Zip code 49078: Otsego, Michigan

Q: What city is zip code 49078?

49078 is assigned to Otsego, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49078 in?

49078 is mostly in Allegan County, but it extends into 2 other counties.

Q: What is the population of 49078?

About 10,018 people live in 49078, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49078?

The median household income in 49078 is $77,778.

Q: What zip codes are near 49078?

The closest zip codes to 49078 are 49070, 49080, 49010, 49062, 49055.

Residential delivery areaAllegan CountyEastern Time

Population

10,018

Median household income

$78K

U.S. $81K

Median home value

$198K

U.S. $333K

Median rent

$1,128/mo

U.S. $1,413

Median age

42.1

U.S. 38.9

Land area

50 sq mi

202 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49078

49078 is a small-town zip code in Otsego, Michigan (Allegan County), covering 50 sq mi of land. About 10,018 people live here, or 202 per square mile. The median resident is 42.1 years old, compared with 38.9 nationally.

The median household earns $77,778 a year, close to the national median of $80,734. 5.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $197,500, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $1,128 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.7 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and transportation and moving goods.

How 49078 compares

Sorted from highest to lowest national percentile

Homeownership rate82.1%
83rd
StrengthU.S. 65.2% · MI 73.2%577th of 958 in MI
Median age42.1
72nd
U.S. 38.9 · MI 40.2558th of 962 in MI
Housing vacancy7.1%
54th
U.S. 10.1% · MI 11.8%611th of 958 in MI
Residents 65 and older17.1%
54th
U.S. 17.2% · MI 18.6%692nd of 962 in MI
Median household income$77,778
47th
U.S. $80,734 · MI $72,875326th of 952 in MI
Veterans5.5%
45th
U.S. 6.2% · MI 5.8%658th of 962 in MI
Median earnings per worker$46,011
43rd
U.S. $49,666 · MI $47,178400th of 960 in MI
Uninsured rate5.8%
41st
U.S. 8.4% · MI 4.9%314th of 961 in MI
Residents under 1821.1%
41st
U.S. 22% · MI 21.2%413th of 962 in MI
Per capita income$36,344
38th
U.S. $44,673 · MI $40,735470th of 962 in MI
Tech workers2.2%
37th
U.S. 3.8% · MI 3.1%360th of 961 in MI
Self-employed workers8.2%
35th
U.S. 10% · MI 8.6%589th of 961 in MI
Median gross rent$1,128
31st
U.S. $1,413 · MI $1,129244th of 851 in MI
Bachelor's degree or higher21.7%
25th
U.S. 35.7% · MI 32.4%495th of 961 in MI
Foreign-born residents4%
24th
U.S. 14.1% · MI 7.2%245th of 962 in MI
Broadband access88%
23rd
U.S. 91% · MI 90.5%527th of 958 in MI
Population density202/sq mi
21st
U.S. 95/sq mi · MI 178/sq mi374th of 962 in MI
Median home value$197,500
20th
U.S. $332,700 · MI $231,600458th of 946 in MI
Work from home7.4%
19th
U.S. 15.1% · MI 13.5%671st of 961 in MI
Diversity index26.2
19th
U.S. 61.4 · MI 45.3320th of 962 in MI
Population10,018
16th
U.S. 334,922,499 · MI 10,077,761328th of 962 in MI
Average commute20.7 min
16th
StrengthU.S. 26.4 min · MI 24.2 min778th of 941 in MI
Government workers9.6%
16th
U.S. 14.5% · MI 11.6%663rd of 961 in MI
Poverty rate5.3%
14th
StrengthU.S. 12.5% · MI 13.2%825th of 959 in MI
Income inequality (Gini)0.380
10th
StrengthU.S. 0.483 · MI 0.465764th of 958 in MI
Unemployment rate2%
5th
StrengthU.S. 5.2% · MI 5.7%833rd of 961 in MI
Rent-burdened renters29.6%
5th
StrengthU.S. 51.1% · MI 50.4%755th of 931 in MI
Healthcare workers5.4%
5th
U.S. 9.7% · MI 10.1%850th of 961 in MI

