Zip code 42728: Columbia, Kentucky

Q: What city is zip code 42728?

42728 is assigned to Columbia, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 42728 in?

42728 is mostly in Adair County, but it extends into 1 other county.

Q: What is the population of 42728?

About 16,412 people live in 42728, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 42728?

The median household income in 42728 is $51,623.

Q: What zip codes are near 42728?

The closest zip codes to 42728 are 42720, 42741, 42742, 42753, 42715.

Residential delivery areaAdair CountyCentral Time

Population

16,412

Median household income

$52K

U.S. $81K

Median home value

$151K

U.S. $333K

Median rent

$771/mo

U.S. $1,413

Median age

39.2

U.S. 38.9

Land area

321 sq mi

51 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 42728

42728 is a small-town zip code in Columbia, Kentucky (Adair County), covering 321 sq mi of land. About 16,412 people live here, or 51 per square mile. The median resident is 39.2 years old, compared with 38.9 nationally.

The median household earns $51,623 a year, 36% below the national median of $80,734. 17.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $151,300, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $771 a month.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.2 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and healthcare.

How 42728 compares

Sorted from highest to lowest national percentile

Housing vacancy18%
91st
U.S. 10.1% · KY 10.3%211th of 719 in KY
Income inequality (Gini)0.480
81st
WeaknessU.S. 0.483 · KY 0.477146th of 715 in KY
Government workers18.6%
79th
U.S. 14.5% · KY 14.6%226th of 719 in KY
Unemployment rate6.8%
78th
U.S. 5.2% · KY 4.9%178th of 719 in KY
Poverty rate17.1%
77th
U.S. 12.5% · KY 16.1%366th of 722 in KY
Self-employed workers12%
77th
U.S. 10% · KY 8.6%166th of 719 in KY
Residents 65 and older19.8%
73rd
U.S. 17.2% · KY 17.3%266th of 724 in KY
Homeownership rate76%
69th
U.S. 65.2% · KY 68.3%398th of 719 in KY
Healthcare workers10.8%
69th
U.S. 9.7% · KY 10.5%304th of 719 in KY
Veterans6.9%
65th
U.S. 6.2% · KY 6.5%250th of 724 in KY
Median age39.2
51st
U.S. 38.9 · KY 39.1491st of 724 in KY
Work from home13%
51st
U.S. 15.1% · KY 10.2%122nd of 719 in KY
Uninsured rate6.9%
51st
U.S. 8.4% · KY 6%206th of 723 in KY
Rent-burdened renters46.4%
34th
U.S. 51.1% · KY 45.4%262nd of 634 in KY
Bachelor's degree or higher22.8%
28th
U.S. 35.7% · KY 27.6%181st of 723 in KY
Population16,412
25th
U.S. 334,922,499 · KY 4,534,82499th of 724 in KY
Average commute22.2 min
24th
U.S. 26.4 min · KY 24 min472nd of 624 in KY
Foreign-born residents4.1%
24th
U.S. 14.1% · KY 4.7%108th of 724 in KY
Residents under 1819%
24th
U.S. 22% · KY 22.6%502nd of 724 in KY
Tech workers1.4%
20th
U.S. 3.8% · KY 2.2%210th of 719 in KY
Per capita income$29,071
16th
WeaknessU.S. $44,673 · KY $35,821337th of 722 in KY
Broadband access84.7%
12th
WeaknessU.S. 91% · KY 88.6%421st of 719 in KY
Diversity index18.5
11th
U.S. 61.4 · KY 32.5235th of 724 in KY
Median household income$51,623
10th
WeaknessU.S. $80,734 · KY $63,726403rd of 641 in KY
Median home value$151,300
10th
U.S. $332,700 · KY $205,600302nd of 642 in KY
Population density51/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi399th of 724 in KY
Median earnings per worker$33,766
7th
WeaknessU.S. $49,666 · KY $43,552552nd of 700 in KY
Median gross rent$771
5th
U.S. $1,413 · KY $967268th of 467 in KY

