Zip code 48813: Charlotte, Michigan

Q: What city is zip code 48813?

48813 is assigned to Charlotte, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48813 in?

48813 is in Eaton County, Michigan.

Q: What is the population of 48813?

About 20,564 people live in 48813, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48813?

The median household income in 48813 is $80,429.

Q: What zip codes are near 48813?

The closest zip codes to 48813 are 48908, 48876, 49096, 49076, 48827.

Residential delivery areaEaton CountyEastern Time

Population

20,564

Median household income

$80K

U.S. $81K

Median home value

$193K

U.S. $333K

Median rent

$957/mo

U.S. $1,413

Median age

39.9

U.S. 38.9

Land area

168 sq mi

122 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48813

48813 is a small-town zip code in Charlotte, Michigan (Eaton County), covering 168 sq mi of land. About 20,564 people live here, or 122 per square mile. The median resident is 39.9 years old, compared with 38.9 nationally.

The median household earns $80,429 a year, close to the national median of $80,734. 8.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $192,800, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $957 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.8 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and production and manufacturing.

How 48813 compares

Sorted from highest to lowest national percentile

Homeownership rate80.8%
80th
StrengthU.S. 65.2% · MI 73.2%612th of 958 in MI
Government workers15.6%
63rd
U.S. 14.5% · MI 11.6%211th of 961 in MI
Residents under 1823.3%
61st
U.S. 22% · MI 21.2%254th of 962 in MI
Veterans6.5%
59th
U.S. 6.2% · MI 5.8%513th of 962 in MI
Median age39.9
56th
U.S. 38.9 · MI 40.2679th of 962 in MI
Residents 65 and older17.2%
55th
U.S. 17.2% · MI 18.6%687th of 962 in MI
Median household income$80,429
51st
U.S. $80,734 · MI $72,875286th of 952 in MI
Tech workers2.6%
45th
U.S. 3.8% · MI 3.1%292nd of 961 in MI
Housing vacancy5.9%
43rd
U.S. 10.1% · MI 11.8%680th of 958 in MI
Work from home11.2%
42nd
U.S. 15.1% · MI 13.5%378th of 961 in MI
Median earnings per worker$44,885
40th
U.S. $49,666 · MI $47,178460th of 960 in MI
Per capita income$35,989
37th
U.S. $44,673 · MI $40,735487th of 962 in MI
Self-employed workers8.2%
35th
U.S. 10% · MI 8.6%592nd of 961 in MI
Broadband access89.8%
33rd
U.S. 91% · MI 90.5%414th of 958 in MI
Population20,564
32nd
U.S. 334,922,499 · MI 10,077,761187th of 962 in MI
Poverty rate8.1%
32nd
U.S. 12.5% · MI 13.2%651st of 959 in MI
Uninsured rate4.4%
26th
U.S. 8.4% · MI 4.9%488th of 961 in MI
Average commute21.8 min
22nd
U.S. 26.4 min · MI 24.2 min718th of 941 in MI
Median home value$192,800
20th
U.S. $332,700 · MI $231,600471st of 946 in MI
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · MI 5.7%695th of 961 in MI
Median gross rent$957
18th
U.S. $1,413 · MI $1,129448th of 851 in MI
Bachelor's degree or higher19%
18th
WeaknessU.S. 35.7% · MI 32.4%598th of 961 in MI
Population density122/sq mi
15th
U.S. 95/sq mi · MI 178/sq mi467th of 962 in MI
Rent-burdened renters39.4%
15th
StrengthU.S. 51.1% · MI 50.4%607th of 931 in MI
Healthcare workers7%
15th
U.S. 9.7% · MI 10.1%763rd of 961 in MI
Income inequality (Gini)0.392
15th
StrengthU.S. 0.483 · MI 0.465695th of 958 in MI
Diversity index21.2
14th
U.S. 61.4 · MI 45.3427th of 962 in MI
Foreign-born residents1.1%
6th
U.S. 14.1% · MI 7.2%651st of 962 in MI

Measure	48813	Eaton	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	80.8%	74.2%	73.2%	65.2%	80th	612th of 958
Government workers	15.6%	18.4%	11.6%	14.5%	63rd	211th of 961
Residents under 18	23.3%	20.5%	21.2%	22%	61st	254th of 962
Veterans	6.5%	7.4%	5.8%	6.2%	59th	513th of 962
Median age	39.9	41.4	40.2	38.9	56th	679th of 962
Residents 65 and older	17.2%	20.1%	18.6%	17.2%	55th	687th of 962
Median household income	$80,429	$79,597	$72,875	$80,734	51st	286th of 952
Tech workers	2.6%	4.3%	3.1%	3.8%	45th	292nd of 961
Housing vacancy	5.9%	4.9%	11.8%	10.1%	43rd	680th of 958
Work from home	11.2%	15.1%	13.5%	15.1%	42nd	378th of 961
Median earnings per worker	$44,885	$48,895	$47,178	$49,666	40th	460th of 960
Per capita income	$35,989	$41,090	$40,735	$44,673	37th	487th of 962
Self-employed workers	8.2%	7.1%	8.6%	10%	35th	592nd of 961
Broadband access	89.8%	91.2%	90.5%	91%	33rd	414th of 958
Population	20,564	109,130	10,077,761	334,922,499	32nd	187th of 962
Poverty rate	8.1%	8.3%	13.2%	12.5%	32nd	651st of 959
Uninsured rate	4.4%	4.4%	4.9%	8.4%	26th	488th of 961
Average commute	21.8 min	22.7 min	24.2 min	26.4 min	22nd	718th of 941
Median home value	$192,800	$216,900	$231,600	$332,700	20th	471st of 946
Unemployment rateStrength	3.2%	4.5%	5.7%	5.2%	19th	695th of 961
Median gross rent	$957	$1,092	$1,129	$1,413	18th	448th of 851
Bachelor's degree or higherWeakness	19%	30.8%	32.4%	35.7%	18th	598th of 961
Population density	122/sq mi	190/sq mi	178/sq mi	95/sq mi	15th	467th of 962
Rent-burdened rentersStrength	39.4%	41%	50.4%	51.1%	15th	607th of 931
Healthcare workers	7%	8%	10.1%	9.7%	15th	763rd of 961
Income inequality (Gini)Strength	0.392	0.406	0.465	0.483	15th	695th of 958
Diversity index	21.2	35.2	45.3	61.4	14th	427th of 962
Foreign-born residents	1.1%	4.2%	7.2%	14.1%	6th	651st of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

