Zip code 42404: Clay, Kentucky

Q: What city is zip code 42404?

42404 is assigned to Clay, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 42404 in?

42404 is mostly in Webster County, but it extends into 1 other county.

Q: What is the population of 42404?

About 2,109 people live in 42404, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 42404?

The median household income in 42404 is $61,293.

Q: What zip codes are near 42404?

The closest zip codes to 42404 are 42463, 42460, 42450, 42409, 42459.

Residential delivery areaWebster CountyCentral Time

Population

2,109

Median household income

$61K

U.S. $81K

Median home value

$115K

U.S. $333K

Median rent

$764/mo

U.S. $1,413

Median age

43.1

U.S. 38.9

Land area

88 sq mi

24 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 42404

42404 is a rural zip code in Clay, Kentucky (Webster County), covering 88 sq mi of land. About 2,109 people live here, or 24 per square mile. The median resident is 43.1 years old, compared with 38.9 nationally.

The median household earns $61,293 a year, 24% below the national median of $80,734. 13.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $115,300, or 1.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $764 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.8 minutes each way, and 2% of workers work from home. The most common jobs among working residents are in healthcare; construction and repair; and transportation and moving goods.

How 42404 compares

Sorted from highest to lowest national percentile

Healthcare workers20.2%
99th
U.S. 9.7% · KY 10.5%79th of 719 in KY
Housing vacancy16.4%
89th
U.S. 10.1% · KY 10.3%255th of 719 in KY
Homeownership rate81.8%
82nd
StrengthU.S. 65.2% · KY 68.3%290th of 719 in KY
Average commute31.8 min
82nd
WeaknessU.S. 26.4 min · KY 24 min153rd of 624 in KY
Median age43.1
78th
U.S. 38.9 · KY 39.1294th of 724 in KY
Residents 65 and older20.8%
78th
U.S. 17.2% · KY 17.3%225th of 724 in KY
Self-employed workers10.8%
67th
U.S. 10% · KY 8.6%216th of 719 in KY
Poverty rate13.1%
61st
U.S. 12.5% · KY 16.1%478th of 722 in KY
Government workers15.2%
61st
U.S. 14.5% · KY 14.6%339th of 719 in KY
Residents under 1821.7%
46th
U.S. 22% · KY 22.6%396th of 724 in KY
Income inequality (Gini)0.429
44th
U.S. 0.483 · KY 0.477359th of 715 in KY
Median earnings per worker$41,496
27th
U.S. $49,666 · KY $43,552318th of 700 in KY
Median household income$61,293
22nd
U.S. $80,734 · KY $63,726252nd of 641 in KY
Per capita income$31,289
22nd
U.S. $44,673 · KY $35,821262nd of 722 in KY
Veterans3%
15th
U.S. 6.2% · KY 6.5%573rd of 724 in KY
Bachelor's degree or higher14.5%
9th
WeaknessU.S. 35.7% · KY 27.6%391st of 723 in KY
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · KY 6%524th of 723 in KY
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · KY 4.9%473rd of 719 in KY
Broadband access82.3%
7th
WeaknessU.S. 91% · KY 88.6%491st of 719 in KY
Foreign-born residents1%
6th
U.S. 14.1% · KY 4.7%298th of 724 in KY
Median gross rent$764
5th
U.S. $1,413 · KY $967278th of 467 in KY
Diversity index11.1
5th
U.S. 61.4 · KY 32.5378th of 724 in KY
Median home value$115,300
4th
U.S. $332,700 · KY $205,600421st of 642 in KY
Population2,109
3rd
U.S. 334,922,499 · KY 4,534,824324th of 724 in KY
Population density24/sq mi
3rd
U.S. 95/sq mi · KY 115/sq mi627th of 724 in KY
Work from home2.4%
2nd
U.S. 15.1% · KY 10.2%494th of 719 in KY
Rent-burdened renters16%
1st
StrengthU.S. 51.1% · KY 45.4%515th of 634 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%713th of 719 in KY

Measure	42404	Webster	KY	U.S.	National percentile	Rank in KY
Healthcare workers	20.2%	9.5%	10.5%	9.7%	99th	79th of 719
Housing vacancy	16.4%	14%	10.3%	10.1%	89th	255th of 719
Homeownership rateStrength	81.8%	73.8%	68.3%	65.2%	82nd	290th of 719
Average commuteWeakness	31.8 min	28.7 min	24 min	26.4 min	82nd	153rd of 624
Median age	43.1	39.5	39.1	38.9	78th	294th of 724
Residents 65 and older	20.8%	18.1%	17.3%	17.2%	78th	225th of 724
Self-employed workers	10.8%	7.3%	8.6%	10%	67th	216th of 719
Poverty rate	13.1%	13.5%	16.1%	12.5%	61st	478th of 722
Government workers	15.2%	15.3%	14.6%	14.5%	61st	339th of 719
Residents under 18	21.7%	24%	22.6%	22%	46th	396th of 724
Income inequality (Gini)	0.429	0.412	0.477	0.483	44th	359th of 715
Median earnings per worker	$41,496	$36,851	$43,552	$49,666	27th	318th of 700
Median household income	$61,293	$59,628	$63,726	$80,734	22nd	252nd of 641
Per capita income	$31,289	$27,267	$35,821	$44,673	22nd	262nd of 722
Veterans	3%	5.4%	6.5%	6.2%	15th	573rd of 724
Bachelor's degree or higherWeakness	14.5%	12.8%	27.6%	35.7%	9th	391st of 723
Uninsured rateStrength	2.6%	4.8%	6%	8.4%	9th	524th of 723
Unemployment rateStrength	2.3%	4.1%	4.9%	5.2%	8th	473rd of 719
Broadband accessWeakness	82.3%	84.3%	88.6%	91%	7th	491st of 719
Foreign-born residents	1%	4.4%	4.7%	14.1%	6th	298th of 724
Median gross rent	$764	$783	$967	$1,413	5th	278th of 467
Diversity index	11.1	24.3	32.5	61.4	5th	378th of 724
Median home value	$115,300	$112,900	$205,600	$332,700	4th	421st of 642
Population	2,109	12,842	4,534,824	334,922,499	3rd	324th of 724
Population density	24/sq mi	39/sq mi	115/sq mi	95/sq mi	3rd	627th of 724
Work from home	2.4%	2.6%	10.2%	15.1%	2nd	494th of 719
Rent-burdened rentersStrength	16%	19.7%	45.4%	51.1%	1st	515th of 634
Tech workers	0%	0.3%	2.2%	3.8%	1st	713th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

