Zip code 45827: Cloverdale, Ohio

Q: What city is zip code 45827?

45827 is assigned to Cloverdale, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45827 in?

45827 is mostly in Putnam County, but it extends into 1 other county.

Q: What is the population of 45827?

About 2,186 people live in 45827, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45827?

The median household income in 45827 is $85,400.

Q: What zip codes are near 45827?

The closest zip codes to 45827 are 45837, 45876, 45853, 45844, 45849.

Residential delivery areaPutnam CountyEastern Time

Population

2,186

Median household income

$85K

U.S. $81K

Median home value

$203K

U.S. $333K

Median rent

$837/mo

U.S. $1,413

Median age

47.8

U.S. 38.9

Land area

64 sq mi

34 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45827

45827 is a rural zip code in Cloverdale, Ohio (Putnam County), covering 64 sq mi of land. About 2,186 people live here, or 34 per square mile. The median resident is 47.8 years old, compared with 38.9 nationally.

The median household earns $85,400 a year, close to the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $203,300, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 92% of occupied homes are lived in by their owners, and renters pay a median of $837 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.3 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in production and manufacturing; sales; and management.

How 45827 compares

Sorted from highest to lowest national percentile

Homeownership rate92%
98th
StrengthU.S. 65.2% · OH 67.2%106th of 1,159 in OH
Median age47.8
92nd
U.S. 38.9 · OH 39.7192nd of 1,166 in OH
Rent-burdened renters64.5%
92nd
WeaknessU.S. 51.1% · OH 45.9%94th of 1,113 in OH
Self-employed workers12.4%
79th
U.S. 10% · OH 8.1%201st of 1,163 in OH
Per capita income$47,989
68th
U.S. $44,673 · OH $40,552158th of 1,165 in OH
Residents 65 and older18.8%
66th
U.S. 17.2% · OH 18.3%600th of 1,168 in OH
Median household income$85,400
57th
U.S. $80,734 · OH $71,389266th of 1,122 in OH
Median earnings per worker$49,627
54th
U.S. $49,666 · OH $47,692380th of 1,153 in OH
Tech workers3%
52nd
U.S. 3.8% · OH 3.2%298th of 1,163 in OH
Uninsured rate6.1%
44th
U.S. 8.4% · OH 6.4%497th of 1,165 in OH
Average commute24.3 min
38th
U.S. 26.4 min · OH 23.4 min578th of 1,121 in OH
Income inequality (Gini)0.422
38th
U.S. 0.483 · OH 0.467522nd of 1,156 in OH
Veterans4.7%
35th
U.S. 6.2% · OH 6.6%921st of 1,168 in OH
Housing vacancy5.1%
34th
U.S. 10.1% · OH 8.1%779th of 1,160 in OH
Median home value$203,300
22nd
U.S. $332,700 · OH $214,800437th of 1,114 in OH
Healthcare workers7.4%
20th
U.S. 9.7% · OH 10.5%887th of 1,163 in OH
Residents under 1818%
19th
U.S. 22% · OH 22%918th of 1,168 in OH
Poverty rate4.8%
11th
StrengthU.S. 12.5% · OH 13.3%990th of 1,159 in OH
Median gross rent$837
9th
U.S. $1,413 · OH $1,034674th of 1,007 in OH
Bachelor's degree or higher13.4%
7th
WeaknessU.S. 35.7% · OH 31.5%857th of 1,166 in OH
Broadband access81.2%
6th
WeaknessU.S. 91% · OH 90.1%969th of 1,159 in OH
Population density34/sq mi
5th
U.S. 95/sq mi · OH 289/sq mi1,082nd of 1,168 in OH
Government workers7.5%
5th
U.S. 14.5% · OH 12.9%976th of 1,163 in OH
Work from home3.6%
4th
U.S. 15.1% · OH 13%933rd of 1,163 in OH
Population2,186
3rd
U.S. 334,922,499 · OH 11,810,293757th of 1,168 in OH
Unemployment rate0.2%
1st
StrengthU.S. 5.2% · OH 4.8%1,044th of 1,164 in OH
Diversity index0.6
1st
U.S. 61.4 · OH 40.61,106th of 1,168 in OH
Foreign-born residents0%
1st
U.S. 14.1% · OH 5.2%1,094th of 1,168 in OH