12%

25–34

12%

35–44

12%

45–54

15%

55–64

10%

65–74

75+

Median age

39.9

Under 18

23.3%

65 and over

17.2%

Race and ethnicity

White89%
Black2%
Hispanic5%
Asian0.8%
Native American0.2%
Pacific Islander0%
Other0.7%
Multiracial3%

Diversity index

21.2

U.S. 61.4

Foreign-born

1.1%

U.S. 14.1%

Born in state

84.1%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.1%

Households

Households: 7,762
Average household size: 2.6
Family households: 69%
Married couples: 52.1%
Living alone: 25.3%
Veterans (of adults): 6.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

17%

$50–75k

16%

$75–100k

17%

$100–150k

22%

$150–200k

$200k+

Median household income

48813

$80,429

Eaton Co.

$79,597

Michigan

$72,875

United States

$80,734

Per capita income

$35,989

U.S. $44,673

Poverty rate

8.1%

U.S. 12.5%

Households earning $150K+

14.8%

U.S. 23%

Income inequality (Gini)

0.392

U.S. 0.483

Housing

Median home value

48813

$192,800

Eaton Co.

$216,900

Michigan

$231,600

United States

$332,700

Median gross rent

48813

$957

Eaton Co.

$1,092

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 8,248
Owner-occupied: 80.8%
Vacant: 5.9%
Median year built: 1975
Median rooms: 6.2
Renters paying 30%+ of income: 39.4%
Renters paying 50%+ of income: 14.8%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.4%

Walked

Bicycle

0.8%

Worked from home

11%

Other

Commute time (one way)

<10 min

19%

10–19

32%

20–29

18%

30–44

23%

45–59

60+

Average commute

21.8 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

62.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Transportation and moving

12%

Production

11%

Construction and repair

Management

Cleaning and personal care

Healthcare

Sales

Business and finance

Food service

Education

Computer and math

Engineering and science

Police and fire

Legal and social services

Arts, media and sports

Farming, fishing and forestry

0.5%

Industries

Manufacturing

19%

Retail

13%

Health care and social assistance

13%

Public administration

Education

Construction

Transportation, warehousing and utilities

Finance, insurance and real estate

Restaurants and hotels

Professional and technical services

Admin, support and management

Other services

Wholesale

Agriculture and mining

Arts and recreation

0.9%

Information

0.6%

Median earnings per worker

$44,885

U.S. $49,666

Self-employed

8.2%

U.S. 10%

Government workers

15.6%

U.S. 14.5%

Nonprofit workers

7.2%

U.S. 8.8%

Median earnings by type of work

Type of work	48813	U.S.
Management, business, science and arts	$70,029	$74,888
Service	$24,289	$26,804
Sales and office	$43,695	$40,476
Construction and maintenance	$49,656	$49,199
Production and transportation	$41,835	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

29%

Associate's

10%

Bachelor's

13%

Graduate

High school graduate or higher: 93.3%
Bachelor's degree or higher: 19%
Graduate or professional degree: 5.9%
Households with broadband: 89.8%
Cable, fiber or DSL: 63.4%
No internet access: 6.9%
Without health insurance: 4.4%
Limited-English households: 0.5%

Geography

City (USPS): Charlotte
State: Michigan
County: Eaton County
Center point: 42.5735° N, 84.8457° W
Land area: 168 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Charlotte4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48813

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48908	Lansing, MI · PO box	1.6 mi	—	—	—
48876	Potterville, MI	7.7 mi	4,360	$74,594	$186,900
49096	Vermontville, MI	9.3 mi	3,305	$73,929	$188,500
49076	Olivet, MI	10 mi	4,294	$74,440	$200,600
48827	Eaton Rapids, MI	10 mi	15,831	$78,257	$217,500
48821	Dimondale, MI	11 mi	6,327	$107,440	$244,000
48861	Mulliken, MI	11 mi	1,774	$89,412	$184,600
48837	Grand Ledge, MI	13 mi	19,947	$96,517	$253,200
49021	Bellevue, MI	13 mi	6,319	$82,959	$184,400
49073	Nashville, MI	14 mi	5,120	$67,604	$178,500
48890	Sunfield, MI	15 mi	2,055	$79,444	$175,800
48917	Lansing, MI	15 mi	32,483	$70,990	$222,900

Zip codes like 48813 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48813

What city is zip code 48813?

48813 is assigned to Charlotte, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48813 in?

48813 is in Eaton County, Michigan.

What is the population of 48813?

About 20,564 people live in 48813, according to the Census Bureau's American Community Survey.

What time zone is 48813 in?

48813 is in Eastern Time.

What is the median household income in 48813?

The median household income in 48813 is $80,429.

What zip codes are near 48813?

The closest zip codes to 48813 are 48908, 48876, 49096, 49076, 48827.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48813, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.