Zip code 40740: Lily, Kentucky

Q: What city is zip code 40740?

40740 is assigned to Lily, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40740 in?

40740 is in Laurel County, Kentucky.

Q: What is the population of 40740?

About 3,880 people live in 40740, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40740?

The median household income in 40740 is $63,701.

Q: What zip codes are near 40740?

The closest zip codes to 40740 are 40744, 40737, 40702, 40734, 40743.

Residential delivery areaLaurel CountyEastern Time

Population

3,880

Median household income

$64K

U.S. $81K

Median home value

$111K

U.S. $333K

Median rent

$734/mo

U.S. $1,413

Median age

39.7

U.S. 38.9

Land area

15 sq mi

257 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40740

40740 is a small-town zip code in Lily, Kentucky (Laurel County), covering 15 sq mi of land. About 3,880 people live here, or 257 per square mile. The median resident is 39.7 years old, compared with 38.9 nationally.

The median household earns $63,701 a year, 21% below the national median of $80,734. 16.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $111,100, or 1.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 64% of occupied homes are lived in by their owners, and renters pay a median of $734 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.3 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in transportation and moving goods; sales; and production and manufacturing.

How 40740 compares

Sorted from highest to lowest national percentile

Rent-burdened renters75.2%
99th
WeaknessU.S. 51.1% · KY 45.4%86th of 634 in KY
Residents under 1829%
93rd
U.S. 22% · KY 22.6%101st of 724 in KY
Poverty rate16.6%
75th
U.S. 12.5% · KY 16.1%384th of 722 in KY
Housing vacancy9.6%
69th
U.S. 10.1% · KY 10.3%442nd of 719 in KY
Median age39.7
55th
U.S. 38.9 · KY 39.1467th of 724 in KY
Broadband access91.7%
46th
U.S. 91% · KY 88.6%183rd of 719 in KY
Homeownership rate63.8%
39th
U.S. 65.2% · KY 68.3%604th of 719 in KY
Self-employed workers8.4%
38th
U.S. 10% · KY 8.6%338th of 719 in KY
Median household income$63,701
26th
U.S. $80,734 · KY $63,726224th of 641 in KY
Population density257/sq mi
24th
U.S. 95/sq mi · KY 115/sq mi121st of 724 in KY
Income inequality (Gini)0.402
22nd
U.S. 0.483 · KY 0.477460th of 715 in KY
Work from home7.6%
20th
U.S. 15.1% · KY 10.2%286th of 719 in KY
Average commute20.3 min
14th
StrengthU.S. 26.4 min · KY 24 min529th of 624 in KY
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · KY 4.9%449th of 719 in KY
Tech workers0.9%
11th
U.S. 3.8% · KY 2.2%262nd of 719 in KY
Population3,880
6th
U.S. 334,922,499 · KY 4,534,824237th of 724 in KY
Per capita income$22,391
5th
WeaknessU.S. $44,673 · KY $35,821552nd of 722 in KY
Uninsured rate2%
5th
StrengthU.S. 8.4% · KY 6%552nd of 723 in KY
Median home value$111,100
4th
U.S. $332,700 · KY $205,600438th of 642 in KY
Median gross rent$734
4th
U.S. $1,413 · KY $967303rd of 467 in KY
Bachelor's degree or higher11.6%
4th
WeaknessU.S. 35.7% · KY 27.6%486th of 723 in KY
Diversity index9.8
4th
U.S. 61.4 · KY 32.5418th of 724 in KY
Median earnings per worker$31,694
4th
WeaknessU.S. $49,666 · KY $43,552591st of 700 in KY
Residents 65 and older7.7%
3rd
U.S. 17.2% · KY 17.3%676th of 724 in KY
Veterans1.3%
2nd
U.S. 6.2% · KY 6.5%630th of 724 in KY
Foreign-born residents0.2%
2nd
U.S. 14.1% · KY 4.7%405th of 724 in KY
Healthcare workers4%
2nd
U.S. 9.7% · KY 10.5%575th of 719 in KY
Government workers3%
1st
U.S. 14.5% · KY 14.6%649th of 719 in KY

Measure	40740	Laurel	KY	U.S.	National percentile	Rank in KY
Rent-burdened rentersWeakness	75.2%	40.8%	45.4%	51.1%	99th	86th of 634
Residents under 18	29%	22.6%	22.6%	22%	93rd	101st of 724
Poverty rate	16.6%	20.5%	16.1%	12.5%	75th	384th of 722
Housing vacancy	9.6%	10.5%	10.3%	10.1%	69th	442nd of 719
Median age	39.7	40.1	39.1	38.9	55th	467th of 724
Broadband access	91.7%	90.7%	88.6%	91%	46th	183rd of 719
Homeownership rate	63.8%	71.6%	68.3%	65.2%	39th	604th of 719
Self-employed workers	8.4%	8.1%	8.6%	10%	38th	338th of 719
Median household income	$63,701	$57,771	$63,726	$80,734	26th	224th of 641
Population density	257/sq mi	145/sq mi	115/sq mi	95/sq mi	24th	121st of 724
Income inequality (Gini)	0.402	0.442	0.477	0.483	22nd	460th of 715
Work from home	7.6%	8.7%	10.2%	15.1%	20th	286th of 719
Average commuteStrength	20.3 min	22.6 min	24 min	26.4 min	14th	529th of 624
Unemployment rateStrength	2.6%	3.5%	4.9%	5.2%	11th	449th of 719
Tech workers	0.9%	2.2%	2.2%	3.8%	11th	262nd of 719
Population	3,880	62,983	4,534,824	334,922,499	6th	237th of 724
Per capita incomeWeakness	$22,391	$27,836	$35,821	$44,673	5th	552nd of 722
Uninsured rateStrength	2%	7.8%	6%	8.4%	5th	552nd of 723
Median home value	$111,100	$159,500	$205,600	$332,700	4th	438th of 642
Median gross rent	$734	$813	$967	$1,413	4th	303rd of 467
Bachelor's degree or higherWeakness	11.6%	17.5%	27.6%	35.7%	4th	486th of 723
Diversity index	9.8	10	32.5	61.4	4th	418th of 724
Median earnings per workerWeakness	$31,694	$39,373	$43,552	$49,666	4th	591st of 700
Residents 65 and older	7.7%	17.1%	17.3%	17.2%	3rd	676th of 724
Veterans	1.3%	5.5%	6.5%	6.2%	2nd	630th of 724
Foreign-born residents	0.2%	1.1%	4.7%	14.1%	2nd	405th of 724
Healthcare workers	4%	10.7%	10.5%	9.7%	2nd	575th of 719
Government workers	3%	11.2%	14.6%	14.5%	1st	649th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

