Zip code 41040: Falmouth, Kentucky

Q: What city is zip code 41040?

41040 is assigned to Falmouth, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41040 in?

41040 is mostly in Pendleton County, but it extends into 1 other county.

Q: What is the population of 41040?

About 7,040 people live in 41040, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41040?

The median household income in 41040 is $49,147.

Q: What zip codes are near 41040?

The closest zip codes to 41040 are 41003, 41006, 41043, 41061, 41033.

Residential delivery areaPendleton CountyEastern Time

Population

7,040

Median household income

$49K

U.S. $81K

Median home value

$138K

U.S. $333K

Median rent

$878/mo

U.S. $1,413

Median age

43.4

U.S. 38.9

Land area

149 sq mi

47 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41040

41040 is a rural zip code in Falmouth, Kentucky (Pendleton County), covering 149 sq mi of land. About 7,040 people live here, or 47 per square mile. The median resident is 43.4 years old, compared with 38.9 nationally.

The median household earns $49,147 a year, 39% below the national median of $80,734. 19.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $137,500, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 71% of occupied homes are lived in by their owners, and renters pay a median of $878 a month.

11% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and office and administrative support.

How 41040 compares

Sorted from highest to lowest national percentile

Housing vacancy17.2%
90th
U.S. 10.1% · KY 10.3%238th of 719 in KY
Average commute34 min
89th
WeaknessU.S. 26.4 min · KY 24 min109th of 624 in KY
Poverty rate19.2%
83rd
WeaknessU.S. 12.5% · KY 16.1%313th of 722 in KY
Median age43.4
79th
U.S. 38.9 · KY 39.1278th of 724 in KY
Unemployment rate6.2%
71st
U.S. 5.2% · KY 4.9%206th of 719 in KY
Veterans7.4%
71st
U.S. 6.2% · KY 6.5%209th of 724 in KY
Residents 65 and older17.7%
58th
U.S. 17.2% · KY 17.3%382nd of 724 in KY
Homeownership rate70.8%
55th
U.S. 65.2% · KY 68.3%514th of 719 in KY
Uninsured rate7.4%
55th
U.S. 8.4% · KY 6%186th of 723 in KY
Income inequality (Gini)0.440
55th
U.S. 0.483 · KY 0.477309th of 715 in KY
Residents under 1821.4%
43rd
U.S. 22% · KY 22.6%404th of 724 in KY
Tech workers2.1%
35th
U.S. 3.8% · KY 2.2%157th of 719 in KY
Rent-burdened renters46.4%
34th
U.S. 51.1% · KY 45.4%264th of 634 in KY
Government workers11.5%
31st
U.S. 14.5% · KY 14.6%479th of 719 in KY
Healthcare workers7.5%
21st
U.S. 9.7% · KY 10.5%481st of 719 in KY
Median earnings per worker$39,545
20th
WeaknessU.S. $49,666 · KY $43,552401st of 700 in KY
Self-employed workers7%
19th
U.S. 10% · KY 8.6%406th of 719 in KY
Per capita income$28,428
15th
WeaknessU.S. $44,673 · KY $35,821351st of 722 in KY
Work from home6.6%
14th
U.S. 15.1% · KY 10.2%321st of 719 in KY
Median gross rent$878
12th
U.S. $1,413 · KY $967178th of 467 in KY
Population7,040
11th
U.S. 334,922,499 · KY 4,534,824164th of 724 in KY
Median household income$49,147
8th
WeaknessU.S. $80,734 · KY $63,726429th of 641 in KY
Population density47/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi427th of 724 in KY
Median home value$137,500
7th
U.S. $332,700 · KY $205,600340th of 642 in KY
Foreign-born residents1%
6th
U.S. 14.1% · KY 4.7%294th of 724 in KY
Bachelor's degree or higher10.6%
3rd
WeaknessU.S. 35.7% · KY 27.6%515th of 723 in KY
Diversity index9
3rd
U.S. 61.4 · KY 32.5437th of 724 in KY
Broadband access75%
2nd
WeaknessU.S. 91% · KY 88.6%622nd of 719 in KY

