Zip code 46038: Fishers, Indiana
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 46038
46038 is an urban zip code in Fishers, Indiana (Hamilton County), covering 16 sq mi of land. About 43,754 people live here, or 2,820 per square mile. The median resident is 36.3 years old, compared with 38.9 nationally.
The median household earns $106,886 a year, 32% above the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $333,200, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $1,575 a month.
61% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in management; business and finance; and sales.
How 46038 compares
- 90thStrengthU.S. 35.7% · IN 29.5%19th of 744 in IN
- Work from home24.2%87thU.S. 15.1% · IN 10.7%25th of 745 in IN
- Tech workers6.1%86thU.S. 3.8% · IN 2.5%31st of 745 in IN
- Broadband access95.9%84thStrengthU.S. 91% · IN 89.9%62nd of 742 in IN
- Median earnings per worker$64,86382ndStrengthU.S. $49,666 · IN $46,60934th of 740 in IN
- Median household income$106,88677thU.S. $80,734 · IN $71,95751st of 719 in IN
- Population43,75473rdU.S. 334,922,499 · IN 6,851,07317th of 745 in IN
- Per capita income$50,90773rdU.S. $44,673 · IN $38,35146th of 744 in IN
- Population density2,820/sq mi65thU.S. 95/sq mi · IN 191/sq mi45th of 745 in IN
- Residents under 1823.3%61stU.S. 22% · IN 23.3%336th of 745 in IN
- Median gross rent$1,57560thU.S. $1,413 · IN $1,06226th of 640 in IN
- 56thU.S. 14.1% · IN 6.3%44th of 745 in IN
- Homeownership rate70.1%54thU.S. 65.2% · IN 70.6%584th of 742 in IN
- Median home value$333,20050thU.S. $332,700 · IN $218,20033rd of 719 in IN
- Average commute24 min36thU.S. 26.4 min · IN 24.1 min459th of 726 in IN
- Diversity index39.235thU.S. 61.4 · IN 41.4126th of 745 in IN
- 35thU.S. 9.7% · IN 9.8%412th of 745 in IN
- Government workers11.5%31stU.S. 14.5% · IN 11.7%334th of 745 in IN
- Median age36.329thU.S. 38.9 · IN 38.1567th of 745 in IN
- Housing vacancy4.3%25thU.S. 10.1% · IN 8.8%564th of 742 in IN
- 24thU.S. 5.2% · IN 4.3%367th of 745 in IN
- Veterans3.8%24thU.S. 6.2% · IN 6.3%646th of 745 in IN
- 24thU.S. 10% · IN 8%417th of 745 in IN
- 20thU.S. 17.2% · IN 16.8%631st of 745 in IN
- 19thStrengthU.S. 51.1% · IN 48.1%380th of 716 in IN
- Uninsured rate3.6%18thStrengthU.S. 8.4% · IN 7.4%565th of 745 in IN
- Poverty rate4.8%11thStrengthU.S. 12.5% · IN 12.3%625th of 742 in IN
- 11thStrengthU.S. 0.483 · IN 0.452453rd of 740 in IN
| Measure | 46038 | Hamilton | IN | U.S. | National percentile | Rank in IN |
|---|---|---|---|---|---|---|
| Bachelor's degree or higherStrength | 61.4% | 61.9% | 29.5% | 35.7% | 19th of 744 | |
| Work from home | 24.2% | 23.3% | 10.7% | 15.1% | 25th of 745 | |
| Tech workers | 6.1% | 5.4% | 2.5% | 3.8% | 31st of 745 | |
| Broadband accessStrength | 95.9% | 96.3% | 89.9% | 91% | 62nd of 742 | |
| Median earnings per workerStrength | $64,863 | $67,825 | $46,609 | $49,666 | 34th of 740 | |
| Median household income | $106,886 | $121,530 | $71,957 | $80,734 | 51st of 719 | |
| Population | 43,754 | 365,056 | 6,851,073 | 334,922,499 | 17th of 745 | |
| Per capita income | $50,907 | $60,278 | $38,351 | $44,673 | 46th of 744 | |
| Population density | 2,820/sq mi | 926/sq mi | 191/sq mi | 95/sq mi | 45th of 745 | |
| Residents under 18 | 23.3% | 25.4% | 23.3% | 22% | 336th of 745 | |
| Median gross rent | $1,575 | $1,574 | $1,062 | $1,413 | 26th of 640 | |
| Foreign-born residents | 11.7% | 10.3% | 6.3% | 14.1% | 44th of 745 | |
| Homeownership rate | 70.1% | 76.1% | 70.6% | 65.2% | 584th of 742 | |
| Median home value | $333,200 | $405,500 | $218,200 | $332,700 | 33rd of 719 | |
| Average commute | 24 min | 25.9 min | 24.1 min | 26.4 min | 459th of 726 | |
| Diversity index | 39.2 | 37 | 41.4 | 61.4 | 126th of 745 | |
