Zip code 46781: Poneto, Indiana

Q: What city is zip code 46781?

46781 is assigned to Poneto, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46781 in?

46781 is in Wells County, Indiana.

Q: What is the population of 46781?

About 1,046 people live in 46781, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46781?

The median household income in 46781 is $87,768.

Q: What zip codes are near 46781?

The closest zip codes to 46781 are 46759, 46766, 47359, 46778, 46714.

Residential delivery areaWells CountyEastern Time

Population

1,046

Median household income

$88K

U.S. $81K

Median home value

$193K

U.S. $333K

Median rent

$496/mo

U.S. $1,413

Median age

42.9

U.S. 38.9

Land area

26 sq mi

41 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46781

46781 is a rural zip code in Poneto, Indiana (Wells County), covering 26 sq mi of land. About 1,046 people live here, or 41 per square mile. The median resident is 42.9 years old, compared with 38.9 nationally.

The median household earns $87,768 a year, close to the national median of $80,734. 3.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $192,900, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $496 a month.

9% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.6 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in transportation and moving goods; sales; and management.

How 46781 compares

Sorted from highest to lowest national percentile

Homeownership rate89.2%
95th
StrengthU.S. 65.2% · IN 70.6%157th of 742 in IN
Uninsured rate15.3%
89th
WeaknessU.S. 8.4% · IN 7.4%70th of 745 in IN
Median age42.9
76th
U.S. 38.9 · IN 38.1258th of 745 in IN
Residents 65 and older20.5%
76th
U.S. 17.2% · IN 16.8%224th of 745 in IN
Self-employed workers10.5%
64th
U.S. 10% · IN 8%199th of 745 in IN
Per capita income$44,380
61st
U.S. $44,673 · IN $38,35197th of 744 in IN
Government workers15.2%
61st
U.S. 14.5% · IN 11.7%153rd of 745 in IN
Tech workers3.4%
60th
U.S. 3.8% · IN 2.5%120th of 745 in IN
Median household income$87,768
59th
U.S. $80,734 · IN $71,957142nd of 719 in IN
Income inequality (Gini)0.437
52nd
U.S. 0.483 · IN 0.452173rd of 740 in IN
Average commute25.6 min
47th
U.S. 26.4 min · IN 24.1 min370th of 726 in IN
Residents under 1821.7%
46th
U.S. 22% · IN 23.3%447th of 745 in IN
Veterans5.3%
43rd
U.S. 6.2% · IN 6.3%536th of 745 in IN
Median earnings per worker$44,583
38th
U.S. $49,666 · IN $46,609415th of 740 in IN
Healthcare workers7.9%
26th
U.S. 9.7% · IN 9.8%462nd of 745 in IN
Median home value$192,900
20th
U.S. $332,700 · IN $218,200308th of 719 in IN
Work from home7.5%
19th
U.S. 15.1% · IN 10.7%359th of 745 in IN
Broadband access86.7%
18th
WeaknessU.S. 91% · IN 89.9%482nd of 742 in IN
Rent-burdened renters40%
16th
StrengthU.S. 51.1% · IN 48.1%407th of 716 in IN
Population density41/sq mi
6th
U.S. 95/sq mi · IN 191/sq mi585th of 745 in IN
Poverty rate3.9%
6th
StrengthU.S. 12.5% · IN 12.3%660th of 742 in IN
Foreign-born residents0.5%
3rd
U.S. 14.1% · IN 6.3%538th of 745 in IN
Bachelor's degree or higher9.3%
2nd
WeaknessU.S. 35.7% · IN 29.5%663rd of 744 in IN
Population1,046
1st
U.S. 334,922,499 · IN 6,851,073584th of 745 in IN
Median gross rent$496
1st
U.S. $1,413 · IN $1,062638th of 640 in IN
Unemployment rate0%
1st
StrengthU.S. 5.2% · IN 4.3%742nd of 745 in IN
Diversity index3.8
1st
U.S. 61.4 · IN 41.4671st of 745 in IN
Housing vacancy0%
1st
U.S. 10.1% · IN 8.8%741st of 742 in IN

Measure	46781	Wells	IN	U.S.	National percentile	Rank in IN
Homeownership rateStrength	89.2%	75.6%	70.6%	65.2%	95th	157th of 742
Uninsured rateWeakness	15.3%	6.9%	7.4%	8.4%	89th	70th of 745
Median age	42.9	39.8	38.1	38.9	76th	258th of 745
Residents 65 and older	20.5%	18.6%	16.8%	17.2%	76th	224th of 745
Self-employed workers	10.5%	7.3%	8%	10%	64th	199th of 745
Per capita income	$44,380	$36,845	$38,351	$44,673	61st	97th of 744
Government workers	15.2%	9.9%	11.7%	14.5%	61st	153rd of 745
Tech workers	3.4%	1.1%	2.5%	3.8%	60th	120th of 745
Median household income	$87,768	$71,957	$71,957	$80,734	59th	142nd of 719
Income inequality (Gini)	0.437	0.422	0.452	0.483	52nd	173rd of 740
Average commute	25.6 min	24.2 min	24.1 min	26.4 min	47th	370th of 726
Residents under 18	21.7%	24.7%	23.3%	22%	46th	447th of 745
Veterans	5.3%	5.7%	6.3%	6.2%	43rd	536th of 745
Median earnings per worker	$44,583	$43,745	$46,609	$49,666	38th	415th of 740
Healthcare workers	7.9%	11.5%	9.8%	9.7%	26th	462nd of 745
Median home value	$192,900	$197,600	$218,200	$332,700	20th	308th of 719
Work from home	7.5%	5.9%	10.7%	15.1%	19th	359th of 745
Broadband accessWeakness	86.7%	85.2%	89.9%	91%	18th	482nd of 742
Rent-burdened rentersStrength	40%	35%	48.1%	51.1%	16th	407th of 716
Population density	41/sq mi	77/sq mi	191/sq mi	95/sq mi	6th	585th of 745
Poverty rateStrength	3.9%	7.2%	12.3%	12.5%	6th	660th of 742
Foreign-born residents	0.5%	1.9%	6.3%	14.1%	3rd	538th of 745
Bachelor's degree or higherWeakness	9.3%	19.9%	29.5%	35.7%	2nd	663rd of 744
Population	1,046	28,420	6,851,073	334,922,499	1st	584th of 745
Median gross rent	$496	$813	$1,062	$1,413	1st	638th of 640
Unemployment rateStrength	0%	2.6%	4.3%	5.2%	1st	742nd of 745
Diversity index	3.8	14.8	41.4	61.4	1st	671st of 745
Housing vacancy	0%	4.4%	8.8%	10.1%	1st	741st of 742

