Zip code 48765: Turner, Michigan

Q: What city is zip code 48765?

48765 is assigned to Turner, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48765 in?

48765 is mostly in Arenac County, but it extends into 1 other county.

Q: What is the population of 48765?

About 535 people live in 48765, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48765?

The median household income in 48765 is $45,000.

Q: What zip codes are near 48765?

The closest zip codes to 48765 are 48703, 48766, 48763, 48770, 48749.

Residential delivery areaArenac CountyEastern Time

Population

535

Median household income

$45K

U.S. $81K

Median home value

$154K

U.S. $333K

Median rent

$819/mo

U.S. $1,413

Median age

58.6

U.S. 38.9

Land area

58 sq mi

9 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48765

48765 is a rural zip code in Turner, Michigan (Arenac County), covering 58 sq mi of land. About 535 people live here, or 9 per square mile. The median resident is 58.6 years old, compared with 38.9 nationally.

The median household earns $45,000 a year, 44% below the national median of $80,734. 15% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $153,800, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $819 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.5 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and healthcare. 15% of them are self-employed (U.S.: 10%).

How 48765 compares

Sorted from highest to lowest national percentile

Median age58.6
99th
U.S. 38.9 · MI 40.279th of 962 in MI
Residents 65 and older38.1%
99th
U.S. 17.2% · MI 18.6%60th of 962 in MI
Housing vacancy34%
98th
U.S. 10.1% · MI 11.8%182nd of 958 in MI
Homeownership rate89%
95th
StrengthU.S. 65.2% · MI 73.2%313th of 958 in MI
Veterans11.8%
94th
U.S. 6.2% · MI 5.8%85th of 962 in MI
Self-employed workers15%
90th
U.S. 10% · MI 8.6%126th of 961 in MI
Poverty rate15%
69th
U.S. 12.5% · MI 13.2%264th of 959 in MI
Foreign-born residents10.5%
52nd
U.S. 14.1% · MI 7.2%83rd of 962 in MI
Income inequality (Gini)0.435
51st
U.S. 0.483 · MI 0.465331st of 958 in MI
Average commute25.5 min
46th
U.S. 26.4 min · MI 24.2 min464th of 941 in MI
Healthcare workers9.1%
44th
U.S. 9.7% · MI 10.1%540th of 961 in MI
Median earnings per worker$44,091
37th
U.S. $49,666 · MI $47,178493rd of 960 in MI
Unemployment rate3.9%
32nd
U.S. 5.2% · MI 5.7%583rd of 961 in MI
Per capita income$31,371
22nd
U.S. $44,673 · MI $40,735714th of 962 in MI
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · MI 4.9%626th of 961 in MI
Rent-burdened renters41.2%
18th
StrengthU.S. 51.1% · MI 50.4%567th of 931 in MI
Diversity index23.3
16th
U.S. 61.4 · MI 45.3369th of 962 in MI
Government workers9.1%
13th
U.S. 14.5% · MI 11.6%711th of 961 in MI
Work from home6%
12th
U.S. 15.1% · MI 13.5%785th of 961 in MI
Median home value$153,800
10th
U.S. $332,700 · MI $231,600719th of 946 in MI
Median gross rent$819
8th
U.S. $1,413 · MI $1,129653rd of 851 in MI
Median household income$45,000
6th
WeaknessU.S. $80,734 · MI $72,875880th of 952 in MI
Bachelor's degree or higher12.9%
6th
WeaknessU.S. 35.7% · MI 32.4%830th of 961 in MI
Broadband access78.7%
3rd
WeaknessU.S. 91% · MI 90.5%882nd of 958 in MI
Residents under 189.7%
2nd
U.S. 22% · MI 21.2%910th of 962 in MI
Population535
1st
U.S. 334,922,499 · MI 10,077,761876th of 962 in MI
Population density9/sq mi
1st
U.S. 95/sq mi · MI 178/sq mi901st of 962 in MI
Tech workers0%
1st
U.S. 3.8% · MI 3.1%844th of 961 in MI

Measure	48765	Arenac	MI	U.S.	National percentile	Rank in MI
Median age	58.6	50.2	40.2	38.9	99th	79th of 962
Residents 65 and older	38.1%	27.2%	18.6%	17.2%	99th	60th of 962
Housing vacancy	34%	31.4%	11.8%	10.1%	98th	182nd of 958
Homeownership rateStrength	89%	86.2%	73.2%	65.2%	95th	313th of 958
Veterans	11.8%	8.3%	5.8%	6.2%	94th	85th of 962
Self-employed workers	15%	13.5%	8.6%	10%	90th	126th of 961
Poverty rate	15%	11.7%	13.2%	12.5%	69th	264th of 959
Foreign-born residents	10.5%	0.8%	7.2%	14.1%	52nd	83rd of 962
Income inequality (Gini)	0.435	0.404	0.465	0.483	51st	331st of 958
Average commute	25.5 min	26.6 min	24.2 min	26.4 min	46th	464th of 941
Healthcare workers	9.1%	10.3%	10.1%	9.7%	44th	540th of 961
Median earnings per worker	$44,091	$39,338	$47,178	$49,666	37th	493rd of 960
Unemployment rate	3.9%	6%	5.7%	5.2%	32nd	583rd of 961
Per capita income	$31,371	$32,082	$40,735	$44,673	22nd	714th of 962
Uninsured rateStrength	3.6%	6%	4.9%	8.4%	18th	626th of 961
Rent-burdened rentersStrength	41.2%	41.5%	50.4%	51.1%	18th	567th of 931
Diversity index	23.3	13.4	45.3	61.4	16th	369th of 962
Government workers	9.1%	11.2%	11.6%	14.5%	13th	711th of 961
Work from home	6%	8.1%	13.5%	15.1%	12th	785th of 961
Median home value	$153,800	$150,600	$231,600	$332,700	10th	719th of 946
Median gross rent	$819	$761	$1,129	$1,413	8th	653rd of 851
Median household incomeWeakness	$45,000	$58,811	$72,875	$80,734	6th	880th of 952
Bachelor's degree or higherWeakness	12.9%	16%	32.4%	35.7%	6th	830th of 961
Broadband accessWeakness	78.7%	87%	90.5%	91%	3rd	882nd of 958
Residents under 18	9.7%	18.5%	21.2%	22%	2nd	910th of 962
Population	535	15,077	10,077,761	334,922,499	1st	876th of 962
Population density	9/sq mi	42/sq mi	178/sq mi	95/sq mi	1st	901st of 962
Tech workers	0%	1.1%	3.1%	3.8%	1st	844th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

