Zip code 48074: Smiths Creek, Michigan

Q: What city is zip code 48074?

48074 is assigned to Smiths Creek, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48074 in?

48074 is in St. Clair County, Michigan.

Q: What is the population of 48074?

About 9,624 people live in 48074, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48074?

The median household income in 48074 is $71,047.

Q: What zip codes are near 48074?

The closest zip codes to 48074 are 48040, 48060, 48079, 48049, 48027.

Residential delivery areaSt. Clair CountyEastern Time

Population

9,624

Median household income

$71K

U.S. $81K

Median home value

$198K

U.S. $333K

Median rent

$1,150/mo

U.S. $1,413

Median age

40.6

U.S. 38.9

Land area

37 sq mi

259 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48074

48074 is a small-town zip code in Smiths Creek, Michigan (St. Clair County), covering 37 sq mi of land. About 9,624 people live here, or 259 per square mile. The median resident is 40.6 years old, compared with 38.9 nationally.

The median household earns $71,047 a year, close to the national median of $80,734. 9.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $197,500, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $1,150 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.5 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in healthcare; transportation and moving goods; and construction and repair.

How 48074 compares

Sorted from highest to lowest national percentile

Homeownership rate89%
95th
StrengthU.S. 65.2% · MI 73.2%315th of 958 in MI
Healthcare workers15%
95th
U.S. 9.7% · MI 10.1%70th of 961 in MI
Broadband access94.4%
70th
U.S. 91% · MI 90.5%138th of 958 in MI
Average commute28.5 min
66th
U.S. 26.4 min · MI 24.2 min279th of 941 in MI
Median age40.6
62nd
U.S. 38.9 · MI 40.2648th of 962 in MI
Self-employed workers9.9%
57th
U.S. 10% · MI 8.6%414th of 961 in MI
Residents 65 and older16.8%
52nd
U.S. 17.2% · MI 18.6%715th of 962 in MI
Median earnings per worker$48,512
51st
U.S. $49,666 · MI $47,178312th of 960 in MI
Rent-burdened renters49.4%
45th
U.S. 51.1% · MI 50.4%387th of 931 in MI
Residents under 1821.4%
43rd
U.S. 22% · MI 21.2%396th of 962 in MI
Poverty rate9.2%
40th
U.S. 12.5% · MI 13.2%574th of 959 in MI
Median household income$71,047
37th
U.S. $80,734 · MI $72,875439th of 952 in MI
Per capita income$35,741
36th
U.S. $44,673 · MI $40,735499th of 962 in MI
Median gross rent$1,150
32nd
U.S. $1,413 · MI $1,129221st of 851 in MI
Government workers11.1%
28th
U.S. 14.5% · MI 11.6%523rd of 961 in MI
Work from home8.5%
25th
U.S. 15.1% · MI 13.5%585th of 961 in MI
Population density259/sq mi
24th
U.S. 95/sq mi · MI 178/sq mi347th of 962 in MI
Uninsured rate4.2%
24th
U.S. 8.4% · MI 4.9%539th of 961 in MI
Unemployment rate3.4%
23rd
U.S. 5.2% · MI 5.7%672nd of 961 in MI
Tech workers1.5%
23rd
U.S. 3.8% · MI 3.1%531st of 961 in MI
Median home value$197,500
20th
U.S. $332,700 · MI $231,600459th of 946 in MI
Veterans3.4%
19th
U.S. 6.2% · MI 5.8%893rd of 962 in MI
Population9,624
15th
U.S. 334,922,499 · MI 10,077,761337th of 962 in MI
Diversity index20.9
14th
U.S. 61.4 · MI 45.3442nd of 962 in MI
Income inequality (Gini)0.391
14th
StrengthU.S. 0.483 · MI 0.465701st of 958 in MI
Foreign-born residents1.6%
10th
U.S. 14.1% · MI 7.2%541st of 962 in MI
Bachelor's degree or higher14.4%
8th
WeaknessU.S. 35.7% · MI 32.4%781st of 961 in MI
Housing vacancy1.5%
2nd
U.S. 10.1% · MI 11.8%919th of 958 in MI

Measure	48074	St. Clair	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	89%	80.8%	73.2%	65.2%	95th	315th of 958
Healthcare workers	15%	11.1%	10.1%	9.7%	95th	70th of 961
Broadband access	94.4%	90.9%	90.5%	91%	70th	138th of 958
Average commute	28.5 min	28.5 min	24.2 min	26.4 min	66th	279th of 941
Median age	40.6	44.5	40.2	38.9	62nd	648th of 962
Self-employed workers	9.9%	9.2%	8.6%	10%	57th	414th of 961
Residents 65 and older	16.8%	20.4%	18.6%	17.2%	52nd	715th of 962
Median earnings per worker	$48,512	$45,000	$47,178	$49,666	51st	312th of 960
Rent-burdened renters	49.4%	55.2%	50.4%	51.1%	45th	387th of 931
Residents under 18	21.4%	20.3%	21.2%	22%	43rd	396th of 962
Poverty rate	9.2%	11.3%	13.2%	12.5%	40th	574th of 959
Median household income	$71,047	$71,270	$72,875	$80,734	37th	439th of 952
Per capita income	$35,741	$38,214	$40,735	$44,673	36th	499th of 962
Median gross rent	$1,150	$1,029	$1,129	$1,413	32nd	221st of 851
Government workers	11.1%	12.5%	11.6%	14.5%	28th	523rd of 961
Work from home	8.5%	7.7%	13.5%	15.1%	25th	585th of 961
Population density	259/sq mi	222/sq mi	178/sq mi	95/sq mi	24th	347th of 962
Uninsured rate	4.2%	4.9%	4.9%	8.4%	24th	539th of 961
Unemployment rate	3.4%	5.7%	5.7%	5.2%	23rd	672nd of 961
Tech workers	1.5%	1.3%	3.1%	3.8%	23rd	531st of 961
Median home value	$197,500	$224,600	$231,600	$332,700	20th	459th of 946
Veterans	3.4%	7.1%	5.8%	6.2%	19th	893rd of 962
Population	9,624	160,221	10,077,761	334,922,499	15th	337th of 962
Diversity index	20.9	19.3	45.3	61.4	14th	442nd of 962
Income inequality (Gini)Strength	0.391	0.428	0.465	0.483	14th	701st of 958
Foreign-born residents	1.6%	2%	7.2%	14.1%	10th	541st of 962
Bachelor's degree or higherWeakness	14.4%	20.3%	32.4%	35.7%	8th	781st of 961
Housing vacancy	1.5%	6.8%	11.8%	10.1%	2nd	919th of 958