Measure	49078	Allegan	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	82.1%	87.4%	73.2%	65.2%	83rd	577th of 958
Median age	42.1	41	40.2	38.9	72nd	558th of 962
Housing vacancy	7.1%	13.5%	11.8%	10.1%	54th	611th of 958
Residents 65 and older	17.1%	18.4%	18.6%	17.2%	54th	692nd of 962
Median household income	$77,778	$83,283	$72,875	$80,734	47th	326th of 952
Veterans	5.5%	5.3%	5.8%	6.2%	45th	658th of 962
Median earnings per worker	$46,011	$48,683	$47,178	$49,666	43rd	400th of 960
Uninsured rate	5.8%	4.8%	4.9%	8.4%	41st	314th of 961
Residents under 18	21.1%	23.2%	21.2%	22%	41st	413th of 962
Per capita income	$36,344	$39,282	$40,735	$44,673	38th	470th of 962
Tech workers	2.2%	1.9%	3.1%	3.8%	37th	360th of 961
Self-employed workers	8.2%	10.2%	8.6%	10%	35th	589th of 961
Median gross rent	$1,128	$1,100	$1,129	$1,413	31st	244th of 851
Bachelor's degree or higher	21.7%	27.1%	32.4%	35.7%	25th	495th of 961
Foreign-born residents	4%	3.5%	7.2%	14.1%	24th	245th of 962
Broadband access	88%	91.6%	90.5%	91%	23rd	527th of 958
Population density	202/sq mi	147/sq mi	178/sq mi	95/sq mi	21st	374th of 962
Median home value	$197,500	$267,100	$231,600	$332,700	20th	458th of 946
Work from home	7.4%	9.5%	13.5%	15.1%	19th	671st of 961
Diversity index	26.2	27.5	45.3	61.4	19th	320th of 962
Population	10,018	121,456	10,077,761	334,922,499	16th	328th of 962
Average commuteStrength	20.7 min	24.2 min	24.2 min	26.4 min	16th	778th of 941
Government workers	9.6%	8.7%	11.6%	14.5%	16th	663rd of 961
Poverty rateStrength	5.3%	8.4%	13.2%	12.5%	14th	825th of 959
Income inequality (Gini)Strength	0.380	0.415	0.465	0.483	10th	764th of 958
Unemployment rateStrength	2%	3%	5.7%	5.2%	5th	833rd of 961
Rent-burdened rentersStrength	29.6%	45.8%	50.4%	51.1%	5th	755th of 931
Healthcare workers	5.4%	7.9%	10.1%	9.7%	5th	850th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

14%

35–44

11%

45–54

17%

55–64

65–74

75+

Median age

42.1

Under 18

21.1%

65 and over

17.1%

Race and ethnicity

White85%
Black0.2%
Hispanic4%
Asian0.3%
Native American0%
Pacific Islander0%
Other3%
Multiracial6%

Diversity index

26.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

84.1%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

0.2%

Other

Households

Households: 3,848
Average household size: 2.6
Family households: 71.6%
Married couples: 57.4%
Living alone: 24.5%
Veterans (of adults): 5.5%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

$25–50k

19%

$50–75k

24%

$75–100k

14%

$100–150k

21%

$150–200k

12%

$200k+

Median household income

49078

$77,778

Allegan Co.

$83,283

Michigan

$72,875

United States

$80,734

Per capita income

$36,344

U.S. $44,673

Poverty rate

5.3%

U.S. 12.5%

Households earning $150K+

16.4%

U.S. 23%

Income inequality (Gini)

0.380

U.S. 0.483

Housing

Median home value

49078

$197,500

Allegan Co.

