Zip code 46131: Franklin, Indiana

Q: What city is zip code 46131?

46131 is assigned to Franklin, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46131 in?

46131 is mostly in Johnson County, but it extends into 1 other county.

Q: What is the population of 46131?

About 34,647 people live in 46131, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46131?

The median household income in 46131 is $85,076.

Q: What zip codes are near 46131?

The closest zip codes to 46131 are 46184, 46162, 46124, 46106, 46143.

Residential delivery areaJohnson CountyEastern Time

Population

34,647

Median household income

$85K

U.S. $81K

Median home value

$248K

U.S. $333K

Median rent

$1,177/mo

U.S. $1,413

Median age

36.4

U.S. 38.9

Land area

126 sq mi

275 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46131

46131 is a small-town zip code in Franklin, Indiana (Johnson County), covering 126 sq mi of land. About 34,647 people live here, or 275 per square mile. The median resident is 36.4 years old, compared with 38.9 nationally.

The median household earns $85,076 a year, close to the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $247,700, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,177 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.3 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 46131 compares

Sorted from highest to lowest national percentile

Healthcare workers11%
71st
U.S. 9.7% · IN 9.8%236th of 745 in IN
Residents under 1823.9%
66th
U.S. 22% · IN 23.3%300th of 745 in IN
Population34,647
58th
U.S. 334,922,499 · IN 6,851,07346th of 745 in IN
Homeownership rate71.6%
57th
U.S. 65.2% · IN 70.6%565th of 742 in IN
Median household income$85,076
56th
U.S. $80,734 · IN $71,957167th of 719 in IN
Median earnings per worker$49,207
53rd
U.S. $49,666 · IN $46,609238th of 740 in IN
Average commute26.3 min
52nd
U.S. 26.4 min · IN 24.1 min327th of 726 in IN
Tech workers3%
52nd
U.S. 3.8% · IN 2.5%142nd of 745 in IN
Government workers13.8%
51st
U.S. 14.5% · IN 11.7%206th of 745 in IN
Income inequality (Gini)0.433
48th
U.S. 0.483 · IN 0.452194th of 740 in IN
Residents 65 and older16.2%
47th
U.S. 17.2% · IN 16.8%477th of 745 in IN
Housing vacancy6.2%
46th
U.S. 10.1% · IN 8.8%466th of 742 in IN
Per capita income$38,560
45th
U.S. $44,673 · IN $38,351212th of 744 in IN
Work from home11.8%
45th
U.S. 15.1% · IN 10.7%151st of 745 in IN
Veterans5.5%
45th
U.S. 6.2% · IN 6.3%497th of 745 in IN
Poverty rate9.8%
43rd
U.S. 12.5% · IN 12.3%372nd of 742 in IN
Bachelor's degree or higher27%
39th
U.S. 35.7% · IN 29.5%187th of 744 in IN
Rent-burdened renters47.1%
36th
U.S. 51.1% · IN 48.1%265th of 716 in IN
Median gross rent$1,177
35th
U.S. $1,413 · IN $1,06298th of 640 in IN
Median home value$247,700
33rd
U.S. $332,700 · IN $218,200139th of 719 in IN
Median age36.4
30th
U.S. 38.9 · IN 38.1565th of 745 in IN
Self-employed workers7.5%
26th
U.S. 10% · IN 8%408th of 745 in IN
Population density275/sq mi
25th
U.S. 95/sq mi · IN 191/sq mi241st of 745 in IN
Broadband access88.4%
25th
U.S. 91% · IN 89.9%393rd of 742 in IN
Uninsured rate4.3%
25th
U.S. 8.4% · IN 7.4%511th of 745 in IN
Unemployment rate3%
16th
StrengthU.S. 5.2% · IN 4.3%421st of 745 in IN
Foreign-born residents2.5%
15th
U.S. 14.1% · IN 6.3%268th of 745 in IN
Diversity index16.6
9th
U.S. 61.4 · IN 41.4340th of 745 in IN

Measure	46131	Johnson	IN	U.S.	National percentile	Rank in IN
Healthcare workers	11%	10.4%	9.8%	9.7%	71st	236th of 745
Residents under 18	23.9%	24.3%	23.3%	22%	66th	300th of 745
Population	34,647	166,315	6,851,073	334,922,499	58th	46th of 745
Homeownership rate	71.6%	72.7%	70.6%	65.2%	57th	565th of 742
Median household income	$85,076	$90,454	$71,957	$80,734	56th	167th of 719
Median earnings per worker	$49,207	$51,507	$46,609	$49,666	53rd	238th of 740
Average commute	26.3 min	26.4 min	24.1 min	26.4 min	52nd	327th of 726
Tech workers	3%	3.8%	2.5%	3.8%	52nd	142nd of 745
Government workers	13.8%	11.8%	11.7%	14.5%	51st	206th of 745
Income inequality (Gini)	0.433	0.425	0.452	0.483	48th	194th of 740
Residents 65 and older	16.2%	15.7%	16.8%	17.2%	47th	477th of 745
Housing vacancy	6.2%	5.1%	8.8%	10.1%	46th	466th of 742
Per capita income	$38,560	$43,995	$38,351	$44,673	45th	212th of 744
Work from home	11.8%	14.2%	10.7%	15.1%	45th	151st of 745
Veterans	5.5%	6.2%	6.3%	6.2%	45th	497th of 745
Poverty rate	9.8%	7.4%	12.3%	12.5%	43rd	372nd of 742
Bachelor's degree or higher	27%	34.7%	29.5%	35.7%	39th	187th of 744
Rent-burdened renters	47.1%	42.7%	48.1%	51.1%	36th	265th of 716
Median gross rent	$1,177	$1,271	$1,062	$1,413	35th	98th of 640
Median home value	$247,700	$284,600	$218,200	$332,700	33rd	139th of 719
Median age	36.4	38	38.1	38.9	30th	565th of 745
Self-employed workers	7.5%	8.2%	8%	10%	26th	408th of 745
Population density	275/sq mi	519/sq mi	191/sq mi	95/sq mi	25th	241st of 745
Broadband access	88.4%	93%	89.9%	91%	25th	393rd of 742
Uninsured rate	4.3%	4.7%	7.4%	8.4%	25th	511th of 745
Unemployment rateStrength	3%	3%	4.3%	5.2%	16th	421st of 745
Foreign-born residents	2.5%	5.7%	6.3%	14.1%	15th	268th of 745
Diversity index	16.6	29	41.4	61.4	9th	340th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

