Zip code 43732: Cumberland, Ohio

Q: What city is zip code 43732?

43732 is assigned to Cumberland, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 43732 in?

43732 is mostly in Guernsey County, but it extends into 2 other counties.

Q: What is the population of 43732?

About 1,813 people live in 43732, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 43732?

The median household income in 43732 is $72,500.

Q: What zip codes are near 43732?

The closest zip codes to 43732 are 43711, 43717, 43772, 43727, 43733.

Residential delivery areaGuernsey CountyEastern Time

Population

1,813

Median household income

$73K

U.S. $81K

Median home value

$155K

U.S. $333K

Median rent

$685/mo

U.S. $1,413

Median age

35.4

U.S. 38.9

Land area

79 sq mi

23 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 43732

43732 is a rural zip code in Cumberland, Ohio (Guernsey County), covering 79 sq mi of land. About 1,813 people live here, or 23 per square mile. The median resident is 35.4 years old, compared with 38.9 nationally.

The median household earns $72,500 a year, close to the national median of $80,734. 9.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $155,300, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $685 a month.

11% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.2 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in healthcare; construction and repair; and office and administrative support.

How 43732 compares

Sorted from highest to lowest national percentile

Residents under 1836.7%
99th
U.S. 22% · OH 22%27th of 1,168 in OH
Healthcare workers22.6%
99th
U.S. 9.7% · OH 10.5%35th of 1,163 in OH
Veterans11%
93rd
U.S. 6.2% · OH 6.6%117th of 1,168 in OH
Homeownership rate84.4%
88th
StrengthU.S. 65.2% · OH 67.2%340th of 1,159 in OH
Residents 65 and older20.8%
78th
U.S. 17.2% · OH 18.3%442nd of 1,168 in OH
Housing vacancy10.8%
74th
U.S. 10.1% · OH 8.1%370th of 1,160 in OH
Average commute26.2 min
51st
U.S. 26.4 min · OH 23.4 min414th of 1,121 in OH
Uninsured rate6.7%
49th
U.S. 8.4% · OH 6.4%406th of 1,165 in OH
Poverty rate9.5%
42nd
U.S. 12.5% · OH 13.3%651st of 1,159 in OH
Broadband access90.8%
40th
U.S. 91% · OH 90.1%430th of 1,159 in OH
Median household income$72,500
39th
U.S. $80,734 · OH $71,389515th of 1,122 in OH
Unemployment rate3.8%
30th
U.S. 5.2% · OH 4.8%560th of 1,164 in OH
Median earnings per worker$41,768
28th
U.S. $49,666 · OH $47,692779th of 1,153 in OH
Median age35.4
23rd
U.S. 38.9 · OH 39.7971st of 1,166 in OH
Government workers9.9%
18th
U.S. 14.5% · OH 12.9%809th of 1,163 in OH
Work from home7%
16th
U.S. 15.1% · OH 13%670th of 1,163 in OH
Median home value$155,300
11th
U.S. $332,700 · OH $214,800747th of 1,114 in OH
Self-employed workers6%
10th
U.S. 10% · OH 8.1%836th of 1,163 in OH
Per capita income$24,467
7th
WeaknessU.S. $44,673 · OH $40,5521,052nd of 1,165 in OH
Diversity index12
5th
U.S. 61.4 · OH 40.6713th of 1,168 in OH
Bachelor's degree or higher11.4%
4th
WeaknessU.S. 35.7% · OH 31.5%942nd of 1,166 in OH
Population1,813
3rd
U.S. 334,922,499 · OH 11,810,293806th of 1,168 in OH
Population density23/sq mi
3rd
U.S. 95/sq mi · OH 289/sq mi1,132nd of 1,168 in OH
Median gross rent$685
3rd
U.S. $1,413 · OH $1,034943rd of 1,007 in OH
Income inequality (Gini)0.342
2nd
StrengthU.S. 0.483 · OH 0.467986th of 1,156 in OH
Foreign-born residents0%
1st
U.S. 14.1% · OH 5.2%967th of 1,168 in OH
Rent-burdened renters11.4%
1st
StrengthU.S. 51.1% · OH 45.9%1,007th of 1,113 in OH
Tech workers0%
1st
U.S. 3.8% · OH 3.2%968th of 1,163 in OH

