ZipCodeLook
46038

Zip code 46038: Fishers, Indiana

Residential delivery areaHamilton CountyEastern Time
Population
43,754
Median household income
$107K
U.S. $81K
Median home value
$333K
U.S. $333K
Median rent
$1,575/mo
U.S. $1,413
Median age
36.3
U.S. 38.9
Land area
16 sq mi
2,820 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46038

46038 is an urban zip code in Fishers, Indiana (Hamilton County), covering 16 sq mi of land. About 43,754 people live here, or 2,820 per square mile. The median resident is 36.3 years old, compared with 38.9 nationally.

The median household earns $106,886 a year, 32% above the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $333,200, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $1,575 a month.

61% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in management; business and finance; and sales.

How 46038 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
36.3
Under 18
23.3%
65 and over
12.4%

Race and ethnicity

  • White77%
  • Black6%
  • Hispanic5%
  • Asian6%
  • Native American0%
  • Pacific Islander0.2%
  • Other0.7%
  • Multiracial4%
Diversity index
39.2
U.S. 61.4
Foreign-born
11.7%
U.S. 14.1%
Born in state
56.3%

Language spoken at home (households)

English only
85%
Spanish
4%
Other Indo-European
5%
Asian / Pacific
4%
Other
3%

Households

Households
17,281
Average household size
2.5
Family households
66.5%
Married couples
54.1%
Living alone
28.4%
Veterans (of adults)
3.8%
Male / female
50% / 50%

Income and poverty

Household income distribution

<$25k
7%
$25–50k
11%
$50–75k
13%
$75–100k
13%
$100–150k
23%
$150–200k
14%
$200k+
17%

Median household income

46038
$106,886
Hamilton Co.
$121,530
Indiana
$71,957
United States
$80,734
Per capita income
$50,907
U.S. $44,673
Poverty rate
4.8%
U.S. 12.5%
Households earning $150K+
31.5%
U.S. 23%
Income inequality (Gini)
0.384
U.S. 0.483

Housing

Median home value

46038
$333,200
Hamilton Co.
$405,500
Indiana
$218,200
United States
$332,700

Median gross rent

46038
$1,575
Hamilton Co.
$1,574
Indiana
$1,062
United States
$1,413

Types of housing

Single-family
76%
2–4 units
2%
5–19 units
12%
20+ units
10%
Mobile home
0%
Boat, RV, van
0%
Housing units
18,058
Owner-occupied
70.1%
Vacant
4.3%
Median year built
1997
Median rooms
6.4
Renters paying 30%+ of income
41.4%
Renters paying 50%+ of income
18.7%
Home value to income
3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
68%
Carpooled
6%
Transit
0%
Walked
0.3%
Bicycle
0.3%
Worked from home
24%
Other
1%

Commute time (one way)

<10 min
11%
10–19
31%
20–29
20%
30–44
26%
45–59
10%
60+
2%
Average commute
24 min
U.S. 26.4 min
Unemployment
3.5%
U.S. 5.2%
In labor force
74.7%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management
15%
Business and finance
12%
Sales
10%
Healthcare
9%
Office and admin
8%
Education
7%
Computer and math
6%
Transportation and moving
6%
Engineering and science
5%
Cleaning and personal care
5%
Food service
4%
Legal and social services
4%
Construction and repair
3%
Production
2%
Arts, media and sports
2%
Police and fire
1%
Farming, fishing and forestry
0.0%

Industries

Health care and social assistance
15%
Professional and technical services
14%
Education
11%
Finance, insurance and real estate
11%
Retail
10%
Manufacturing
9%
Restaurants and hotels
6%
Arts and recreation
4%
Construction
4%
Transportation, warehousing and utilities
3%
Public administration
3%
Admin, support and management
3%
Other services
3%
Wholesale
2%
Information
1%
Agriculture and mining
0.5%
Median earnings per worker
$64,863
U.S. $49,666
Self-employed
7.4%
U.S. 10%
Government workers
11.5%
U.S. 14.5%
Nonprofit workers
11.9%
U.S. 8.8%

Median earnings by type of work

Type of work46038U.S.
Management, business, science and arts$75,697$74,888
Service$22,386$26,804
Sales and office$49,517$40,476
Construction and maintenance$70,781$49,199
Production and transportation$35,702$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
3%
High school
12%
Some college
15%
Associate's
8%
Bachelor's
41%
Graduate
20%
High school graduate or higher
96.9%
Bachelor's degree or higher
61.4%
Graduate or professional degree
20.1%
Households with broadband
95.9%
Cable, fiber or DSL
86%
No internet access
1.8%
Without health insurance
3.6%
Limited-English households
3.6%

Geography

City (USPS)
Fishers
State
Indiana
Center point
39.9667° N, 86.0172° W
Land area
16 sq mi
Water area
0.4 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Cities and towns within this zip

  • Fishers85% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46038

ZipCityDistanceIncome
46085Fishers · PO box0.8 mi—
46213Indianapolis · PO box3.3 mi—
46033Carmel3.7 mi$153,143
46037Fishers3.9 mi$141,810
46256Indianapolis4 mi$93,847
46250Indianapolis5.2 mi$67,328
46236Indianapolis5.5 mi$115,664
46280Indianapolis6.7 mi$91,152
46062Noblesville6.8 mi$120,100
46216Indianapolis7 mi$53,161
46240Indianapolis7.1 mi$75,156
46249Indianapolis · PO box7.5 mi—

Zip codes like 46038 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46038

What city is zip code 46038?

46038 is assigned to Fishers, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46038 in?

46038 is in Hamilton County, Indiana.

What is the population of 46038?

About 43,754 people live in 46038, according to the Census Bureau's American Community Survey.

What time zone is 46038 in?

46038 is in Eastern Time.

What is the median household income in 46038?

The median household income in 46038 is $106,886.

What zip codes are near 46038?

The closest zip codes to 46038 are 46085, 46213, 46033, 46037, 46256.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46038, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.