10%

18–24

14%

25–34

12%

35–44

12%

45–54

11%

55–64

65–74

75+

Median age

36.4

Under 18

23.9%

65 and over

16.2%

Race and ethnicity

White91%
Black3%
Hispanic3%
Asian1%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

16.6

U.S. 61.4

Foreign-born

2.5%

U.S. 14.1%

Born in state

77%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.1%

Households

Households: 12,494
Average household size: 2.6
Family households: 68.1%
Married couples: 53.7%
Living alone: 24.6%
Veterans (of adults): 5.5%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

18%

$50–75k

14%

$75–100k

16%

$100–150k

21%

$150–200k

$200k+

Median household income

46131

$85,076

Johnson Co.

$90,454

Indiana

$71,957

United States

$80,734

Per capita income

$38,560

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

18.5%

U.S. 23%

Income inequality (Gini)

0.433

U.S. 0.483

Housing

Median home value

46131

$247,700

Johnson Co.

$284,600

Indiana

$218,200

United States

$332,700

Median gross rent

46131

$1,177

Johnson Co.

$1,271

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 13,324
Owner-occupied: 71.6%
Vacant: 6.2%
Median year built: 1991
Median rooms: 5.9
Renters paying 30%+ of income: 47.1%
Renters paying 50%+ of income: 28.7%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

0.2%

Walked

0.8%

Bicycle

0.2%

Worked from home

12%

Other

0.6%

Commute time (one way)

<10 min

22%

10–19

25%

20–29

15%

30–44

19%

45–59

11%

60+

Average commute

26.3 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

63.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

11%

Healthcare

11%

Office and admin

10%

Construction and repair

Sales

Transportation and moving

Production

Education

Food service

Cleaning and personal care

Business and finance

Engineering and science

Arts, media and sports

Computer and math

Legal and social services

Police and fire

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

17%

Retail

12%

Manufacturing

12%

Education

10%

Transportation, warehousing and utilities

Construction

Professional and technical services

Other services

Restaurants and hotels

Admin, support and management

Public administration

Finance, insurance and real estate

Wholesale

Agriculture and mining

Information

0.9%

Arts and recreation

0.5%

Median earnings per worker

$49,207

U.S. $49,666

Self-employed

7.5%

U.S. 10%

Government workers

13.8%

U.S. 14.5%

Nonprofit workers

9.1%

U.S. 8.8%

Median earnings by type of work

Type of work	46131	U.S.
Management, business, science and arts	$66,498	$74,888
Service	$30,565	$26,804
Sales and office	$36,174	$40,476
Construction and maintenance	$56,199	$49,199
Production and transportation	$40,226	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

20%

Associate's

11%

Bachelor's

17%

Graduate

10%

High school graduate or higher: 90.8%
Bachelor's degree or higher: 27%
Graduate or professional degree: 9.7%
Households with broadband: 88.4%
Cable, fiber or DSL: 76.5%
No internet access: 9.2%
Without health insurance: 4.3%
Limited-English households: 0.3%

Geography

City (USPS): Franklin
State: Indiana
County: Johnson County
Center point: 39.4735° N, 86.0436° W
Land area: 126 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46131 spans 2 counties

Johnson County93% of land
Shelby County7% of land

Cities and towns within this zip

Franklin11% of zip
Bargersville2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46131

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46184	Whiteland, IN	6 mi	13,304	$99,865	$232,500
46162	Needham, IN	7.4 mi	227	$117,969	$475,000
46124	Edinburgh, IN	8.7 mi	7,304	$64,466	$184,700
46106	Bargersville, IN	9 mi	10,159	$120,072	$471,300
46143	Greenwood, IN	9.2 mi	61,803	$91,496	$318,300
46110	Boggstown, IN	9.2 mi	917	$68,714	$220,500
46181	Trafalgar, IN	9.8 mi	4,964	$91,337	$314,300
46142	Greenwood, IN	12 mi	34,348	$89,001	$287,000
46164	Nineveh, IN	13 mi	3,840	$85,735	$247,200
46259	Indianapolis, IN	13 mi	15,169	$129,345	$342,000
47280	Taylorsville, IN	13 mi	1,248	—	$169,100
46126	Fairland, IN	13 mi	3,902	$70,607	$263,300

Zip codes like 46131 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46131

What city is zip code 46131?

46131 is assigned to Franklin, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46131 in?

46131 is mostly in Johnson County, but it extends into 1 other county.

What is the population of 46131?

About 34,647 people live in 46131, according to the Census Bureau's American Community Survey.

What time zone is 46131 in?

46131 is in Eastern Time.

What is the median household income in 46131?

The median household income in 46131 is $85,076.

What zip codes are near 46131?

The closest zip codes to 46131 are 46184, 46162, 46124, 46106, 46143.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46131, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.