Zip code 48098: Troy, Michigan

Q: What city is zip code 48098?

48098 is assigned to Troy, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48098 in?

48098 is in Oakland County, Michigan.

Q: What is the population of 48098?

About 20,936 people live in 48098, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48098?

The median household income in 48098 is $164,759.

Q: What zip codes are near 48098?

The closest zip codes to 48098 are 48099, 48037, 48084, 48085, 48304.

Residential delivery areaOakland CountyEastern Time

Population

20,936

Median household income

$165K

U.S. $81K

Median home value

$509K

U.S. $333K

Median rent

$1,712/mo

U.S. $1,413

Median age

46.5

U.S. 38.9

Land area

9.4 sq mi

2,228 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48098

48098 is a suburban zip code in Troy, Michigan (Oakland County), covering 9.4 sq mi of land. About 20,936 people live here, or 2,228 per square mile. The median resident is 46.5 years old, compared with 38.9 nationally.

The median household earns $164,759 a year, about 2.0× the national median of $80,734. 3.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $509,400, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 91% of occupied homes are lived in by their owners, and renters pay a median of $1,712 a month.

77% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.7 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in management; healthcare; and engineering and science. 43% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 48098 compares

Sorted from highest to lowest national percentile

Broadband access98.5%
99th
StrengthU.S. 91% · MI 90.5%25th of 958 in MI
Bachelor's degree or higher76.9%
98th
StrengthU.S. 35.7% · MI 32.4%13th of 961 in MI
Median household income$164,759
97th
StrengthU.S. $80,734 · MI $72,87511th of 952 in MI
Homeownership rate91.1%
97th
StrengthU.S. 65.2% · MI 73.2%228th of 958 in MI
Median earnings per worker$91,502
96th
StrengthU.S. $49,666 · MI $47,17812th of 960 in MI
Tech workers9%
95th
U.S. 3.8% · MI 3.1%12th of 961 in MI
Per capita income$71,048
92nd
StrengthU.S. $44,673 · MI $40,73528th of 962 in MI
Median age46.5
90th
U.S. 38.9 · MI 40.2333rd of 962 in MI
Foreign-born residents30.7%
88th
U.S. 14.1% · MI 7.2%9th of 962 in MI
Healthcare workers13%
88th
U.S. 9.7% · MI 10.1%136th of 961 in MI
Work from home24.3%
87th
U.S. 15.1% · MI 13.5%45th of 961 in MI
Median home value$509,400
76th
U.S. $332,700 · MI $231,60019th of 946 in MI
Residents 65 and older19.5%
71st
U.S. 17.2% · MI 18.6%534th of 962 in MI
Median gross rent$1,712
68th
U.S. $1,413 · MI $1,12924th of 851 in MI
Diversity index54.9
61st
U.S. 61.4 · MI 45.378th of 962 in MI
Population density2,228/sq mi
59th
U.S. 95/sq mi · MI 178/sq mi141st of 962 in MI
Residents under 1822.4%
53rd
U.S. 22% · MI 21.2%318th of 962 in MI
Self-employed workers9%
46th
U.S. 10% · MI 8.6%501st of 961 in MI
Average commute24.7 min
41st
U.S. 26.4 min · MI 24.2 min523rd of 941 in MI
Population20,936
33rd
U.S. 334,922,499 · MI 10,077,761182nd of 962 in MI
Unemployment rate3.9%
32nd
U.S. 5.2% · MI 5.7%595th of 961 in MI
Veterans4%
26th
U.S. 6.2% · MI 5.8%839th of 962 in MI
Income inequality (Gini)0.404
24th
U.S. 0.483 · MI 0.465585th of 958 in MI
Rent-burdened renters41.4%
19th
StrengthU.S. 51.1% · MI 50.4%564th of 931 in MI
Housing vacancy3.7%
18th
U.S. 10.1% · MI 11.8%825th of 958 in MI
Government workers8.4%
9th
U.S. 14.5% · MI 11.6%773rd of 961 in MI
Poverty rate3.5%
4th
StrengthU.S. 12.5% · MI 13.2%904th of 959 in MI
Uninsured rate1.4%
2nd
StrengthU.S. 8.4% · MI 4.9%896th of 961 in MI

