Zip code 46049: Kempton, Indiana

Q: What city is zip code 46049?

46049 is assigned to Kempton, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46049 in?

46049 is mostly in Tipton County, but it extends into 1 other county.

Q: What is the population of 46049?

About 763 people live in 46049, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46049?

The median household income in 46049 is $83,594.

Q: What zip codes are near 46049?

The closest zip codes to 46049 are 46045, 46039, 46068, 46072, 46057.

Residential delivery areaTipton CountyEastern Time

Population

763

Median household income

$84K

U.S. $81K

Median home value

$159K

U.S. $333K

Median rent

$829/mo

U.S. $1,413

Median age

47.7

U.S. 38.9

Land area

26 sq mi

29 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46049

46049 is a rural zip code in Kempton, Indiana (Tipton County), covering 26 sq mi of land. About 763 people live here, or 29 per square mile. The median resident is 47.7 years old, compared with 38.9 nationally.

The median household earns $83,594 a year, close to the national median of $80,734. 6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $158,600, or 1.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $829 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and production and manufacturing.

How 46049 compares

Sorted from highest to lowest national percentile

Housing vacancy23.6%
96th
U.S. 10.1% · IN 8.8%40th of 742 in IN
Homeownership rate89.3%
95th
StrengthU.S. 65.2% · IN 70.6%155th of 742 in IN
Median age47.7
92nd
U.S. 38.9 · IN 38.194th of 745 in IN
Residents 65 and older24.9%
92nd
U.S. 17.2% · IN 16.8%87th of 745 in IN
Veterans10.3%
91st
U.S. 6.2% · IN 6.3%96th of 745 in IN
Median earnings per worker$60,592
76th
U.S. $49,666 · IN $46,60954th of 740 in IN
Rent-burdened renters52.4%
57th
U.S. 51.1% · IN 48.1%186th of 716 in IN
Median household income$83,594
55th
U.S. $80,734 · IN $71,957182nd of 719 in IN
Government workers14.3%
55th
U.S. 14.5% · IN 11.7%186th of 745 in IN
Residents under 1822.1%
50th
U.S. 22% · IN 23.3%420th of 745 in IN
Average commute25 min
43rd
U.S. 26.4 min · IN 24.1 min407th of 726 in IN
Per capita income$35,631
36th
U.S. $44,673 · IN $38,351335th of 744 in IN
Healthcare workers8.4%
33rd
U.S. 9.7% · IN 9.8%425th of 745 in IN
Unemployment rate3.9%
32nd
U.S. 5.2% · IN 4.3%320th of 745 in IN
Work from home7.8%
21st
U.S. 15.1% · IN 10.7%339th of 745 in IN
Poverty rate6%
19th
StrengthU.S. 12.5% · IN 12.3%568th of 742 in IN
Broadband access86.6%
17th
WeaknessU.S. 91% · IN 89.9%487th of 742 in IN
Bachelor's degree or higher16%
12th
WeaknessU.S. 35.7% · IN 29.5%490th of 744 in IN
Uninsured rate2.9%
12th
StrengthU.S. 8.4% · IN 7.4%613th of 745 in IN
Median home value$158,600
11th
U.S. $332,700 · IN $218,200472nd of 719 in IN
Foreign-born residents1.6%
10th
U.S. 14.1% · IN 6.3%347th of 745 in IN
Median gross rent$829
9th
U.S. $1,413 · IN $1,062462nd of 640 in IN
Population density29/sq mi
4th
U.S. 95/sq mi · IN 191/sq mi662nd of 745 in IN
Diversity index5.4
2nd
U.S. 61.4 · IN 41.4635th of 745 in IN
Population763
1st
U.S. 334,922,499 · IN 6,851,073625th of 745 in IN
Tech workers0%
1st
U.S. 3.8% · IN 2.5%721st of 745 in IN
Self-employed workers0.9%
1st
U.S. 10% · IN 8%706th of 745 in IN
Income inequality (Gini)0.321
1st
StrengthU.S. 0.483 · IN 0.452666th of 740 in IN

Measure	46049	Tipton	IN	U.S.	National percentile	Rank in IN
Housing vacancy	23.6%	8.5%	8.8%	10.1%	96th	40th of 742
Homeownership rateStrength	89.3%	81.4%	70.6%	65.2%	95th	155th of 742
Median age	47.7	44.4	38.1	38.9	92nd	94th of 745
Residents 65 and older	24.9%	22.1%	16.8%	17.2%	92nd	87th of 745
Veterans	10.3%	6.6%	6.3%	6.2%	91st	96th of 745
Median earnings per worker	$60,592	$53,784	$46,609	$49,666	76th	54th of 740
Rent-burdened renters	52.4%	26.9%	48.1%	51.1%	57th	186th of 716
Median household income	$83,594	$76,156	$71,957	$80,734	55th	182nd of 719
Government workers	14.3%	19.4%	11.7%	14.5%	55th	186th of 745
Residents under 18	22.1%	20.5%	23.3%	22%	50th	420th of 745
Average commute	25 min	28.1 min	24.1 min	26.4 min	43rd	407th of 726
Per capita income	$35,631	$37,496	$38,351	$44,673	36th	335th of 744
Healthcare workers	8.4%	8.4%	9.8%	9.7%	33rd	425th of 745
Unemployment rate	3.9%	2.3%	4.3%	5.2%	32nd	320th of 745
Work from home	7.8%	8.2%	10.7%	15.1%	21st	339th of 745
Poverty rateStrength	6%	11.2%	12.3%	12.5%	19th	568th of 742
Broadband accessWeakness	86.6%	89.5%	89.9%	91%	17th	487th of 742
Bachelor's degree or higherWeakness	16%	23.5%	29.5%	35.7%	12th	490th of 744
Uninsured rateStrength	2.9%	8.4%	7.4%	8.4%	12th	613th of 745
Median home value	$158,600	$174,600	$218,200	$332,700	11th	472nd of 719
Foreign-born residents	1.6%	1.5%	6.3%	14.1%	10th	347th of 745
Median gross rent	$829	$842	$1,062	$1,413	9th	462nd of 640
Population density	29/sq mi	59/sq mi	191/sq mi	95/sq mi	4th	662nd of 745
Diversity index	5.4	13.7	41.4	61.4	2nd	635th of 745
Population	763	15,346	6,851,073	334,922,499	1st	625th of 745
Tech workers	0%	1.8%	2.5%	3.8%	1st	721st of 745
Self-employed workers	0.9%	8.9%	8%	10%	1st	706th of 745
Income inequality (Gini)Strength	0.321	0.381	0.452	0.483	1st	666th of 740

