Zip code 41016: Covington, Kentucky

Q: What city is zip code 41016?

41016 is assigned to Covington, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41016 in?

41016 is in Kenton County, Kentucky.

Q: What is the population of 41016?

About 5,795 people live in 41016, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41016?

The median household income in 41016 is $71,172.

Q: What zip codes are near 41016?

The closest zip codes to 41016 are 45203, 45204, 41011, 45214, 45205.

Residential delivery areaKenton CountyEastern Time

Population

5,795

Median household income

$71K

U.S. $81K

Median home value

$174K

U.S. $333K

Median rent

$1,138/mo

U.S. $1,413

Median age

38.4

U.S. 38.9

Land area

1.5 sq mi

3,913 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41016

41016 is an urban zip code in Covington, Kentucky (Kenton County), covering 1.5 sq mi of land. About 5,795 people live here, or 3,913 per square mile. The median resident is 38.4 years old, compared with 38.9 nationally.

The median household earns $71,172 a year, close to the national median of $80,734. 19.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $173,500, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,138 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.6 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and management.

How 41016 compares

Sorted from highest to lowest national percentile

Poverty rate19.6%
84th
WeaknessU.S. 12.5% · KY 16.1%309th of 722 in KY
Housing vacancy12.7%
81st
U.S. 10.1% · KY 10.3%346th of 719 in KY
Population density3,913/sq mi
74th
U.S. 95/sq mi · KY 115/sq mi21st of 724 in KY
Residents under 1825%
74th
U.S. 22% · KY 22.6%210th of 724 in KY
Homeownership rate71.6%
57th
U.S. 65.2% · KY 68.3%497th of 719 in KY
Income inequality (Gini)0.443
57th
U.S. 0.483 · KY 0.477291st of 715 in KY
Bachelor's degree or higher31.9%
50th
U.S. 35.7% · KY 27.6%88th of 723 in KY
Work from home12.7%
50th
U.S. 15.1% · KY 10.2%129th of 719 in KY
Tech workers2.7%
47th
U.S. 3.8% · KY 2.2%120th of 719 in KY
Median age38.4
45th
U.S. 38.9 · KY 39.1521st of 724 in KY
Median earnings per worker$46,150
44th
U.S. $49,666 · KY $43,552201st of 700 in KY
Median household income$71,172
38th
U.S. $80,734 · KY $63,726146th of 641 in KY
Per capita income$34,358
32nd
U.S. $44,673 · KY $35,821188th of 722 in KY
Uninsured rate4.9%
32nd
U.S. 8.4% · KY 6%356th of 723 in KY
Residents 65 and older14.2%
32nd
U.S. 17.2% · KY 17.3%558th of 724 in KY
Median gross rent$1,138
31st
U.S. $1,413 · KY $96756th of 467 in KY
Unemployment rate3.8%
30th
U.S. 5.2% · KY 4.9%368th of 719 in KY
Diversity index31.8
26th
U.S. 61.4 · KY 32.5105th of 724 in KY
Government workers10.4%
22nd
U.S. 14.5% · KY 14.6%523rd of 719 in KY
Average commute21.6 min
21st
U.S. 26.4 min · KY 24 min491st of 624 in KY
Healthcare workers7.4%
20th
U.S. 9.7% · KY 10.5%486th of 719 in KY
Median home value$173,500
15th
U.S. $332,700 · KY $205,600209th of 642 in KY
Veterans3%
15th
U.S. 6.2% · KY 6.5%571st of 724 in KY
Self-employed workers6.4%
13th
U.S. 10% · KY 8.6%431st of 719 in KY
Broadband access84%
10th
WeaknessU.S. 91% · KY 88.6%443rd of 719 in KY
Population5,795
9th
U.S. 334,922,499 · KY 4,534,824189th of 724 in KY
Foreign-born residents1.1%
6th
U.S. 14.1% · KY 4.7%277th of 724 in KY
Rent-burdened renters24.9%
3rd
StrengthU.S. 51.1% · KY 45.4%478th of 634 in KY