18–24

25–34

15%

35–44

16%

45–54

17%

55–64

65–74

75+

Median age

39.7

Under 18

29%

65 and over

7.7%

Race and ethnicity

White95%
Black0%
Hispanic1%
Asian0%
Native American0%
Pacific Islander0.9%
Other0%
Multiracial3%

Diversity index

9.8

U.S. 61.4

Foreign-born

0.2%

U.S. 14.1%

Born in state

79.5%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,286
Average household size: 3
Family households: 77.1%
Married couples: 50.7%
Living alone: 14.9%
Veterans (of adults): 1.3%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

21%

$50–75k

21%

$75–100k

$100–150k

22%

$150–200k

$200k+

Median household income

40740

$63,701

Laurel Co.

$57,771

Kentucky

$63,726

United States

$80,734

Per capita income

$22,391

U.S. $44,673

Poverty rate

16.6%

U.S. 12.5%

Households earning $150K+

4.9%

U.S. 23%

Income inequality (Gini)

0.402

U.S. 0.483

Housing

Median home value

40740

$111,100

Laurel Co.

$159,500

Kentucky

$205,600

United States

$332,700

Median gross rent

40740

$734

Laurel Co.

$813

Kentucky

$967

United States

$1,413

Types of housing

Single-family

55%

2–4 units

5–19 units

20+ units

Mobile home

45%

Boat, RV, van

Housing units: 1,422
Owner-occupied: 63.8%
Vacant: 9.6%
Median year built: 1995
Median rooms: 5.1
Renters paying 30%+ of income: 75.2%
Renters paying 50%+ of income: 34.8%
Home value to income: 1.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

22%

Transit

Walked

0.3%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

50%

20–29

24%

30–44

45–59

60+

Average commute

20.3 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

53%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

24%

Sales

16%

Production

12%

Office and admin

Management

Food service

Cleaning and personal care

Education

Healthcare

Legal and social services

Engineering and science

Construction and repair

Police and fire

Computer and math

0.9%

Farming, fishing and forestry

0.7%

Arts, media and sports

0.6%

Business and finance

Industries

Retail

38%

Manufacturing

21%

Health care and social assistance

13%

Other services

Restaurants and hotels

Professional and technical services

Education

Admin, support and management

Agriculture and mining

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

0.9%

Wholesale

0.5%

Arts and recreation

0.5%

Public administration

Information

Median earnings per worker

$31,694

U.S. $49,666

Self-employed

8.4%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	40740	U.S.
Management, business, science and arts	$51,641	$74,888
Service	$16,386	$26,804
Sales and office	$30,986	$40,476
Construction and maintenance	$75,216	$49,199
Production and transportation	$19,544	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

22%

High school

39%

Some college

20%

Associate's

Bachelor's

Graduate

High school graduate or higher: 78.3%
Bachelor's degree or higher: 11.6%
Graduate or professional degree: 4.8%
Households with broadband: 91.7%
Cable, fiber or DSL: 77.4%
No internet access: 8.3%
Without health insurance: 2%
Limited-English households: 0%

Geography

City (USPS): Lily
State: Kentucky
County: Laurel County
Center point: 37.0206° N, 84.0373° W
Land area: 15 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40740

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40744	London, KY	4.1 mi	20,137	$64,369	$172,700
40737	Keavy, KY	6.1 mi	1,782	$47,096	$137,000
40702	Corbin, KY · PO box	6.8 mi	—	—	—
40734	Gray, KY	7.1 mi	3,602	$42,500	$131,700
40743	London, KY · PO box	7.9 mi	—	—	—
40750	London, KY · PO box	7.9 mi	—	—	—
40741	London, KY	9 mi	23,397	$64,552	$168,500
40742	London, KY · PO box	9.2 mi	—	—	—
40745	London, KY · PO box	9.2 mi	—	—	—
40701	Corbin, KY	10 mi	30,526	$47,204	$160,700
40724	Bush, KY · PO box	11 mi	—	—	—
40771	Woodbine, KY	11 mi	1,915	—	$125,600

Zip codes like 40740 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40740

What city is zip code 40740?

40740 is assigned to Lily, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40740 in?

40740 is in Laurel County, Kentucky.

What is the population of 40740?

About 3,880 people live in 40740, according to the Census Bureau's American Community Survey.

What time zone is 40740 in?

40740 is in Eastern Time.

What is the median household income in 40740?

The median household income in 40740 is $63,701.

What zip codes are near 40740?

The closest zip codes to 40740 are 40744, 40737, 40702, 40734, 40743.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40740, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.