Measure	42728	Adair	KY	U.S.	National percentile	Rank in KY
Housing vacancy	18%	17.5%	10.3%	10.1%	91st	211th of 719
Income inequality (Gini)Weakness	0.480	0.472	0.477	0.483	81st	146th of 715
Government workers	18.6%	18.5%	14.6%	14.5%	79th	226th of 719
Unemployment rate	6.8%	6.8%	4.9%	5.2%	78th	178th of 719
Poverty rate	17.1%	18.4%	16.1%	12.5%	77th	366th of 722
Self-employed workers	12%	13.5%	8.6%	10%	77th	166th of 719
Residents 65 and older	19.8%	19.7%	17.3%	17.2%	73rd	266th of 724
Homeownership rate	76%	77.2%	68.3%	65.2%	69th	398th of 719
Healthcare workers	10.8%	10.6%	10.5%	9.7%	69th	304th of 719
Veterans	6.9%	7.7%	6.5%	6.2%	65th	250th of 724
Median age	39.2	39.7	39.1	38.9	51st	491st of 724
Work from home	13%	13.7%	10.2%	15.1%	51st	122nd of 719
Uninsured rate	6.9%	7.5%	6%	8.4%	51st	206th of 723
Rent-burdened renters	46.4%	47.9%	45.4%	51.1%	34th	262nd of 634
Bachelor's degree or higher	22.8%	21.8%	27.6%	35.7%	28th	181st of 723
Population	16,412	19,089	4,534,824	334,922,499	25th	99th of 724
Average commute	22.2 min	23.8 min	24 min	26.4 min	24th	472nd of 624
Foreign-born residents	4.1%	3.7%	4.7%	14.1%	24th	108th of 724
Residents under 18	19%	19.7%	22.6%	22%	24th	502nd of 724
Tech workers	1.4%	1.9%	2.2%	3.8%	20th	210th of 719
Per capita incomeWeakness	$29,071	$28,489	$35,821	$44,673	16th	337th of 722
Broadband accessWeakness	84.7%	85.1%	88.6%	91%	12th	421st of 719
Diversity index	18.5	18	32.5	61.4	11th	235th of 724
Median household incomeWeakness	$51,623	$53,553	$63,726	$80,734	10th	403rd of 641
Median home value	$151,300	$150,800	$205,600	$332,700	10th	302nd of 642
Population density	51/sq mi	47/sq mi	115/sq mi	95/sq mi	7th	399th of 724
Median earnings per workerWeakness	$33,766	$34,049	$43,552	$49,666	7th	552nd of 700
Median gross rent	$771	$771	$967	$1,413	5th	268th of 467

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

14%

18–24

11%

25–34

11%

35–44

11%

45–54

14%

55–64

12%

65–74

75+

Median age

39.2

Under 18

19%

65 and over

19.8%

Race and ethnicity

White90%
Black2%
Hispanic4%
Asian0.3%
Native American0.0%
Pacific Islander0.3%
Other0.0%
Multiracial3%

Diversity index

18.5

U.S. 61.4

Foreign-born

4.1%

U.S. 14.1%

Born in state

75.1%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 6,223
Average household size: 2.4
Family households: 64.2%
Married couples: 50.2%
Living alone: 32.2%
Veterans (of adults): 6.9%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

23%

$50–75k

18%

$75–100k

10%

$100–150k

15%

$150–200k

$200k+

Median household income

42728

$51,623

Adair Co.

$53,553

Kentucky

$63,726

United States

$80,734

Per capita income

$29,071

U.S. $44,673

Poverty rate

17.1%

U.S. 12.5%

Households earning $150K+

7.5%

U.S. 23%

Income inequality (Gini)

0.480

U.S. 0.483

Housing

Median home value

42728

$151,300

Adair Co.

