Zip code 46764: Larwill, Indiana

Q: What city is zip code 46764?

46764 is assigned to Larwill, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46764 in?

46764 is mostly in Whitley County, but it extends into 1 other county.

Q: What is the population of 46764?

About 1,554 people live in 46764, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46764?

The median household income in 46764 is $62,939.

Q: What zip codes are near 46764?

The closest zip codes to 46764 are 46562, 46555, 46725, 46590, 46760.

Residential delivery areaWhitley CountyEastern Time

Population

1,554

Median household income

$63K

U.S. $81K

Median home value

$261K

U.S. $333K

Median rent

$1,300/mo

U.S. $1,413

Median age

42.5

U.S. 38.9

Land area

32 sq mi

48 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46764

46764 is a rural zip code in Larwill, Indiana (Whitley County), covering 32 sq mi of land. About 1,554 people live here, or 48 per square mile. The median resident is 42.5 years old, compared with 38.9 nationally.

The median household earns $62,939 a year, 22% below the national median of $80,734. 14.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $261,300, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 95% of occupied homes are lived in by their owners, and renters pay a median of $1,300 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.3 minutes each way, and 1% of workers work from home. The most common jobs among working residents are in office and administrative support; production and manufacturing; and construction and repair.

How 46764 compares

Sorted from highest to lowest national percentile

Homeownership rate95.2%
99th
StrengthU.S. 65.2% · IN 70.6%53rd of 742 in IN
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · IN 48.1%19th of 716 in IN
Housing vacancy17.6%
91st
U.S. 10.1% · IN 8.8%92nd of 742 in IN
Residents 65 and older24.1%
90th
U.S. 17.2% · IN 16.8%101st of 745 in IN
Government workers20.6%
86th
U.S. 14.5% · IN 11.7%64th of 745 in IN
Residents under 1826%
81st
U.S. 22% · IN 23.3%199th of 745 in IN
Median age42.5
74th
U.S. 38.9 · IN 38.1274th of 745 in IN
Unemployment rate6.1%
70th
U.S. 5.2% · IN 4.3%154th of 745 in IN
Poverty rate14.2%
66th
U.S. 12.5% · IN 12.3%213th of 742 in IN
Broadband access93.9%
65th
U.S. 91% · IN 89.9%118th of 742 in IN
Average commute27.3 min
58th
U.S. 26.4 min · IN 24.1 min281st of 726 in IN
Median earnings per worker$48,451
51st
U.S. $49,666 · IN $46,609257th of 740 in IN
Median gross rent$1,300
43rd
U.S. $1,413 · IN $1,06256th of 640 in IN
Median home value$261,300
36th
U.S. $332,700 · IN $218,200111th of 719 in IN
Median household income$62,939
25th
U.S. $80,734 · IN $71,957498th of 719 in IN
Uninsured rate4.2%
24th
U.S. 8.4% · IN 7.4%526th of 745 in IN
Diversity index28.8
22nd
U.S. 61.4 · IN 41.4201st of 745 in IN
Per capita income$30,092
19th
WeaknessU.S. $44,673 · IN $38,351556th of 744 in IN
Bachelor's degree or higher19.3%
19th
WeaknessU.S. 35.7% · IN 29.5%380th of 744 in IN
Population density48/sq mi
7th
U.S. 95/sq mi · IN 191/sq mi525th of 745 in IN
Foreign-born residents0.9%
5th
U.S. 14.1% · IN 6.3%458th of 745 in IN
Income inequality (Gini)0.367
5th
StrengthU.S. 0.483 · IN 0.452531st of 740 in IN
Tech workers0.3%
4th
U.S. 3.8% · IN 2.5%557th of 745 in IN
Self-employed workers4.9%
4th
U.S. 10% · IN 8%615th of 745 in IN
Population1,554
2nd
U.S. 334,922,499 · IN 6,851,073514th of 745 in IN
Veterans1.3%
2nd
U.S. 6.2% · IN 6.3%717th of 745 in IN
Work from home0.7%
1st
U.S. 15.1% · IN 10.7%681st of 745 in IN
Healthcare workers3.6%
1st
U.S. 9.7% · IN 9.8%655th of 745 in IN

