Zip code 49245: Homer, Michigan

Q: What city is zip code 49245?

49245 is assigned to Homer, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49245 in?

49245 is mostly in Calhoun County, but it extends into 2 other counties.

Q: What is the population of 49245?

About 4,547 people live in 49245, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49245?

The median household income in 49245 is $62,206.

Q: What zip codes are near 49245?

The closest zip codes to 49245 are 49252, 49092, 49237, 49258, 49224.

Residential delivery areaCalhoun CountyEastern Time

Population

4,547

Median household income

$62K

U.S. $81K

Median home value

$153K

U.S. $333K

Median rent

$849/mo

U.S. $1,413

Median age

37.8

U.S. 38.9

Land area

93 sq mi

49 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49245

49245 is a rural zip code in Homer, Michigan (Calhoun County), covering 93 sq mi of land. About 4,547 people live here, or 49 per square mile. The median resident is 37.8 years old, compared with 38.9 nationally.

The median household earns $62,206 a year, 23% below the national median of $80,734. 17.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $152,500, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $849 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.1 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in production and manufacturing; construction and repair; and management.

How 49245 compares

Sorted from highest to lowest national percentile

Uninsured rate18.2%
93rd
WeaknessU.S. 8.4% · MI 4.9%18th of 961 in MI
Self-employed workers13.9%
87th
U.S. 10% · MI 8.6%163rd of 961 in MI
Housing vacancy13.1%
82nd
U.S. 10.1% · MI 11.8%423rd of 958 in MI
Poverty rate17.3%
77th
U.S. 12.5% · MI 13.2%193rd of 959 in MI
Homeownership rate75.3%
67th
U.S. 65.2% · MI 73.2%733rd of 958 in MI
Income inequality (Gini)0.454
65th
U.S. 0.483 · MI 0.465219th of 958 in MI
Residents 65 and older17.6%
58th
U.S. 17.2% · MI 18.6%659th of 962 in MI
Residents under 1822.8%
57th
U.S. 22% · MI 21.2%288th of 962 in MI
Healthcare workers9.9%
57th
U.S. 9.7% · MI 10.1%427th of 961 in MI
Average commute26.1 min
50th
U.S. 26.4 min · MI 24.2 min421st of 941 in MI
Median age37.8
40th
U.S. 38.9 · MI 40.2776th of 962 in MI
Unemployment rate4.1%
36th
U.S. 5.2% · MI 5.7%554th of 961 in MI
Veterans4.5%
32nd
U.S. 6.2% · MI 5.8%789th of 962 in MI
Government workers11.5%
31st
U.S. 14.5% · MI 11.6%473rd of 961 in MI
Median earnings per worker$41,601
27th
U.S. $49,666 · MI $47,178606th of 960 in MI
Tech workers1.7%
27th
U.S. 3.8% · MI 3.1%462nd of 961 in MI
Median household income$62,206
24th
U.S. $80,734 · MI $72,875624th of 952 in MI
Per capita income$31,813
24th
U.S. $44,673 · MI $40,735693rd of 962 in MI
Median home value$152,500
10th
U.S. $332,700 · MI $231,600728th of 946 in MI
Median gross rent$849
10th
U.S. $1,413 · MI $1,129615th of 851 in MI
Work from home5.6%
10th
U.S. 15.1% · MI 13.5%806th of 961 in MI
Broadband access82.6%
8th
WeaknessU.S. 91% · MI 90.5%780th of 958 in MI
Population4,547
7th
U.S. 334,922,499 · MI 10,077,761498th of 962 in MI
Population density49/sq mi
7th
U.S. 95/sq mi · MI 178/sq mi702nd of 962 in MI
Bachelor's degree or higher12.7%
6th
WeaknessU.S. 35.7% · MI 32.4%835th of 961 in MI
Diversity index10
4th
U.S. 61.4 · MI 45.3844th of 962 in MI
Rent-burdened renters28%
4th
StrengthU.S. 51.1% · MI 50.4%772nd of 931 in MI
Foreign-born residents0.6%
3rd
U.S. 14.1% · MI 7.2%795th of 962 in MI

