Zip code 46982: Silver Lake, Indiana

Q: What city is zip code 46982?

46982 is assigned to Silver Lake, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46982 in?

46982 is mostly in Kosciusko County, but it extends into 2 other counties.

Q: What is the population of 46982?

About 2,604 people live in 46982, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46982?

The median household income in 46982 is $79,688.

Q: What zip codes are near 46982?

The closest zip codes to 46982 are 46510, 46943, 46962, 46974, 46946.

Residential delivery areaKosciusko CountyEastern Time

Population

2,604

Median household income

$80K

U.S. $81K

Median home value

$190K

U.S. $333K

Median rent

$1,159/mo

U.S. $1,413

Median age

51.3

U.S. 38.9

Land area

45 sq mi

59 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46982

46982 is a small-town zip code in Silver Lake, Indiana (Kosciusko County), covering 45 sq mi of land. About 2,604 people live here, or 59 per square mile. The median resident is 51.3 years old, compared with 38.9 nationally.

The median household earns $79,688 a year, close to the national median of $80,734. 12.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $190,400, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $1,159 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.8 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in management; sales; and production and manufacturing. 17% of them are self-employed (U.S.: 10%).

How 46982 compares

Sorted from highest to lowest national percentile

Median age51.3
96th
U.S. 38.9 · IN 38.150th of 745 in IN
Housing vacancy23.6%
96th
U.S. 10.1% · IN 8.8%38th of 742 in IN
Self-employed workers17.3%
95th
U.S. 10% · IN 8%50th of 745 in IN
Homeownership rate88.5%
94th
StrengthU.S. 65.2% · IN 70.6%175th of 742 in IN
Veterans9%
85th
U.S. 6.2% · IN 6.3%153rd of 745 in IN
Residents 65 and older22.2%
84th
U.S. 17.2% · IN 16.8%161st of 745 in IN
Rent-burdened renters59.6%
82nd
WeaknessU.S. 51.1% · IN 48.1%99th of 716 in IN
Median earnings per worker$56,927
71st
U.S. $49,666 · IN $46,60985th of 740 in IN
Average commute28.8 min
67th
U.S. 26.4 min · IN 24.1 min203rd of 726 in IN
Uninsured rate8.9%
65th
U.S. 8.4% · IN 7.4%184th of 745 in IN
Poverty rate12.1%
56th
U.S. 12.5% · IN 12.3%275th of 742 in IN
Median household income$79,688
50th
U.S. $80,734 · IN $71,957224th of 719 in IN
Per capita income$38,217
45th
U.S. $44,673 · IN $38,351225th of 744 in IN
Broadband access91.6%
45th
U.S. 91% · IN 89.9%220th of 742 in IN
Median gross rent$1,159
33rd
U.S. $1,413 · IN $1,062109th of 640 in IN
Residents under 1820.2%
33rd
U.S. 22% · IN 23.3%527th of 745 in IN
Healthcare workers7.8%
25th
U.S. 9.7% · IN 9.8%466th of 745 in IN
Tech workers1.4%
20th
U.S. 3.8% · IN 2.5%346th of 745 in IN
Median home value$190,400
19th
U.S. $332,700 · IN $218,200314th of 719 in IN
Bachelor's degree or higher18.8%
18th
WeaknessU.S. 35.7% · IN 29.5%401st of 744 in IN
Foreign-born residents2.5%
15th
U.S. 14.1% · IN 6.3%270th of 745 in IN
Government workers9.3%
14th
U.S. 14.5% · IN 11.7%511th of 745 in IN
Work from home5.5%
9th
U.S. 15.1% · IN 10.7%473rd of 745 in IN
Population density59/sq mi
8th
U.S. 95/sq mi · IN 191/sq mi478th of 745 in IN
Population2,604
4th
U.S. 334,922,499 · IN 6,851,073413th of 745 in IN
Unemployment rate1.8%
4th
StrengthU.S. 5.2% · IN 4.3%560th of 745 in IN
Diversity index3.9
1st
U.S. 61.4 · IN 41.4666th of 745 in IN
Income inequality (Gini)0.330
1st
StrengthU.S. 0.483 · IN 0.452645th of 740 in IN

Measure	46982	Kosciusko	IN	U.S.	National percentile	Rank in IN
Median age	51.3	39.1	38.1	38.9	96th	50th of 745
Housing vacancy	23.6%	17.8%	8.8%	10.1%	96th	38th of 742
Self-employed workers	17.3%	9.5%	8%	10%	95th	50th of 745
Homeownership rateStrength	88.5%	77%	70.6%	65.2%	94th	175th of 742
Veterans	9%	6.5%	6.3%	6.2%	85th	153rd of 745
Residents 65 and older	22.2%	18.1%	16.8%	17.2%	84th	161st of 745
Rent-burdened rentersWeakness	59.6%	46.2%	48.1%	51.1%	82nd	99th of 716
Median earnings per worker	$56,927	$47,251	$46,609	$49,666	71st	85th of 740
Average commute	28.8 min	20.3 min	24.1 min	26.4 min	67th	203rd of 726
Uninsured rate	8.9%	11.7%	7.4%	8.4%	65th	184th of 745
Poverty rate	12.1%	9.8%	12.3%	12.5%	56th	275th of 742
Median household income	$79,688	$75,317	$71,957	$80,734	50th	224th of 719
Per capita income	$38,217	$36,792	$38,351	$44,673	45th	225th of 744
Broadband access	91.6%	87.1%	89.9%	91%	45th	220th of 742
Median gross rent	$1,159	$1,043	$1,062	$1,413	33rd	109th of 640
Residents under 18	20.2%	23.5%	23.3%	22%	33rd	527th of 745
Healthcare workers	7.8%	5.2%	9.8%	9.7%	25th	466th of 745
Tech workers	1.4%	1.7%	2.5%	3.8%	20th	346th of 745
Median home value	$190,400	$216,000	$218,200	$332,700	19th	314th of 719
Bachelor's degree or higherWeakness	18.8%	25.1%	29.5%	35.7%	18th	401st of 744
Foreign-born residents	2.5%	4.9%	6.3%	14.1%	15th	270th of 745
Government workers	9.3%	7.5%	11.7%	14.5%	14th	511th of 745
Work from home	5.5%	8.6%	10.7%	15.1%	9th	473rd of 745
Population density	59/sq mi	151/sq mi	191/sq mi	95/sq mi	8th	478th of 745
Population	2,604	80,442	6,851,073	334,922,499	4th	413th of 745
Unemployment rateStrength	1.8%	2.8%	4.3%	5.2%	4th	560th of 745
Diversity index	3.9	26.3	41.4	61.4	1st	666th of 745
Income inequality (Gini)Strength	0.330	0.405	0.452	0.483	1st	645th of 740

