Zip code 45887: Spencerville, Ohio

Q: What city is zip code 45887?

45887 is assigned to Spencerville, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45887 in?

45887 is mostly in Allen County, but it extends into 3 other counties.

Q: What is the population of 45887?

About 4,422 people live in 45887, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45887?

The median household income in 45887 is $68,409.

Q: What zip codes are near 45887?

The closest zip codes to 45887 are 45838, 45894, 45819, 45862, 45833.

Residential delivery areaAllen CountyEastern Time

Population

4,422

Median household income

$68K

U.S. $81K

Median home value

$184K

U.S. $333K

Median rent

$1,013/mo

U.S. $1,413

Median age

35.8

U.S. 38.9

Land area

70 sq mi

63 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45887

45887 is a small-town zip code in Spencerville, Ohio (Allen County), covering 70 sq mi of land. About 4,422 people live here, or 63 per square mile. The median resident is 35.8 years old, compared with 38.9 nationally.

The median household earns $68,409 a year, 15% below the national median of $80,734. 10.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $184,400, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,013 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.7 minutes each way, and 2% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and construction and repair.

How 45887 compares

Sorted from highest to lowest national percentile

Residents under 1829%
93rd
U.S. 22% · OH 22%127th of 1,168 in OH
Homeownership rate76.4%
70th
U.S. 65.2% · OH 67.2%642nd of 1,159 in OH
Housing vacancy8.1%
61st
U.S. 10.1% · OH 8.1%514th of 1,160 in OH
Median earnings per worker$52,058
61st
U.S. $49,666 · OH $47,692281st of 1,153 in OH
Residents 65 and older16.6%
50th
U.S. 17.2% · OH 18.3%769th of 1,168 in OH
Poverty rate10.5%
48th
U.S. 12.5% · OH 13.3%591st of 1,159 in OH
Healthcare workers8.5%
35th
U.S. 9.7% · OH 10.5%772nd of 1,163 in OH
Average commute23.7 min
34th
U.S. 26.4 min · OH 23.4 min626th of 1,121 in OH
Median household income$68,409
33rd
U.S. $80,734 · OH $71,389618th of 1,122 in OH
Veterans4.4%
31st
U.S. 6.2% · OH 6.6%947th of 1,168 in OH
Per capita income$32,677
26th
U.S. $44,673 · OH $40,552718th of 1,165 in OH
Median age35.8
26th
U.S. 38.9 · OH 39.7947th of 1,166 in OH
Uninsured rate4.4%
26th
U.S. 8.4% · OH 6.4%729th of 1,165 in OH
Unemployment rate3.4%
23rd
U.S. 5.2% · OH 4.8%642nd of 1,164 in OH
Median gross rent$1,013
22nd
U.S. $1,413 · OH $1,034309th of 1,007 in OH
Median home value$184,400
18th
U.S. $332,700 · OH $214,800511th of 1,114 in OH
Broadband access86.9%
18th
WeaknessU.S. 91% · OH 90.1%732nd of 1,159 in OH
Population density63/sq mi
9th
U.S. 95/sq mi · OH 289/sq mi913th of 1,168 in OH
Tech workers0.7%
8th
U.S. 3.8% · OH 3.2%745th of 1,163 in OH
Population4,422
7th
U.S. 334,922,499 · OH 11,810,293562nd of 1,168 in OH
Rent-burdened renters33.6%
7th
StrengthU.S. 51.1% · OH 45.9%776th of 1,113 in OH
Income inequality (Gini)0.373
7th
StrengthU.S. 0.483 · OH 0.467857th of 1,156 in OH
Government workers7.6%
6th
U.S. 14.5% · OH 12.9%970th of 1,163 in OH
Bachelor's degree or higher12%
5th
WeaknessU.S. 35.7% · OH 31.5%911th of 1,166 in OH
Diversity index9.7
4th
U.S. 61.4 · OH 40.6807th of 1,168 in OH
Work from home1.7%
1st
U.S. 15.1% · OH 13%1,034th of 1,163 in OH
Foreign-born residents0%
1st
U.S. 14.1% · OH 5.2%890th of 1,168 in OH
Self-employed workers3.5%
1st
U.S. 10% · OH 8.1%1,027th of 1,163 in OH