Measure	46764	Whitley	IN	U.S.	National percentile	Rank in IN
Homeownership rateStrength	95.2%	81.8%	70.6%	65.2%	99th	53rd of 742
Rent-burdened rentersWeakness	100%	40.8%	48.1%	51.1%	99th	19th of 716
Housing vacancy	17.6%	6.7%	8.8%	10.1%	91st	92nd of 742
Residents 65 and older	24.1%	19.2%	16.8%	17.2%	90th	101st of 745
Government workers	20.6%	10.6%	11.7%	14.5%	86th	64th of 745
Residents under 18	26%	22.8%	23.3%	22%	81st	199th of 745
Median age	42.5	41.3	38.1	38.9	74th	274th of 745
Unemployment rate	6.1%	3.3%	4.3%	5.2%	70th	154th of 745
Poverty rate	14.2%	9.9%	12.3%	12.5%	66th	213th of 742
Broadband access	93.9%	89.5%	89.9%	91%	65th	118th of 742
Average commute	27.3 min	22.6 min	24.1 min	26.4 min	58th	281st of 726
Median earnings per worker	$48,451	$50,145	$46,609	$49,666	51st	257th of 740
Median gross rent	$1,300	$934	$1,062	$1,413	43rd	56th of 640
Median home value	$261,300	$219,400	$218,200	$332,700	36th	111th of 719
Median household income	$62,939	$78,083	$71,957	$80,734	25th	498th of 719
Uninsured rate	4.2%	6%	7.4%	8.4%	24th	526th of 745
Diversity index	28.8	15.2	41.4	61.4	22nd	201st of 745
Per capita incomeWeakness	$30,092	$38,313	$38,351	$44,673	19th	556th of 744
Bachelor's degree or higherWeakness	19.3%	23.6%	29.5%	35.7%	19th	380th of 744
Population density	48/sq mi	103/sq mi	191/sq mi	95/sq mi	7th	525th of 745
Foreign-born residents	0.9%	1%	6.3%	14.1%	5th	458th of 745
Income inequality (Gini)Strength	0.367	0.391	0.452	0.483	5th	531st of 740
Tech workers	0.3%	2.2%	2.5%	3.8%	4th	557th of 745
Self-employed workers	4.9%	6.5%	8%	10%	4th	615th of 745
Population	1,554	34,618	6,851,073	334,922,499	2nd	514th of 745
Veterans	1.3%	7.5%	6.3%	6.2%	2nd	717th of 745
Work from home	0.7%	8.1%	10.7%	15.1%	1st	681st of 745
Healthcare workers	3.6%	10%	9.8%	9.7%	1st	655th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

22%

5–17

10%

18–24

25–34

15%

35–44

45–54

55–64

16%

65–74

75+

Median age

42.5

Under 18

26%

65 and over

24.1%

Race and ethnicity

White84%
Black0.3%
Hispanic5%
Asian0.4%
Native American0%
Pacific Islander0%
Other0%
Multiracial11%

Diversity index

28.8

U.S. 61.4

Foreign-born

0.9%

U.S. 14.1%

Born in state

90%

Language spoken at home (households)

English only

99%

Spanish

0.7%

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 543
Average household size: 2.9
Family households: 81%
Married couples: 65.4%
Living alone: 14.9%
Veterans (of adults): 1.3%
Male / female: 38% / 62%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

11%

$50–75k

37%

$75–100k

11%

$100–150k

10%

$150–200k

14%

$200k+

Median household income

46764

$62,939

Whitley Co.

$78,083

Indiana

$71,957

United States

$80,734

Per capita income

$30,092

U.S. $44,673

Poverty rate

14.2%

U.S. 12.5%

Households earning $150K+

18.4%

U.S. 23%

Income inequality (Gini)

0.367

U.S. 0.483

Housing

Median home value

46764

$261,300

Whitley Co.

