Zip code 48831: Elsie, Michigan

Q: What city is zip code 48831?

48831 is assigned to Elsie, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48831 in?

48831 is mostly in Clinton County, but it extends into 3 other counties.

Q: What is the population of 48831?

About 3,088 people live in 48831, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48831?

The median household income in 48831 is $63,299.

Q: What zip codes are near 48831?

The closest zip codes to 48831 are 48807, 48841, 48866, 48833, 48649.

Residential delivery areaClinton CountyEastern Time

Population

3,088

Median household income

$63K

U.S. $81K

Median home value

$161K

U.S. $333K

Median rent

$916/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

73 sq mi

42 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48831

48831 is a rural zip code in Elsie, Michigan (Clinton County), covering 73 sq mi of land. About 3,088 people live here, or 42 per square mile. The median resident is 49 years old, compared with 38.9 nationally.

The median household earns $63,299 a year, 22% below the national median of $80,734. 8.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $161,300, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $916 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.3 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and construction and repair.

How 48831 compares

Sorted from highest to lowest national percentile

Median age49
94th
U.S. 38.9 · MI 40.2238th of 962 in MI
Unemployment rate9.5%
93rd
WeaknessU.S. 5.2% · MI 5.7%120th of 961 in MI
Homeownership rate87.3%
92nd
StrengthU.S. 65.2% · MI 73.2%390th of 958 in MI
Self-employed workers11.6%
74th
U.S. 10% · MI 8.6%276th of 961 in MI
Residents 65 and older19.8%
73rd
U.S. 17.2% · MI 18.6%511th of 962 in MI
Average commute29.3 min
70th
U.S. 26.4 min · MI 24.2 min228th of 941 in MI
Healthcare workers10.3%
62nd
U.S. 9.7% · MI 10.1%380th of 961 in MI
Government workers15.2%
61st
U.S. 14.5% · MI 11.6%228th of 961 in MI
Uninsured rate7%
52nd
U.S. 8.4% · MI 4.9%208th of 961 in MI
Housing vacancy6.5%
49th
U.S. 10.1% · MI 11.8%643rd of 958 in MI
Veterans5.5%
45th
U.S. 6.2% · MI 5.8%661st of 962 in MI
Median earnings per worker$45,515
42nd
U.S. $49,666 · MI $47,178428th of 960 in MI
Per capita income$36,665
39th
U.S. $44,673 · MI $40,735456th of 962 in MI
Poverty rate8.6%
36th
U.S. 12.5% · MI 13.2%613th of 959 in MI
Income inequality (Gini)0.411
29th
U.S. 0.483 · MI 0.465528th of 958 in MI
Median household income$63,299
26th
U.S. $80,734 · MI $72,875599th of 952 in MI
Work from home8.5%
25th
U.S. 15.1% · MI 13.5%577th of 961 in MI
Median gross rent$916
15th
U.S. $1,413 · MI $1,129519th of 851 in MI
Residents under 1817.1%
15th
U.S. 22% · MI 21.2%707th of 962 in MI
Tech workers1%
13th
U.S. 3.8% · MI 3.1%655th of 961 in MI
Median home value$161,300
12th
U.S. $332,700 · MI $231,600658th of 946 in MI
Foreign-born residents1.4%
8th
U.S. 14.1% · MI 7.2%572nd of 962 in MI
Broadband access82.5%
7th
WeaknessU.S. 91% · MI 90.5%784th of 958 in MI
Population density42/sq mi
6th
U.S. 95/sq mi · MI 178/sq mi732nd of 962 in MI
Bachelor's degree or higher13.2%
6th
WeaknessU.S. 35.7% · MI 32.4%821st of 961 in MI
Diversity index13
6th
U.S. 61.4 · MI 45.3739th of 962 in MI
Population3,088
5th
U.S. 334,922,499 · MI 10,077,761588th of 962 in MI
Rent-burdened renters25.5%
3rd
StrengthU.S. 51.1% · MI 50.4%796th of 931 in MI

Measure	48831	Clinton	MI	U.S.	National percentile	Rank in MI
Median age	49	41.8	40.2	38.9	94th	238th of 962
Unemployment rateWeakness	9.5%	3.8%	5.7%	5.2%	93rd	120th of 961
Homeownership rateStrength	87.3%	82.2%	73.2%	65.2%	92nd	390th of 958
Self-employed workers	11.6%	8.9%	8.6%	10%	74th	276th of 961
Residents 65 and older	19.8%	18.8%	18.6%	17.2%	73rd	511th of 962
Average commute	29.3 min	23.9 min	24.2 min	26.4 min	70th	228th of 941
Healthcare workers	10.3%	8.9%	10.1%	9.7%	62nd	380th of 961
Government workers	15.2%	21.1%	11.6%	14.5%	61st	228th of 961
Uninsured rate	7%	2.9%	4.9%	8.4%	52nd	208th of 961
Housing vacancy	6.5%	5%	11.8%	10.1%	49th	643rd of 958
Veterans	5.5%	6.5%	5.8%	6.2%	45th	661st of 962
Median earnings per worker	$45,515	$53,975	$47,178	$49,666	42nd	428th of 960
Per capita income	$36,665	$45,810	$40,735	$44,673	39th	456th of 962
Poverty rate	8.6%	9.7%	13.2%	12.5%	36th	613th of 959
Income inequality (Gini)	0.411	0.430	0.465	0.483	29th	528th of 958
Median household income	$63,299	$88,210	$72,875	$80,734	26th	599th of 952
Work from home	8.5%	16.3%	13.5%	15.1%	25th	577th of 961
Median gross rent	$916	$1,092	$1,129	$1,413	15th	519th of 851
Residents under 18	17.1%	21.4%	21.2%	22%	15th	707th of 962
Tech workers	1%	3.3%	3.1%	3.8%	13th	655th of 961
Median home value	$161,300	$259,500	$231,600	$332,700	12th	658th of 946
Foreign-born residents	1.4%	2.7%	7.2%	14.1%	8th	572nd of 962
Broadband accessWeakness	82.5%	90.3%	90.5%	91%	7th	784th of 958
Population density	42/sq mi	140/sq mi	178/sq mi	95/sq mi	6th	732nd of 962
Bachelor's degree or higherWeakness	13.2%	35.4%	32.4%	35.7%	6th	821st of 961
Diversity index	13	23.3	45.3	61.4	6th	739th of 962
Population	3,088	79,626	10,077,761	334,922,499	5th	588th of 962
Rent-burdened rentersStrength	25.5%	43.6%	50.4%	51.1%	3rd	796th of 931

