Zip code 46542: Milford, Indiana

Q: What city is zip code 46542?

46542 is assigned to Milford, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46542 in?

46542 is mostly in Kosciusko County, but it extends into 1 other county.

Q: What is the population of 46542?

About 5,096 people live in 46542, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46542?

The median household income in 46542 is $78,606.

Q: What zip codes are near 46542?

The closest zip codes to 46542 are 46538, 46553, 46567, 46550, 46582.

Residential delivery areaKosciusko CountyEastern Time

Population

5,096

Median household income

$79K

U.S. $81K

Median home value

$188K

U.S. $333K

Median rent

$1,092/mo

U.S. $1,413

Median age

35.1

U.S. 38.9

Land area

51 sq mi

101 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46542

46542 is a small-town zip code in Milford, Indiana (Kosciusko County), covering 51 sq mi of land. About 5,096 people live here, or 101 per square mile. The median resident is 35.1 years old, compared with 38.9 nationally.

The median household earns $78,606 a year, close to the national median of $80,734. 4.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $187,900, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $1,092 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.7 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and office and administrative support. 21% of households speak a language other than English at home, most often Spanish.

How 46542 compares

Sorted from highest to lowest national percentile

Uninsured rate24.3%
97th
WeaknessU.S. 8.4% · IN 7.4%22nd of 745 in IN
Residents under 1827%
86th
U.S. 22% · IN 23.3%146th of 745 in IN
Homeownership rate81.9%
83rd
StrengthU.S. 65.2% · IN 70.6%360th of 742 in IN
Average commute28.7 min
67th
U.S. 26.4 min · IN 24.1 min208th of 726 in IN
Veterans6.8%
63rd
U.S. 6.2% · IN 6.3%354th of 745 in IN
Median household income$78,606
48th
U.S. $80,734 · IN $71,957242nd of 719 in IN
Median earnings per worker$45,088
40th
U.S. $49,666 · IN $46,609393rd of 740 in IN
Housing vacancy5.5%
38th
U.S. 10.1% · IN 8.8%508th of 742 in IN
Residents 65 and older14.2%
32nd
U.S. 17.2% · IN 16.8%557th of 745 in IN
Median gross rent$1,092
28th
U.S. $1,413 · IN $1,062145th of 640 in IN
Foreign-born residents4.5%
26th
U.S. 14.1% · IN 6.3%173rd of 745 in IN
Median age35.1
22nd
U.S. 38.9 · IN 38.1599th of 745 in IN
Per capita income$30,972
21st
U.S. $44,673 · IN $38,351528th of 744 in IN
Median home value$187,900
19th
U.S. $332,700 · IN $218,200324th of 719 in IN
Self-employed workers6.6%
15th
U.S. 10% · IN 8%496th of 745 in IN
Diversity index21.4
14th
U.S. 61.4 · IN 41.4265th of 745 in IN
Population density101/sq mi
13th
U.S. 95/sq mi · IN 191/sq mi361st of 745 in IN
Tech workers1%
13th
U.S. 3.8% · IN 2.5%422nd of 745 in IN
Population5,096
8th
U.S. 334,922,499 · IN 6,851,073296th of 745 in IN
Poverty rate4.2%
7th
StrengthU.S. 12.5% · IN 12.3%647th of 742 in IN
Bachelor's degree or higher12%
5th
WeaknessU.S. 35.7% · IN 29.5%600th of 744 in IN
Work from home3.8%
4th
U.S. 15.1% · IN 10.7%572nd of 745 in IN
Rent-burdened renters26.9%
3rd
StrengthU.S. 51.1% · IN 48.1%556th of 716 in IN
Government workers6.6%
3rd
U.S. 14.5% · IN 11.7%634th of 745 in IN
Unemployment rate1.2%
2nd
StrengthU.S. 5.2% · IN 4.3%611th of 745 in IN
Broadband access75.2%
2nd
WeaknessU.S. 91% · IN 89.9%688th of 742 in IN
Healthcare workers2.3%
1st
U.S. 9.7% · IN 9.8%682nd of 745 in IN
Income inequality (Gini)0.338
1st
StrengthU.S. 0.483 · IN 0.452624th of 740 in IN