Measure	41016	Kenton	KY	U.S.	National percentile	Rank in KY
Poverty rateWeakness	19.6%	11.8%	16.1%	12.5%	84th	309th of 722
Housing vacancy	12.7%	8%	10.3%	10.1%	81st	346th of 719
Population density	3,913/sq mi	1,068/sq mi	115/sq mi	95/sq mi	74th	21st of 724
Residents under 18	25%	23.3%	22.6%	22%	74th	210th of 724
Homeownership rate	71.6%	70.7%	68.3%	65.2%	57th	497th of 719
Income inequality (Gini)	0.443	0.458	0.477	0.483	57th	291st of 715
Bachelor's degree or higher	31.9%	37.4%	27.6%	35.7%	50th	88th of 723
Work from home	12.7%	14.1%	10.2%	15.1%	50th	129th of 719
Tech workers	2.7%	3.7%	2.2%	3.8%	47th	120th of 719
Median age	38.4	37.7	39.1	38.9	45th	521st of 724
Median earnings per worker	$46,150	$50,302	$43,552	$49,666	44th	201st of 700
Median household income	$71,172	$80,548	$63,726	$80,734	38th	146th of 641
Per capita income	$34,358	$43,733	$35,821	$44,673	32nd	188th of 722
Uninsured rate	4.9%	4.7%	6%	8.4%	32nd	356th of 723
Residents 65 and older	14.2%	15.7%	17.3%	17.2%	32nd	558th of 724
Median gross rent	$1,138	$1,069	$967	$1,413	31st	56th of 467
Unemployment rate	3.8%	4.3%	4.9%	5.2%	30th	368th of 719
Diversity index	31.8	26.8	32.5	61.4	26th	105th of 724
Government workers	10.4%	10.1%	14.6%	14.5%	22nd	523rd of 719
Average commute	21.6 min	22.3 min	24 min	26.4 min	21st	491st of 624
Healthcare workers	7.4%	9.7%	10.5%	9.7%	20th	486th of 719
Median home value	$173,500	$244,400	$205,600	$332,700	15th	209th of 642
Veterans	3%	5.7%	6.5%	6.2%	15th	571st of 724
Self-employed workers	6.4%	6.6%	8.6%	10%	13th	431st of 719
Broadband accessWeakness	84%	92%	88.6%	91%	10th	443rd of 719
Population	5,795	171,288	4,534,824	334,922,499	9th	189th of 724
Foreign-born residents	1.1%	4.1%	4.7%	14.1%	6th	277th of 724
Rent-burdened rentersStrength	24.9%	43.8%	45.4%	51.1%	3rd	478th of 634

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

11%

25–34

19%

35–44

10%

45–54

12%

55–64

65–74

75+

Median age

38.4

Under 18

25%

65 and over

14.2%

Race and ethnicity

White82%
Black2%
Hispanic8%
Asian0%
Native American0.0%
Pacific Islander0%
Other0.0%
Multiracial8%

Diversity index

31.8

U.S. 61.4

Foreign-born

1.1%

U.S. 14.1%

Born in state

56.2%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,483
Average household size: 2.3
Family households: 47.5%
Married couples: 31.3%
Living alone: 36.7%
Veterans (of adults): 3%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

14%

$50–75k

18%

$75–100k

11%

$100–150k

21%

$150–200k

$200k+

Median household income

41016

$71,172

Kenton Co.

$80,548

Kentucky

$63,726

United States

$80,734

Per capita income

$34,358

U.S. $44,673

Poverty rate

19.6%

U.S. 12.5%

Households earning $150K+

12.6%

U.S. 23%

Income inequality (Gini)

0.443

U.S. 0.483

Housing

Median home value

41016

$173,500

Kenton Co.