$150,800

Kentucky

$205,600

United States

$332,700

Median gross rent

42728

$771

Adair Co.

$771

Kentucky

$967

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

18%

Boat, RV, van

0.1%

Housing units: 7,586
Owner-occupied: 76%
Vacant: 18%
Median year built: 1982
Median rooms: 5.4
Renters paying 30%+ of income: 46.4%
Renters paying 50%+ of income: 19.6%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

11%

Transit

Walked

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

26%

10–19

27%

20–29

22%

30–44

15%

45–59

60+

Average commute

22.2 min

U.S. 26.4 min

Unemployment

6.8%

U.S. 5.2%

In labor force

54.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

11%

Production

11%

Healthcare

11%

Management

11%

Office and admin

10%

Construction and repair

10%

Sales

Education

Cleaning and personal care

Food service

Legal and social services

Business and finance

Computer and math

Arts, media and sports

Engineering and science

0.8%

Police and fire

0.7%

Farming, fishing and forestry

0.4%

Industries

Health care and social assistance

15%

Retail

15%

Manufacturing

15%

Education

13%

Construction

Transportation, warehousing and utilities

Restaurants and hotels

Public administration

Other services

Admin, support and management

Professional and technical services

Agriculture and mining

Arts and recreation

Finance, insurance and real estate

Wholesale

Information

0.1%

Median earnings per worker

$33,766

U.S. $49,666

Self-employed

12%

U.S. 10%

Government workers

18.6%

U.S. 14.5%

Nonprofit workers

6.3%

U.S. 8.8%

Median earnings by type of work

Type of work	42728	U.S.
Management, business, science and arts	$54,726	$74,888
Service	$17,500	$26,804
Sales and office	$28,052	$40,476
Construction and maintenance	$41,500	$49,199
Production and transportation	$28,529	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

36%

Some college

18%

Associate's

Bachelor's

11%

Graduate

11%

High school graduate or higher: 83.4%
Bachelor's degree or higher: 22.8%
Graduate or professional degree: 11.3%
Households with broadband: 84.7%
Cable, fiber or DSL: 65.4%
No internet access: 13.7%
Without health insurance: 6.9%
Limited-English households: 0.8%

Geography

City (USPS): Columbia
State: Kentucky
County: Adair County
Center point: 37.1170° N, 85.2901° W
Land area: 321 sq mi
Water area: 5.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

42728 spans 2 counties

Adair County96% of land
Taylor County4% of land

Cities and towns within this zip

Columbia2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 42728

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42720	Cane Valley, KY · PO box	4.7 mi	—	—	—
42741	Glens Fork, KY	10 mi	420	$78,269	$266,300
42742	Gradyville, KY	11 mi	72	—	—
42753	Knifley, KY	11 mi	657	$54,565	$115,000
42715	Breeding, KY	14 mi	417	—	$226,800
42642	Russell Springs, KY	15 mi	13,459	$52,633	$152,600
42743	Greensburg, KY	15 mi	9,342	$49,457	$136,400
42528	Dunnville, KY	15 mi	2,126	$50,227	$158,800
42719	Campbellsville, KY · PO box	15 mi	—	—	—
42629	Jamestown, KY	16 mi	5,152	$36,484	$168,100
42733	Elk Horn, KY	17 mi	1,610	$81,250	$183,800
42129	Edmonton, KY	19 mi	7,302	$53,609	$111,300

Zip codes like 42728 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 42728

What city is zip code 42728?

42728 is assigned to Columbia, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 42728 in?

42728 is mostly in Adair County, but it extends into 1 other county.

What is the population of 42728?

About 16,412 people live in 42728, according to the Census Bureau's American Community Survey.

What time zone is 42728 in?

42728 is in Central Time.

What is the median household income in 42728?

The median household income in 42728 is $51,623.

What zip codes are near 42728?

The closest zip codes to 42728 are 42720, 42741, 42742, 42753, 42715.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 42728, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.