Zip code 48097: Yale, Michigan

Q: What city is zip code 48097?

48097 is assigned to Yale, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48097 in?

48097 is mostly in St. Clair County, but it extends into 1 other county.

Q: What is the population of 48097?

About 5,418 people live in 48097, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48097?

The median household income in 48097 is $63,659.

Q: What zip codes are near 48097?

The closest zip codes to 48097 are 48454, 48022, 48006, 48014, 48416.

Residential delivery areaSt. Clair CountyEastern Time

Population

5,418

Median household income

$64K

U.S. $81K

Median home value

$199K

U.S. $333K

Median rent

$924/mo

U.S. $1,413

Median age

40.8

U.S. 38.9

Land area

76 sq mi

71 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48097

48097 is a small-town zip code in Yale, Michigan (St. Clair County), covering 76 sq mi of land. About 5,418 people live here, or 71 per square mile. The median resident is 40.8 years old, compared with 38.9 nationally.

The median household earns $63,659 a year, 21% below the national median of $80,734. 14.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $198,700, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $924 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 39.4 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in construction and repair; production and manufacturing; and healthcare.

How 48097 compares

Sorted from highest to lowest national percentile

Average commute39.4 min
97th
WeaknessU.S. 26.4 min · MI 24.2 min21st of 941 in MI
Unemployment rate12.1%
97th
WeaknessU.S. 5.2% · MI 5.7%59th of 961 in MI
Homeownership rate82.1%
83rd
StrengthU.S. 65.2% · MI 73.2%581st of 958 in MI
Poverty rate14.3%
67th
U.S. 12.5% · MI 13.2%301st of 959 in MI
Median age40.8
63rd
U.S. 38.9 · MI 40.2634th of 962 in MI
Rent-burdened renters50.8%
50th
U.S. 51.1% · MI 50.4%352nd of 931 in MI
Housing vacancy6.5%
49th
U.S. 10.1% · MI 11.8%649th of 958 in MI
Residents 65 and older16.4%
49th
U.S. 17.2% · MI 18.6%741st of 962 in MI
Healthcare workers9.4%
49th
U.S. 9.7% · MI 10.1%502nd of 961 in MI
Veterans5.7%
48th
U.S. 6.2% · MI 5.8%638th of 962 in MI
Residents under 1821.3%
43rd
U.S. 22% · MI 21.2%405th of 962 in MI
Median earnings per worker$45,246
41st
U.S. $49,666 · MI $47,178440th of 960 in MI
Self-employed workers8.6%
40th
U.S. 10% · MI 8.6%556th of 961 in MI
Government workers11.9%
35th
U.S. 14.5% · MI 11.6%438th of 961 in MI
Median household income$63,659
26th
U.S. $80,734 · MI $72,875590th of 952 in MI
Uninsured rate4.3%
25th
U.S. 8.4% · MI 4.9%522nd of 961 in MI
Per capita income$31,904
24th
U.S. $44,673 · MI $40,735687th of 962 in MI
Median home value$198,700
21st
U.S. $332,700 · MI $231,600453rd of 946 in MI
Income inequality (Gini)0.399
20th
StrengthU.S. 0.483 · MI 0.465622nd of 958 in MI
Broadband access87%
19th
WeaknessU.S. 91% · MI 90.5%588th of 958 in MI
Median gross rent$924
15th
U.S. $1,413 · MI $1,129503rd of 851 in MI
Population density71/sq mi
10th
U.S. 95/sq mi · MI 178/sq mi598th of 962 in MI
Population5,418
9th
U.S. 334,922,499 · MI 10,077,761464th of 962 in MI
Work from home5.5%
9th
U.S. 15.1% · MI 13.5%814th of 961 in MI
Foreign-born residents1.4%
8th
U.S. 14.1% · MI 7.2%586th of 962 in MI
Tech workers0.7%
8th
U.S. 3.8% · MI 3.1%739th of 961 in MI
Bachelor's degree or higher13.5%
7th
WeaknessU.S. 35.7% · MI 32.4%811th of 961 in MI
Diversity index10.4
4th
U.S. 61.4 · MI 45.3835th of 962 in MI

Measure	48097	St. Clair	MI	U.S.	National percentile	Rank in MI
Average commuteWeakness	39.4 min	28.5 min	24.2 min	26.4 min	97th	21st of 941
Unemployment rateWeakness	12.1%	5.7%	5.7%	5.2%	97th	59th of 961
Homeownership rateStrength	82.1%	80.8%	73.2%	65.2%	83rd	581st of 958
Poverty rate	14.3%	11.3%	13.2%	12.5%	67th	301st of 959
Median age	40.8	44.5	40.2	38.9	63rd	634th of 962
Rent-burdened renters	50.8%	55.2%	50.4%	51.1%	50th	352nd of 931
Housing vacancy	6.5%	6.8%	11.8%	10.1%	49th	649th of 958
Residents 65 and older	16.4%	20.4%	18.6%	17.2%	49th	741st of 962
Healthcare workers	9.4%	11.1%	10.1%	9.7%	49th	502nd of 961
Veterans	5.7%	7.1%	5.8%	6.2%	48th	638th of 962
Residents under 18	21.3%	20.3%	21.2%	22%	43rd	405th of 962
Median earnings per worker	$45,246	$45,000	$47,178	$49,666	41st	440th of 960
Self-employed workers	8.6%	9.2%	8.6%	10%	40th	556th of 961
Government workers	11.9%	12.5%	11.6%	14.5%	35th	438th of 961
Median household income	$63,659	$71,270	$72,875	$80,734	26th	590th of 952
Uninsured rate	4.3%	4.9%	4.9%	8.4%	25th	522nd of 961
Per capita income	$31,904	$38,214	$40,735	$44,673	24th	687th of 962
Median home value	$198,700	$224,600	$231,600	$332,700	21st	453rd of 946
Income inequality (Gini)Strength	0.399	0.428	0.465	0.483	20th	622nd of 958
Broadband accessWeakness	87%	90.9%	90.5%	91%	19th	588th of 958
Median gross rent	$924	$1,029	$1,129	$1,413	15th	503rd of 851
Population density	71/sq mi	222/sq mi	178/sq mi	95/sq mi	10th	598th of 962
Population	5,418	160,221	10,077,761	334,922,499	9th	464th of 962
Work from home	5.5%	7.7%	13.5%	15.1%	9th	814th of 961
Foreign-born residents	1.4%	2%	7.2%	14.1%	8th	586th of 962
Tech workers	0.7%	1.3%	3.1%	3.8%	8th	739th of 961
Bachelor's degree or higherWeakness	13.5%	20.3%	32.4%	35.7%	7th	811th of 961
Diversity index	10.4	19.3	45.3	61.4	4th	835th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