Measure	48098	Oakland	MI	U.S.	National percentile	Rank in MI
Broadband accessStrength	98.5%	94.2%	90.5%	91%	99th	25th of 958
Bachelor's degree or higherStrength	76.9%	51%	32.4%	35.7%	98th	13th of 961
Median household incomeStrength	$164,759	$97,760	$72,875	$80,734	97th	11th of 952
Homeownership rateStrength	91.1%	72.7%	73.2%	65.2%	97th	228th of 958
Median earnings per workerStrength	$91,502	$61,646	$47,178	$49,666	96th	12th of 960
Tech workers	9%	5.5%	3.1%	3.8%	95th	12th of 961
Per capita incomeStrength	$71,048	$56,696	$40,735	$44,673	92nd	28th of 962
Median age	46.5	41.3	40.2	38.9	90th	333rd of 962
Foreign-born residents	30.7%	13.3%	7.2%	14.1%	88th	9th of 962
Healthcare workers	13%	9.7%	10.1%	9.7%	88th	136th of 961
Work from home	24.3%	20.2%	13.5%	15.1%	87th	45th of 961
Median home value	$509,400	$343,600	$231,600	$332,700	76th	19th of 946
Residents 65 and older	19.5%	18.4%	18.6%	17.2%	71st	534th of 962
Median gross rent	$1,712	$1,376	$1,129	$1,413	68th	24th of 851
Diversity index	54.9	50.6	45.3	61.4	61st	78th of 962
Population density	2,228/sq mi	1,476/sq mi	178/sq mi	95/sq mi	59th	141st of 962
Residents under 18	22.4%	20.3%	21.2%	22%	53rd	318th of 962
Self-employed workers	9%	9.4%	8.6%	10%	46th	501st of 961
Average commute	24.7 min	25.8 min	24.2 min	26.4 min	41st	523rd of 941
Population	20,936	1,279,825	10,077,761	334,922,499	33rd	182nd of 962
Unemployment rate	3.9%	4.8%	5.7%	5.2%	32nd	595th of 961
Veterans	4%	4.4%	5.8%	6.2%	26th	839th of 962
Income inequality (Gini)	0.404	0.467	0.465	0.483	24th	585th of 958
Rent-burdened rentersStrength	41.4%	44.8%	50.4%	51.1%	19th	564th of 931
Housing vacancy	3.7%	5.5%	11.8%	10.1%	18th	825th of 958
Government workers	8.4%	9.2%	11.6%	14.5%	9th	773rd of 961
Poverty rateStrength	3.5%	7.7%	13.2%	12.5%	4th	904th of 959
Uninsured rateStrength	1.4%	3.8%	4.9%	8.4%	2nd	896th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

12%

35–44

16%

45–54

17%

55–64

12%

65–74

75+

Median age

46.5

Under 18

22.4%

65 and over

19.5%

Race and ethnicity

White59%
Black2%
Hispanic2%
Asian32%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial5%

Diversity index

54.9

U.S. 61.4

Foreign-born

30.7%

U.S. 14.1%

Born in state

53.9%

Language spoken at home (households)

English only

57%

Spanish

Other Indo-European

16%

Asian / Pacific

20%

Other

Households

Households: 7,492
Average household size: 2.8
Family households: 81.8%
Married couples: 72.9%
Living alone: 14.6%
Veterans (of adults): 4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

16%

$150–200k

16%

$200k+

38%

Median household income

48098

$164,759

Oakland Co.

$97,760

Michigan

$72,875

United States

$80,734

Per capita income

$71,048

U.S. $44,673

Poverty rate

3.5%

U.S. 12.5%

Households earning $150K+

54.5%

U.S. 23%

Income inequality (Gini)

0.404

U.S. 0.483

Housing

Median home value

48098

$509,400

Oakland Co.

