Zip code 40324: Georgetown, Kentucky

Q: What city is zip code 40324?

40324 is assigned to Georgetown, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40324 in?

40324 is mostly in Scott County, but it extends into 2 other counties.

Q: What is the population of 40324?

About 53,406 people live in 40324, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40324?

The median household income in 40324 is $85,110.

Q: What zip codes are near 40324?

The closest zip codes to 40324 are 40379, 40511, 40370, 40347, 40598.

Residential delivery areaScott CountyEastern Time

Population

53,406

Median household income

$85K

U.S. $81K

Median home value

$289K

U.S. $333K

Median rent

$1,246/mo

U.S. $1,413

Median age

35.3

U.S. 38.9

Land area

155 sq mi

344 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40324

40324 is a small-town zip code in Georgetown, Kentucky (Scott County), covering 155 sq mi of land. About 53,406 people live here, or 344 per square mile. The median resident is 35.3 years old, compared with 38.9 nationally.

The median household earns $85,110 a year, close to the national median of $80,734. 11% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $289,100, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $1,246 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.8 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and healthcare.

How 40324 compares

Sorted from highest to lowest national percentile

Population53,406
84th
U.S. 334,922,499 · KY 4,534,8245th of 724 in KY
Residents under 1825%
74th
U.S. 22% · KY 22.6%215th of 724 in KY
Median earnings per worker$52,379
62nd
U.S. $49,666 · KY $43,55291st of 700 in KY
Government workers15.2%
61st
U.S. 14.5% · KY 14.6%338th of 719 in KY
Healthcare workers10.1%
60th
U.S. 9.7% · KY 10.5%350th of 719 in KY
Veterans6.5%
59th
U.S. 6.2% · KY 6.5%306th of 724 in KY
Bachelor's degree or higher35.5%
57th
U.S. 35.7% · KY 27.6%67th of 723 in KY
Median household income$85,110
56th
U.S. $80,734 · KY $63,72672nd of 641 in KY
Broadband access92.6%
54th
U.S. 91% · KY 88.6%157th of 719 in KY
Per capita income$40,850
52nd
U.S. $44,673 · KY $35,82180th of 722 in KY
Homeownership rate69.4%
52nd
U.S. 65.2% · KY 68.3%535th of 719 in KY
Poverty rate11%
51st
U.S. 12.5% · KY 16.1%537th of 722 in KY
Median home value$289,100
42nd
U.S. $332,700 · KY $205,60050th of 642 in KY
Median gross rent$1,246
39th
U.S. $1,413 · KY $96736th of 467 in KY
Work from home10.5%
37th
U.S. 15.1% · KY 10.2%191st of 719 in KY
Uninsured rate5.2%
35th
U.S. 8.4% · KY 6%340th of 723 in KY
Tech workers2.1%
35th
U.S. 3.8% · KY 2.2%159th of 719 in KY
Unemployment rate3.8%
30th
U.S. 5.2% · KY 4.9%370th of 719 in KY
Housing vacancy4.6%
29th
U.S. 10.1% · KY 10.3%607th of 719 in KY
Income inequality (Gini)0.411
29th
U.S. 0.483 · KY 0.477434th of 715 in KY
Population density344/sq mi
28th
U.S. 95/sq mi · KY 115/sq mi109th of 724 in KY
Self-employed workers7.5%
26th
U.S. 10% · KY 8.6%383rd of 719 in KY
Diversity index30.8
24th
U.S. 61.4 · KY 32.5113th of 724 in KY
Median age35.3
23rd
U.S. 38.9 · KY 39.1594th of 724 in KY
Average commute21.8 min
22nd
U.S. 26.4 min · KY 24 min488th of 624 in KY
Foreign-born residents3.5%
21st
U.S. 14.1% · KY 4.7%124th of 724 in KY
Rent-burdened renters41.3%
19th
StrengthU.S. 51.1% · KY 45.4%341st of 634 in KY
Residents 65 and older12.3%
19th
U.S. 17.2% · KY 17.3%609th of 724 in KY

Measure	40324	Scott	KY	U.S.	National percentile	Rank in KY
Population	53,406	59,536	4,534,824	334,922,499	84th	5th of 724
Residents under 18	25%	24.3%	22.6%	22%	74th	215th of 724
Median earnings per worker	$52,379	$52,403	$43,552	$49,666	62nd	91st of 700
Government workers	15.2%	15.6%	14.6%	14.5%	61st	338th of 719
Healthcare workers	10.1%	10.2%	10.5%	9.7%	60th	350th of 719
Veterans	6.5%	6.7%	6.5%	6.2%	59th	306th of 724
Bachelor's degree or higher	35.5%	34.7%	27.6%	35.7%	57th	67th of 723
Median household income	$85,110	$85,158	$63,726	$80,734	56th	72nd of 641
Broadband access	92.6%	92%	88.6%	91%	54th	157th of 719
Per capita income	$40,850	$41,521	$35,821	$44,673	52nd	80th of 722
Homeownership rate	69.4%	71.7%	68.3%	65.2%	52nd	535th of 719
Poverty rate	11%	10.6%	16.1%	12.5%	51st	537th of 722
Median home value	$289,100	$288,500	$205,600	$332,700	42nd	50th of 642
Median gross rent	$1,246	$1,247	$967	$1,413	39th	36th of 467
Work from home	10.5%	10.5%	10.2%	15.1%	37th	191st of 719
Uninsured rate	5.2%	4.9%	6%	8.4%	35th	340th of 723
Tech workers	2.1%	2.1%	2.2%	3.8%	35th	159th of 719
Unemployment rate	3.8%	4.3%	4.9%	5.2%	30th	370th of 719
Housing vacancy	4.6%	4.6%	10.3%	10.1%	29th	607th of 719
Income inequality (Gini)	0.411	0.413	0.477	0.483	29th	434th of 715
Population density	344/sq mi	211/sq mi	115/sq mi	95/sq mi	28th	109th of 724
Self-employed workers	7.5%	7.3%	8.6%	10%	26th	383rd of 719
Diversity index	30.8	28.5	32.5	61.4	24th	113th of 724
Median age	35.3	36.4	39.1	38.9	23rd	594th of 724
Average commute	21.8 min	22.2 min	24 min	26.4 min	22nd	488th of 624
Foreign-born residents	3.5%	2.9%	4.7%	14.1%	21st	124th of 724
Rent-burdened rentersStrength	41.3%	41.4%	45.4%	51.1%	19th	341st of 634
Residents 65 and older	12.3%	13.4%	17.3%	17.2%	19th	609th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

