45,991
6th
WeaknessU.S. $80,734 · MI $72,875874th of 952 in MI
Median home value$116,000
4th
U.S. $332,700 · MI $231,600854th of 946 in MI
Bachelor's degree or higher11.6%
4th
WeaknessU.S. 35.7% · MI 32.4%866th of 961 in MI
Median earnings per worker$31,875
4th
WeaknessU.S. $49,666 · MI $47,178896th of 960 in MI

Measure	49304	Lake	MI	U.S.	National percentile	Rank in MI
Housing vacancy	63.8%	61.4%	11.8%	10.1%	99th	26th of 958
Rent-burdened rentersWeakness	66.6%	59.1%	50.4%	51.1%	95th	89th of 931
Median age	47	50.5	40.2	38.9	91st	305th of 962
Unemployment rateWeakness	9%	7.4%	5.7%	5.2%	91st	133rd of 961
Residents 65 and older	24.4%	27.2%	18.6%	17.2%	91st	274th of 962
Poverty rateWeakness	23.6%	20.5%	13.2%	12.5%	90th	83rd of 959
Self-employed workers	14.4%	11.4%	8.6%	10%	88th	149th of 961
Average commute	30.7 min	34 min	24.2 min	26.4 min	77th	174th of 941
Homeownership rate	74.5%	82%	73.2%	65.2%	65th	747th of 958
Veterans	6.7%	8.4%	5.8%	6.2%	62nd	482nd of 962
Diversity index	47.1	41.2	45.3	61.4	47th	127th of 962
Uninsured rate	5.9%	7.3%	4.9%	8.4%	42nd	306th of 961
Government workers	12.5%	9.9%	11.6%	14.5%	40th	395th of 961
Income inequality (Gini)	0.418	0.429	0.465	0.483	35th	472nd of 958
Work from home	9.9%	9.9%	13.5%	15.1%	34th	469th of 961
Healthcare workers	6.9%	6.2%	10.1%	9.7%	14th	772nd of 961
Population	5,408	12,563	10,077,761	334,922,499	9th	467th of 962
Median gross rent	$837	$875	$1,129	$1,413	9th	635th of 851
Residents under 18	15.6%	14.8%	21.2%	22%	9th	777th of 962
Foreign-born residents	1.3%	1%	7.2%	14.1%	8th	605th of 962
Population density	48/sq mi	22/sq mi	178/sq mi	95/sq mi	7th	710th of 962
Per capita incomeWeakness	$24,620	$28,058	$40,735	$44,673	7th	892nd of 962
Broadband accessWeakness	82.1%	81.2%	90.5%	91%	7th	801st of 958
Tech workers	0.6%	1.1%	3.1%	3.8%	7th	752nd of 961
Median household incomeWeakness	$45,991	$50,805	$72,875	$80,734	6th	874th of 952
Median home value	$116,000	$133,900	$231,600	$332,700	4th	854th of 946
Bachelor's degree or higherWeakness	11.6%	12.7%	32.4%	35.7%	4th	866th of 961
Median earnings per workerWeakness	$31,875	$32,334	$47,178	$49,666	4th	896th of 960

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

10%

25–34

15%

35–44

12%

45–54

16%

55–64

16%

65–74

75+

Median age

Under 18

15.6%

65 and over

24.4%

Race and ethnicity

White71%
Black10%
Hispanic9%
Asian0.5%
Native American2%
Pacific Islander0%
Other0.6%
Multiracial7%

Diversity index

47.1

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

77.5%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

0.6%

Asian / Pacific

0.6%

Other

Households

Households: 2,220
Average household size: 2.3
Family households: 49.8%
Married couples: 33.5%
Living alone: 43.5%
Veterans (of adults): 6.7%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

28%

$25–50k

25%

$50–75k

26%

$75–100k

11%

$100–150k

$150–200k

$200k+

Median household income

49304

$45,991

Lake Co.

