Zip code 45845: Fort Loramie, Ohio

Q: What city is zip code 45845?

45845 is assigned to Fort Loramie, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45845 in?

45845 is mostly in Shelby County, but it extends into 1 other county.

Q: What is the population of 45845?

About 3,429 people live in 45845, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45845?

The median household income in 45845 is $95,078.

Q: What zip codes are near 45845?

The closest zip codes to 45845 are 45865, 45388, 45351, 45333, 45363.

Residential delivery areaShelby CountyEastern Time

Population

3,429

Median household income

$95K

U.S. $81K

Median home value

$306K

U.S. $333K

Median rent

$836/mo

U.S. $1,413

Median age

33.3

U.S. 38.9

Land area

33 sq mi

105 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45845

45845 is a small-town zip code in Fort Loramie, Ohio (Shelby County), covering 33 sq mi of land. About 3,429 people live here, or 105 per square mile. The median resident is 33.3 years old, compared with 38.9 nationally.

The median household earns $95,078 a year, 18% above the national median of $80,734. 3.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $306,300, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 91% of occupied homes are lived in by their owners, and renters pay a median of $836 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.2 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in management; construction and repair; and production and manufacturing.

How 45845 compares

Sorted from highest to lowest national percentile

Residents under 1832.2%
98th
U.S. 22% · OH 22%65th of 1,168 in OH
Homeownership rate90.7%
97th
StrengthU.S. 65.2% · OH 67.2%140th of 1,159 in OH
Broadband access96.6%
90th
StrengthU.S. 91% · OH 90.1%85th of 1,159 in OH
Median earnings per worker$55,202
68th
U.S. $49,666 · OH $47,692198th of 1,153 in OH
Median household income$95,078
67th
U.S. $80,734 · OH $71,389156th of 1,122 in OH
Per capita income$41,702
55th
U.S. $44,673 · OH $40,552288th of 1,165 in OH
Government workers14.2%
54th
U.S. 14.5% · OH 12.9%392nd of 1,163 in OH
Self-employed workers9.1%
47th
U.S. 10% · OH 8.1%432nd of 1,163 in OH
Bachelor's degree or higher30.2%
46th
U.S. 35.7% · OH 31.5%268th of 1,166 in OH
Median home value$306,300
45th
U.S. $332,700 · OH $214,800118th of 1,114 in OH
Residents 65 and older15%
38th
U.S. 17.2% · OH 18.3%881st of 1,168 in OH
Healthcare workers7.6%
22nd
U.S. 9.7% · OH 10.5%871st of 1,163 in OH
Income inequality (Gini)0.402
22nd
U.S. 0.483 · OH 0.467674th of 1,156 in OH
Unemployment rate3%
16th
StrengthU.S. 5.2% · OH 4.8%708th of 1,164 in OH
Veterans3%
15th
U.S. 6.2% · OH 6.6%1,063rd of 1,168 in OH
Population density105/sq mi
14th
U.S. 95/sq mi · OH 289/sq mi743rd of 1,168 in OH
Work from home6.4%
13th
U.S. 15.1% · OH 13%740th of 1,163 in OH
Median age33.3
12th
U.S. 38.9 · OH 39.71,040th of 1,166 in OH
Tech workers0.9%
11th
U.S. 3.8% · OH 3.2%712th of 1,163 in OH
Median gross rent$836
9th
U.S. $1,413 · OH $1,034675th of 1,007 in OH
Population3,429
6th
U.S. 334,922,499 · OH 11,810,293636th of 1,168 in OH
Average commute18.2 min
6th
StrengthU.S. 26.4 min · OH 23.4 min1,041st of 1,121 in OH
Poverty rate3.6%
5th
StrengthU.S. 12.5% · OH 13.3%1,049th of 1,159 in OH
Housing vacancy2%
4th
U.S. 10.1% · OH 8.1%1,031st of 1,160 in OH
Rent-burdened renters23%
2nd
StrengthU.S. 51.1% · OH 45.9%921st of 1,113 in OH
Diversity index4.2
1st
U.S. 61.4 · OH 40.61,031st of 1,168 in OH
Uninsured rate0.7%
1st
StrengthU.S. 8.4% · OH 6.4%1,100th of 1,165 in OH
Foreign-born residents0%
1st
U.S. 14.1% · OH 5.2%1,120th of 1,168 in OH

