Zip code 48845: Hubbardston, Michigan
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 48845
48845 is a small-town zip code in Hubbardston, Michigan (Ionia County), covering 23 sq mi of land. About 1,218 people live here, or 52 per square mile. The median resident is 40.1 years old, compared with 38.9 nationally.
The median household earns $86,042 a year, close to the national median of $80,734. 8.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $172,500, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 94% of occupied homes are lived in by their owners, and renters pay a median of $800 a month.
9% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.3 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in production and manufacturing; construction and repair; and management.
How 48845 compares
- Homeownership rate94.2%99thStrengthU.S. 65.2% · MI 73.2%103rd of 958 in MI
- Uninsured rate30.1%99thWeaknessU.S. 8.4% · MI 4.9%4th of 961 in MI
- 88thU.S. 10% · MI 8.6%152nd of 961 in MI
- 83rdWeaknessU.S. 51.1% · MI 50.4%153rd of 931 in MI
- Housing vacancy12.8%81stU.S. 10.1% · MI 11.8%430th of 958 in MI
- Average commute31.3 min80thWeaknessU.S. 26.4 min · MI 24.2 min157th of 941 in MI
- 78thU.S. 5.2% · MI 5.7%230th of 961 in MI
- Veterans7.6%73rdU.S. 6.2% · MI 5.8%346th of 962 in MI
- Residents under 1824.6%71stU.S. 22% · MI 21.2%181st of 962 in MI
- 66thU.S. 17.2% · MI 18.6%580th of 962 in MI
- Median age40.158thU.S. 38.9 · MI 40.2670th of 962 in MI
- Median household income$86,04257thU.S. $80,734 · MI $72,875213th of 952 in MI
- Poverty rate8.6%36thU.S. 12.5% · MI 13.2%615th of 959 in MI
- Median earnings per worker$42,07529thU.S. $49,666 · MI $47,178583rd of 960 in MI
- Work from home8.6%26thU.S. 15.1% · MI 13.5%569th of 961 in MI
- Per capita income$30,89021stU.S. $44,673 · MI $40,735731st of 962 in MI
- Median home value$172,50015thU.S. $332,700 · MI $231,600568th of 946 in MI
- 9thU.S. 14.1% · MI 7.2%553rd of 962 in MI
- Population density52/sq mi8thU.S. 95/sq mi · MI 178/sq mi676th of 962 in MI
- 7thU.S. $1,413 · MI $1,129674th of 851 in MI
- Diversity index13.16thU.S. 61.4 · MI 45.3735th of 962 in MI
- Tech workers0.2%4thU.S. 3.8% · MI 3.1%808th of 961 in MI
- 4thU.S. 9.7% · MI 10.1%868th of 961 in MI
- Broadband access78.4%3rdWeaknessU.S. 91% · MI 90.5%891st of 958 in MI
- 3rdU.S. 14.5% · MI 11.6%894th of 961 in MI
- Population1,2182ndU.S. 334,922,499 · MI 10,077,761791st of 962 in MI
- 2ndWeaknessU.S. 35.7% · MI 32.4%920th of 961 in MI
- 2ndStrengthU.S. 0.483 · MI 0.465892nd of 958 in MI
| Measure | 48845 | Ionia | MI | U.S. | National percentile | Rank in MI |
|---|---|---|---|---|---|---|
| Homeownership rateStrength | 94.2% | 77.3% | 73.2% | 65.2% | 103rd of 958 | |
| Uninsured rateWeakness | 30.1% | 5.2% | 4.9% | 8.4% | 4th of 961 | |
| Self-employed workers | 14.3% | 7.3% | 8.6% | 10% | 152nd of 961 | |
| Rent-burdened rentersWeakness | 60% | 49.1% | 50.4% | 51.1% | 153rd of 931 | |
| Housing vacancy | 12.8% | 6.1% | 11.8% | 10.1% | 430th of 958 | |
| Average commuteWeakness | 31.3 min | 27.1 min | 24.2 min | 26.4 min | 157th of 941 | |
| Unemployment rate | 6.8% | 3.9% | 5.7% | 5.2% | 230th of 961 | |
| Veterans | 7.6% | 6.5% | 5.8% | 6.2% | 346th of 962 | |
| Residents under 18 | 24.6% | 20.9% | 21.2% | 22% | 181st of 962 | |
| Residents 65 and older | 18.8% | 15.8% | 18.6% | 17.2% | 580th of 962 | |
| Median age | 40.1 | 39.1 | 40.2 | 38.9 | 670th of 962 | |
| Median household income | $86,042 | $75,611 | $72,875 | $80,734 | 213th of 952 | |
| Poverty rate | 8.6% | 10.6% | 13.2% | 12.5% | 615th of 959 | |
| Median earnings per worker | $42,075 | $44,325 | $47,178 | $49,666 | 583rd of 960 | |
| Work from home | 8.6% | 9.1% | 13.5% | 15.1% | 569th of 961 | |
| Per capita income | $30,890 | $33,289 | $40,735 | $44,673 | 731st of 962 | |
| Median home value | $172,500 | $198,500 | $231,600 | $332,700 | 568th of 946 | |