Measure	45827	Putnam	OH	U.S.	National percentile	Rank in OH
Homeownership rateStrength	92%	87.1%	67.2%	65.2%	98th	106th of 1,159
Median age	47.8	40.6	39.7	38.9	92nd	192nd of 1,166
Rent-burdened rentersWeakness	64.5%	33.6%	45.9%	51.1%	92nd	94th of 1,113
Self-employed workers	12.4%	10.2%	8.1%	10%	79th	201st of 1,163
Per capita income	$47,989	$39,590	$40,552	$44,673	68th	158th of 1,165
Residents 65 and older	18.8%	18.9%	18.3%	17.2%	66th	600th of 1,168
Median household income	$85,400	$84,928	$71,389	$80,734	57th	266th of 1,122
Median earnings per worker	$49,627	$51,501	$47,692	$49,666	54th	380th of 1,153
Tech workers	3%	1.4%	3.2%	3.8%	52nd	298th of 1,163
Uninsured rate	6.1%	3.1%	6.4%	8.4%	44th	497th of 1,165
Average commute	24.3 min	22.3 min	23.4 min	26.4 min	38th	578th of 1,121
Income inequality (Gini)	0.422	0.401	0.467	0.483	38th	522nd of 1,156
Veterans	4.7%	4.6%	6.6%	6.2%	35th	921st of 1,168
Housing vacancy	5.1%	5.3%	8.1%	10.1%	34th	779th of 1,160
Median home value	$203,300	$201,100	$214,800	$332,700	22nd	437th of 1,114
Healthcare workers	7.4%	14.1%	10.5%	9.7%	20th	887th of 1,163
Residents under 18	18%	25.5%	22%	22%	19th	918th of 1,168
Poverty rateStrength	4.8%	5.5%	13.3%	12.5%	11th	990th of 1,159
Median gross rent	$837	$855	$1,034	$1,413	9th	674th of 1,007
Bachelor's degree or higherWeakness	13.4%	26.4%	31.5%	35.7%	7th	857th of 1,166
Broadband accessWeakness	81.2%	88%	90.1%	91%	6th	969th of 1,159
Population density	34/sq mi	71/sq mi	289/sq mi	95/sq mi	5th	1,082nd of 1,168
Government workers	7.5%	11.6%	12.9%	14.5%	5th	976th of 1,163
Work from home	3.6%	6.1%	13%	15.1%	4th	933rd of 1,163
Population	2,186	34,314	11,810,293	334,922,499	3rd	757th of 1,168
Unemployment rateStrength	0.2%	1.8%	4.8%	5.2%	1st	1,044th of 1,164
Diversity index	0.6	17.1	40.6	61.4	1st	1,106th of 1,168
Foreign-born residents	0%	1.6%	5.2%	14.1%	1st	1,094th of 1,168

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

13%

35–44

12%

45–54

25%

55–64

12%

65–74

75+

Median age

47.8

Under 18

18%

65 and over

18.8%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0.0%
Multiracial0.3%

Diversity index

0.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

92.3%

Language spoken at home (households)

English only

99%

Spanish

0.6%

Other Indo-European

Asian / Pacific

Other

Households

Households: 938
Average household size: 2.3
Family households: 69.8%
Married couples: 64%
Living alone: 28.5%
Veterans (of adults): 4.7%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

18%

$50–75k

16%

$75–100k

17%

$100–150k

17%

$150–200k

13%

$200k+

Median household income

45827

$85,400

Putnam Co.

