Zip code 46970: Peru, Indiana

Q: What city is zip code 46970?

46970 is assigned to Peru, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46970 in?

46970 is mostly in Miami County, but it extends into 2 other counties.

Q: What is the population of 46970?

About 23,020 people live in 46970, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46970?

The median household income in 46970 is $57,842.

Q: What zip codes are near 46970?

The closest zip codes to 46970 are 46958, 46961, 46967, 46971, 46926.

Residential delivery areaMiami CountyEastern Time

Population

23,020

Median household income

$58K

U.S. $81K

Median home value

$119K

U.S. $333K

Median rent

$853/mo

U.S. $1,413

Median age

41.7

U.S. 38.9

Land area

180 sq mi

128 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46970

46970 is a small-town zip code in Peru, Indiana (Miami County), covering 180 sq mi of land. About 23,020 people live here, or 128 per square mile. The median resident is 41.7 years old, compared with 38.9 nationally.

The median household earns $57,842 a year, 28% below the national median of $80,734. 16.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $118,700, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $853 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.2 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and construction and repair.

How 46970 compares

Sorted from highest to lowest national percentile

Veterans8.5%
81st
U.S. 6.2% · IN 6.3%188th of 745 in IN
Unemployment rate6.9%
79th
U.S. 5.2% · IN 4.3%120th of 745 in IN
Housing vacancy12%
79th
U.S. 10.1% · IN 8.8%201st of 742 in IN
Poverty rate16.6%
75th
U.S. 12.5% · IN 12.3%145th of 742 in IN
Median age41.7
70th
U.S. 38.9 · IN 38.1310th of 745 in IN
Residents 65 and older19.4%
70th
U.S. 17.2% · IN 16.8%282nd of 745 in IN
Healthcare workers10%
58th
U.S. 9.7% · IN 9.8%300th of 745 in IN
Homeownership rate71.5%
57th
U.S. 65.2% · IN 70.6%568th of 742 in IN
Income inequality (Gini)0.436
51st
U.S. 0.483 · IN 0.452177th of 740 in IN
Residents under 1822.1%
50th
U.S. 22% · IN 23.3%418th of 745 in IN
Average commute24.2 min
38th
U.S. 26.4 min · IN 24.1 min449th of 726 in IN
Population23,020
36th
U.S. 334,922,499 · IN 6,851,073108th of 745 in IN
Government workers11.9%
35th
U.S. 14.5% · IN 11.7%315th of 745 in IN
Uninsured rate4.9%
32nd
U.S. 8.4% · IN 7.4%446th of 745 in IN
Rent-burdened renters44.3%
27th
U.S. 51.1% · IN 48.1%330th of 716 in IN
Broadband access87.8%
22nd
U.S. 91% · IN 89.9%422nd of 742 in IN
Self-employed workers7.2%
22nd
U.S. 10% · IN 8%451st of 745 in IN
Per capita income$30,917
21st
U.S. $44,673 · IN $38,351532nd of 744 in IN
Median earnings per worker$39,129
19th
WeaknessU.S. $49,666 · IN $46,609609th of 740 in IN
Median household income$57,842
17th
WeaknessU.S. $80,734 · IN $71,957572nd of 719 in IN
Diversity index24.3
17th
U.S. 61.4 · IN 41.4233rd of 745 in IN
Population density128/sq mi
16th
U.S. 95/sq mi · IN 191/sq mi320th of 745 in IN
Bachelor's degree or higher16.7%
13th
WeaknessU.S. 35.7% · IN 29.5%471st of 744 in IN
Median gross rent$853
10th
U.S. $1,413 · IN $1,062424th of 640 in IN
Tech workers0.8%
10th
U.S. 3.8% · IN 2.5%463rd of 745 in IN
Work from home4.8%
7th
U.S. 15.1% · IN 10.7%515th of 745 in IN
Foreign-born residents1.2%
7th
U.S. 14.1% · IN 6.3%399th of 745 in IN
Median home value$118,700
5th
U.S. $332,700 · IN $218,200625th of 719 in IN

Measure	46970	Miami	IN	U.S.	National percentile	Rank in IN
Veterans	8.5%	8%	6.3%	6.2%	81st	188th of 745
Unemployment rate	6.9%	6.6%	4.3%	5.2%	79th	120th of 745
Housing vacancy	12%	10.9%	8.8%	10.1%	79th	201st of 742
Poverty rate	16.6%	15.1%	12.3%	12.5%	75th	145th of 742
Median age	41.7	41.5	38.1	38.9	70th	310th of 745
Residents 65 and older	19.4%	18.2%	16.8%	17.2%	70th	282nd of 745
Healthcare workers	10%	9.6%	9.8%	9.7%	58th	300th of 745
Homeownership rate	71.5%	76.2%	70.6%	65.2%	57th	568th of 742
Income inequality (Gini)	0.436	0.423	0.452	0.483	51st	177th of 740
Residents under 18	22.1%	20.8%	23.3%	22%	50th	418th of 745
Average commute	24.2 min	25.6 min	24.1 min	26.4 min	38th	449th of 726
Population	23,020	35,712	6,851,073	334,922,499	36th	108th of 745
Government workers	11.9%	12.3%	11.7%	14.5%	35th	315th of 745
Uninsured rate	4.9%	6.9%	7.4%	8.4%	32nd	446th of 745
Rent-burdened renters	44.3%	40.3%	48.1%	51.1%	27th	330th of 716
Broadband access	87.8%	87.5%	89.9%	91%	22nd	422nd of 742
Self-employed workers	7.2%	8.2%	8%	10%	22nd	451st of 745
Per capita income	$30,917	$30,463	$38,351	$44,673	21st	532nd of 744
Median earnings per workerWeakness	$39,129	$40,662	$46,609	$49,666	19th	609th of 740
Median household incomeWeakness	$57,842	$61,139	$71,957	$80,734	17th	572nd of 719
Diversity index	24.3	24	41.4	61.4	17th	233rd of 745
Population density	128/sq mi	96/sq mi	191/sq mi	95/sq mi	16th	320th of 745
Bachelor's degree or higherWeakness	16.7%	16.1%	29.5%	35.7%	13th	471st of 744
Median gross rent	$853	$838	$1,062	$1,413	10th	424th of 640
Tech workers	0.8%	1.2%	2.5%	3.8%	10th	463rd of 745
Work from home	4.8%	4.9%	10.7%	15.1%	7th	515th of 745
Foreign-born residents	1.2%	1.4%	6.3%	14.1%	7th	399th of 745
Median home value	$118,700	$126,200	$218,200	$332,700	5th	625th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