Measure	49245	Calhoun	MI	U.S.	National percentile	Rank in MI
Uninsured rateWeakness	18.2%	5.8%	4.9%	8.4%	93rd	18th of 961
Self-employed workers	13.9%	6.4%	8.6%	10%	87th	163rd of 961
Housing vacancy	13.1%	10.5%	11.8%	10.1%	82nd	423rd of 958
Poverty rate	17.3%	13.9%	13.2%	12.5%	77th	193rd of 959
Homeownership rate	75.3%	72.7%	73.2%	65.2%	67th	733rd of 958
Income inequality (Gini)	0.454	0.444	0.465	0.483	65th	219th of 958
Residents 65 and older	17.6%	18.6%	18.6%	17.2%	58th	659th of 962
Residents under 18	22.8%	22.9%	21.2%	22%	57th	288th of 962
Healthcare workers	9.9%	9.5%	10.1%	9.7%	57th	427th of 961
Average commute	26.1 min	20.5 min	24.2 min	26.4 min	50th	421st of 941
Median age	37.8	40.2	40.2	38.9	40th	776th of 962
Unemployment rate	4.1%	6.4%	5.7%	5.2%	36th	554th of 961
Veterans	4.5%	7.2%	5.8%	6.2%	32nd	789th of 962
Government workers	11.5%	13.9%	11.6%	14.5%	31st	473rd of 961
Median earnings per worker	$41,601	$43,305	$47,178	$49,666	27th	606th of 960
Tech workers	1.7%	2.1%	3.1%	3.8%	27th	462nd of 961
Median household income	$62,206	$63,177	$72,875	$80,734	24th	624th of 952
Per capita income	$31,813	$34,349	$40,735	$44,673	24th	693rd of 962
Median home value	$152,500	$162,800	$231,600	$332,700	10th	728th of 946
Median gross rent	$849	$968	$1,129	$1,413	10th	615th of 851
Work from home	5.6%	8.1%	13.5%	15.1%	10th	806th of 961
Broadband accessWeakness	82.6%	89.6%	90.5%	91%	8th	780th of 958
Population	4,547	133,778	10,077,761	334,922,499	7th	498th of 962
Population density	49/sq mi	189/sq mi	178/sq mi	95/sq mi	7th	702nd of 962
Bachelor's degree or higherWeakness	12.7%	22.9%	32.4%	35.7%	6th	835th of 961
Diversity index	10	41.7	45.3	61.4	4th	844th of 962
Rent-burdened rentersStrength	28%	48.5%	50.4%	51.1%	4th	772nd of 931
Foreign-born residents	0.6%	4.1%	7.2%	14.1%	3rd	795th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

11%

18–24

13%

25–34

10%

35–44

12%

45–54

14%

55–64

12%

65–74

75+

Median age

37.8

Under 18

22.8%

65 and over

17.6%

Race and ethnicity

White95%
Black0.7%
Hispanic1%
Asian0.4%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

0.6%

U.S. 14.1%

Born in state

84.8%

Language spoken at home (households)

English only

94%

Spanish

0.9%

Other Indo-European

Asian / Pacific

0.7%

Other

Households

Households: 1,636
Average household size: 2.8
Family households: 70.8%
Married couples: 56.1%
Living alone: 21.6%
Veterans (of adults): 4.5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

26%

$50–75k

19%

$75–100k

14%

$100–150k

20%

$150–200k

$200k+

Median household income

49245

$62,206

Calhoun Co.

$63,177

Michigan

$72,875

United States

$80,734

Per capita income

$31,813

U.S. $44,673

Poverty rate

17.3%

U.S. 12.5%

Households earning $150K+

7.9%

U.S. 23%

Income inequality (Gini)

0.454

U.S. 0.483

Housing

Median home value

49245

$152,500

Calhoun Co.