$244,400

Kentucky

$205,600

United States

$332,700

Median gross rent

41016

$1,138

Kenton Co.

$1,069

Kentucky

$967

United States

$1,413

Types of housing

Single-family

79%

2–4 units

16%

5–19 units

20+ units

0.4%

Mobile home

Boat, RV, van

Housing units: 2,844
Owner-occupied: 71.6%
Vacant: 12.7%
Median year built: 1939 or earlier
Median rooms: 5.8
Renters paying 30%+ of income: 24.9%
Renters paying 50%+ of income: 16%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

11%

Transit

0.7%

Walked

Bicycle

0.3%

Worked from home

13%

Other

Commute time (one way)

<10 min

12%

10–19

45%

20–29

27%

30–44

11%

45–59

60+

Average commute

21.6 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

68.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Office and admin

13%

Management

11%

Food service

11%

Production

10%

Transportation and moving

Healthcare

Business and finance

Legal and social services

Engineering and science

Sales

Education

Computer and math

Cleaning and personal care

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Manufacturing

15%

Health care and social assistance

12%

Restaurants and hotels

12%

Construction

10%

Retail

Transportation, warehousing and utilities

Finance, insurance and real estate

Other services

Public administration

Education

Professional and technical services

Wholesale

Admin, support and management

Arts and recreation

Information

0.2%

Agriculture and mining

0.1%

Median earnings per worker

$46,150

U.S. $49,666

Self-employed

6.4%

U.S. 10%

Government workers

10.4%

U.S. 14.5%

Nonprofit workers

9.3%

U.S. 8.8%

Median earnings by type of work

Type of work	41016	U.S.
Management, business, science and arts	$72,628	$74,888
Service	$25,793	$26,804
Sales and office	$42,112	$40,476
Construction and maintenance	$26,642	$49,199
Production and transportation	$48,210	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

34%

Some college

20%

Associate's

Bachelor's

24%

Graduate

High school graduate or higher: 93.3%
Bachelor's degree or higher: 31.9%
Graduate or professional degree: 7.7%
Households with broadband: 84%
Cable, fiber or DSL: 77.2%
No internet access: 15.3%
Without health insurance: 4.9%
Limited-English households: 0%

Geography

City (USPS): Covington
State: Kentucky
County: Kenton County
Center point: 39.0887° N, 84.5485° W
Land area: 1.5 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Ludlow61% of zip
Covington22% of zip
Bromley17% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 41016

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45203	Cincinnati, OH	1.4 mi	2,436	$21,973	$356,900
45204	Cincinnati, OH	1.6 mi	8,412	$31,236	$95,400
41011	Covington, KY	1.7 mi	26,981	$69,970	$304,200
45214	Cincinnati, OH	2 mi	8,630	$27,852	$100,500
45205	Cincinnati, OH	2.1 mi	18,651	$43,682	$127,900
45202	Cincinnati, OH	2.7 mi	17,869	$95,633	$443,600
41014	Covington, KY	2.9 mi	7,392	$61,382	$164,700
45219	Cincinnati, OH	3.3 mi	20,012	$35,657	$207,900
45238	Cincinnati, OH	3.5 mi	48,351	$66,277	$183,900
45225	Cincinnati, OH	3.8 mi	9,583	$20,348	$103,100
41071	Newport, KY	3.8 mi	19,680	$59,976	$192,900
41073	Bellevue, KY	3.9 mi	5,636	$71,166	$206,500

Zip codes like 41016 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41016

What city is zip code 41016?

41016 is assigned to Covington, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41016 in?

41016 is in Kenton County, Kentucky.

What is the population of 41016?

About 5,795 people live in 41016, according to the Census Bureau's American Community Survey.

What time zone is 41016 in?

41016 is in Eastern Time.

What is the median household income in 41016?

The median household income in 41016 is $71,172.

What zip codes are near 41016?

The closest zip codes to 41016 are 45203, 45204, 41011, 45214, 45205.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41016, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.