Measure	46542	Kosciusko	IN	U.S.	National percentile	Rank in IN
Uninsured rateWeakness	24.3%	11.7%	7.4%	8.4%	97th	22nd of 745
Residents under 18	27%	23.5%	23.3%	22%	86th	146th of 745
Homeownership rateStrength	81.9%	77%	70.6%	65.2%	83rd	360th of 742
Average commute	28.7 min	20.3 min	24.1 min	26.4 min	67th	208th of 726
Veterans	6.8%	6.5%	6.3%	6.2%	63rd	354th of 745
Median household income	$78,606	$75,317	$71,957	$80,734	48th	242nd of 719
Median earnings per worker	$45,088	$47,251	$46,609	$49,666	40th	393rd of 740
Housing vacancy	5.5%	17.8%	8.8%	10.1%	38th	508th of 742
Residents 65 and older	14.2%	18.1%	16.8%	17.2%	32nd	557th of 745
Median gross rent	$1,092	$1,043	$1,062	$1,413	28th	145th of 640
Foreign-born residents	4.5%	4.9%	6.3%	14.1%	26th	173rd of 745
Median age	35.1	39.1	38.1	38.9	22nd	599th of 745
Per capita income	$30,972	$36,792	$38,351	$44,673	21st	528th of 744
Median home value	$187,900	$216,000	$218,200	$332,700	19th	324th of 719
Self-employed workers	6.6%	9.5%	8%	10%	15th	496th of 745
Diversity index	21.4	26.3	41.4	61.4	14th	265th of 745
Population density	101/sq mi	151/sq mi	191/sq mi	95/sq mi	13th	361st of 745
Tech workers	1%	1.7%	2.5%	3.8%	13th	422nd of 745
Population	5,096	80,442	6,851,073	334,922,499	8th	296th of 745
Poverty rateStrength	4.2%	9.8%	12.3%	12.5%	7th	647th of 742
Bachelor's degree or higherWeakness	12%	25.1%	29.5%	35.7%	5th	600th of 744
Work from home	3.8%	8.6%	10.7%	15.1%	4th	572nd of 745
Rent-burdened rentersStrength	26.9%	46.2%	48.1%	51.1%	3rd	556th of 716
Government workers	6.6%	7.5%	11.7%	14.5%	3rd	634th of 745
Unemployment rateStrength	1.2%	2.8%	4.3%	5.2%	2nd	611th of 745
Broadband accessWeakness	75.2%	87.1%	89.9%	91%	2nd	688th of 742
Healthcare workers	2.3%	5.2%	9.8%	9.7%	1st	682nd of 745
Income inequality (Gini)Strength	0.338	0.405	0.452	0.483	1st	624th of 740

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

11%

18–24

12%

25–34

14%

35–44

11%

45–54

11%

55–64

65–74

75+

Median age

35.1

Under 18

27%

65 and over

14.2%

Race and ethnicity

White88%
Black0%
Hispanic8%
Asian1%
Native American0.2%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

21.4

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

81.5%

Language spoken at home (households)

English only

79%

Spanish

11%

Other Indo-European

Asian / Pacific

0.9%

Other

Households

Households: 1,825
Average household size: 2.8
Family households: 72.8%
Married couples: 57%
Living alone: 27%
Veterans (of adults): 6.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

22%

$50–75k

17%

$75–100k

16%

$100–150k

24%

$150–200k

$200k+

Median household income

46542

$78,606

Kosciusko Co.