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

12%

25–34

12%

35–44

14%

45–54

19%

55–64

10%

65–74

10%

75+

Median age

Under 18

17.1%

65 and over

19.8%

Race and ethnicity

White93%
Black0.3%
Hispanic4%
Asian0.7%
Native American0.1%
Pacific Islander0%
Other0.2%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

1.4%

U.S. 14.1%

Born in state

91%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.5%

Asian / Pacific

0.6%

Other

Households

Households: 1,327
Average household size: 2.3
Family households: 61.8%
Married couples: 48.8%
Living alone: 29.3%
Veterans (of adults): 5.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

19%

$50–75k

29%

$75–100k

13%

$100–150k

17%

$150–200k

$200k+

Median household income

48831

$63,299

Clinton Co.

$88,210

Michigan

$72,875

United States

$80,734

Per capita income

$36,665

U.S. $44,673

Poverty rate

8.6%

U.S. 12.5%

Households earning $150K+

10.1%

U.S. 23%

Income inequality (Gini)

0.411

U.S. 0.483

Housing

Median home value

48831

$161,300

Clinton Co.

$259,500

Michigan

$231,600

United States

$332,700

Median gross rent

48831

$916

Clinton Co.

$1,092

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,420
Owner-occupied: 87.3%
Vacant: 6.5%
Median year built: 1961
Median rooms: 6.5
Renters paying 30%+ of income: 25.5%
Renters paying 50%+ of income: 9.9%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

0.3%

Walked

Bicycle

0.2%

Worked from home

Other

0.2%

Commute time (one way)

<10 min

13%

10–19

20%

20–29

22%

30–44

26%

45–59

10%

60+

10%

Average commute

29.3 min

U.S. 26.4 min

Unemployment

9.5%

U.S. 5.2%

In labor force

60.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

15%

Office and admin

12%

Construction and repair

12%

Healthcare

10%

Management

Sales

Cleaning and personal care

Food service

Transportation and moving

Education

Farming, fishing and forestry

Legal and social services

Engineering and science

Business and finance

Police and fire

Arts, media and sports

Computer and math

Industries

Manufacturing

18%

Health care and social assistance

15%

Retail

Education

Agriculture and mining

Construction

Public administration

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Finance, insurance and real estate

Admin, support and management

Wholesale

Professional and technical services

Arts and recreation

Information

Median earnings per worker

$45,515

U.S. $49,666

Self-employed

11.6%

U.S. 10%

Government workers

15.2%

U.S. 14.5%

Nonprofit workers

7.9%

U.S. 8.8%

Median earnings by type of work

Type of work	48831	U.S.
Management, business, science and arts	$58,304	$74,888
Service	$31,346	$26,804
Sales and office	$40,938	$40,476
Construction and maintenance	$49,861	$49,199
Production and transportation	$56,442	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

43%

Some college

25%

Associate's

11%

Bachelor's

10%

Graduate

High school graduate or higher: 92.5%
Bachelor's degree or higher: 13.2%
Graduate or professional degree: 3.4%
Households with broadband: 82.5%
Cable, fiber or DSL: 50.2%
No internet access: 14.8%
Without health insurance: 7%
Limited-English households: 0.2%

Geography

City (USPS): Elsie
State: Michigan
County: Clinton County
Center point: 43.0962° N, 84.3725° W
Land area: 73 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48831 spans 4 counties

Clinton County45% of land
Shiawassee County33% of land
Saginaw County21% of land
Gratiot County2% of land

Cities and towns within this zip

Elsie2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48831

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48807	Bannister, MI	4 mi	658	$60,825	$108,200
48841	Henderson, MI	6.8 mi	729	$60,156	$164,000
48866	Ovid, MI	7.1 mi	4,607	$65,281	$169,000
48833	Eureka, MI · PO box	7.2 mi	—	—	—
48649	Oakley, MI	8.7 mi	1,699	$72,609	$164,200
48806	Ashley, MI	8.8 mi	1,752	$61,375	$155,600
48867	Owosso, MI	11 mi	27,500	$59,825	$154,400
48614	Brant, MI	11 mi	943	$63,393	$152,500
48879	Saint Johns, MI	12 mi	18,413	$79,129	$229,100
48874	Pompeii, MI	13 mi	107	$75,774	$111,300
48862	North Star, MI	14 mi	59	$51,563	$75,800
48616	Chesaning, MI	15 mi	7,577	$66,819	$163,100

Zip codes like 48831 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48831

What city is zip code 48831?

48831 is assigned to Elsie, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48831 in?

48831 is mostly in Clinton County, but it extends into 3 other counties.

What is the population of 48831?

About 3,088 people live in 48831, according to the Census Bureau's American Community Survey.

What time zone is 48831 in?

48831 is in Eastern Time.

What is the median household income in 48831?

The median household income in 48831 is $63,299.

What zip codes are near 48831?

The closest zip codes to 48831 are 48807, 48841, 48866, 48833, 48649.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48831, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.