11%

18–24

25–34

11%

35–44

14%

45–54

13%

55–64

13%

65–74

75+

Median age

43.1

Under 18

21.7%

65 and over

20.8%

Race and ethnicity

White94%
Black0%
Hispanic5%
Asian0%
Native American0%
Pacific Islander1%
Other0%
Multiracial0%

Diversity index

11.1

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

79.3%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 892
Average household size: 2.4
Family households: 65.8%
Married couples: 52.2%
Living alone: 26.5%
Veterans (of adults): 3%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

19%

$50–75k

18%

$75–100k

11%

$100–150k

21%

$150–200k

$200k+

Median household income

42404

$61,293

Webster Co.

$59,628

Kentucky

$63,726

United States

$80,734

Per capita income

$31,289

U.S. $44,673

Poverty rate

13.1%

U.S. 12.5%

Households earning $150K+

7.3%

U.S. 23%

Income inequality (Gini)

0.429

U.S. 0.483

Housing

Median home value

42404

$115,300

Webster Co.

$112,900

Kentucky

$205,600

United States

$332,700

Median gross rent

42404

$764

Webster Co.

$783

Kentucky

$967

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

0.3%

Mobile home

18%

Boat, RV, van

Housing units: 1,067
Owner-occupied: 81.8%
Vacant: 16.4%
Median year built: 1974
Median rooms: 6
Renters paying 30%+ of income: 16%
Renters paying 50%+ of income: 0%
Home value to income: 1.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

19%

10–19

20%

20–29

30–44

24%

45–59

14%

60+

15%

Average commute

31.8 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

55.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

20%

Construction and repair

18%

Transportation and moving

10%

Production

Office and admin

Education

Management

Business and finance

Farming, fishing and forestry

Sales

Food service

Police and fire

Engineering and science

Cleaning and personal care

Legal and social services

Computer and math

Arts, media and sports

Industries

Health care and social assistance

20%

Agriculture and mining

17%

Manufacturing

14%

Construction

11%

Transportation, warehousing and utilities

Education

Retail

Restaurants and hotels

Wholesale

Public administration

Other services

Admin, support and management

Information

0.8%

Professional and technical services

0.7%

Finance, insurance and real estate

0.5%

Arts and recreation

Median earnings per worker

$41,496

U.S. $49,666

Self-employed

10.8%

U.S. 10%

Government workers

15.2%

U.S. 14.5%

Nonprofit workers

9.3%

U.S. 8.8%

Median earnings by type of work

Type of work	42404	U.S.
Management, business, science and arts	$54,471	$74,888
Service	$21,667	$26,804
Sales and office	$32,115	$40,476
Construction and maintenance	$73,289	$49,199
Production and transportation	$24,792	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

40%

Some college

17%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 82.8%
Bachelor's degree or higher: 14.5%
Graduate or professional degree: 8.5%
Households with broadband: 82.3%
Cable, fiber or DSL: 48.8%
No internet access: 17.3%
Without health insurance: 2.6%
Limited-English households: 0%

Geography

City (USPS): Clay
State: Kentucky
County: Webster County
Center point: 37.4820° N, 87.8371° W
Land area: 88 sq mi
Water area: 1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

42404 spans 2 counties

Webster County94% of land
Union County6% of land

Zip codes near 42404

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42463	Wheatcroft, KY	1.9 mi	84	$36,250	$80,500
42460	Sullivan, KY · PO box	5.3 mi	—	—	—
42450	Providence, KY	7.2 mi	3,859	$54,710	$77,300
42409	Dixon, KY	8.8 mi	2,293	$60,000	$155,000
42459	Sturgis, KY	12 mi	3,903	$51,563	$96,600
42437	Morganfield, KY	12 mi	7,064	$65,256	$109,800
42441	Nebo, KY	13 mi	1,487	$54,219	$126,200
42444	Poole, KY	15 mi	0	—	—
42436	Manitou, KY	16 mi	1,539	$70,694	$212,500
62919	Cave In Rock, IL	17 mi	819	$63,942	$161,900
42064	Marion, KY	17 mi	8,098	$47,107	$126,000
42406	Corydon, KY	18 mi	2,345	$62,470	$187,200

Zip codes like 42404 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 42404

What city is zip code 42404?

42404 is assigned to Clay, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 42404 in?

42404 is mostly in Webster County, but it extends into 1 other county.

What is the population of 42404?

About 2,109 people live in 42404, according to the Census Bureau's American Community Survey.

What time zone is 42404 in?

42404 is in Central Time.

What is the median household income in 42404?

The median household income in 42404 is $61,293.

What zip codes are near 42404?

The closest zip codes to 42404 are 42463, 42460, 42450, 42409, 42459.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 42404, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.