$75,317

Indiana

$71,957

United States

$80,734

Per capita income

$30,972

U.S. $44,673

Poverty rate

4.2%

U.S. 12.5%

Households earning $150K+

12.2%

U.S. 23%

Income inequality (Gini)

0.338

U.S. 0.483

Housing

Median home value

46542

$187,900

Kosciusko Co.

$216,000

Indiana

$218,200

United States

$332,700

Median gross rent

46542

$1,092

Kosciusko Co.

$1,043

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

Boat, RV, van

Housing units: 1,931
Owner-occupied: 81.9%
Vacant: 5.5%
Median year built: 1977
Median rooms: 6.2
Renters paying 30%+ of income: 26.9%
Renters paying 50%+ of income: 10%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

13%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10%

10–19

28%

20–29

24%

30–44

22%

45–59

60+

Average commute

28.7 min

U.S. 26.4 min

Unemployment

1.2%

U.S. 5.2%

In labor force

70%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

25%

Transportation and moving

13%

Office and admin

12%

Management

12%

Education

Construction and repair

Cleaning and personal care

Sales

Business and finance

Food service

Healthcare

Police and fire

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

44%

Education

13%

Retail

Construction

Transportation, warehousing and utilities

Other services

Health care and social assistance

Professional and technical services

Agriculture and mining

Finance, insurance and real estate

Restaurants and hotels

Public administration

Admin, support and management

Wholesale

0.8%

Arts and recreation

0.5%

Information

0.2%

Median earnings per worker

$45,088

U.S. $49,666

Self-employed

6.6%

U.S. 10%

Government workers

6.6%

U.S. 14.5%

Nonprofit workers

14.3%

U.S. 8.8%

Median earnings by type of work

Type of work	46542	U.S.
Management, business, science and arts	$42,114	$74,888
Service	$14,754	$26,804
Sales and office	$34,266	$40,476
Construction and maintenance	$49,479	$49,199
Production and transportation	$53,164	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

40%

Some college

19%

Associate's

Bachelor's

Graduate

High school graduate or higher: 80.7%
Bachelor's degree or higher: 12%
Graduate or professional degree: 2.7%
Households with broadband: 75.2%
Cable, fiber or DSL: 54.6%
No internet access: 24.4%
Without health insurance: 24.3%
Limited-English households: 9.5%

Geography

City (USPS): Milford
State: Indiana
County: Kosciusko County
Center point: 41.3966° N, 85.8697° W
Land area: 51 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46542 spans 2 counties

Kosciusko County96% of land
Elkhart County4% of land

Cities and towns within this zip

Milford3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46542

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46538	Leesburg, IN	5.2 mi	4,291	$89,803	$270,600
46553	New Paris, IN	5.8 mi	3,828	$89,417	$280,200
46567	Syracuse, IN	7.2 mi	9,292	$77,103	$239,700
46550	Nappanee, IN	7.6 mi	12,843	$84,084	$281,600
46582	Warsaw, IN	8.1 mi	14,604	$66,738	$255,300
46524	Etna Green, IN	9.8 mi	2,023	$65,987	$178,100
46502	Atwood, IN	11 mi	0	—	—
46555	North Webster, IN	11 mi	2,517	$70,399	$203,400
46581	Warsaw, IN · PO box	11 mi	—	—	—
46526	Goshen, IN	11 mi	33,668	$67,461	$204,200
46580	Warsaw, IN	13 mi	21,794	$71,687	$192,600
46590	Winona Lake, IN	13 mi	5,080	$82,188	$274,500

Zip codes like 46542 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46542

What city is zip code 46542?

46542 is assigned to Milford, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46542 in?

46542 is mostly in Kosciusko County, but it extends into 1 other county.

What is the population of 46542?

About 5,096 people live in 46542, according to the Census Bureau's American Community Survey.

What time zone is 46542 in?

46542 is in Eastern Time.

What is the median household income in 46542?

The median household income in 46542 is $78,606.

What zip codes are near 46542?

The closest zip codes to 46542 are 46538, 46553, 46567, 46550, 46582.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46542, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.