Zip code 45817: Bluffton, Ohio

Q: What city is zip code 45817?

45817 is assigned to Bluffton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45817 in?

45817 is mostly in Allen County, but it extends into 2 other counties.

Q: What is the population of 45817?

About 5,926 people live in 45817, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45817?

The median household income in 45817 is $76,848.

Q: What zip codes are near 45817?

The closest zip codes to 45817 are 45808, 45877, 45868, 45881, 45810.

Residential delivery areaAllen CountyEastern Time

Population

5,926

Median household income

$77K

U.S. $81K

Median home value

$210K

U.S. $333K

Median rent

$795/mo

U.S. $1,413

Median age

43.1

U.S. 38.9

Land area

64 sq mi

93 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45817

45817 is a small-town zip code in Bluffton, Ohio (Allen County), covering 64 sq mi of land. About 5,926 people live here, or 93 per square mile. The median resident is 43.1 years old, compared with 38.9 nationally.

The median household earns $76,848 a year, close to the national median of $80,734. 2.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $210,100, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $795 a month.

38% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.2 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and management.

How 45817 compares

Sorted from highest to lowest national percentile

Healthcare workers14.6%
94th
U.S. 9.7% · OH 10.5%166th of 1,163 in OH
Residents 65 and older25.3%
92nd
U.S. 17.2% · OH 18.3%159th of 1,168 in OH
Veterans10.5%
91st
U.S. 6.2% · OH 6.6%139th of 1,168 in OH
Median age43.1
78th
U.S. 38.9 · OH 39.7455th of 1,166 in OH
Homeownership rate75.9%
69th
U.S. 65.2% · OH 67.2%662nd of 1,159 in OH
Unemployment rate5.8%
65th
U.S. 5.2% · OH 4.8%296th of 1,164 in OH
Bachelor's degree or higher38%
62nd
U.S. 35.7% · OH 31.5%170th of 1,166 in OH
Residents under 1821.9%
48th
U.S. 22% · OH 22%593rd of 1,168 in OH
Median household income$76,848
46th
U.S. $80,734 · OH $71,389413th of 1,122 in OH
Per capita income$38,390
45th
U.S. $44,673 · OH $40,552410th of 1,165 in OH
Housing vacancy5.9%
43rd
U.S. 10.1% · OH 8.1%697th of 1,160 in OH
Median earnings per worker$45,703
42nd
U.S. $49,666 · OH $47,692567th of 1,153 in OH
Government workers12%
36th
U.S. 14.5% · OH 12.9%608th of 1,163 in OH
Work from home10%
34th
U.S. 15.1% · OH 13%447th of 1,163 in OH
Rent-burdened renters46%
32nd
U.S. 51.1% · OH 45.9%427th of 1,113 in OH
Uninsured rate4.7%
29th
U.S. 8.4% · OH 6.4%671st of 1,165 in OH
Self-employed workers7.8%
29th
U.S. 10% · OH 8.1%579th of 1,163 in OH
Foreign-born residents4.4%
26th
U.S. 14.1% · OH 5.2%216th of 1,168 in OH
Tech workers1.6%
25th
U.S. 3.8% · OH 3.2%519th of 1,163 in OH
Median home value$210,100
23rd
U.S. $332,700 · OH $214,800387th of 1,114 in OH
Broadband access87.6%
22nd
U.S. 91% · OH 90.1%680th of 1,159 in OH
Income inequality (Gini)0.401
22nd
U.S. 0.483 · OH 0.467677th of 1,156 in OH
Population density93/sq mi
12th
U.S. 95/sq mi · OH 289/sq mi780th of 1,168 in OH
Diversity index19.5
12th
U.S. 61.4 · OH 40.6478th of 1,168 in OH
Population5,926
10th
U.S. 334,922,499 · OH 11,810,293487th of 1,168 in OH
Average commute19.2 min
10th
StrengthU.S. 26.4 min · OH 23.4 min1,003rd of 1,121 in OH
Median gross rent$795
7th
U.S. $1,413 · OH $1,034758th of 1,007 in OH
Poverty rate2.6%
2nd
StrengthU.S. 12.5% · OH 13.3%1,090th of 1,159 in OH