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

13%

25–34

15%

35–44

13%

45–54

15%

55–64

11%

65–74

75+

Median age

40.6

Under 18

21.4%

65 and over

16.8%

Race and ethnicity

White89%
Black0.1%
Hispanic7%
Asian0.2%
Native American0.0%
Pacific Islander0%
Other1%
Multiracial3%

Diversity index

20.9

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

85.1%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

0.6%

Asian / Pacific

0.7%

Other

Households

Households: 3,796
Average household size: 2.5
Family households: 73.4%
Married couples: 57.7%
Living alone: 19.4%
Veterans (of adults): 3.4%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

17%

$50–75k

24%

$75–100k

11%

$100–150k

18%

$150–200k

11%

$200k+

Median household income

48074

$71,047

St. Clair Co.

$71,270

Michigan

$72,875

United States

$80,734

Per capita income

$35,741

U.S. $44,673

Poverty rate

9.2%

U.S. 12.5%

Households earning $150K+

17.5%

U.S. 23%

Income inequality (Gini)

0.391

U.S. 0.483

Housing

Median home value

48074

$197,500

St. Clair Co.

$224,600

Michigan

$231,600

United States

$332,700

Median gross rent

48074

$1,150

St. Clair Co.

$1,029

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

0.8%

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 3,855
Owner-occupied: 89%
Vacant: 1.5%
Median year built: 1983
Median rooms: 6.1
Renters paying 30%+ of income: 49.4%
Renters paying 50%+ of income: 20.4%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

Transit

0.1%

Walked

0.3%

Bicycle

Worked from home

Other

0.1%

Commute time (one way)

<10 min

10–19

39%

20–29

15%

30–44

17%

45–59

11%

60+

13%

Average commute

28.5 min

U.S. 26.4 min

Unemployment

3.4%

U.S. 5.2%

In labor force

64.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

15%

Transportation and moving

12%

Construction and repair

12%

Production

12%

Sales

Management

Office and admin

Engineering and science

Business and finance

Food service

Cleaning and personal care

Police and fire

Legal and social services

Education

Computer and math

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

18%

Health care and social assistance

15%

Retail

13%

Construction

11%

Professional and technical services

Transportation, warehousing and utilities

Public administration

Education

Other services

Restaurants and hotels

Arts and recreation

Admin, support and management

Wholesale

Information

Finance, insurance and real estate

Agriculture and mining

Median earnings per worker

$48,512

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

11.1%

U.S. 14.5%

Nonprofit workers

8.1%

U.S. 8.8%

Median earnings by type of work

Type of work	48074	U.S.
Management, business, science and arts	$61,449	$74,888
Service	$34,375	$26,804
Sales and office	$26,990	$40,476
Construction and maintenance	$59,435	$49,199
Production and transportation	$46,810	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

37%

Some college

27%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 91.7%
Bachelor's degree or higher: 14.4%
Graduate or professional degree: 5.6%
Households with broadband: 94.4%
Cable, fiber or DSL: 71.5%
No internet access: 4.3%
Without health insurance: 4.2%
Limited-English households: 0%

Geography

City (USPS): Smiths Creek
State: Michigan
County: St. Clair County
Center point: 42.9502° N, 82.5615° W
Land area: 37 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 48074

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48040	Marysville, MI	4.9 mi	9,925	$66,901	$208,600
48060	Port Huron, MI	5.7 mi	39,342	$53,018	$160,900
48079	Saint Clair, MI	6.3 mi	12,711	$79,891	$293,000
48049	North Street, MI	6.3 mi	5,468	$84,028	$235,700
48027	Goodells, MI	6.7 mi	3,187	$90,417	$273,700
48061	Port Huron, MI · PO box	7.1 mi	—	—	—
48063	Columbus, MI	8.8 mi	4,206	$93,844	$323,200
48004	Anchorville, MI · PO box	10 mi	—	—	—
48059	Fort Gratiot, MI	10 mi	15,499	$80,062	$221,700
48006	Avoca, MI	11 mi	3,889	$71,385	$240,200
48054	East China, MI	13 mi	7,188	$83,241	$301,400
48041	Memphis, MI	13 mi	4,302	$75,677	$316,500

Zip codes like 48074 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48074

What city is zip code 48074?

48074 is assigned to Smiths Creek, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48074 in?

48074 is in St. Clair County, Michigan.

What is the population of 48074?

About 9,624 people live in 48074, according to the Census Bureau's American Community Survey.

What time zone is 48074 in?

48074 is in Eastern Time.

What is the median household income in 48074?

The median household income in 48074 is $71,047.

What zip codes are near 48074?

The closest zip codes to 48074 are 48040, 48060, 48079, 48049, 48027.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48074, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.