Zip code 48832: Elwell, Michigan

Q: What city is zip code 48832?

48832 is assigned to Elwell, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48832 in?

48832 is in Gratiot County, Michigan.

Q: What is the population of 48832?

About 1,307 people live in 48832, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48832?

The median household income in 48832 is $73,393.

Q: What zip codes are near 48832?

The closest zip codes to 48832 are 48877, 48830, 48801, 48891, 48889.

Residential delivery areaGratiot CountyEastern Time

Population

1,307

Median household income

$73K

U.S. $81K

Median home value

$164K

U.S. $333K

Median rent

$879/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

26 sq mi

51 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48832

48832 is a small-town zip code in Elwell, Michigan (Gratiot County), covering 26 sq mi of land. About 1,307 people live here, or 51 per square mile. The median resident is 44 years old, compared with 38.9 nationally.

The median household earns $73,393 a year, close to the national median of $80,734. 9.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $163,700, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 92% of occupied homes are lived in by their owners, and renters pay a median of $879 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.4 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and sales.

How 48832 compares

Sorted from highest to lowest national percentile

Homeownership rate92.4%
98th
StrengthU.S. 65.2% · MI 73.2%173rd of 958 in MI
Residents 65 and older23.3%
88th
U.S. 17.2% · MI 18.6%316th of 962 in MI
Median age44
82nd
U.S. 38.9 · MI 40.2452nd of 962 in MI
Government workers15.3%
61st
U.S. 14.5% · MI 11.6%222nd of 961 in MI
Median earnings per worker$47,708
48th
U.S. $49,666 · MI $47,178334th of 960 in MI
Median household income$73,393
41st
U.S. $80,734 · MI $72,875402nd of 952 in MI
Poverty rate9.1%
39th
U.S. 12.5% · MI 13.2%578th of 959 in MI
Veterans5%
38th
U.S. 6.2% · MI 5.8%724th of 962 in MI
Uninsured rate5.3%
36th
U.S. 8.4% · MI 4.9%375th of 961 in MI
Housing vacancy4.6%
29th
U.S. 10.1% · MI 11.8%757th of 958 in MI
Residents under 1819.4%
27th
U.S. 22% · MI 21.2%556th of 962 in MI
Tech workers1.7%
27th
U.S. 3.8% · MI 3.1%465th of 961 in MI
Per capita income$31,913
24th
U.S. $44,673 · MI $40,735686th of 962 in MI
Healthcare workers7.7%
23rd
U.S. 9.7% · MI 10.1%702nd of 961 in MI
Self-employed workers7.3%
23rd
U.S. 10% · MI 8.6%687th of 961 in MI
Average commute21.4 min
20th
StrengthU.S. 26.4 min · MI 24.2 min739th of 941 in MI
Bachelor's degree or higher19%
18th
WeaknessU.S. 35.7% · MI 32.4%601st of 961 in MI
Median home value$163,700
13th
U.S. $332,700 · MI $231,600636th of 946 in MI
Work from home6.4%
13th
U.S. 15.1% · MI 13.5%757th of 961 in MI
Median gross rent$879
12th
U.S. $1,413 · MI $1,129565th of 851 in MI
Rent-burdened renters37%
11th
StrengthU.S. 51.1% · MI 50.4%658th of 931 in MI
Population density51/sq mi
7th
U.S. 95/sq mi · MI 178/sq mi686th of 962 in MI
Diversity index12.8
6th
U.S. 61.4 · MI 45.3750th of 962 in MI
Unemployment rate1.5%
3rd
StrengthU.S. 5.2% · MI 5.7%873rd of 961 in MI
Broadband access78.5%
3rd
WeaknessU.S. 91% · MI 90.5%889th of 958 in MI
Income inequality (Gini)0.349
3rd
StrengthU.S. 0.483 · MI 0.465881st of 958 in MI
Population1,307
2nd
U.S. 334,922,499 · MI 10,077,761773rd of 962 in MI
Foreign-born residents0%
1st
U.S. 14.1% · MI 7.2%922nd of 962 in MI

Measure	48832	Gratiot	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	92.4%	78.9%	73.2%	65.2%	98th	173rd of 958
Residents 65 and older	23.3%	17.8%	18.6%	17.2%	88th	316th of 962
Median age	44	39.6	40.2	38.9	82nd	452nd of 962
Government workers	15.3%	13.5%	11.6%	14.5%	61st	222nd of 961
Median earnings per worker	$47,708	$40,735	$47,178	$49,666	48th	334th of 960
Median household income	$73,393	$63,556	$72,875	$80,734	41st	402nd of 952
Poverty rate	9.1%	14%	13.2%	12.5%	39th	578th of 959
Veterans	5%	5.5%	5.8%	6.2%	38th	724th of 962
Uninsured rate	5.3%	4.2%	4.9%	8.4%	36th	375th of 961
Housing vacancy	4.6%	8.1%	11.8%	10.1%	29th	757th of 958
Residents under 18	19.4%	19.5%	21.2%	22%	27th	556th of 962
Tech workers	1.7%	1.5%	3.1%	3.8%	27th	465th of 961
Per capita income	$31,913	$30,221	$40,735	$44,673	24th	686th of 962
Healthcare workers	7.7%	11.1%	10.1%	9.7%	23rd	702nd of 961
Self-employed workers	7.3%	8.8%	8.6%	10%	23rd	687th of 961
Average commuteStrength	21.4 min	23.9 min	24.2 min	26.4 min	20th	739th of 941
Bachelor's degree or higherWeakness	19%	18.7%	32.4%	35.7%	18th	601st of 961
Median home value	$163,700	$147,500	$231,600	$332,700	13th	636th of 946
Work from home	6.4%	7.7%	13.5%	15.1%	13th	757th of 961
Median gross rent	$879	$834	$1,129	$1,413	12th	565th of 851
Rent-burdened rentersStrength	37%	46.9%	50.4%	51.1%	11th	658th of 931
Population density	51/sq mi	73/sq mi	178/sq mi	95/sq mi	7th	686th of 962
Diversity index	12.8	30.2	45.3	61.4	6th	750th of 962
Unemployment rateStrength	1.5%	4.2%	5.7%	5.2%	3rd	873rd of 961
Broadband accessWeakness	78.5%	85.9%	90.5%	91%	3rd	889th of 958
Income inequality (Gini)Strength	0.349	0.440	0.465	0.483	3rd	881st of 958
Population	1,307	41,385	10,077,761	334,922,499	2nd	773rd of 962
Foreign-born residents	0%	1.3%	7.2%	14.1%	1st	922nd of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