Measure	45887	Allen	OH	U.S.	National percentile	Rank in OH
Residents under 18	29%	23.5%	22%	22%	93rd	127th of 1,168
Homeownership rate	76.4%	67.7%	67.2%	65.2%	70th	642nd of 1,159
Housing vacancy	8.1%	7.8%	8.1%	10.1%	61st	514th of 1,160
Median earnings per worker	$52,058	$43,919	$47,692	$49,666	61st	281st of 1,153
Residents 65 and older	16.6%	19.1%	18.3%	17.2%	50th	769th of 1,168
Poverty rate	10.5%	13.3%	13.3%	12.5%	48th	591st of 1,159
Healthcare workers	8.5%	11.2%	10.5%	9.7%	35th	772nd of 1,163
Average commute	23.7 min	18.7 min	23.4 min	26.4 min	34th	626th of 1,121
Median household income	$68,409	$64,038	$71,389	$80,734	33rd	618th of 1,122
Veterans	4.4%	7.2%	6.6%	6.2%	31st	947th of 1,168
Per capita income	$32,677	$34,331	$40,552	$44,673	26th	718th of 1,165
Median age	35.8	39.7	39.7	38.9	26th	947th of 1,166
Uninsured rate	4.4%	5.9%	6.4%	8.4%	26th	729th of 1,165
Unemployment rate	3.4%	5.7%	4.8%	5.2%	23rd	642nd of 1,164
Median gross rent	$1,013	$922	$1,034	$1,413	22nd	309th of 1,007
Median home value	$184,400	$165,300	$214,800	$332,700	18th	511th of 1,114
Broadband accessWeakness	86.9%	88.8%	90.1%	91%	18th	732nd of 1,159
Population density	63/sq mi	252/sq mi	289/sq mi	95/sq mi	9th	913th of 1,168
Tech workers	0.7%	1.3%	3.2%	3.8%	8th	745th of 1,163
Population	4,422	101,348	11,810,293	334,922,499	7th	562nd of 1,168
Rent-burdened rentersStrength	33.6%	41%	45.9%	51.1%	7th	776th of 1,113
Income inequality (Gini)Strength	0.373	0.440	0.467	0.483	7th	857th of 1,156
Government workers	7.6%	9.5%	12.9%	14.5%	6th	970th of 1,163
Bachelor's degree or higherWeakness	12%	20.1%	31.5%	35.7%	5th	911th of 1,166
Diversity index	9.7	36.1	40.6	61.4	4th	807th of 1,168
Work from home	1.7%	4.8%	13%	15.1%	1st	1,034th of 1,163
Foreign-born residents	0%	2.4%	5.2%	14.1%	1st	890th of 1,168
Self-employed workers	3.5%	6%	8.1%	10%	1st	1,027th of 1,163

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

18–24

15%

25–34

10%

35–44

14%

45–54

10%

55–64

13%

65–74

75+

Median age

35.8

Under 18

29%

65 and over

16.6%

Race and ethnicity

White95%
Black1%
Hispanic1%
Asian0%
Native American0.1%
Pacific Islander0%
Other1%
Multiracial0.9%

Diversity index

9.7

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

82.3%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

0.3%

Asian / Pacific

Other

Households

Households: 1,732
Average household size: 2.5
Family households: 66.3%
Married couples: 51.4%
Living alone: 29.2%
Veterans (of adults): 4.4%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

20%

$50–75k

25%

$75–100k

14%

$100–150k

23%

$150–200k

$200k+

Median household income

45887

$68,409

Allen Co.

$64,038

Ohio

$71,389

United States

$80,734

Per capita income

$32,677

U.S. $44,673

Poverty rate

10.5%

U.S. 12.5%

Households earning $150K+

7.9%

U.S. 23%

Income inequality (Gini)

0.373

U.S. 0.483

Housing

Median home value

45887

$184,400

Allen Co.