Measure	43732	Guernsey	OH	U.S.	National percentile	Rank in OH
Residents under 18	36.7%	22.1%	22%	22%	99th	27th of 1,168
Healthcare workers	22.6%	13.5%	10.5%	9.7%	99th	35th of 1,163
Veterans	11%	7.7%	6.6%	6.2%	93rd	117th of 1,168
Homeownership rateStrength	84.4%	72.1%	67.2%	65.2%	88th	340th of 1,159
Residents 65 and older	20.8%	20.1%	18.3%	17.2%	78th	442nd of 1,168
Housing vacancy	10.8%	14.3%	8.1%	10.1%	74th	370th of 1,160
Average commute	26.2 min	22.9 min	23.4 min	26.4 min	51st	414th of 1,121
Uninsured rate	6.7%	11.9%	6.4%	8.4%	49th	406th of 1,165
Poverty rate	9.5%	15.3%	13.3%	12.5%	42nd	651st of 1,159
Broadband access	90.8%	86.4%	90.1%	91%	40th	430th of 1,159
Median household income	$72,500	$58,478	$71,389	$80,734	39th	515th of 1,122
Unemployment rate	3.8%	5.3%	4.8%	5.2%	30th	560th of 1,164
Median earnings per worker	$41,768	$41,833	$47,692	$49,666	28th	779th of 1,153
Median age	35.4	42.9	39.7	38.9	23rd	971st of 1,166
Government workers	9.9%	13.3%	12.9%	14.5%	18th	809th of 1,163
Work from home	7%	4%	13%	15.1%	16th	670th of 1,163
Median home value	$155,300	$157,700	$214,800	$332,700	11th	747th of 1,114
Self-employed workers	6%	7.9%	8.1%	10%	10th	836th of 1,163
Per capita incomeWeakness	$24,467	$32,627	$40,552	$44,673	7th	1,052nd of 1,165
Diversity index	12	12.8	40.6	61.4	5th	713th of 1,168
Bachelor's degree or higherWeakness	11.4%	15.6%	31.5%	35.7%	4th	942nd of 1,166
Population	1,813	38,223	11,810,293	334,922,499	3rd	806th of 1,168
Population density	23/sq mi	73/sq mi	289/sq mi	95/sq mi	3rd	1,132nd of 1,168
Median gross rent	$685	$864	$1,034	$1,413	3rd	943rd of 1,007
Income inequality (Gini)Strength	0.342	0.438	0.467	0.483	2nd	986th of 1,156
Foreign-born residents	0%	0.9%	5.2%	14.1%	1st	967th of 1,168
Rent-burdened rentersStrength	11.4%	46.6%	45.9%	51.1%	1st	1,007th of 1,113
Tech workers	0%	0.5%	3.2%	3.8%	1st	968th of 1,163

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

12%

Under 5

24%

5–17

18–24

11%

25–34

10%

35–44

45–54

14%

55–64

65–74

11%

75+

Median age

35.4

Under 18

36.7%

65 and over

20.8%

Race and ethnicity

White94%
Black0.9%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other4%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

91.5%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 564
Average household size: 3.2
Family households: 79.1%
Married couples: 64.7%
Living alone: 18.6%
Veterans (of adults): 11%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

15%

$50–75k

24%

$75–100k

16%

$100–150k

26%

$150–200k

$200k+

Median household income

43732

$72,500

Guernsey Co.