13%

35–44

12%

45–54

18%

55–64

25%

65–74

13%

75+

Median age

58.6

Under 18

9.7%

65 and over

38.1%

Race and ethnicity

White87%
Black0.4%
Hispanic8%
Asian0%
Native American0.2%
Pacific Islander0%
Other0.2%
Multiracial4%

Diversity index

23.3

U.S. 61.4

Foreign-born

10.5%

U.S. 14.1%

Born in state

77.9%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.8%

Other

Households

Households: 254
Average household size: 2.1
Family households: 53.9%
Married couples: 42.9%
Living alone: 38.2%
Veterans (of adults): 11.8%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

27%

$25–50k

27%

$50–75k

18%

$75–100k

11%

$100–150k

11%

$150–200k

$200k+

Median household income

48765

$45,000

Arenac Co.

$58,811

Michigan

$72,875

United States

$80,734

Per capita income

$31,371

U.S. $44,673

Poverty rate

15%

U.S. 12.5%

Households earning $150K+

7.1%

U.S. 23%

Income inequality (Gini)

0.435

U.S. 0.483

Housing

Median home value

48765

$153,800

Arenac Co.

$150,600

Michigan

$231,600

United States

$332,700

Median gross rent

48765

$819

Arenac Co.

$761

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 385
Owner-occupied: 89%
Vacant: 34%
Median year built: 1972
Median rooms: 5.8
Renters paying 30%+ of income: 41.2%
Renters paying 50%+ of income: 11.8%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

87%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

16%

10–19

16%

20–29

19%

30–44

37%

45–59

60+

Average commute

25.5 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

46.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

26%

Production

10%

Healthcare

Sales

Construction and repair

Management

Food service

Education

Farming, fishing and forestry

Cleaning and personal care

Office and admin

Business and finance

Engineering and science

Legal and social services

Computer and math

Arts, media and sports

Police and fire

Industries

Transportation, warehousing and utilities

19%

Manufacturing

18%

Retail

14%

Health care and social assistance

13%

Construction

10%

Agriculture and mining

Education

Professional and technical services

Restaurants and hotels

Other services

Arts and recreation

Wholesale

0.9%

Information

0.9%

Finance, insurance and real estate

Public administration

Admin, support and management

Median earnings per worker

$44,091

U.S. $49,666

Self-employed

15%

U.S. 10%

Government workers

9.1%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	48765	U.S.
Management, business, science and arts	$85,125	$74,888
Service	$20,000	$26,804
Sales and office	$49,375	$40,476
Construction and maintenance	$50,556	$49,199
Production and transportation	$44,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

47%

Some college

19%

Associate's

Bachelor's

Graduate

High school graduate or higher: 87.8%
Bachelor's degree or higher: 12.9%
Graduate or professional degree: 5.4%
Households with broadband: 78.7%
Cable, fiber or DSL: 22.4%
No internet access: 17.3%
Without health insurance: 3.6%
Limited-English households: 0%

Geography

City (USPS): Turner
State: Michigan
County: Arenac County
Center point: 44.1516° N, 83.7180° W
Land area: 58 sq mi
Water area: 1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48765 spans 2 counties

Arenac County60% of land
Iosco County40% of land

Cities and towns within this zip

Turner2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48765

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48703	Au Gres, MI	6.4 mi	3,105	$64,792	$172,100
48766	Twining, MI	7.4 mi	1,328	$56,583	$112,200
48763	Tawas City, MI	8.3 mi	4,883	$59,677	$162,400
48770	Whittemore, MI	8.4 mi	1,843	$49,957	$105,500
48749	Omer, MI	11 mi	1,271	$51,544	$129,600
48748	National City, MI	12 mi	1,537	$58,750	$161,800
48764	Tawas City, MI · PO box	13 mi	—	—	—
48756	Prescott, MI	14 mi	4,060	$46,008	$81,500
48658	Standish, MI	16 mi	4,694	$53,750	$122,000
48739	Hale, MI	16 mi	3,629	$52,802	$179,400
48659	Sterling, MI	18 mi	2,563	$58,750	$146,200
48730	East Tawas, MI	18 mi	4,584	$49,823	$157,200

Questions about 48765

What city is zip code 48765?

48765 is assigned to Turner, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48765 in?

48765 is mostly in Arenac County, but it extends into 1 other county.

What is the population of 48765?

About 535 people live in 48765, according to the Census Bureau's American Community Survey.

What time zone is 48765 in?

48765 is in Eastern Time.

What is the median household income in 48765?

The median household income in 48765 is $45,000.

What zip codes are near 48765?

The closest zip codes to 48765 are 48703, 48766, 48763, 48770, 48749.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48765, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.