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

10%

25–34

11%

35–44

10%

45–54

22%

55–64

16%

65–74

75+

Median age

51.3

Under 18

20.2%

65 and over

22.2%

Race and ethnicity

White98%
Black0.0%
Hispanic0.6%
Asian0.9%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.5%

Diversity index

3.9

U.S. 61.4

Foreign-born

2.5%

U.S. 14.1%

Born in state

81.6%

Language spoken at home (households)

English only

96%

Spanish

0.7%

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,087
Average household size: 2.4
Family households: 73.6%
Married couples: 62.6%
Living alone: 23.8%
Veterans (of adults): 9%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

14%

$50–75k

13%

$75–100k

21%

$100–150k

29%

$150–200k

$200k+

Median household income

46982

$79,688

Kosciusko Co.

$75,317

Indiana

$71,957

United States

$80,734

Per capita income

$38,217

U.S. $44,673

Poverty rate

12.1%

U.S. 12.5%

Households earning $150K+

9.7%

U.S. 23%

Income inequality (Gini)

0.330

U.S. 0.483

Housing

Median home value

46982

$190,400

Kosciusko Co.

$216,000

Indiana

$218,200

United States

$332,700

Median gross rent

46982

$1,159

Kosciusko Co.

$1,043

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

Housing units: 1,423
Owner-occupied: 88.5%
Vacant: 23.6%
Median year built: 1981
Median rooms: 6.7
Renters paying 30%+ of income: 59.6%
Renters paying 50%+ of income: 31.6%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

0.4%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10%

10–19

22%

20–29

30%

30–44

19%

45–59

60+

14%

Average commute

28.8 min

U.S. 26.4 min

Unemployment

1.8%

U.S. 5.2%

In labor force

58.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Sales

13%

Production

11%

Transportation and moving

Healthcare

Construction and repair

Food service

Cleaning and personal care

Office and admin

Arts, media and sports

Business and finance

Police and fire

Legal and social services

Engineering and science

Computer and math

Education

Farming, fishing and forestry

Industries

Manufacturing

32%

Retail

11%

Restaurants and hotels

Health care and social assistance

Admin, support and management

Education

Construction

Transportation, warehousing and utilities

Public administration

Other services

Finance, insurance and real estate

Wholesale

Agriculture and mining

Arts and recreation

Professional and technical services

0.7%

Information

0.2%

Median earnings per worker

$56,927

U.S. $49,666

Self-employed

17.3%

U.S. 10%

Government workers

9.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	46982	U.S.
Management, business, science and arts	$62,452	$74,888
Service	$22,454	$26,804
Sales and office	$42,083	$40,476
Construction and maintenance	$53,333	$49,199
Production and transportation	$63,676	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

51%

Some college

15%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 93%
Bachelor's degree or higher: 18.8%
Graduate or professional degree: 8%
Households with broadband: 91.6%
Cable, fiber or DSL: 55.9%
No internet access: 8.1%
Without health insurance: 8.9%
Limited-English households: 1.3%

Geography

City (USPS): Silver Lake
State: Indiana
County: Kosciusko County
Center point: 41.0519° N, 85.8779° W
Land area: 45 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46982 spans 3 counties

Kosciusko County73% of land
Wabash County24% of land
Fulton County3% of land

Cities and towns within this zip

Silver Lake1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46982

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46510	Claypool, IN	4.8 mi	2,984	$99,420	$208,300
46943	Laketon, IN	5.8 mi	150	$33,750	$99,500
46962	North Manchester, IN	7.2 mi	8,785	$67,984	$159,600
46974	Roann, IN	7.5 mi	1,586	$61,528	$179,600
46946	Liberty Mills, IN	7.7 mi	90	$61,346	—
46910	Akron, IN	8.3 mi	3,221	$69,226	$204,200
46508	Burket, IN	8.6 mi	203	$55,833	$109,400
46980	Servia, IN	9.7 mi	61	—	—
46539	Mentone, IN	11 mi	2,659	$74,079	$159,000
46580	Warsaw, IN	11 mi	21,794	$71,687	$192,600
46590	Winona Lake, IN	12 mi	5,080	$82,188	$274,500
46912	Athens, IN · PO box	13 mi	—	—	—

Zip codes like 46982 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46982

What city is zip code 46982?

46982 is assigned to Silver Lake, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46982 in?

46982 is mostly in Kosciusko County, but it extends into 2 other counties.

What is the population of 46982?

About 2,604 people live in 46982, according to the Census Bureau's American Community Survey.

What time zone is 46982 in?

46982 is in Eastern Time.

What is the median household income in 46982?

The median household income in 46982 is $79,688.

What zip codes are near 46982?

The closest zip codes to 46982 are 46510, 46943, 46962, 46974, 46946.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46982, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.