Measure	45817	Allen	OH	U.S.	National percentile	Rank in OH
Healthcare workers	14.6%	11.2%	10.5%	9.7%	94th	166th of 1,163
Residents 65 and older	25.3%	19.1%	18.3%	17.2%	92nd	159th of 1,168
Veterans	10.5%	7.2%	6.6%	6.2%	91st	139th of 1,168
Median age	43.1	39.7	39.7	38.9	78th	455th of 1,166
Homeownership rate	75.9%	67.7%	67.2%	65.2%	69th	662nd of 1,159
Unemployment rate	5.8%	5.7%	4.8%	5.2%	65th	296th of 1,164
Bachelor's degree or higher	38%	20.1%	31.5%	35.7%	62nd	170th of 1,166
Residents under 18	21.9%	23.5%	22%	22%	48th	593rd of 1,168
Median household income	$76,848	$64,038	$71,389	$80,734	46th	413th of 1,122
Per capita income	$38,390	$34,331	$40,552	$44,673	45th	410th of 1,165
Housing vacancy	5.9%	7.8%	8.1%	10.1%	43rd	697th of 1,160
Median earnings per worker	$45,703	$43,919	$47,692	$49,666	42nd	567th of 1,153
Government workers	12%	9.5%	12.9%	14.5%	36th	608th of 1,163
Work from home	10%	4.8%	13%	15.1%	34th	447th of 1,163
Rent-burdened renters	46%	41%	45.9%	51.1%	32nd	427th of 1,113
Uninsured rate	4.7%	5.9%	6.4%	8.4%	29th	671st of 1,165
Self-employed workers	7.8%	6%	8.1%	10%	29th	579th of 1,163
Foreign-born residents	4.4%	2.4%	5.2%	14.1%	26th	216th of 1,168
Tech workers	1.6%	1.3%	3.2%	3.8%	25th	519th of 1,163
Median home value	$210,100	$165,300	$214,800	$332,700	23rd	387th of 1,114
Broadband access	87.6%	88.8%	90.1%	91%	22nd	680th of 1,159
Income inequality (Gini)	0.401	0.440	0.467	0.483	22nd	677th of 1,156
Population density	93/sq mi	252/sq mi	289/sq mi	95/sq mi	12th	780th of 1,168
Diversity index	19.5	36.1	40.6	61.4	12th	478th of 1,168
Population	5,926	101,348	11,810,293	334,922,499	10th	487th of 1,168
Average commuteStrength	19.2 min	18.7 min	23.4 min	26.4 min	10th	1,003rd of 1,121
Median gross rent	$795	$922	$1,034	$1,413	7th	758th of 1,007
Poverty rateStrength	2.6%	13.3%	13.3%	12.5%	2nd	1,090th of 1,159

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

12%

18–24

25–34

10%

35–44

12%

45–54

11%

55–64

13%

65–74

13%

75+

Median age

43.1

Under 18

21.9%

65 and over

25.3%

Race and ethnicity

White90%
Black2%
Hispanic1%
Asian1%
Native American0%
Pacific Islander0%
Other2%
Multiracial4%

Diversity index

19.5

U.S. 61.4

Foreign-born

4.4%

U.S. 14.1%

Born in state

80.2%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.6%

Other

Households

Households: 2,394
Average household size: 2.3
Family households: 58.9%
Married couples: 52.8%
Living alone: 35.8%
Veterans (of adults): 10.5%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

22%

$50–75k

15%

$75–100k

15%

$100–150k

21%

$150–200k

$200k+

Median household income

45817

$76,848

Allen Co.

$64,038

Ohio

$71,389

United States

$80,734

Per capita income

$38,390

U.S. $44,673

Poverty rate

2.6%

U.S. 12.5%

Households earning $150K+

15.8%

U.S. 23%

Income inequality (Gini)

0.401

U.S. 0.483

Housing

Median home value

45817

$210,100

Allen Co.