| Foreign-born residents | 1.5% | 1.4% | 7.2% | 14.1% | 553rd of 962 | |
| Population density | 52/sq mi | 117/sq mi | 178/sq mi | 95/sq mi | 676th of 962 | |
| Median gross rent | $800 | $884 | $1,129 | $1,413 | 674th of 851 | |
| Diversity index | 13.1 | 26.6 | 45.3 | 61.4 | 735th of 962 | |
| Tech workers | 0.2% | 2% | 3.1% | 3.8% | 808th of 961 | |
| Healthcare workers | 5.1% | 8% | 10.1% | 9.7% | 868th of 961 | |
| Broadband accessWeakness | 78.4% | 87.6% | 90.5% | 91% | 891st of 958 | |
| Government workers | 6.4% | 12.5% | 11.6% | 14.5% | 894th of 961 | |
| Population | 1,218 | 66,574 | 10,077,761 | 334,922,499 | 791st of 962 | |
| Bachelor's degree or higherWeakness | 8.7% | 18.5% | 32.4% | 35.7% | 920th of 961 | |
| Income inequality (Gini)Strength | 0.346 | 0.416 | 0.465 | 0.483 | 892nd of 958 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White93%
- Black0%
- Hispanic2%
- Asian0%
- Native American0.2%
- Pacific Islander1%
- Other0.1%
- Multiracial4%
Language spoken at home (households)
Households
- Households
- 361
- Average household size
- 3.3
- Family households
- 71.2%
- Married couples
- 57.6%
- Living alone
- 25.2%
- Veterans (of adults)
- 7.6%
- Male / female
- 53% / 47%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 414
- Owner-occupied
- 94.2%
- Vacant
- 12.8%
- Median year built
- 1949
- Median rooms
- 6.9
- Renters paying 30%+ of income
- 60%
- Renters paying 50%+ of income
- 60%
- Home value to income
- 2.0× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 48845 | U.S. |
|---|---|---|
| Management, business, science and arts | $81,250 | $74,888 |
| Service | $13,456 | $26,804 |
| Sales and office | $27,344 | $40,476 |
| Construction and maintenance | $41,823 | $49,199 |
| Production and transportation | $49,265 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 84.9%
- Bachelor's degree or higher
- 8.7%
- Graduate or professional degree
- 2.3%
- Households with broadband
- 78.4%
- Cable, fiber or DSL
- 47.9%
- No internet access
- 18.6%
- Without health insurance
- 30.1%
- Limited-English households
- 5.5%
Geography
- City (USPS)
- Hubbardston
- State
- Michigan
- County
- Ionia County
- Center point
- 43.1115° N, 84.8525° W
- Land area
- 23 sq mi
- Water area
- 0.2 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
48845 spans 4 counties
- Ionia County43% of land
- Clinton County30% of land
- Montcalm County18% of land
- Gratiot County9% of land
Cities and towns within this zip
- Hubbardston6% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 48845
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 48811 | Carson City, MI | 5 mi | $70,625 |
| 48860 | Muir, MI | 5.3 mi | $50,600 |
| 48870 | Palo, MI | 6.7 mi | $34,290 |
| 48873 | Pewamo, MI | 7.3 mi | $86,250 |
| 48835 | Fowler, MI | 7.9 mi | $81,964 |
| 48853 | Maple Rapids, MI | 8.3 mi | $51,607 |
| 48856 | Middleton, MI | 8.4 mi | $91,413 |
| 48834 | Fenwick, MI | 9.1 mi | $53,958 |
| 48871 | Perrinton, MI | 9.5 mi | $84,803 |
| 48818 | Crystal, MI | 11 mi | $55,924 |
| 48851 | Lyons, MI | 12 mi | $65,726 |
| 48884 | Sheridan, MI | 12 mi | $62,750 |
Zip codes like 48845 elsewhere
Questions about 48845
What city is zip code 48845?
48845 is assigned to Hubbardston, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 48845 in?
48845 is mostly in Ionia County, but it extends into 3 other counties.
What is the population of 48845?
About 1,218 people live in 48845, according to the Census Bureau's American Community Survey.
What time zone is 48845 in?
48845 is in Eastern Time.
What is the median household income in 48845?
The median household income in 48845 is $86,042.
What zip codes are near 48845?
The closest zip codes to 48845 are 48811, 48860, 48870, 48873, 48835.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48845, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.