15%

25–34

12%

35–44

45–54

15%

55–64

15%

65–74

75+

Median age

Under 18

19.4%

65 and over

23.3%

Race and ethnicity

White93%
Black0%
Hispanic3%
Asian0%
Native American0.2%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

12.8

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

95%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

0.9%

Other

Households

Households: 536
Average household size: 2.4
Family households: 73.7%
Married couples: 55.2%
Living alone: 23.5%
Veterans (of adults): 5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

24%

$50–75k

14%

$75–100k

20%

$100–150k

22%

$150–200k

$200k+

Median household income

48832

$73,393

Gratiot Co.

$63,556

Michigan

$72,875

United States

$80,734

Per capita income

$31,913

U.S. $44,673

Poverty rate

9.1%

U.S. 12.5%

Households earning $150K+

7.1%

U.S. 23%

Income inequality (Gini)

0.349

U.S. 0.483

Housing

Median home value

48832

$163,700

Gratiot Co.

$147,500

Michigan

$231,600

United States

$332,700

Median gross rent

48832

$879

Gratiot Co.

$834

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

Mobile home

15%

Boat, RV, van

Housing units: 562
Owner-occupied: 92.4%
Vacant: 4.6%
Median year built: 1974
Median rooms: 5.5
Renters paying 30%+ of income: 37%
Renters paying 50%+ of income: 37%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

87%

Carpooled

Transit

Walked

0.8%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

43%

20–29

24%

30–44

17%

45–59

60+

Average commute

21.4 min

U.S. 26.4 min

Unemployment

1.5%

U.S. 5.2%

In labor force

55.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

14%

Transportation and moving

12%

Sales

11%

Office and admin

10%

Construction and repair

Healthcare

Food service

Cleaning and personal care

Management

Police and fire

Business and finance

Education

Computer and math

Engineering and science

Arts, media and sports

0.8%

Farming, fishing and forestry

0.7%

Legal and social services

Industries

Health care and social assistance

17%

Manufacturing

16%

Public administration

Retail

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Restaurants and hotels

Professional and technical services

Wholesale

Agriculture and mining

Education

Arts and recreation

Other services

Admin, support and management

Information

Median earnings per worker

$47,708

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

15.3%

U.S. 14.5%

Nonprofit workers

6.8%

U.S. 8.8%

Median earnings by type of work

Type of work	48832	U.S.
Management, business, science and arts	$64,500	$74,888
Service	$28,456	$26,804
Sales and office	$49,000	$40,476
Construction and maintenance	$59,038	$49,199
Production and transportation	$44,306	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

42%

Some college

27%

Associate's

Bachelor's

16%

Graduate

High school graduate or higher: 95.1%
Bachelor's degree or higher: 19%
Graduate or professional degree: 3.4%
Households with broadband: 78.5%
Cable, fiber or DSL: 45.5%
No internet access: 6.7%
Without health insurance: 5.3%
Limited-English households: 0%

Geography

City (USPS): Elwell
State: Michigan
County: Gratiot County
Center point: 43.4119° N, 84.7766° W
Land area: 26 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 48832

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48877	Riverdale, MI	3.3 mi	1,962	$64,653	$112,300
48830	Elm Hall, MI · PO box	4.5 mi	—	—	—
48801	Alma, MI	5.6 mi	13,278	$58,750	$129,700
48891	Vestaburg, MI	6.9 mi	2,915	$51,429	$158,700
48889	Sumner, MI	8.9 mi	1,528	$60,200	$157,900
48896	Winn, MI	9.8 mi	226	$136,136	$209,500
48812	Cedar Lake, MI · PO box	10 mi	—	—	—
48880	Saint Louis, MI	11 mi	9,994	$59,922	$144,900
48883	Shepherd, MI	11 mi	7,292	$65,223	$160,300
48818	Crystal, MI	11 mi	2,554	$55,924	$191,700
48829	Edmore, MI	12 mi	3,652	$63,750	$151,900
48859	Mount Pleasant, MI	12 mi	2,228	—	—

Zip codes like 48832 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48832

What city is zip code 48832?

48832 is assigned to Elwell, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48832 in?

48832 is in Gratiot County, Michigan.

What is the population of 48832?

About 1,307 people live in 48832, according to the Census Bureau's American Community Survey.

What time zone is 48832 in?

48832 is in Eastern Time.

What is the median household income in 48832?

The median household income in 48832 is $73,393.

What zip codes are near 48832?

The closest zip codes to 48832 are 48877, 48830, 48801, 48891, 48889.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48832, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.