$343,600

Michigan

$231,600

United States

$332,700

Median gross rent

48098

$1,712

Oakland Co.

$1,376

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

94%

2–4 units

5–19 units

20+ units

Mobile home

0.1%

Boat, RV, van

Housing units: 7,783
Owner-occupied: 91.1%
Vacant: 3.7%
Median year built: 1982
Median rooms: 7.9
Renters paying 30%+ of income: 41.4%
Renters paying 50%+ of income: 16.5%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

0.1%

Walked

0.2%

Bicycle

Worked from home

24%

Other

Commute time (one way)

<10 min

10–19

31%

20–29

19%

30–44

29%

45–59

60+

Average commute

24.7 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

65.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Healthcare

13%

Engineering and science

11%

Business and finance

11%

Sales

10%

Computer and math

Education

Office and admin

Cleaning and personal care

Legal and social services

Food service

Production

Arts, media and sports

Construction and repair

Transportation and moving

Police and fire

0.6%

Farming, fishing and forestry

0.3%

Industries

Manufacturing

19%

Health care and social assistance

16%

Professional and technical services

15%

Education

10%

Finance, insurance and real estate

Retail

Restaurants and hotels

Construction

Other services

Wholesale

Public administration

Admin, support and management

Information

Transportation, warehousing and utilities

Arts and recreation

Agriculture and mining

0.3%

Median earnings per worker

$91,502

U.S. $49,666

Self-employed

U.S. 10%

Government workers

8.4%

U.S. 14.5%

Nonprofit workers

8.8%

U.S. 8.8%

Median earnings by type of work

Type of work	48098	U.S.
Management, business, science and arts	$120,233	$74,888
Service	$6,563	$26,804
Sales and office	$57,083	$40,476
Construction and maintenance	$28,958	$49,199
Production and transportation	$20,714	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

Associate's

Bachelor's

32%

Graduate

45%

High school graduate or higher: 96.6%
Bachelor's degree or higher: 76.9%
Graduate or professional degree: 44.8%
Households with broadband: 98.5%
Cable, fiber or DSL: 90.3%
No internet access: 1.2%
Without health insurance: 1.4%
Limited-English households: 4.4%

Geography

City (USPS): Troy
State: Michigan
County: Oakland County
Center point: 42.5984° N, 83.1784° W
Land area: 9.4 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Troy100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48098

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48099	Troy, MI · PO box	0.8 mi	—	—	—
48037	Southfield, MI · PO box	2.6 mi	—	—	—
48084	Troy, MI	2.6 mi	15,960	$107,098	$444,200
48085	Troy, MI	2.9 mi	27,231	$146,390	$423,800
48304	Bloomfield Hills, MI	2.9 mi	17,387	$143,204	$494,600
48303	Bloomfield Hills, MI · PO box	3.6 mi	—	—	—
48012	Birmingham, MI · PO box	3.9 mi	—	—	—
48309	Rochester, MI	4.1 mi	30,685	$121,007	$424,600
48083	Troy, MI	4.2 mi	23,771	$90,794	$315,800
48009	Birmingham, MI	4.3 mi	21,772	$153,401	$697,900
48017	Clawson, MI	4.5 mi	11,350	$88,812	$267,500
48307	Rochester, MI	5.1 mi	44,714	$106,576	$355,700

Zip codes like 48098 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48098

What city is zip code 48098?

48098 is assigned to Troy, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48098 in?

48098 is in Oakland County, Michigan.

What is the population of 48098?

About 20,936 people live in 48098, according to the Census Bureau's American Community Survey.

What time zone is 48098 in?

48098 is in Eastern Time.

What is the median household income in 48098?

The median household income in 48098 is $164,759.

What zip codes are near 48098?

The closest zip codes to 48098 are 48099, 48037, 48084, 48085, 48304.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48098, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.