Measure	41040	Pendleton	KY	U.S.	National percentile	Rank in KY
Housing vacancy	17.2%	13.6%	10.3%	10.1%	90th	238th of 719
Average commuteWeakness	34 min	36.4 min	24 min	26.4 min	89th	109th of 624
Poverty rateWeakness	19.2%	15.9%	16.1%	12.5%	83rd	313th of 722
Median age	43.4	42.3	39.1	38.9	79th	278th of 724
Unemployment rate	6.2%	4.5%	4.9%	5.2%	71st	206th of 719
Veterans	7.4%	6.5%	6.5%	6.2%	71st	209th of 724
Residents 65 and older	17.7%	17.5%	17.3%	17.2%	58th	382nd of 724
Homeownership rate	70.8%	74.7%	68.3%	65.2%	55th	514th of 719
Uninsured rate	7.4%	6.5%	6%	8.4%	55th	186th of 723
Income inequality (Gini)	0.440	0.432	0.477	0.483	55th	309th of 715
Residents under 18	21.4%	23.3%	22.6%	22%	43rd	404th of 724
Tech workers	2.1%	1.5%	2.2%	3.8%	35th	157th of 719
Rent-burdened renters	46.4%	37.5%	45.4%	51.1%	34th	264th of 634
Government workers	11.5%	13.2%	14.6%	14.5%	31st	479th of 719
Healthcare workers	7.5%	8.9%	10.5%	9.7%	21st	481st of 719
Median earnings per workerWeakness	$39,545	$45,838	$43,552	$49,666	20th	401st of 700
Self-employed workers	7%	6.8%	8.6%	10%	19th	406th of 719
Per capita incomeWeakness	$28,428	$31,070	$35,821	$44,673	15th	351st of 722
Work from home	6.6%	9.4%	10.2%	15.1%	14th	321st of 719
Median gross rent	$878	$793	$967	$1,413	12th	178th of 467
Population	7,040	14,723	4,534,824	334,922,499	11th	164th of 724
Median household incomeWeakness	$49,147	$64,669	$63,726	$80,734	8th	429th of 641
Population density	47/sq mi	53/sq mi	115/sq mi	95/sq mi	7th	427th of 724
Median home value	$137,500	$159,800	$205,600	$332,700	7th	340th of 642
Foreign-born residents	1%	1.1%	4.7%	14.1%	6th	294th of 724
Bachelor's degree or higherWeakness	10.6%	15.4%	27.6%	35.7%	3rd	515th of 723
Diversity index	9	14.6	32.5	61.4	3rd	437th of 724
Broadband accessWeakness	75%	81.1%	88.6%	91%	2nd	622nd of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

12%

25–34

13%

35–44

12%

45–54

18%

55–64

12%

65–74

75+

Median age

43.4

Under 18

21.4%

65 and over

17.7%

Race and ethnicity

White95%
Black0.5%
Hispanic1%
Asian0.0%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

76.4%

Language spoken at home (households)

English only

98%

Spanish

0.9%

Other Indo-European

Asian / Pacific

0.1%

Other

Households

Households: 2,781
Average household size: 2.5
Family households: 65.4%
Married couples: 46.5%
Living alone: 28.4%
Veterans (of adults): 7.4%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

25%

$25–50k

25%

$50–75k

14%

$75–100k

13%

$100–150k

15%

$150–200k

$200k+

0.8%

Median household income

41040

$49,147

Pendleton Co.

$64,669

Kentucky

$63,726

United States

$80,734

Per capita income

$28,428

U.S. $44,673

Poverty rate

19.2%

U.S. 12.5%

Households earning $150K+

7.4%

U.S. 23%

Income inequality (Gini)

0.440

U.S. 0.483

Housing

Median home value

41040

$137,500

Pendleton Co.