10%

25–34

13%

35–44

12%

45–54

14%

55–64

12%

65–74

75+

Median age

41.7

Under 18

22.1%

65 and over

19.4%

Race and ethnicity

White87%
Black3%
Hispanic5%
Asian0.1%
Native American0.3%
Pacific Islander0.4%
Other0.6%
Multiracial4%

Diversity index

24.3

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

78%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

0.1%

Other

0.2%

Households

Households: 9,018
Average household size: 2.5
Family households: 64.4%
Married couples: 45.4%
Living alone: 30.6%
Veterans (of adults): 8.5%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

25%

$50–75k

17%

$75–100k

16%

$100–150k

13%

$150–200k

$200k+

Median household income

46970

$57,842

Miami Co.

$61,139

Indiana

$71,957

United States

$80,734

Per capita income

$30,917

U.S. $44,673

Poverty rate

16.6%

U.S. 12.5%

Households earning $150K+

9.5%

U.S. 23%

Income inequality (Gini)

0.436

U.S. 0.483

Housing

Median home value

46970

$118,700

Miami Co.

$126,200

Indiana

$218,200

United States

$332,700

Median gross rent

46970

$853

Miami Co.

$838

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 10,251
Owner-occupied: 71.5%
Vacant: 12%
Median year built: 1958
Median rooms: 6.1
Renters paying 30%+ of income: 44.3%
Renters paying 50%+ of income: 21.1%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

0.3%

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

22%

10–19

28%

20–29

21%

30–44

17%

45–59

60+

Average commute

24.2 min

U.S. 26.4 min

Unemployment

6.9%

U.S. 5.2%

In labor force

57.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

13%

Transportation and moving

12%

Construction and repair

11%

Office and admin

10%

Healthcare

10%

Sales

Management

Cleaning and personal care

Food service

Education

Business and finance

Engineering and science

Legal and social services

Police and fire

Arts, media and sports

0.9%

Computer and math

0.8%

Farming, fishing and forestry

0.4%

Industries

Manufacturing

25%

Health care and social assistance

14%

Retail

12%

Restaurants and hotels

Education

Construction

Other services

Transportation, warehousing and utilities

Public administration

Finance, insurance and real estate

Professional and technical services

Wholesale

Admin, support and management

Arts and recreation

Agriculture and mining

Information

0.7%

Median earnings per worker

$39,129

U.S. $49,666

Self-employed

7.2%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

8.8%

U.S. 8.8%

Median earnings by type of work

Type of work	46970	U.S.
Management, business, science and arts	$54,817	$74,888
Service	$24,617	$26,804
Sales and office	$34,493	$40,476
Construction and maintenance	$53,156	$49,199
Production and transportation	$36,460	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

41%

Some college

22%

Associate's

11%

Bachelor's

11%

Graduate

High school graduate or higher: 90.1%
Bachelor's degree or higher: 16.7%
Graduate or professional degree: 6.2%
Households with broadband: 87.8%
Cable, fiber or DSL: 65%
No internet access: 9.7%
Without health insurance: 4.9%
Limited-English households: 0.5%

Geography

City (USPS): Peru
State: Indiana
County: Miami County
Center point: 40.7578° N, 86.0612° W
Land area: 180 sq mi
Water area: 2.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46970 spans 3 counties

Miami County92% of land
Cass County8% of land
Wabash County1% of land

Cities and towns within this zip

Peru3% of zip
Mexico (unincorporated)2% of zip
Grissom AFB (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46970

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46958	Mexico, IN	5.2 mi	620	$87,640	$102,000
46961	New Waverly, IN	6.9 mi	101	$110,400	—
46967	Onward, IN	8.2 mi	199	—	—
46971	Grissom Arb, IN	8.5 mi	0	—	—
46926	Denver, IN	9 mi	1,359	$68,218	$152,500
46914	Bunker Hill, IN	9.1 mi	4,142	$63,902	$159,400
46959	Miami, IN	10 mi	409	$78,750	—
46921	Deedsville, IN · PO box	11 mi	—	—	—
46911	Amboy, IN	11 mi	1,656	$95,122	$209,300
46994	Walton, IN	12 mi	2,132	$56,563	$136,200
46992	Wabash, IN	12 mi	16,438	$66,220	$159,900
46988	Twelve Mile, IN	12 mi	1,086	$44,792	$165,500

Zip codes like 46970 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46970

What city is zip code 46970?

46970 is assigned to Peru, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46970 in?

46970 is mostly in Miami County, but it extends into 2 other counties.

What is the population of 46970?

About 23,020 people live in 46970, according to the Census Bureau's American Community Survey.

What time zone is 46970 in?

46970 is in Eastern Time.

What is the median household income in 46970?

The median household income in 46970 is $57,842.

What zip codes are near 46970?

The closest zip codes to 46970 are 46958, 46961, 46967, 46971, 46926.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46970, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.