ZipCodeLook
46986

Zip code 46986: Swayzee, Indiana

Residential delivery areaGrant CountyEastern Time
Population
1,617
Median household income
$79K
U.S. $81K
Median home value
$163K
U.S. $333K
Median rent
$925/mo
U.S. $1,413
Median age
45.9
U.S. 38.9
Land area
35 sq mi
47 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46986

46986 is a rural zip code in Swayzee, Indiana (Grant County), covering 35 sq mi of land. About 1,617 people live here, or 47 per square mile. The median resident is 45.9 years old, compared with 38.9 nationally.

The median household earns $79,438 a year, close to the national median of $80,734. 6.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $162,600, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 93% of occupied homes are lived in by their owners, and renters pay a median of $925 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.5 minutes each way, and 2% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and production and manufacturing.

How 46986 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
45.9
Under 18
20.8%
65 and over
23.3%

Race and ethnicity

  • White86%
  • Black0.9%
  • Hispanic8%
  • Asian0.1%
  • Native American0%
  • Pacific Islander0%
  • Other2%
  • Multiracial3%
Diversity index
25.4
U.S. 61.4
Foreign-born
0.2%
U.S. 14.1%
Born in state
79.5%

Language spoken at home (households)

English only
100%
Spanish
0.1%
Other Indo-European
0%
Asian / Pacific
0.3%
Other
0%

Households

Households
717
Average household size
2.3
Family households
59.6%
Married couples
52.4%
Living alone
37.7%
Veterans (of adults)
5.8%
Male / female
47% / 53%

Income and poverty

Household income distribution

<$25k
12%
$25–50k
17%
$50–75k
18%
$75–100k
16%
$100–150k
23%
$150–200k
5%
$200k+
9%

Median household income

46986
$79,438
Grant Co.
$53,522
Indiana
$71,957
United States
$80,734
Per capita income
$42,569
U.S. $44,673
Poverty rate
6.6%
U.S. 12.5%
Households earning $150K+
13.5%
U.S. 23%
Income inequality (Gini)
0.406
U.S. 0.483

Housing

Median home value

46986
$162,600
Grant Co.
$122,300
Indiana
$218,200
United States
$332,700

Median gross rent

46986
$925
Grant Co.
$853
Indiana
$1,062
United States
$1,413

Types of housing

Single-family
91%
2–4 units
0.4%
5–19 units
0%
20+ units
0%
Mobile home
9%
Boat, RV, van
0%
Housing units
770
Owner-occupied
93.4%
Vacant
6.9%
Median year built
1963
Median rooms
6.6
Renters paying 30%+ of income
61.5%
Renters paying 50%+ of income
0%
Home value to income
2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
84%
Carpooled
12%
Transit
0.4%
Walked
0.9%
Bicycle
0%
Worked from home
2%
Other
0%

Commute time (one way)

<10 min
9%
10–19
34%
20–29
44%
30–44
6%
45–59
2%
60+
5%
Average commute
21.5 min
U.S. 26.4 min
Unemployment
1.8%
U.S. 5.2%
In labor force
66%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management
22%
Office and admin
15%
Production
15%
Transportation and moving
9%
Construction and repair
8%
Education
7%
Healthcare
7%
Engineering and science
4%
Legal and social services
3%
Sales
3%
Police and fire
2%
Business and finance
2%
Cleaning and personal care
1%
Food service
1%
Computer and math
0.5%
Arts, media and sports
0%
Farming, fishing and forestry
0%

Industries

Manufacturing
22%
Health care and social assistance
15%
Other services
14%
Education
10%
Retail
8%
Public administration
6%
Restaurants and hotels
4%
Transportation, warehousing and utilities
4%
Arts and recreation
4%
Agriculture and mining
4%
Construction
2%
Admin, support and management
2%
Professional and technical services
1%
Information
1%
Finance, insurance and real estate
1%
Wholesale
0.6%
Median earnings per worker
$47,583
U.S. $49,666
Self-employed
10.1%
U.S. 10%
Government workers
15.1%
U.S. 14.5%
Nonprofit workers
11.2%
U.S. 8.8%

Median earnings by type of work

Type of work46986U.S.
Management, business, science and arts$50,179$74,888
Service$32,031$26,804
Sales and office$24,773$40,476
Construction and maintenance$39,432$49,199
Production and transportation$60,625$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
10%
High school
35%
Some college
17%
Associate's
16%
Bachelor's
13%
Graduate
10%
High school graduate or higher
89.7%
Bachelor's degree or higher
22.4%
Graduate or professional degree
9.8%
Households with broadband
91.8%
Cable, fiber or DSL
71.5%
No internet access
6.7%
Without health insurance
4.9%
Limited-English households
0%

Geography

City (USPS)
Swayzee
State
Indiana
Center point
40.4948° N, 85.8193° W
Land area
35 sq mi
Water area
under 0.1 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Cities and towns within this zip

  • Sims (unincorporated)3% of zip
  • Swayzee1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46986

ZipCityDistanceIncome
46936Greentown5.7 mi$79,900
46987Sweetser5.8 mi$80,893
46919Converse7.4 mi$83,664
46953Marion9.3 mi$46,288
46928Fairmount9.5 mi$67,412
46076Windfall11 mi$73,889
46911Amboy11 mi$95,122
46984Somerset12 mi—
46952Marion12 mi$52,880
46933Gas City13 mi$56,786
46937Hemlock13 mi—
46938Jonesboro13 mi$45,884

Zip codes like 46986 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46986

What city is zip code 46986?

46986 is assigned to Swayzee, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46986 in?

46986 is in Grant County, Indiana.

What is the population of 46986?

About 1,617 people live in 46986, according to the Census Bureau's American Community Survey.

What time zone is 46986 in?

46986 is in Eastern Time.

What is the median household income in 46986?

The median household income in 46986 is $79,438.

What zip codes are near 46986?

The closest zip codes to 46986 are 46936, 46987, 46919, 46953, 46928.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46986, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.