$162,800

Michigan

$231,600

United States

$332,700

Median gross rent

49245

$849

Calhoun Co.

$968

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

15%

Boat, RV, van

Housing units: 1,883
Owner-occupied: 75.3%
Vacant: 13.1%
Median year built: 1963
Median rooms: 6.1
Renters paying 30%+ of income: 28%
Renters paying 50%+ of income: 8.5%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

0.1%

Walked

Bicycle

0.3%

Worked from home

Other

Commute time (one way)

<10 min

19%

10–19

21%

20–29

26%

30–44

20%

45–59

60+

Average commute

26.1 min

U.S. 26.4 min

Unemployment

4.1%

U.S. 5.2%

In labor force

58.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

16%

Construction and repair

12%

Management

12%

Healthcare

10%

Transportation and moving

Education

Office and admin

Sales

Cleaning and personal care

Food service

Business and finance

Computer and math

Farming, fishing and forestry

Engineering and science

Police and fire

Legal and social services

Arts, media and sports

0.1%

Industries

Manufacturing

22%

Health care and social assistance

13%

Retail

13%

Education

11%

Agriculture and mining

Construction

Restaurants and hotels

Public administration

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Other services

Arts and recreation

Professional and technical services

Wholesale

0.7%

Information

0.6%

Median earnings per worker

$41,601

U.S. $49,666

Self-employed

13.9%

U.S. 10%

Government workers

11.5%

U.S. 14.5%

Nonprofit workers

8.6%

U.S. 8.8%

Median earnings by type of work

Type of work	49245	U.S.
Management, business, science and arts	$51,083	$74,888
Service	$28,476	$26,804
Sales and office	$40,250	$40,476
Construction and maintenance	$57,578	$49,199
Production and transportation	$36,935	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

45%

Some college

19%

Associate's

Bachelor's

Graduate

High school graduate or higher: 85%
Bachelor's degree or higher: 12.7%
Graduate or professional degree: 3.4%
Households with broadband: 82.6%
Cable, fiber or DSL: 49.4%
No internet access: 16.3%
Without health insurance: 18.2%
Limited-English households: 2.1%

Geography

City (USPS): Homer
State: Michigan
County: Calhoun County
Center point: 42.1394° N, 84.8116° W
Land area: 93 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49245 spans 3 counties

Calhoun County96% of land
Branch County2% of land
Jackson County2% of land

Cities and towns within this zip

Homer2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49245

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49252	Litchfield, MI	7.6 mi	2,556	$55,762	$144,800
49092	Tekonsha, MI	8.4 mi	1,908	$64,211	$156,400
49237	Concord, MI	8.7 mi	3,097	$66,956	$185,600
49258	Mosherville, MI	9.6 mi	29	—	—
49224	Albion, MI	10 mi	13,447	$53,144	$137,400
49241	Hanover, MI	11 mi	2,279	$81,742	$222,600
49068	Marshall, MI	12 mi	14,729	$80,857	$214,800
49016	Battle Creek, MI · PO box	12 mi	—	—	—
49018	Battle Creek, MI · PO box	12 mi	—	—	—
49250	Jonesville, MI	13 mi	5,653	$65,744	$170,300
49227	Allen, MI	13 mi	1,287	$53,587	$159,000
49283	Spring Arbor, MI	14 mi	5,039	$108,464	$218,400

Zip codes like 49245 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49245

What city is zip code 49245?

49245 is assigned to Homer, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49245 in?

49245 is mostly in Calhoun County, but it extends into 2 other counties.

What is the population of 49245?

About 4,547 people live in 49245, according to the Census Bureau's American Community Survey.

What time zone is 49245 in?

49245 is in Eastern Time.

What is the median household income in 49245?

The median household income in 49245 is $62,206.

What zip codes are near 49245?

The closest zip codes to 49245 are 49252, 49092, 49237, 49258, 49224.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49245, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.