Zip code 41231: Lovely, Kentucky

Q: What city is zip code 41231?

41231 is assigned to Lovely, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41231 in?

41231 is in Martin County, Kentucky.

Q: What is the population of 41231?

About 1,305 people live in 41231, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41231?

The median household income in 41231 is $60,875.

Q: What zip codes are near 41231?

The closest zip codes to 41231 are 25685, 25674, 41203, 25665, 41250.

Residential delivery areaMartin CountyEastern Time

Population

1,305

Median household income

$61K

U.S. $81K

Median home value

$136K

U.S. $333K

Median rent

$588/mo

U.S. $1,413

Median age

30.5

U.S. 38.9

Land area

13 sq mi

100 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41231

41231 is a small-town zip code in Lovely, Kentucky (Martin County), covering 13 sq mi of land. About 1,305 people live here, or 100 per square mile. The median resident is 30.5 years old, compared with 38.9 nationally.

The median household earns $60,875 a year, 25% below the national median of $80,734. 23.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $136,400, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $588 a month.

9% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 39.3 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; transportation and moving goods; and healthcare. 19% of them are self-employed (U.S.: 10%).

How 41231 compares

Sorted from highest to lowest national percentile

Healthcare workers18.7%
99th
U.S. 9.7% · KY 10.5%89th of 719 in KY
Average commute39.3 min
97th
WeaknessU.S. 26.4 min · KY 24 min50th of 624 in KY
Residents under 1831.4%
97th
U.S. 22% · KY 22.6%72nd of 724 in KY
Self-employed workers19.1%
97th
U.S. 10% · KY 8.6%62nd of 719 in KY
Homeownership rate89.3%
95th
StrengthU.S. 65.2% · KY 68.3%141st of 719 in KY
Housing vacancy18.3%
92nd
U.S. 10.1% · KY 10.3%208th of 719 in KY
Rent-burdened renters64.5%
92nd
WeaknessU.S. 51.1% · KY 45.4%119th of 634 in KY
Poverty rate23.7%
90th
WeaknessU.S. 12.5% · KY 16.1%223rd of 722 in KY
Income inequality (Gini)0.503
90th
WeaknessU.S. 0.483 · KY 0.47787th of 715 in KY
Unemployment rate7%
80th
WeaknessU.S. 5.2% · KY 4.9%173rd of 719 in KY
Median earnings per worker$56,784
70th
U.S. $49,666 · KY $43,55254th of 700 in KY
Per capita income$36,156
38th
U.S. $44,673 · KY $35,821144th of 722 in KY
Median household income$60,875
21st
U.S. $80,734 · KY $63,726260th of 641 in KY
Residents 65 and older11.6%
15th
U.S. 17.2% · KY 17.3%622nd of 724 in KY
Population density100/sq mi
13th
U.S. 95/sq mi · KY 115/sq mi222nd of 724 in KY
Diversity index18
11th
U.S. 61.4 · KY 32.5247th of 724 in KY
Work from home5.3%
9th
U.S. 15.1% · KY 10.2%378th of 719 in KY
Median home value$136,400
7th
U.S. $332,700 · KY $205,600344th of 642 in KY
Median age30.5
5th
U.S. 38.9 · KY 39.1667th of 724 in KY
Government workers7.3%
5th
U.S. 14.5% · KY 14.6%603rd of 719 in KY
Uninsured rate1.8%
4th
StrengthU.S. 8.4% · KY 6%562nd of 723 in KY
Population1,305
2nd
U.S. 334,922,499 · KY 4,534,824402nd of 724 in KY
Bachelor's degree or higher9.3%
2nd
WeaknessU.S. 35.7% · KY 27.6%542nd of 723 in KY
Median gross rent$588
1st
U.S. $1,413 · KY $967424th of 467 in KY
Broadband access71.1%
1st
WeaknessU.S. 91% · KY 88.6%655th of 719 in KY
Veterans0%
1st
U.S. 6.2% · KY 6.5%704th of 724 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%629th of 724 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%609th of 719 in KY

Measure	41231	Martin	KY	U.S.	National percentile	Rank in KY
Healthcare workers	18.7%	12.7%	10.5%	9.7%	99th	89th of 719
Average commuteWeakness	39.3 min	32.3 min	24 min	26.4 min	97th	50th of 624
Residents under 18	31.4%	19.8%	22.6%	22%	97th	72nd of 724
Self-employed workers	19.1%	6.9%	8.6%	10%	97th	62nd of 719
Homeownership rateStrength	89.3%	84.9%	68.3%	65.2%	95th	141st of 719
Housing vacancy	18.3%	20.7%	10.3%	10.1%	92nd	208th of 719
Rent-burdened rentersWeakness	64.5%	69.9%	45.4%	51.1%	92nd	119th of 634
Poverty rateWeakness	23.7%	33.2%	16.1%	12.5%	90th	223rd of 722
Income inequality (Gini)Weakness	0.503	0.572	0.477	0.483	90th	87th of 715
Unemployment rateWeakness	7%	5.5%	4.9%	5.2%	80th	173rd of 719
Median earnings per worker	$56,784	$44,013	$43,552	$49,666	70th	54th of 700
Per capita income	$36,156	$26,524	$35,821	$44,673	38th	144th of 722
Median household income	$60,875	$37,042	$63,726	$80,734	21st	260th of 641
Residents 65 and older	11.6%	17.9%	17.3%	17.2%	15th	622nd of 724
Population density	100/sq mi	48/sq mi	115/sq mi	95/sq mi	13th	222nd of 724
Diversity index	18	27.4	32.5	61.4	11th	247th of 724
Work from home	5.3%	3.9%	10.2%	15.1%	9th	378th of 719
Median home value	$136,400	$86,900	$205,600	$332,700	7th	344th of 642
Median age	30.5	40.6	39.1	38.9	5th	667th of 724
Government workers	7.3%	17%	14.6%	14.5%	5th	603rd of 719
Uninsured rateStrength	1.8%	1.6%	6%	8.4%	4th	562nd of 723
Population	1,305	11,027	4,534,824	334,922,499	2nd	402nd of 724
Bachelor's degree or higherWeakness	9.3%	10.2%	27.6%	35.7%	2nd	542nd of 723
Median gross rent	$588	$450	$967	$1,413	1st	424th of 467
Broadband accessWeakness	71.1%	83.6%	88.6%	91%	1st	655th of 719
Veterans	0%	2.8%	6.5%	6.2%	1st	704th of 724
Foreign-born residents	0%	0.7%	4.7%	14.1%	1st	629th of 724
Tech workers	0%	0.1%	2.2%	3.8%	1st	609th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