$50,805

Michigan

$72,875

United States

$80,734

Per capita income

$24,620

U.S. $44,673

Poverty rate

23.6%

U.S. 12.5%

Households earning $150K+

3.7%

U.S. 23%

Income inequality (Gini)

0.418

U.S. 0.483

Housing

Median home value

49304

$116,000

Lake Co.

$133,900

Michigan

$231,600

United States

$332,700

Median gross rent

49304

$837

Lake Co.

$875

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

71%

2–4 units

5–19 units

0.7%

20+ units

0.4%

Mobile home

26%

Boat, RV, van

0.1%

Housing units: 6,133
Owner-occupied: 74.5%
Vacant: 63.8%
Median year built: 1973
Median rooms: 4.2
Renters paying 30%+ of income: 66.6%
Renters paying 50%+ of income: 36.4%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

Transit

Walked

Bicycle

0.6%

Worked from home

10%

Other

0.2%

Commute time (one way)

<10 min

23%

10–19

26%

20–29

30–44

17%

45–59

60+

19%

Average commute

30.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

41.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

17%

Construction and repair

14%

Management

11%

Production

Cleaning and personal care

Sales

Healthcare

Transportation and moving

Food service

Education

Police and fire

Legal and social services

Business and finance

Farming, fishing and forestry

Computer and math

0.6%

Arts, media and sports

0.4%

Engineering and science

0.2%

Industries

Manufacturing

13%

Retail

11%

Health care and social assistance

10%

Restaurants and hotels

10%

Other services

Public administration

Finance, insurance and real estate

Construction

Professional and technical services

Transportation, warehousing and utilities

Education

Admin, support and management

Arts and recreation

Information

Wholesale

Agriculture and mining

0.9%

Median earnings per worker

$31,875

U.S. $49,666

Self-employed

14.4%

U.S. 10%

Government workers

12.5%

U.S. 14.5%

Nonprofit workers

12.5%

U.S. 8.8%

Median earnings by type of work

Type of work	49304	U.S.
Management, business, science and arts	$49,773	$74,888
Service	$18,793	$26,804
Sales and office	$23,913	$40,476
Construction and maintenance	$50,452	$49,199
Production and transportation	$31,908	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

42%

Some college

23%

Associate's

Bachelor's

Graduate

High school graduate or higher: 82.8%
Bachelor's degree or higher: 11.6%
Graduate or professional degree: 3%
Households with broadband: 82.1%
Cable, fiber or DSL: 37.9%
No internet access: 15.2%
Without health insurance: 5.9%
Limited-English households: 3.7%

Geography

City (USPS): Baldwin
State: Michigan
County: Lake County
Center point: 43.9078° N, 85.8726° W
Land area: 114 sq mi
Water area: 3.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Baldwin1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49304

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49642	Idlewild, MI	4.4 mi	985	$26,950	$116,100
49402	Branch, MI	7.6 mi	1,411	$51,324	$169,800
49623	Chase, MI	9 mi	986	$60,147	$132,900
49309	Bitely, MI	10 mi	1,859	$42,566	$151,600
49458	Walhalla, MI	12 mi	169	$113,077	$57,800
49656	Luther, MI	13 mi	1,908	$56,656	$135,500
49644	Irons, MI	14 mi	1,715	$54,013	$175,400
49405	Custer, MI	16 mi	1,635	$70,139	$170,200
49312	Brohman, MI	16 mi	194	$40,694	$120,500
49410	Fountain, MI	16 mi	1,734	$61,515	$172,600
49459	Walkerville, MI	16 mi	1,524	$55,806	$108,300
49338	Paris, MI	16 mi	1,971	$69,375	$161,900

Zip codes like 49304 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49304

What city is zip code 49304?

49304 is assigned to Baldwin, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49304 in?

49304 is in Lake County, Michigan.

What is the population of 49304?

About 5,408 people live in 49304, according to the Census Bureau's American Community Survey.

What time zone is 49304 in?

49304 is in Eastern Time.

What is the median household income in 49304?

The median household income in 49304 is $45,991.

What zip codes are near 49304?

The closest zip codes to 49304 are 49642, 49402, 49623, 49309, 49458.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49304, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.