$159,800

Kentucky

$205,600

United States

$332,700

Median gross rent

41040

$878

Pendleton Co.

$793

Kentucky

$967

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

Mobile home

20%

Boat, RV, van

Housing units: 3,357
Owner-occupied: 70.8%
Vacant: 17.2%
Median year built: 1973
Median rooms: 5.9
Renters paying 30%+ of income: 46.4%
Renters paying 50%+ of income: 36%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

11%

Transit

0.8%

Walked

Bicycle

Worked from home

Other

0.8%

Commute time (one way)

<10 min

12%

10–19

22%

20–29

11%

30–44

19%

45–59

19%

60+

17%

Average commute

34 min

U.S. 26.4 min

Unemployment

6.2%

U.S. 5.2%

In labor force

55.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

15%

Construction and repair

14%

Office and admin

10%

Sales

10%

Production

Healthcare

Cleaning and personal care

Management

Business and finance

Police and fire

Legal and social services

Food service

Education

Computer and math

Arts, media and sports

Engineering and science

Farming, fishing and forestry

Industries

Retail

16%

Health care and social assistance

14%

Construction

12%

Transportation, warehousing and utilities

Manufacturing

Admin, support and management

Professional and technical services

Public administration

Restaurants and hotels

Other services

Education

Finance, insurance and real estate

Wholesale

Information

Agriculture and mining

Arts and recreation

0.6%

Median earnings per worker

$39,545

U.S. $49,666

Self-employed

U.S. 10%

Government workers

11.5%

U.S. 14.5%

Nonprofit workers

6.7%

U.S. 8.8%

Median earnings by type of work

Type of work	41040	U.S.
Management, business, science and arts	$50,781	$74,888
Service	$25,106	$26,804
Sales and office	$32,143	$40,476
Construction and maintenance	$58,125	$49,199
Production and transportation	$46,579	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

20%

High school

42%

Some college

15%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 79.7%
Bachelor's degree or higher: 10.6%
Graduate or professional degree: 2.6%
Households with broadband: 75%
Cable, fiber or DSL: 62.6%
No internet access: 23.3%
Without health insurance: 7.4%
Limited-English households: 0%

Geography

City (USPS): Falmouth
State: Kentucky
County: Pendleton County
Center point: 38.6508° N, 84.3312° W
Land area: 149 sq mi
Water area: 2.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

41040 spans 2 counties

Pendleton County96% of land
Bracken County4% of land

Zip codes near 41040

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
41003	Berry, KY	9 mi	3,138	$79,625	$157,000
41006	Butler, KY	9.3 mi	4,715	$76,921	$197,300
41043	Foster, KY	10 mi	1,694	$87,695	$211,800
41061	Milford, KY · PO box	11 mi	—	—	—
41033	De Mossville, KY	11 mi	2,052	$100,260	$216,300
45156	Neville, OH	13 mi	52	$63,542	$76,700
41004	Brooksville, KY	13 mi	4,025	$66,176	$119,100
41097	Williamstown, KY	14 mi	7,801	$77,524	$221,500
41054	Mason, KY · PO box	14 mi	—	—	—
45112	Chilo, OH	14 mi	11	$51,875	—
41031	Cynthiana, KY	17 mi	16,624	$64,883	$212,000
41053	Kenton, KY · PO box	17 mi	—	—	—

Zip codes like 41040 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41040

What city is zip code 41040?

41040 is assigned to Falmouth, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41040 in?

41040 is mostly in Pendleton County, but it extends into 1 other county.

What is the population of 41040?

About 7,040 people live in 41040, according to the Census Bureau's American Community Survey.

What time zone is 41040 in?

41040 is in Eastern Time.

What is the median household income in 41040?

The median household income in 41040 is $49,147.

What zip codes are near 41040?

The closest zip codes to 41040 are 41003, 41006, 41043, 41061, 41033.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41040, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.