Zip code 40813: Calvin, Kentucky

Q: What city is zip code 40813?

40813 is assigned to Calvin, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40813 in?

40813 is in Bell County, Kentucky.

Q: What is the population of 40813?

About 354 people live in 40813, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40813?

The median household income in 40813 is $81,204.

Q: What zip codes are near 40813?

The closest zip codes to 40813 are 40856, 40958, 40845, 40955, 40977.

Residential delivery areaBell CountyEastern Time

Population

354

Small sample: rough estimates

Median household income

$81K

U.S. $81K

Median home value

$160K

U.S. $333K

Median rent

$541/mo

U.S. $1,413

Median age

33.8

U.S. 38.9

Land area

13 sq mi

27 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40813

40813 is a rural zip code in Calvin, Kentucky (Bell County), covering 13 sq mi of land. About 354 people live here, or 27 per square mile. The median resident is 33.8 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $81,204 a year, close to the national median of $80,734. 5.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $159,800, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 60% of occupied homes are lived in by their owners, and renters pay a median of $541 a month.

5% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.1 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in cleaning and personal care; office and administrative support; and transportation and moving goods.

How 40813 compares

Sorted from highest to lowest national percentile

Only about 354 people live here, so these survey estimates have wide margins of error.

Uninsured rate24.6%
98th
WeaknessU.S. 8.4% · KY 6%12th of 723 in KY
Government workers20.2%
85th
U.S. 14.5% · KY 14.6%190th of 719 in KY
Broadband access95.8%
83rd
StrengthU.S. 91% · KY 88.6%78th of 719 in KY
Housing vacancy8.8%
65th
U.S. 10.1% · KY 10.3%466th of 719 in KY
Median household income$81,204
52nd
U.S. $80,734 · KY $63,72683rd of 641 in KY
Homeownership rate59.6%
31st
U.S. 65.2% · KY 68.3%643rd of 719 in KY
Per capita income$33,538
29th
U.S. $44,673 · KY $35,821201st of 722 in KY
Average commute22.1 min
24th
U.S. 26.4 min · KY 24 min476th of 624 in KY
Work from home7%
16th
U.S. 15.1% · KY 10.2%306th of 719 in KY
Median age33.8
15th
U.S. 38.9 · KY 39.1626th of 724 in KY
Residents 65 and older11.6%
15th
U.S. 17.2% · KY 17.3%617th of 724 in KY
Median home value$159,800
12th
U.S. $332,700 · KY $205,600266th of 642 in KY
Poverty rate5.1%
12th
StrengthU.S. 12.5% · KY 16.1%654th of 722 in KY
Healthcare workers6.2%
9th
U.S. 9.7% · KY 10.5%523rd of 719 in KY
Median earnings per worker$32,667
5th
WeaknessU.S. $49,666 · KY $43,552575th of 700 in KY
Population density27/sq mi
4th
U.S. 95/sq mi · KY 115/sq mi595th of 724 in KY
Residents under 1812.4%
4th
U.S. 22% · KY 22.6%633rd of 724 in KY
Rent-burdened renters26.9%
3rd
StrengthU.S. 51.1% · KY 45.4%466th of 634 in KY
Population354
1st
U.S. 334,922,499 · KY 4,534,824637th of 724 in KY
Median gross rent$541
1st
U.S. $1,413 · KY $967441st of 467 in KY
Bachelor's degree or higher5.2%
1st
WeaknessU.S. 35.7% · KY 27.6%628th of 723 in KY
Unemployment rate0%
1st
StrengthU.S. 5.2% · KY 4.9%551st of 719 in KY
Diversity index0
1st
U.S. 61.4 · KY 32.5624th of 724 in KY
Veterans0%
1st
U.S. 6.2% · KY 6.5%645th of 724 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%435th of 724 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%363rd of 719 in KY
Self-employed workers0%
1st
U.S. 10% · KY 8.6%597th of 719 in KY
Income inequality (Gini)0.271
1st
StrengthU.S. 0.483 · KY 0.477682nd of 715 in KY

Measure	40813	Bell	KY	U.S.	National percentile	Rank in KY
Uninsured rateWeakness	24.6%	5.3%	6%	8.4%	98th	12th of 723
Government workers	20.2%	16.2%	14.6%	14.5%	85th	190th of 719
Broadband accessStrength	95.8%	79.3%	88.6%	91%	83rd	78th of 719
Housing vacancy	8.8%	14.5%	10.3%	10.1%	65th	466th of 719
Median household income	$81,204	$31,354	$63,726	$80,734	52nd	83rd of 641
Homeownership rate	59.6%	58.8%	68.3%	65.2%	31st	643rd of 719
Per capita income	$33,538	$21,704	$35,821	$44,673	29th	201st of 722
Average commute	22.1 min	22.7 min	24 min	26.4 min	24th	476th of 624
Work from home	7%	4.4%	10.2%	15.1%	16th	306th of 719
Median age	33.8	41.7	39.1	38.9	15th	626th of 724
Residents 65 and older	11.6%	18.9%	17.3%	17.2%	15th	617th of 724
Median home value	$159,800	$89,000	$205,600	$332,700	12th	266th of 642
Poverty rateStrength	5.1%	28.8%	16.1%	12.5%	12th	654th of 722
Healthcare workers	6.2%	13.8%	10.5%	9.7%	9th	523rd of 719
Median earnings per workerWeakness	$32,667	$33,151	$43,552	$49,666	5th	575th of 700
Population density	27/sq mi	66/sq mi	115/sq mi	95/sq mi	4th	595th of 724
Residents under 18	12.4%	21.9%	22.6%	22%	4th	633rd of 724
Rent-burdened rentersStrength	26.9%	54.9%	45.4%	51.1%	3rd	466th of 634
Population	354	23,509	4,534,824	334,922,499	1st	637th of 724
Median gross rent	$541	$592	$967	$1,413	1st	441st of 467
Bachelor's degree or higherWeakness	5.2%	15.8%	27.6%	35.7%	1st	628th of 723
Unemployment rateStrength	0%	10.1%	4.9%	5.2%	1st	551st of 719
Diversity index	0	14.1	32.5	61.4	1st	624th of 724
Veterans	0%	3.9%	6.5%	6.2%	1st	645th of 724
Foreign-born residents	0%	0.4%	4.7%	14.1%	1st	435th of 724
Tech workers	0%	0.7%	2.2%	3.8%	1st	363rd of 719
Self-employed workers	0%	8.7%	8.6%	10%	1st	597th of 719
Income inequality (Gini)Strength	0.271	0.510	0.477	0.483	1st	682nd of 715