| Healthcare workers | 8.5% | 11.3% | 9.8% | 9.7% | 412th of 745 | |
| Government workers | 11.5% | 10.2% | 11.7% | 14.5% | 334th of 745 | |
| Median age | 36.3 | 38.4 | 38.1 | 38.9 | 567th of 745 | |
| Housing vacancy | 4.3% | 5.2% | 8.8% | 10.1% | 564th of 742 | |
| Unemployment rate | 3.5% | 2.8% | 4.3% | 5.2% | 367th of 745 | |
| Veterans | 3.8% | 4.8% | 6.3% | 6.2% | 646th of 745 | |
| Self-employed workers | 7.4% | 9.1% | 8% | 10% | 417th of 745 | |
| Residents 65 and older | 12.4% | 13.9% | 16.8% | 17.2% | 631st of 745 | |
| Rent-burdened rentersStrength | 41.4% | 42.3% | 48.1% | 51.1% | 380th of 716 | |
| Uninsured rateStrength | 3.6% | 4.1% | 7.4% | 8.4% | 565th of 745 | |
| Poverty rateStrength | 4.8% | 4.4% | 12.3% | 12.5% | 625th of 742 | |
| Income inequality (Gini)Strength | 0.384 | 0.433 | 0.452 | 0.483 | 453rd of 740 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White77%
- Black6%
- Hispanic5%
- Asian6%
- Native American0%
- Pacific Islander0.2%
- Other0.7%
- Multiracial4%
Language spoken at home (households)
Households
- Households
- 17,281
- Average household size
- 2.5
- Family households
- 66.5%
- Married couples
- 54.1%
- Living alone
- 28.4%
- Veterans (of adults)
- 3.8%
- Male / female
- 50% / 50%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 18,058
- Owner-occupied
- 70.1%
- Vacant
- 4.3%
- Median year built
- 1997
- Median rooms
- 6.4
- Renters paying 30%+ of income
- 41.4%
- Renters paying 50%+ of income
- 18.7%
- Home value to income
- 3.1× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 46038 | U.S. |
|---|---|---|
| Management, business, science and arts | $75,697 | $74,888 |
| Service | $22,386 | $26,804 |
| Sales and office | $49,517 | $40,476 |
| Construction and maintenance | $70,781 | $49,199 |
| Production and transportation | $35,702 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 96.9%
- Bachelor's degree or higher
- 61.4%
- Graduate or professional degree
- 20.1%
- Households with broadband
- 95.9%
- Cable, fiber or DSL
- 86%
- No internet access
- 1.8%
- Without health insurance
- 3.6%
- Limited-English households
- 3.6%
Geography
- City (USPS)
- Fishers
- State
- Indiana
- County
- Hamilton County
- Center point
- 39.9667° N, 86.0172° W
- Land area
- 16 sq mi
- Water area
- 0.4 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Fishers85% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 46038
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 46085 | Fishers, IN · PO box | 0.8 mi | — |
| 46213 | Indianapolis, IN · PO box | 3.3 mi | — |
| 46033 | Carmel, IN | 3.7 mi | $153,143 |
| 46037 | Fishers, IN | 3.9 mi | $141,810 |
| 46256 | Indianapolis, IN | 4 mi | $93,847 |
| 46250 | Indianapolis, IN | 5.2 mi | $67,328 |
| 46236 | Indianapolis, IN | 5.5 mi | $115,664 |
| 46280 | Indianapolis, IN | 6.7 mi | $91,152 |
| 46062 | Noblesville, IN | 6.8 mi | $120,100 |
| 46216 | Indianapolis, IN | 7 mi | $53,161 |
| 46240 | Indianapolis, IN | 7.1 mi | $75,156 |
| 46249 | Indianapolis, IN · PO box | 7.5 mi | — |
Zip codes like 46038 elsewhere
Questions about 46038
What city is zip code 46038?
46038 is assigned to Fishers, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 46038 in?
46038 is in Hamilton County, Indiana.
What is the population of 46038?
About 43,754 people live in 46038, according to the Census Bureau's American Community Survey.
What time zone is 46038 in?
46038 is in Eastern Time.
What is the median household income in 46038?
The median household income in 46038 is $106,886.
What zip codes are near 46038?
The closest zip codes to 46038 are 46085, 46213, 46033, 46037, 46256.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46038, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.