$165,300

Ohio

$214,800

United States

$332,700

Median gross rent

45817

$795

Allen Co.

$922

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

80%

2–4 units

12%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,543
Owner-occupied: 75.9%
Vacant: 5.9%
Median year built: 1964
Median rooms: 6.2
Renters paying 30%+ of income: 46%
Renters paying 50%+ of income: 12.8%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

Worked from home

10%

Other

0.6%

Commute time (one way)

<10 min

27%

10–19

25%

20–29

25%

30–44

15%

45–59

60+

Average commute

19.2 min

U.S. 26.4 min

Unemployment

5.8%

U.S. 5.2%

In labor force

61.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

15%

Office and admin

10%

Management

10%

Education

Production

Construction and repair

Cleaning and personal care

Transportation and moving

Legal and social services

Engineering and science

Police and fire

Sales

Business and finance

Food service

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.6%

Industries

Health care and social assistance

21%

Manufacturing

15%

Education

14%

Retail

10%

Other services

Finance, insurance and real estate

Arts and recreation

Public administration

Transportation, warehousing and utilities

Restaurants and hotels

Professional and technical services

Construction

Agriculture and mining

Admin, support and management

Wholesale

0.7%

Information

0.4%

Median earnings per worker

$45,703

U.S. $49,666

Self-employed

7.8%

U.S. 10%

Government workers

12%

U.S. 14.5%

Nonprofit workers

23.5%

U.S. 8.8%

Median earnings by type of work

Type of work	45817	U.S.
Management, business, science and arts	$67,399	$74,888
Service	$22,500	$26,804
Sales and office	$37,236	$40,476
Construction and maintenance	$36,513	$49,199
Production and transportation	$46,761	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

19%

Associate's

10%

Bachelor's

20%

Graduate

18%

High school graduate or higher: 97.4%
Bachelor's degree or higher: 38%
Graduate or professional degree: 18.2%
Households with broadband: 87.6%
Cable, fiber or DSL: 73.1%
No internet access: 10.9%
Without health insurance: 4.7%
Limited-English households: 0.6%

Geography

City (USPS): Bluffton
State: Ohio
County: Allen County
Center point: 40.8788° N, 83.8840° W
Land area: 64 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45817 spans 3 counties

Allen County50% of land
Hancock County47% of land
Putnam County3% of land

Cities and towns within this zip

Bluffton6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45817

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45808	Beaverdam, OH	5.7 mi	350	$81,875	$100,700
45877	Pandora, OH	6.1 mi	2,562	$68,665	$179,200
45868	Mount Cory, OH	6.6 mi	737	$95,875	$133,100
45881	Rawson, OH	7.2 mi	1,683	$73,775	$154,600
45810	Ada, OH	7.5 mi	7,449	$63,451	$167,900
45841	Jenera, OH	7.9 mi	924	$96,544	$245,500
45854	Lafayette, OH	8.9 mi	293	$53,125	$121,300
45816	Benton Ridge, OH	9.9 mi	351	$76,719	$125,700
45801	Lima, OH	11 mi	21,739	$51,731	$123,900
45820	Cairo, OH	11 mi	581	$83,125	$114,500
45830	Columbus Grove, OH	11 mi	5,199	$80,897	$169,900
45850	Harrod, OH	12 mi	3,559	$84,886	$193,900

Zip codes like 45817 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45817

What city is zip code 45817?

45817 is assigned to Bluffton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45817 in?

45817 is mostly in Allen County, but it extends into 2 other counties.

What is the population of 45817?

About 5,926 people live in 45817, according to the Census Bureau's American Community Survey.

What time zone is 45817 in?

45817 is in Eastern Time.

What is the median household income in 45817?

The median household income in 45817 is $76,848.

What zip codes are near 45817?

The closest zip codes to 45817 are 45808, 45877, 45868, 45881, 45810.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45817, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.