Zip code 46740: Geneva, Indiana
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 46740
46740 is a small-town zip code in Geneva, Indiana (Adams County), covering 62 sq mi of land. About 4,486 people live here, or 72 per square mile. The median resident is 21.4 years old, compared with 38.9 nationally.
The median household earns $58,484 a year, 28% below the national median of $80,734. 16.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $158,900, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $676 a month.
10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.8 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in construction and repair; transportation and moving goods; and production and manufacturing. 28% of them are self-employed (U.S.: 10%). 28% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.
How 46740 compares
- Uninsured rate36.5%99thWeaknessU.S. 8.4% · IN 7.4%12th of 745 in IN
- Residents under 1842.4%99thU.S. 22% · IN 23.3%6th of 745 in IN
- 99thU.S. 10% · IN 8%11th of 745 in IN
- Homeownership rate85.9%90thStrengthU.S. 65.2% · IN 70.6%237th of 742 in IN
- 82ndU.S. 10.1% · IN 8.8%164th of 742 in IN
- Poverty rate16.8%76thU.S. 12.5% · IN 12.3%139th of 742 in IN
- Average commute27.8 min61stU.S. 26.4 min · IN 24.1 min258th of 726 in IN
- 49thU.S. 0.483 · IN 0.452187th of 740 in IN
- Government workers11.3%29thU.S. 14.5% · IN 11.7%351st of 745 in IN
- 28thU.S. 51.1% · IN 48.1%323rd of 716 in IN
- Veterans3.9%25thU.S. 6.2% · IN 6.3%639th of 745 in IN
- 21stU.S. 17.2% · IN 16.8%618th of 745 in IN
- Median household income$58,48418thWeaknessU.S. $80,734 · IN $71,957565th of 719 in IN
- Work from home7.3%18thU.S. 15.1% · IN 10.7%363rd of 745 in IN
- Tech workers1.1%15thU.S. 3.8% · IN 2.5%388th of 745 in IN
- Median home value$158,90011thU.S. $332,700 · IN $218,200469th of 719 in IN
- Population density72/sq mi10thU.S. 95/sq mi · IN 191/sq mi431st of 745 in IN
- 10thU.S. 14.1% · IN 6.3%327th of 745 in IN
- Median earnings per worker$35,83310thWeaknessU.S. $49,666 · IN $46,609664th of 740 in IN
- 8thStrengthU.S. 5.2% · IN 4.3%504th of 745 in IN
- Population4,4867thU.S. 334,922,499 · IN 6,851,073326th of 745 in IN
- Diversity index10.54thU.S. 61.4 · IN 41.4485th of 745 in IN
- Per capita income$19,6922ndWeaknessU.S. $44,673 · IN $38,351725th of 744 in IN
- 2ndU.S. $1,413 · IN $1,062593rd of 640 in IN
- 2ndWeaknessU.S. 35.7% · IN 29.5%654th of 744 in IN
- 2ndU.S. 9.7% · IN 9.8%646th of 745 in IN
- Median age21.41stU.S. 38.9 · IN 38.1736th of 745 in IN
- Broadband access69.7%1stWeaknessU.S. 91% · IN 89.9%715th of 742 in IN
| Measure | 46740 | Adams | IN | U.S. | National percentile | Rank in IN |
|---|---|---|---|---|---|---|
| Uninsured rateWeakness | 36.5% | 20.7% | 7.4% | 8.4% | 12th of 745 | |
| Residents under 18 | 42.4% | 31.3% | 23.3% | 22% | 6th of 745 | |
| Self-employed workers | 27.8% | 11.2% | 8% | 10% | 11th of 745 | |
| Homeownership rateStrength | 85.9% | 83.5% | 70.6% | 65.2% | 237th of 742 | |
| Housing vacancy | 13% | 6.8% | 8.8% | 10.1% | 164th of 742 | |
| Poverty rate | 16.8% | 11.2% | 12.3% | 12.5% | 139th of 742 | |
| Average commute | 27.8 min | 24.6 min | 24.1 min | 26.4 min | 258th of 726 | |
| Income inequality (Gini) | 0.433 | 0.404 | 0.452 | 0.483 | 187th of 740 | |
| Government workers | 11.3% | 10.1% | 11.7% | 14.5% | 351st of 745 | |
| Rent-burdened renters | 44.5% | 41.3% | 48.1% | 51.1% | 323rd of 716 | |
| Veterans | 3.9% | 4.3% | 6.3% | 6.2% | 639th of 745 | |
| Residents 65 and older | 12.7% | 16.3% | 16.8% | 17.2% | 618th of 745 | |
| Median household incomeWeakness | $58,484 | $65,289 | $71,957 | $80,734 | 565th of 719 | |
| Work from home | 7.3% | 6.9% | 10.7% | 15.1% | 363rd of 745 | |
| Tech workers | 1.1% | 1.4% | 2.5% | 3.8% | 388th of 745 | |
| Median home value | $158,900 | $178,400 | $218,200 | $332,700 | 469th of 719 | |