Measure	45845	Shelby	OH	U.S.	National percentile	Rank in OH
Residents under 18	32.2%	24.5%	22%	22%	98th	65th of 1,168
Homeownership rateStrength	90.7%	73.7%	67.2%	65.2%	97th	140th of 1,159
Broadband accessStrength	96.6%	92.5%	90.1%	91%	90th	85th of 1,159
Median earnings per worker	$55,202	$46,583	$47,692	$49,666	68th	198th of 1,153
Median household income	$95,078	$73,978	$71,389	$80,734	67th	156th of 1,122
Per capita income	$41,702	$37,984	$40,552	$44,673	55th	288th of 1,165
Government workers	14.2%	11.8%	12.9%	14.5%	54th	392nd of 1,163
Self-employed workers	9.1%	7.1%	8.1%	10%	47th	432nd of 1,163
Bachelor's degree or higher	30.2%	21.4%	31.5%	35.7%	46th	268th of 1,166
Median home value	$306,300	$208,100	$214,800	$332,700	45th	118th of 1,114
Residents 65 and older	15%	18.1%	18.3%	17.2%	38th	881st of 1,168
Healthcare workers	7.6%	8.2%	10.5%	9.7%	22nd	871st of 1,163
Income inequality (Gini)	0.402	0.419	0.467	0.483	22nd	674th of 1,156
Unemployment rateStrength	3%	4.1%	4.8%	5.2%	16th	708th of 1,164
Veterans	3%	7.2%	6.6%	6.2%	15th	1,063rd of 1,168
Population density	105/sq mi	118/sq mi	289/sq mi	95/sq mi	14th	743rd of 1,168
Work from home	6.4%	5%	13%	15.1%	13th	740th of 1,163
Median age	33.3	40.3	39.7	38.9	12th	1,040th of 1,166
Tech workers	0.9%	1.5%	3.2%	3.8%	11th	712th of 1,163
Median gross rent	$836	$922	$1,034	$1,413	9th	675th of 1,007
Population	3,429	47,929	11,810,293	334,922,499	6th	636th of 1,168
Average commuteStrength	18.2 min	19 min	23.4 min	26.4 min	6th	1,041st of 1,121
Poverty rateStrength	3.6%	11.6%	13.3%	12.5%	5th	1,049th of 1,159
Housing vacancy	2%	6.2%	8.1%	10.1%	4th	1,031st of 1,160
Rent-burdened rentersStrength	23%	36.1%	45.9%	51.1%	2nd	921st of 1,113
Diversity index	4.2	16	40.6	61.4	1st	1,031st of 1,168
Uninsured rateStrength	0.7%	4.2%	6.4%	8.4%	1st	1,100th of 1,165
Foreign-born residents	0%	1.3%	5.2%	14.1%	1st	1,120th of 1,168

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

18–24

12%

25–34

12%

35–44

12%

45–54

55–64

65–74

75+

Median age

33.3

Under 18

32.2%

65 and over

15%

Race and ethnicity

White98%
Black0%
Hispanic0.5%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

4.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

96.1%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 1,153
Average household size: 3
Family households: 73.3%
Married couples: 67.3%
Living alone: 23.1%
Veterans (of adults): 3%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

18%

$75–100k

16%

$100–150k

22%

$150–200k

18%

$200k+

Median household income

45845

$95,078

Shelby Co.

$73,978

Ohio

$71,389

United States

$80,734

Per capita income

$41,702

U.S. $44,673

Poverty rate

3.6%

U.S. 12.5%

Households earning $150K+

26.1%

U.S. 23%

Income inequality (Gini)

0.402

U.S. 0.483

Housing

Median home value

45845

$306,300

Shelby Co.