$165,300

Ohio

$214,800

United States

$332,700

Median gross rent

45887

$1,013

Allen Co.

$922

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

0.2%

20+ units

Mobile home

11%

Boat, RV, van

Housing units: 1,884
Owner-occupied: 76.4%
Vacant: 8.1%
Median year built: 1969
Median rooms: 6.2
Renters paying 30%+ of income: 33.6%
Renters paying 50%+ of income: 18.1%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

Bicycle

0.4%

Worked from home

Other

Commute time (one way)

<10 min

11%

10–19

20%

20–29

40%

30–44

20%

45–59

60+

Average commute

23.7 min

U.S. 26.4 min

Unemployment

3.4%

U.S. 5.2%

In labor force

64.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

19%

Transportation and moving

14%

Construction and repair

12%

Office and admin

11%

Healthcare

Sales

Management

Engineering and science

Food service

Education

Cleaning and personal care

Business and finance

Farming, fishing and forestry

Computer and math

0.7%

Arts, media and sports

0.6%

Police and fire

0.6%

Legal and social services

0.5%

Industries

Manufacturing

32%

Health care and social assistance

13%

Retail

Construction

Transportation, warehousing and utilities

Professional and technical services

Admin, support and management

Other services

Education

Agriculture and mining

Restaurants and hotels

Finance, insurance and real estate

Public administration

Wholesale

Information

Arts and recreation

0.4%

Median earnings per worker

$52,058

U.S. $49,666

Self-employed

3.5%

U.S. 10%

Government workers

7.6%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	45887	U.S.
Management, business, science and arts	$55,804	$74,888
Service	$25,673	$26,804
Sales and office	$38,075	$40,476
Construction and maintenance	$56,576	$49,199
Production and transportation	$60,603	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

47%

Some college

25%

Associate's

Bachelor's

Graduate

High school graduate or higher: 91.6%
Bachelor's degree or higher: 12%
Graduate or professional degree: 3.5%
Households with broadband: 86.9%
Cable, fiber or DSL: 60%
No internet access: 12.5%
Without health insurance: 4.4%
Limited-English households: 0%

Geography

City (USPS): Spencerville
State: Ohio
County: Allen County
Center point: 40.7109° N, 84.3651° W
Land area: 70 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45887 spans 4 counties

Allen County55% of land
Auglaize County25% of land
Van Wert County18% of land
Mercer County3% of land

Cities and towns within this zip

Spencerville1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45887

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45838	Elgin, OH	6.2 mi	72	$91,181	$115,600
45894	Venedocia, OH	6.5 mi	602	$81,360	$182,700
45819	Buckland, OH	8.1 mi	226	$67,500	$104,800
45862	Mendon, OH	8.3 mi	1,417	$45,556	$108,200
45833	Delphos, OH	8.4 mi	10,919	$65,000	$160,900
45885	Saint Marys, OH	9.8 mi	12,753	$78,550	$164,700
45805	Lima, OH	11 mi	24,387	$68,842	$160,600
45807	Lima, OH	12 mi	11,774	$70,725	$203,900
45802	Lima, OH · PO box	13 mi	—	—	—
45806	Lima, OH	13 mi	10,974	$82,587	$212,400
45809	Gomer, OH	13 mi	45	—	$154,200
45863	Middle Point, OH	15 mi	1,256	$56,989	$115,400

Zip codes like 45887 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45887

What city is zip code 45887?

45887 is assigned to Spencerville, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45887 in?

45887 is mostly in Allen County, but it extends into 3 other counties.

What is the population of 45887?

About 4,422 people live in 45887, according to the Census Bureau's American Community Survey.

What time zone is 45887 in?

45887 is in Eastern Time.

What is the median household income in 45887?

The median household income in 45887 is $68,409.

What zip codes are near 45887?

The closest zip codes to 45887 are 45838, 45894, 45819, 45862, 45833.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45887, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.