| Population density | 72/sq mi | 107/sq mi | 191/sq mi | 95/sq mi | 431st of 745 | |
| Foreign-born residents | 1.7% | 1.6% | 6.3% | 14.1% | 327th of 745 | |
| Median earnings per workerWeakness | $35,833 | $43,748 | $46,609 | $49,666 | 664th of 740 | |
| Unemployment rateStrength | 2.3% | 2.8% | 4.3% | 5.2% | 504th of 745 | |
| Population | 4,486 | 36,227 | 6,851,073 | 334,922,499 | 326th of 745 | |
| Diversity index | 10.5 | 13.9 | 41.4 | 61.4 | 485th of 745 | |
| Per capita incomeWeakness | $19,692 | $28,631 | $38,351 | $44,673 | 725th of 744 | |
| Median gross rent | $676 | $833 | $1,062 | $1,413 | 593rd of 640 | |
| Bachelor's degree or higherWeakness | 9.5% | 16.2% | 29.5% | 35.7% | 654th of 744 | |
| Healthcare workers | 3.8% | 10.5% | 9.8% | 9.7% | 646th of 745 | |
| Median age | 21.4 | 33.2 | 38.1 | 38.9 | 736th of 745 | |
| Broadband accessWeakness | 69.7% | 78.4% | 89.9% | 91% | 715th of 742 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White94%
- Black0%
- Hispanic4%
- Asian0%
- Native American0%
- Pacific Islander0%
- Other0%
- Multiracial2%
Language spoken at home (households)
Households
- Households
- 1,167
- Average household size
- 3.8
- Family households
- 81.4%
- Married couples
- 62.2%
- Living alone
- 16.3%
- Veterans (of adults)
- 3.9%
- Male / female
- 50% / 50%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 1,341
- Owner-occupied
- 85.9%
- Vacant
- 13%
- Median year built
- 1970
- Median rooms
- 6.4
- Renters paying 30%+ of income
- 44.5%
- Renters paying 50%+ of income
- 24.1%
- Home value to income
- 2.7× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 46740 | U.S. |
|---|---|---|
| Management, business, science and arts | $43,069 | $74,888 |
| Service | $13,750 | $26,804 |
| Sales and office | $39,583 | $40,476 |
| Construction and maintenance | $28,144 | $49,199 |
| Production and transportation | $43,922 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 72.4%
- Bachelor's degree or higher
- 9.5%
- Graduate or professional degree
- 3%
- Households with broadband
- 69.7%
- Cable, fiber or DSL
- 43.4%
- No internet access
- 29.8%
- Without health insurance
- 36.5%
- Limited-English households
- 17.2%
Geography
- City (USPS)
- Geneva
- State
- Indiana
- County
- Adams County
- Center point
- 40.6043° N, 84.9648° W
- Land area
- 62 sq mi
- Water area
- 0.5 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
46740 spans 2 counties
- Adams County92% of land
- Wells County8% of land
Cities and towns within this zip
- Geneva2% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 46740
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 47326 | Bryant, IN | 3.8 mi | $48,438 |
| 46711 | Berne, IN | 4.5 mi | $70,656 |
| 46769 | Linn Grove, IN · PO box | 4.6 mi | — |
| 46772 | Monroe, IN | 8.6 mi | $80,000 |
| 46778 | Petroleum, IN | 10 mi | — |
| 46759 | Keystone, IN | 11 mi | $56,354 |
| 47369 | Pennville, IN | 12 mi | $32,917 |
| 47371 | Portland, IN | 13 mi | $64,000 |
| 46780 | Pleasant Mills, IN · PO box | 14 mi | — |
| 46714 | Bluffton, IN | 14 mi | $66,441 |
| 45898 | Willshire, OH | 14 mi | $53,783 |
| 46731 | Craigville, IN | 15 mi | $108,036 |
Zip codes like 46740 elsewhere
Questions about 46740
What city is zip code 46740?
46740 is assigned to Geneva, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 46740 in?
46740 is mostly in Adams County, but it extends into 1 other county.
What is the population of 46740?
About 4,486 people live in 46740, according to the Census Bureau's American Community Survey.
What time zone is 46740 in?
46740 is in Eastern Time.
What is the median household income in 46740?
The median household income in 46740 is $58,484.
What zip codes are near 46740?
The closest zip codes to 46740 are 47326, 46711, 46769, 46772, 46778.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46740, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.