14%

25–34

11%

35–44

14%

45–54

15%

55–64

10%

65–74

75+

Median age

40.8

Under 18

21.3%

65 and over

16.4%

Race and ethnicity

White95%
Black0.2%
Hispanic3%
Asian0.2%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

10.4

U.S. 61.4

Foreign-born

1.4%

U.S. 14.1%

Born in state

89.9%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.1%

Other

0.3%

Households

Households: 2,184
Average household size: 2.4
Family households: 69.9%
Married couples: 52.9%
Living alone: 22.8%
Veterans (of adults): 5.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

23%

$50–75k

20%

$75–100k

16%

$100–150k

17%

$150–200k

$200k+

Median household income

48097

$63,659

St. Clair Co.

$71,270

Michigan

$72,875

United States

$80,734

Per capita income

$31,904

U.S. $44,673

Poverty rate

14.3%

U.S. 12.5%

Households earning $150K+

10.3%

U.S. 23%

Income inequality (Gini)

0.399

U.S. 0.483

Housing

Median home value

48097

$198,700

St. Clair Co.

$224,600

Michigan

$231,600

United States

$332,700

Median gross rent

48097

$924

St. Clair Co.

$1,029

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,336
Owner-occupied: 82.1%
Vacant: 6.5%
Median year built: 1973
Median rooms: 6
Renters paying 30%+ of income: 50.8%
Renters paying 50%+ of income: 30.2%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

19%

10–19

10%

20–29

12%

30–44

19%

45–59

60+

31%

Average commute

39.4 min

U.S. 26.4 min

Unemployment

12.1%

U.S. 5.2%

In labor force

57.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

15%

Production

11%

Healthcare

Office and admin

Management

Sales

Transportation and moving

Cleaning and personal care

Education

Food service

Engineering and science

Business and finance

Farming, fishing and forestry

Arts, media and sports

Police and fire

Computer and math

0.7%

Legal and social services

0.7%

Industries

Manufacturing

22%

Retail

15%

Health care and social assistance

10%

Construction

Education

Restaurants and hotels

Transportation, warehousing and utilities

Admin, support and management

Agriculture and mining

Professional and technical services

Finance, insurance and real estate

Other services

Public administration

Arts and recreation

Wholesale

Information

0.9%

Median earnings per worker

$45,246

U.S. $49,666

Self-employed

8.6%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	48097	U.S.
Management, business, science and arts	$58,710	$74,888
Service	$21,200	$26,804
Sales and office	$34,637	$40,476
Construction and maintenance	$62,292	$49,199
Production and transportation	$48,000	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

45%

Some college

22%

Associate's

10%

Bachelor's

Graduate

High school graduate or higher: 90.7%
Bachelor's degree or higher: 13.5%
Graduate or professional degree: 5.5%
Households with broadband: 87%
Cable, fiber or DSL: 54.6%
No internet access: 11%
Without health insurance: 4.3%
Limited-English households: 0.6%

Geography

City (USPS): Yale
State: Michigan
County: St. Clair County
Center point: 43.1219° N, 82.8274° W
Land area: 76 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48097 spans 2 counties

St. Clair County78% of land
Sanilac County22% of land

Cities and towns within this zip

Yale2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48097

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48454	Melvin, MI	5.1 mi	1,175	$62,639	$188,500
48022	Emmett, MI	6.9 mi	2,530	$96,809	$239,800
48006	Avoca, MI	7.4 mi	3,889	$71,385	$240,200
48014	Capac, MI	8.5 mi	4,294	$66,800	$217,900
48416	Brown City, MI	10 mi	4,996	$66,474	$222,000
48466	Peck, MI	11 mi	1,514	$59,241	$151,000
48032	Jeddo, MI	12 mi	1,871	$96,875	$263,900
48444	Imlay City, MI	12 mi	9,483	$71,436	$238,900
48041	Memphis, MI	13 mi	4,302	$75,677	$316,500
48422	Croswell, MI	13 mi	6,094	$57,899	$171,300
48002	Allenton, MI	14 mi	3,120	$93,948	$313,100
48027	Goodells, MI	14 mi	3,187	$90,417	$273,700

Zip codes like 48097 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48097

What city is zip code 48097?

48097 is assigned to Yale, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48097 in?

48097 is mostly in St. Clair County, but it extends into 1 other county.

What is the population of 48097?

About 5,418 people live in 48097, according to the Census Bureau's American Community Survey.

What time zone is 48097 in?

48097 is in Eastern Time.

What is the median household income in 48097?

The median household income in 48097 is $63,659.

What zip codes are near 48097?

The closest zip codes to 48097 are 48454, 48022, 48006, 48014, 48416.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48097, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.