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

14%

35–44

45–54

20%

55–64

16%

65–74

75+

Median age

42.9

Under 18

21.7%

65 and over

20.5%

Race and ethnicity

White98%
Black0%
Hispanic1%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.6%

Diversity index

3.8

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

86.5%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 415
Average household size: 2.5
Family households: 73.7%
Married couples: 60.2%
Living alone: 23.9%
Veterans (of adults): 5.3%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

18%

$50–75k

18%

$75–100k

$100–150k

23%

$150–200k

12%

$200k+

Median household income

46781

$87,768

Wells Co.

$71,957

Indiana

$71,957

United States

$80,734

Per capita income

$44,380

U.S. $44,673

Poverty rate

3.9%

U.S. 12.5%

Households earning $150K+

20.7%

U.S. 23%

Income inequality (Gini)

0.437

U.S. 0.483

Housing

Median home value

46781

$192,900

Wells Co.

$197,600

Indiana

$218,200

United States

$332,700

Median gross rent

46781

$496

Wells Co.

$813

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

94%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 415
Owner-occupied: 89.2%
Vacant: 0%
Median year built: 1963
Median rooms: 7
Renters paying 30%+ of income: 40%
Renters paying 50%+ of income: 2.9%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

13%

Transit

Walked

0.4%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

19%

10–19

13%

20–29

33%

30–44

13%

45–59

14%

60+

Average commute

25.6 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

64.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

18%

Sales

17%

Management

Office and admin

Cleaning and personal care

Healthcare

Food service

Construction and repair

Computer and math

Education

Production

Arts, media and sports

Engineering and science

Legal and social services

Business and finance

0.9%

Farming, fishing and forestry

0.2%

Police and fire

Industries

Manufacturing

21%

Health care and social assistance

17%

Education

14%

Other services

10%

Retail

Transportation, warehousing and utilities

Professional and technical services

Construction

Restaurants and hotels

Agriculture and mining

Admin, support and management

Finance, insurance and real estate

Public administration

Information

0.4%

Wholesale

Arts and recreation

Median earnings per worker

$44,583

U.S. $49,666

Self-employed

10.5%

U.S. 10%

Government workers

15.2%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	46781	U.S.
Management, business, science and arts	$35,250	$74,888
Service	$17,500	$26,804
Sales and office	$71,750	$40,476
Construction and maintenance	$65,625	$49,199
Production and transportation	$49,583	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

57%

Some college

14%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 93.1%
Bachelor's degree or higher: 9.3%
Graduate or professional degree: 4.2%
Households with broadband: 86.7%
Cable, fiber or DSL: 55.9%
No internet access: 13.3%
Without health insurance: 15.3%
Limited-English households: 0%

Geography

City (USPS): Poneto
State: Indiana
County: Wells County
Center point: 40.6324° N, 85.2689° W
Land area: 26 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 46781

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46759	Keystone, IN	5.1 mi	271	$56,354	—
46766	Liberty Center, IN	5.4 mi	579	$85,570	$117,400
47359	Montpelier, IN	5.6 mi	3,528	$71,607	$121,900
46778	Petroleum, IN	5.9 mi	34	—	—
46714	Bluffton, IN	7.9 mi	15,734	$66,441	$185,300
46792	Warren, IN	9.8 mi	3,621	$72,664	$178,600
47369	Pennville, IN	11 mi	1,212	$32,917	$143,100
47348	Hartford City, IN	12 mi	9,080	$50,426	$109,500
46769	Linn Grove, IN · PO box	12 mi	—	—	—
46991	Van Buren, IN	13 mi	1,594	$47,692	$110,600
46770	Markle, IN	14 mi	2,530	$66,750	$222,700
46731	Craigville, IN	14 mi	657	$108,036	$229,700

Zip codes like 46781 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46781

What city is zip code 46781?

46781 is assigned to Poneto, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46781 in?

46781 is in Wells County, Indiana.

What is the population of 46781?

About 1,046 people live in 46781, according to the Census Bureau's American Community Survey.

What time zone is 46781 in?

46781 is in Eastern Time.

What is the median household income in 46781?

The median household income in 46781 is $87,768.

What zip codes are near 46781?

The closest zip codes to 46781 are 46759, 46766, 47359, 46778, 46714.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46781, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.