16%

Under 5

15%

5–17

18–24

28%

25–34

35–44

18%

45–54

55–64

10%

65–74

75+

Median age

30.5

Under 18

31.4%

65 and over

11.6%

Race and ethnicity

White90%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander3%
Other0%
Multiracial6%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

73.3%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 506
Average household size: 2.6
Family households: 73.9%
Married couples: 59.9%
Living alone: 16%
Veterans (of adults): 0%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

28%

$25–50k

19%

$50–75k

$75–100k

$100–150k

20%

$150–200k

$200k+

24%

Median household income

41231

$60,875

Martin Co.

$37,042

Kentucky

$63,726

United States

$80,734

Per capita income

$36,156

U.S. $44,673

Poverty rate

23.7%

U.S. 12.5%

Households earning $150K+

23.9%

U.S. 23%

Income inequality (Gini)

0.503

U.S. 0.483

Housing

Median home value

41231

$136,400

Martin Co.

$86,900

Kentucky

$205,600

United States

$332,700

Median gross rent

41231

$588

Martin Co.

$450

Kentucky

$967

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

Mobile home

27%

Boat, RV, van

Housing units: 619
Owner-occupied: 89.3%
Vacant: 18.3%
Median year built: 1990
Median rooms: 5.5
Renters paying 30%+ of income: 64.5%
Renters paying 50%+ of income: 64.5%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

11%

20–29

23%

30–44

16%

45–59

16%

60+

27%

Average commute

39.3 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

55.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

26%

Transportation and moving

20%

Healthcare

19%

Management

15%

Education

11%

Sales

Cleaning and personal care

Business and finance

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Food service

Office and admin

Farming, fishing and forestry

Production

Industries

Agriculture and mining

26%

Health care and social assistance

19%

Retail

16%

Education

14%

Transportation, warehousing and utilities

10%

Construction

Restaurants and hotels

Finance, insurance and real estate

0.4%

Manufacturing

Professional and technical services

Public administration

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Median earnings per worker

$56,784

U.S. $49,666

Self-employed

19.1%

U.S. 10%

Government workers

7.3%

U.S. 14.5%

Nonprofit workers

2.6%

U.S. 8.8%

Median earnings by type of work

Type of work	41231	U.S.
Management, business, science and arts	$44,419	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	$57,250	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

18%

High school

46%

Some college

15%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 82.5%
Bachelor's degree or higher: 9.3%
Graduate or professional degree: 7.3%
Households with broadband: 71.1%
Cable, fiber or DSL: 45.1%
No internet access: 25.5%
Without health insurance: 1.8%
Limited-English households: 0%

Geography

City (USPS): Lovely
State: Kentucky
County: Martin County
Center point: 37.7925° N, 82.3796° W
Land area: 13 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 41231

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
25685	Naugatuck, WV	3.6 mi	763	$63,947	$74,100
25674	Kermit, WV	5.7 mi	1,999	$38,495	$101,900
41203	Beauty, KY	6.1 mi	790	—	$38,900
25665	Borderland, WV · PO box	6.3 mi	—	—	—
41250	Pilgrim, KY	6.8 mi	1,089	$40,286	$75,700
41267	Warfield, KY	7 mi	1,343	—	$86,500
25667	Chattaroy, WV	8.3 mi	467	—	—
25661	Williamson, WV	8.9 mi	4,277	$25,014	$94,900
41514	Belfry, KY	9.2 mi	2,806	$39,545	$91,300
41224	Inez, KY	9.5 mi	4,783	$38,816	$92,900
25666	Breeden, WV	10 mi	145	$14,519	$74,700
41503	South Williamson, KY	11 mi	472	$56,484	$169,800

Zip codes like 41231 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41231

What city is zip code 41231?

41231 is assigned to Lovely, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41231 in?

41231 is in Martin County, Kentucky.

What is the population of 41231?

About 1,305 people live in 41231, according to the Census Bureau's American Community Survey.

What time zone is 41231 in?

41231 is in Eastern Time.

What is the median household income in 41231?

The median household income in 41231 is $60,875.

What zip codes are near 41231?

The closest zip codes to 41231 are 25685, 25674, 41203, 25665, 41250.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41231, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.