$208,100

Ohio

$214,800

United States

$332,700

Median gross rent

45845

$836

Shelby Co.

$922

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

93%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.9%

Housing units: 1,177
Owner-occupied: 90.7%
Vacant: 2%
Median year built: 1982
Median rooms: 6.5
Renters paying 30%+ of income: 23%
Renters paying 50%+ of income: 13%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

90%

Carpooled

Transit

Walked

0.2%

Bicycle

0.2%

Worked from home

Other

0.2%

Commute time (one way)

<10 min

26%

10–19

32%

20–29

24%

30–44

45–59

60+

Average commute

18.2 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

71.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Construction and repair

12%

Production

12%

Business and finance

Engineering and science

Transportation and moving

Healthcare

Education

Office and admin

Sales

Cleaning and personal care

Food service

Legal and social services

Computer and math

0.9%

Arts, media and sports

0.9%

Farming, fishing and forestry

0.9%

Police and fire

0.1%

Industries

Manufacturing

32%

Construction

15%

Health care and social assistance

12%

Education

Professional and technical services

Other services

Retail

Agriculture and mining

Finance, insurance and real estate

Public administration

Admin, support and management

Arts and recreation

Restaurants and hotels

Information

Transportation, warehousing and utilities

Wholesale

0.9%

Median earnings per worker

$55,202

U.S. $49,666

Self-employed

9.1%

U.S. 10%

Government workers

14.2%

U.S. 14.5%

Nonprofit workers

6.3%

U.S. 8.8%

Median earnings by type of work

Type of work	45845	U.S.
Management, business, science and arts	$69,022	$74,888
Service	$20,652	$26,804
Sales and office	$42,153	$40,476
Construction and maintenance	$53,750	$49,199
Production and transportation	$49,913	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

37%

Some college

15%

Associate's

17%

Bachelor's

22%

Graduate

High school graduate or higher: 98.7%
Bachelor's degree or higher: 30.2%
Graduate or professional degree: 8.3%
Households with broadband: 96.6%
Cable, fiber or DSL: 81.6%
No internet access: 3.1%
Without health insurance: 0.7%
Limited-English households: 0%

Geography

City (USPS): Fort Loramie
State: Ohio
County: Shelby County
Center point: 40.3313° N, 84.3825° W
Land area: 33 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45845 spans 2 counties

Shelby County97% of land
Auglaize County3% of land

Cities and towns within this zip

Fort Loramie3% of zip
Newport (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45845

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45865	Minster, OH	4.4 mi	5,522	$89,000	$286,300
45388	Yorkshire, OH	5.2 mi	841	$86,996	$324,700
45351	Osgood, OH	6 mi	328	$101,875	$223,700
45333	Houston, OH	6.3 mi	1,830	$63,906	$199,200
45363	Russia, OH	6.4 mi	1,862	$95,268	$316,900
45860	Maria Stein, OH	8.6 mi	2,326	$111,269	$296,000
45869	New Bremen, OH	8.7 mi	4,170	$88,277	$249,700
45380	Versailles, OH	9.1 mi	5,394	$84,135	$235,300
45826	Chickasaw, OH	9.3 mi	394	$101,250	$296,900
45350	North Star, OH	10 mi	69	$102,500	$170,800
45336	Kettlersville, OH	10 mi	84	$87,500	$160,400
45302	Anna, OH	11 mi	4,338	$91,602	$242,300

Zip codes like 45845 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45845

What city is zip code 45845?

45845 is assigned to Fort Loramie, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45845 in?

45845 is mostly in Shelby County, but it extends into 1 other county.

What is the population of 45845?

About 3,429 people live in 45845, according to the Census Bureau's American Community Survey.

What time zone is 45845 in?

45845 is in Eastern Time.

What is the median household income in 45845?

The median household income in 45845 is $95,078.

What zip codes are near 45845?

The closest zip codes to 45845 are 45865, 45388, 45351, 45333, 45363.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45845, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.