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

25–34

10%

35–44

14%

45–54

14%

55–64

19%

65–74

75+

Median age

47.7

Under 18

22.1%

65 and over

24.9%

Race and ethnicity

White97%
Black0%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

5.4

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

84.7%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 307
Average household size: 2.5
Family households: 66.1%
Married couples: 53.7%
Living alone: 27.7%
Veterans (of adults): 10.3%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

29%

$50–75k

13%

$75–100k

21%

$100–150k

14%

$150–200k

12%

$200k+

Median household income

46049

$83,594

Tipton Co.

$76,156

Indiana

$71,957

United States

$80,734

Per capita income

$35,631

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

17.6%

U.S. 23%

Income inequality (Gini)

0.321

U.S. 0.483

Housing

Median home value

46049

$158,600

Tipton Co.

$174,600

Indiana

$218,200

United States

$332,700

Median gross rent

46049

$829

Tipton Co.

$842

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

0.5%

20+ units

Mobile home

Boat, RV, van

Housing units: 402
Owner-occupied: 89.3%
Vacant: 23.6%
Median year built: 1939 or earlier
Median rooms: 6.3
Renters paying 30%+ of income: 52.4%
Renters paying 50%+ of income: 0%
Home value to income: 1.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

15%

10–19

30%

20–29

23%

30–44

14%

45–59

60+

Average commute

25 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

54.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

18%

Construction and repair

11%

Production

Healthcare

Police and fire

Sales

Office and admin

Business and finance

Education

Farming, fishing and forestry

Food service

Management

Legal and social services

Arts, media and sports

Cleaning and personal care

0.6%

Computer and math

Engineering and science

Industries

Manufacturing

22%

Health care and social assistance

14%

Finance, insurance and real estate

Public administration

Admin, support and management

Retail

Agriculture and mining

Education

Construction

Wholesale

Information

Transportation, warehousing and utilities

Professional and technical services

0.6%

Arts and recreation

0.3%

Restaurants and hotels

Other services

Median earnings per worker

$60,592

U.S. $49,666

Self-employed

0.9%

U.S. 10%

Government workers

14.3%

U.S. 14.5%

Nonprofit workers

0.9%

U.S. 8.8%

Median earnings by type of work

Type of work	46049	U.S.
Management, business, science and arts	$47,083	$74,888
Service	$42,273	$26,804
Sales and office	$18,542	$40,476
Construction and maintenance	$73,867	$49,199
Production and transportation	$49,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

33%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 91.4%
Bachelor's degree or higher: 16%
Graduate or professional degree: 5%
Households with broadband: 86.6%
Cable, fiber or DSL: 33.2%
No internet access: 13.4%
Without health insurance: 2.9%
Limited-English households: 0%

Geography

City (USPS): Kempton
State: Indiana
County: Tipton County
Center point: 40.2950° N, 86.2218° W
Land area: 26 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46049 spans 2 counties

Tipton County90% of land
Clinton County10% of land

Zip codes near 46049

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46045	Goldsmith, IN	3.9 mi	162	$160,912	$281,800
46039	Forest, IN	7 mi	600	—	$123,500
46068	Sharpsville, IN	8 mi	2,538	$98,708	$189,700
46072	Tipton, IN	8.1 mi	9,049	$72,375	$180,100
46057	Michigantown, IN	8.7 mi	1,270	$53,173	$187,600
46050	Kirklin, IN	9 mi	1,808	$74,531	$164,400
46979	Russiaville, IN	9.7 mi	4,908	$88,832	$213,500
46995	West Middleton, IN · PO box	10 mi	—	—	—
46965	Oakford, IN	11 mi	73	—	—
46069	Sheridan, IN	11 mi	7,504	$76,990	$291,900
46902	Kokomo, IN	12 mi	37,017	$62,126	$168,800
46031	Atlanta, IN	13 mi	2,456	$76,438	$227,900

Questions about 46049

What city is zip code 46049?

46049 is assigned to Kempton, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46049 in?

46049 is mostly in Tipton County, but it extends into 1 other county.

What is the population of 46049?

About 763 people live in 46049, according to the Census Bureau's American Community Survey.

What time zone is 46049 in?

46049 is in Eastern Time.

What is the median household income in 46049?

The median household income in 46049 is $83,594.

What zip codes are near 46049?

The closest zip codes to 46049 are 46045, 46039, 46068, 46072, 46057.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46049, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.