10%

18–24

15%

25–34

14%

35–44

13%

45–54

11%

55–64

65–74

75+

Median age

35.3

Under 18

25%

65 and over

12.3%

Race and ethnicity

White83%
Black5%
Hispanic7%
Asian1.0%
Native American0.0%
Pacific Islander0.0%
Other0.3%
Multiracial4%

Diversity index

30.8

U.S. 61.4

Foreign-born

3.5%

U.S. 14.1%

Born in state

68.1%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.7%

Other

0.1%

Households

Households: 20,058
Average household size: 2.6
Family households: 70.6%
Married couples: 53.4%
Living alone: 24.1%
Veterans (of adults): 6.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

13%

$50–75k

18%

$75–100k

14%

$100–150k

22%

$150–200k

10%

$200k+

11%

Median household income

40324

$85,110

Scott Co.

$85,158

Kentucky

$63,726

United States

$80,734

Per capita income

$40,850

U.S. $44,673

Poverty rate

11%

U.S. 12.5%

Households earning $150K+

21%

U.S. 23%

Income inequality (Gini)

0.411

U.S. 0.483

Housing

Median home value

40324

$289,100

Scott Co.

$288,500

Kentucky

$205,600

United States

$332,700

Median gross rent

40324

$1,246

Scott Co.

$1,247

Kentucky

$967

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 21,027
Owner-occupied: 69.4%
Vacant: 4.6%
Median year built: 2000
Median rooms: 6
Renters paying 30%+ of income: 41.3%
Renters paying 50%+ of income: 17.3%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

10%

Transit

0.1%

Walked

Bicycle

Worked from home

11%

Other

0.6%

Commute time (one way)

<10 min

17%

10–19

34%

20–29

19%

30–44

21%

45–59

60+

Average commute

21.8 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

68.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

15%

Management

10%

Healthcare

10%

Office and admin

10%

Sales

Transportation and moving

Construction and repair

Education

Business and finance

Engineering and science

Food service

Cleaning and personal care

Legal and social services

Computer and math

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.6%

Industries

Manufacturing

25%

Health care and social assistance

13%

Retail

Education

Restaurants and hotels

Professional and technical services

Construction

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Other services

Admin, support and management

Wholesale

Arts and recreation

Agriculture and mining

Information

0.9%

Median earnings per worker

$52,379

U.S. $49,666

Self-employed

7.5%

U.S. 10%

Government workers

15.2%

U.S. 14.5%

Nonprofit workers

5.7%

U.S. 8.8%

Median earnings by type of work

Type of work	40324	U.S.
Management, business, science and arts	$67,518	$74,888
Service	$23,267	$26,804
Sales and office	$42,809	$40,476
Construction and maintenance	$49,895	$49,199
Production and transportation	$53,103	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

20%

Associate's

10%

Bachelor's

22%

Graduate

13%

High school graduate or higher: 93.8%
Bachelor's degree or higher: 35.5%
Graduate or professional degree: 13.1%
Households with broadband: 92.6%
Cable, fiber or DSL: 74.8%
No internet access: 4%
Without health insurance: 5.2%
Limited-English households: 0.5%

Geography

City (USPS): Georgetown
State: Kentucky
County: Scott County
Center point: 38.2458° N, 84.5506° W
Land area: 155 sq mi
Water area: 2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40324 spans 3 counties

Scott County96% of land
Bourbon County2% of land
Fayette County2% of land

Cities and towns within this zip

Georgetown11% of zip
Lexington-Fayette2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40324

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40379	Stamping Ground, KY	8.7 mi	3,788	$62,228	$240,900
40511	Lexington, KY	8.7 mi	38,176	$79,540	$252,400
40370	Sadieville, KY	10 mi	2,836	$94,234	$284,200
40347	Midway, KY	11 mi	3,960	$85,270	$354,000
40598	Lexington, KY · PO box	12 mi	—	—	—
40510	Lexington, KY	12 mi	1,904	$161,938	$695,400
40508	Lexington, KY	13 mi	23,756	$29,440	$182,800
40505	Lexington, KY	14 mi	25,594	$58,206	$179,200
40504	Lexington, KY	14 mi	25,816	$46,055	$222,600
40507	Lexington, KY	14 mi	2,159	$41,329	$328,600
40536	Lexington, KY	15 mi	0	—	—
40506	Lexington, KY · PO box	15 mi	—	—	—

Zip codes like 40324 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40324

What city is zip code 40324?

40324 is assigned to Georgetown, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40324 in?

40324 is mostly in Scott County, but it extends into 2 other counties.

What is the population of 40324?

About 53,406 people live in 40324, according to the Census Bureau's American Community Survey.

What time zone is 40324 in?

40324 is in Eastern Time.

What is the median household income in 40324?

The median household income in 40324 is $85,110.

What zip codes are near 40324?

The closest zip codes to 40324 are 40379, 40511, 40370, 40347, 40598.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40324, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.