$84,928

Ohio

$71,389

United States

$80,734

Per capita income

$47,989

U.S. $44,673

Poverty rate

4.8%

U.S. 12.5%

Households earning $150K+

21.7%

U.S. 23%

Income inequality (Gini)

0.422

U.S. 0.483

Housing

Median home value

45827

$203,300

Putnam Co.

$201,100

Ohio

$214,800

United States

$332,700

Median gross rent

45827

$837

Putnam Co.

$855

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 988
Owner-occupied: 92%
Vacant: 5.1%
Median year built: 1984
Median rooms: 6.9
Renters paying 30%+ of income: 64.5%
Renters paying 50%+ of income: 64.5%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

23%

10–19

21%

20–29

14%

30–44

23%

45–59

11%

60+

Average commute

24.3 min

U.S. 26.4 min

Unemployment

0.2%

U.S. 5.2%

In labor force

65%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

22%

Sales

12%

Management

11%

Office and admin

Food service

Healthcare

Transportation and moving

Construction and repair

Business and finance

Education

Computer and math

Cleaning and personal care

Arts, media and sports

Police and fire

Legal and social services

0.7%

Farming, fishing and forestry

0.4%

Engineering and science

0.3%

Industries

Manufacturing

39%

Health care and social assistance

14%

Retail

Education

Agriculture and mining

Restaurants and hotels

Finance, insurance and real estate

Professional and technical services

Construction

Admin, support and management

Other services

Wholesale

Public administration

Arts and recreation

Transportation, warehousing and utilities

0.5%

Information

Median earnings per worker

$49,627

U.S. $49,666

Self-employed

12.4%

U.S. 10%

Government workers

7.5%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	45827	U.S.
Management, business, science and arts	$55,399	$74,888
Service	$10,192	$26,804
Sales and office	$61,188	$40,476
Construction and maintenance	$120,250	$49,199
Production and transportation	$43,839	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

59%

Some college

15%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 95.2%
Bachelor's degree or higher: 13.4%
Graduate or professional degree: 2.2%
Households with broadband: 81.2%
Cable, fiber or DSL: 66.7%
No internet access: 18.6%
Without health insurance: 6.1%
Limited-English households: 0%

Geography

City (USPS): Cloverdale
State: Ohio
County: Putnam County
Center point: 40.9981° N, 84.2989° W
Land area: 64 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45827 spans 2 counties

Putnam County86% of land
Paulding County14% of land

Zip codes near 45827

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45837	Dupont, OH · PO box	3.5 mi	—	—	—
45876	Ottoville, OH	4.9 mi	829	$71,125	$249,100
45853	Kalida, OH	5.5 mi	1,526	$87,500	$196,100
45844	Fort Jennings, OH	5.9 mi	3,059	$88,792	$231,300
45849	Grover Hill, OH	7.8 mi	1,002	$77,841	$124,500
45831	Continental, OH	8.3 mi	3,233	$71,473	$168,000
45861	Melrose, OH	9 mi	404	$93,269	$122,200
45873	Oakwood, OH	9.5 mi	2,414	$62,162	$159,700
45863	Middle Point, OH	10 mi	1,256	$56,989	$115,400
45864	Miller City, OH	11 mi	225	$81,875	$162,500
45893	Vaughnsville, OH	11 mi	160	—	$102,800
45848	Glandorf, OH	12 mi	76	$77,813	$243,300

Zip codes like 45827 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45827

What city is zip code 45827?

45827 is assigned to Cloverdale, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45827 in?

45827 is mostly in Putnam County, but it extends into 1 other county.

What is the population of 45827?

About 2,186 people live in 45827, according to the Census Bureau's American Community Survey.

What time zone is 45827 in?

45827 is in Eastern Time.

What is the median household income in 45827?

The median household income in 45827 is $85,400.

What zip codes are near 45827?

The closest zip codes to 45827 are 45837, 45876, 45853, 45844, 45849.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45827, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.