$267,100

Michigan

$231,600

United States

$332,700

Median gross rent

49078

$1,128

Allegan Co.

$1,100

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

0.5%

Mobile home

Boat, RV, van

Housing units: 4,141
Owner-occupied: 82.1%
Vacant: 7.1%
Median year built: 1970
Median rooms: 6.2
Renters paying 30%+ of income: 29.6%
Renters paying 50%+ of income: 5.3%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

12%

Transit

0.0%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

21%

10–19

32%

20–29

17%

30–44

21%

45–59

60+

Average commute

20.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

61.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

13%

Office and admin

12%

Transportation and moving

11%

Construction and repair

11%

Sales

11%

Management

Business and finance

Cleaning and personal care

Healthcare

Education

Food service

Legal and social services

Computer and math

Engineering and science

Arts, media and sports

0.5%

Farming, fishing and forestry

0.2%

Police and fire

0.2%

Industries

Manufacturing

25%

Retail

16%

Health care and social assistance

11%

Education

Construction

Other services

Transportation, warehousing and utilities

Finance, insurance and real estate

Restaurants and hotels

Admin, support and management

Public administration

Professional and technical services

Wholesale

Arts and recreation

Information

0.8%

Agriculture and mining

0.5%

Median earnings per worker

$46,011

U.S. $49,666

Self-employed

8.2%

U.S. 10%

Government workers

9.6%

U.S. 14.5%

Nonprofit workers

11.2%

U.S. 8.8%

Median earnings by type of work

Type of work	49078	U.S.
Management, business, science and arts	$62,857	$74,888
Service	$14,063	$26,804
Sales and office	$41,698	$40,476
Construction and maintenance	$55,846	$49,199
Production and transportation	$39,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

37%

Some college

23%

Associate's

10%

Bachelor's

14%

Graduate

High school graduate or higher: 92.5%
Bachelor's degree or higher: 21.7%
Graduate or professional degree: 7.3%
Households with broadband: 88%
Cable, fiber or DSL: 57.8%
No internet access: 10.3%
Without health insurance: 5.8%
Limited-English households: 4.5%

Geography

City (USPS): Otsego
State: Michigan
County: Allegan County
Center point: 42.4725° N, 85.7328° W
Land area: 50 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49078 spans 3 counties

Allegan County85% of land
Kalamazoo County12% of land
Van Buren County3% of land

Cities and towns within this zip

Otsego4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49078

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49070	Martin, MI	7 mi	2,359	$68,750	$206,500
49080	Plainwell, MI	7.4 mi	16,002	$74,864	$258,300
49010	Allegan, MI	8.2 mi	18,175	$74,370	$216,500
49062	Kendall, MI · PO box	8.7 mi	—	—	—
49055	Gobles, MI	9.6 mi	5,941	$62,083	$163,600
49344	Shelbyville, MI	11 mi	3,778	$84,661	$313,400
49328	Hopkins, MI	11 mi	4,069	$94,340	$232,500
49009	Kalamazoo, MI	12 mi	47,971	$80,930	$346,600
49311	Bradley, MI · PO box	12 mi	—	—	—
49004	Kalamazoo, MI	12 mi	17,815	$73,453	$192,300
49006	Kalamazoo, MI	13 mi	26,507	$43,639	$208,600
49026	Bloomingdale, MI	14 mi	1,754	$68,203	$161,400

Zip codes like 49078 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49078

What city is zip code 49078?

49078 is assigned to Otsego, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49078 in?

49078 is mostly in Allegan County, but it extends into 2 other counties.

What is the population of 49078?

About 10,018 people live in 49078, according to the Census Bureau's American Community Survey.

What time zone is 49078 in?

49078 is in Eastern Time.

What is the median household income in 49078?

The median household income in 49078 is $77,778.

What zip codes are near 49078?

The closest zip codes to 49078 are 49070, 49080, 49010, 49062, 49055.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49078, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.