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

41%

25–34

35–44

23%

45–54

55–64

65–74

75+

Median age

33.8

Under 18

12.4%

65 and over

11.6%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

82.8%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 166
Average household size: 2.1
Family households: 47%
Married couples: 27.7%
Living alone: 34.9%
Veterans (of adults): 0%
Male / female: 63% / 37%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

15%

$50–75k

16%

$75–100k

34%

$100–150k

23%

$150–200k

$200k+

Median household income

40813

$81,204

Bell Co.

$31,354

Kentucky

$63,726

United States

$80,734

Per capita income

$33,538

U.S. $44,673

Poverty rate

5.1%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.271

U.S. 0.483

Housing

Median home value

40813

$159,800

Bell Co.

$89,000

Kentucky

$205,600

United States

$332,700

Median gross rent

40813

$541

Bell Co.

$592

Kentucky

$967

United States

$1,413

Types of housing

Single-family

80%

2–4 units

10%

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 182
Owner-occupied: 59.6%
Vacant: 8.8%
Median year built: 1975
Median rooms: 5.4
Renters paying 30%+ of income: 26.9%
Renters paying 50%+ of income: 26.9%
Home value to income: 2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

24%

20–29

44%

30–44

29%

45–59

60+

Average commute

22.1 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

83.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Cleaning and personal care

27%

Office and admin

16%

Transportation and moving

12%

Production

12%

Sales

10%

Business and finance

Healthcare

Education

Police and fire

Management

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Food service

Construction and repair

Farming, fishing and forestry

Industries

Arts and recreation

27%

Public administration

15%

Manufacturing

12%

Retail

10%

Education

10%

Transportation, warehousing and utilities

10%

Professional and technical services

Health care and social assistance

Other services

Construction

Restaurants and hotels

Finance, insurance and real estate

Admin, support and management

Wholesale

Information

Agriculture and mining

Median earnings per worker

$32,667

U.S. $49,666

Self-employed

U.S. 10%

Government workers

20.2%

U.S. 14.5%

Nonprofit workers

9.3%

U.S. 8.8%

Median earnings by type of work

Type of work	40813	U.S.
Management, business, science and arts	$31,058	$74,888
Service	$23,533	$26,804
Sales and office	$61,970	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$34,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

62%

Some college

25%

Associate's

Bachelor's

Graduate

High school graduate or higher: 91.9%
Bachelor's degree or higher: 5.2%
Graduate or professional degree: 0%
Households with broadband: 95.8%
Cable, fiber or DSL: 71.1%
No internet access: 4.2%
Without health insurance: 24.6%
Limited-English households: 0%

Geography

City (USPS): Calvin
State: Kentucky
County: Bell County
Center point: 36.7102° N, 83.5923° W
Land area: 13 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40813

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40856	Miracle, KY	3.7 mi	745	$47,880	$83,300
40958	Kettle Island, KY	6.9 mi	547	$48,721	$87,500
40845	Hulen, KY	7.1 mi	580	$23,450	$66,000
40955	Ingram, KY · PO box	7.6 mi	—	—	—
40977	Pineville, KY	7.6 mi	8,367	$37,917	$85,600
24248	Ewing, VA	8.3 mi	2,207	$78,281	$100,000
40863	Pathfork, KY	9 mi	706	$49,578	$44,000
37867	Shawanee, TN · PO box	9.5 mi	—	—	—
37752	Harrogate, TN	9.6 mi	6,185	$60,028	$193,600
40965	Middlesboro, KY	9.9 mi	11,561	$28,685	$95,200
40939	Fourmile, KY	9.9 mi	165	—	—
40902	Arjay, KY	11 mi	558	—	—

Questions about 40813

What city is zip code 40813?

40813 is assigned to Calvin, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40813 in?

40813 is in Bell County, Kentucky.

What is the population of 40813?

About 354 people live in 40813, according to the Census Bureau's American Community Survey.

What time zone is 40813 in?

40813 is in Eastern Time.

What is the median household income in 40813?

The median household income in 40813 is $81,204.

What zip codes are near 40813?

The closest zip codes to 40813 are 40856, 40958, 40845, 40955, 40977.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40813, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.