$58,478

Ohio

$71,389

United States

$80,734

Per capita income

$24,467

U.S. $44,673

Poverty rate

9.5%

U.S. 12.5%

Households earning $150K+

6.7%

U.S. 23%

Income inequality (Gini)

0.342

U.S. 0.483

Housing

Median home value

43732

$155,300

Guernsey Co.

$157,700

Ohio

$214,800

United States

$332,700

Median gross rent

43732

$685

Guernsey Co.

$864

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

70%

2–4 units

0.6%

5–19 units

20+ units

Mobile home

30%

Boat, RV, van

Housing units: 632
Owner-occupied: 84.4%
Vacant: 10.8%
Median year built: 1978
Median rooms: 6.5
Renters paying 30%+ of income: 11.4%
Renters paying 50%+ of income: 9.1%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

13%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

38%

20–29

30%

30–44

45–59

60+

Average commute

26.2 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

51.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

23%

Construction and repair

19%

Office and admin

Cleaning and personal care

Business and finance

Transportation and moving

Production

Sales

Legal and social services

Management

Education

Police and fire

Engineering and science

Food service

Computer and math

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

29%

Manufacturing

16%

Construction

10%

Retail

Agriculture and mining

Other services

Public administration

Transportation, warehousing and utilities

Restaurants and hotels

Wholesale

Education

Admin, support and management

Information

Finance, insurance and real estate

Professional and technical services

Arts and recreation

Median earnings per worker

$41,768

U.S. $49,666

Self-employed

U.S. 10%

Government workers

9.9%

U.S. 14.5%

Nonprofit workers

10.1%

U.S. 8.8%

Median earnings by type of work

Type of work	43732	U.S.
Management, business, science and arts	$61,012	$74,888
Service	$17,813	$26,804
Sales and office	$27,386	$40,476
Construction and maintenance	$80,352	$49,199
Production and transportation	$39,063	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

36%

Some college

28%

Associate's

Bachelor's

Graduate

High school graduate or higher: 84.6%
Bachelor's degree or higher: 11.4%
Graduate or professional degree: 3.3%
Households with broadband: 90.8%
Cable, fiber or DSL: 69.9%
No internet access: 9.2%
Without health insurance: 6.7%
Limited-English households: 0%

Geography

City (USPS): Cumberland
State: Ohio
County: Guernsey County
Center point: 39.8428° N, 81.6595° W
Land area: 79 sq mi
Water area: 1.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

43732 spans 3 counties

Guernsey County45% of land
Noble County33% of land
Muskingum County22% of land

Zip codes near 43732

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
43711	Ava, OH	4.3 mi	0	—	—
43717	Belle Valley, OH	6.7 mi	166	$48,333	$72,500
43772	Pleasant City, OH	7.7 mi	1,544	$47,344	$120,300
43727	Chandlersville, OH	7.8 mi	1,202	$57,373	$125,000
43733	Derwent, OH	8.7 mi	66	—	—
43722	Buffalo, OH	9.1 mi	617	—	$141,700
43723	Byesville, OH	10 mi	4,472	$51,474	$110,800
43720	Blue Rock, OH	12 mi	1,308	$52,500	$207,200
43724	Caldwell, OH	12 mi	9,133	$64,688	$170,400
43779	Sarahsville, OH	12 mi	654	—	$163,800
43780	Senecaville, OH	13 mi	2,515	$66,080	$181,300
43756	McConnelsville, OH	13 mi	5,573	$63,365	$141,900

Zip codes like 43732 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 43732

What city is zip code 43732?

43732 is assigned to Cumberland, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 43732 in?

43732 is mostly in Guernsey County, but it extends into 2 other counties.

What is the population of 43732?

About 1,813 people live in 43732, according to the Census Bureau's American Community Survey.

What time zone is 43732 in?

43732 is in Eastern Time.

What is the median household income in 43732?

The median household income in 43732 is $72,500.

What zip codes are near 43732?

The closest zip codes to 43732 are 43711, 43717, 43772, 43727, 43733.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 43732, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.