$219,400

Indiana

$218,200

United States

$332,700

Median gross rent

46764

$1,300

Whitley Co.

$934

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

94%

2–4 units

0.5%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 659
Owner-occupied: 95.2%
Vacant: 17.6%
Median year built: 1960
Median rooms: 6.3
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 70.8%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

93%

Carpooled

Transit

0.4%

Walked

Bicycle

0.4%

Worked from home

0.7%

Other

Commute time (one way)

<10 min

12%

10–19

14%

20–29

33%

30–44

27%

45–59

60+

Average commute

27.3 min

U.S. 26.4 min

Unemployment

6.1%

U.S. 5.2%

In labor force

58%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

18%

Production

13%

Construction and repair

Management

Education

Food service

Engineering and science

Transportation and moving

Police and fire

Sales

Cleaning and personal care

Healthcare

Arts, media and sports

Computer and math

0.3%

Business and finance

Legal and social services

Farming, fishing and forestry

Industries

Manufacturing

43%

Education

11%

Construction

Public administration

Admin, support and management

Health care and social assistance

Retail

Restaurants and hotels

Other services

Finance, insurance and real estate

Agriculture and mining

0.7%

Transportation, warehousing and utilities

0.6%

Professional and technical services

0.1%

Wholesale

0.1%

Information

Arts and recreation

Median earnings per worker

$48,451

U.S. $49,666

Self-employed

4.9%

U.S. 10%

Government workers

20.6%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	46764	U.S.
Management, business, science and arts	$57,238	$74,888
Service	$24,167	$26,804
Sales and office	$46,154	$40,476
Construction and maintenance	$43,750	$49,199
Production and transportation	$37,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

41%

Some college

27%

Associate's

Bachelor's

16%

Graduate

High school graduate or higher: 95.4%
Bachelor's degree or higher: 19.3%
Graduate or professional degree: 3.1%
Households with broadband: 93.9%
Cable, fiber or DSL: 71.1%
No internet access: 5.7%
Without health insurance: 4.2%
Limited-English households: 0%

Geography

City (USPS): Larwill
State: Indiana
County: Whitley County
Center point: 41.2144° N, 85.6202° W
Land area: 32 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46764 spans 2 counties

Whitley County90% of land
Noble County10% of land

Zip codes near 46764

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46562	Pierceton, IN	3.4 mi	5,040	$68,902	$195,900
46555	North Webster, IN	8.5 mi	2,517	$70,399	$203,400
46725	Columbia City, IN	8.7 mi	23,297	$79,526	$228,900
46590	Winona Lake, IN	9.6 mi	5,080	$82,188	$274,500
46760	Kimmell, IN	9.7 mi	1,179	$46,992	$165,300
46787	South Whitley, IN	10 mi	4,031	$62,242	$166,600
46796	Wolflake, IN	11 mi	204	—	—
46732	Cromwell, IN	11 mi	2,231	$58,906	$174,800
46581	Warsaw, IN · PO box	13 mi	—	—	—
46582	Warsaw, IN	13 mi	14,604	$66,738	$255,300
46580	Warsaw, IN	13 mi	21,794	$71,687	$192,600
46538	Leesburg, IN	13 mi	4,291	$89,803	$270,600

Zip codes like 46764 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46764

What city is zip code 46764?

46764 is assigned to Larwill, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46764 in?

46764 is mostly in Whitley County, but it extends into 1 other county.

What is the population of 46764?

About 1,554 people live in 46764, according to the Census Bureau's American Community Survey.

What time zone is 46764 in?

46764 is in Eastern Time.

What is the median household income in 46764?

The median household income in 46764 is $62,939.

What zip codes are near 46764?

The closest zip codes to 46764 are 46562, 46555, 46725, 46590, 46760.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46764, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.