Zip code 40228: Louisville, Kentucky

Q: What city is zip code 40228?

40228 is assigned to Louisville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40228 in?

40228 is in Jefferson County, Kentucky.

Q: What is the population of 40228?

About 18,085 people live in 40228, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40228?

The median household income in 40228 is $79,404.

Q: What zip codes are near 40228?

The closest zip codes to 40228 are 40219, 40291, 40218, 40229, 40201.

Residential delivery areaJefferson CountyEastern Time

Population

18,085

Median household income

$79K

U.S. $81K

Median home value

$241K

U.S. $333K

Median rent

$1,371/mo

U.S. $1,413

Median age

40.5

U.S. 38.9

Land area

8.7 sq mi

2,088 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40228

40228 is a suburban zip code in Louisville, Kentucky (Jefferson County), covering 8.7 sq mi of land. About 18,085 people live here, or 2,088 per square mile. The median resident is 40.5 years old, compared with 38.9 nationally.

The median household earns $79,404 a year, close to the national median of $80,734. 7.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $241,300, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,371 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.8 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in office and administrative support; production and manufacturing; and healthcare.

How 40228 compares

Sorted from highest to lowest national percentile

Tech workers4.4%
73rd
U.S. 3.8% · KY 2.2%44th of 719 in KY
Homeownership rate77.2%
72nd
U.S. 65.2% · KY 68.3%368th of 719 in KY
Foreign-born residents15.5%
66th
U.S. 14.1% · KY 4.7%14th of 724 in KY
Broadband access93.8%
64th
U.S. 91% · KY 88.6%129th of 719 in KY
Diversity index55.3
62nd
U.S. 61.4 · KY 32.523rd of 724 in KY
Median age40.5
61st
U.S. 38.9 · KY 39.1427th of 724 in KY
Healthcare workers10.2%
61st
U.S. 9.7% · KY 10.5%340th of 719 in KY
Work from home14.7%
60th
U.S. 15.1% · KY 10.2%94th of 719 in KY
Population density2,088/sq mi
58th
U.S. 95/sq mi · KY 115/sq mi52nd of 724 in KY
Residents 65 and older17.6%
58th
U.S. 17.2% · KY 17.3%389th of 724 in KY
Bachelor's degree or higher31.7%
50th
U.S. 35.7% · KY 27.6%89th of 723 in KY
Median household income$79,404
49th
U.S. $80,734 · KY $63,72697th of 641 in KY
Residents under 1822%
49th
U.S. 22% · KY 22.6%368th of 724 in KY
Median gross rent$1,371
48th
U.S. $1,413 · KY $96718th of 467 in KY
Unemployment rate4.7%
47th
U.S. 5.2% · KY 4.9%298th of 719 in KY
Median earnings per worker$47,376
47th
U.S. $49,666 · KY $43,552176th of 700 in KY
Per capita income$37,852
43rd
U.S. $44,673 · KY $35,821119th of 722 in KY
Government workers12.9%
43rd
U.S. 14.5% · KY 14.6%415th of 719 in KY
Veterans5.1%
40th
U.S. 6.2% · KY 6.5%427th of 724 in KY
Housing vacancy5.1%
34th
U.S. 10.1% · KY 10.3%596th of 719 in KY
Median home value$241,300
31st
U.S. $332,700 · KY $205,60083rd of 642 in KY
Population18,085
28th
U.S. 334,922,499 · KY 4,534,82488th of 724 in KY
Poverty rate7.4%
28th
U.S. 12.5% · KY 16.1%615th of 722 in KY
Average commute22.8 min
28th
U.S. 26.4 min · KY 24 min452nd of 624 in KY
Uninsured rate4.5%
27th
U.S. 8.4% · KY 6%381st of 723 in KY
Rent-burdened renters36.7%
11th
StrengthU.S. 51.1% · KY 45.4%396th of 634 in KY
Income inequality (Gini)0.371
7th
StrengthU.S. 0.483 · KY 0.477557th of 715 in KY
Self-employed workers5.4%
6th
U.S. 10% · KY 8.6%481st of 719 in KY

Measure	40228	Jefferson	KY	U.S.	National percentile	Rank in KY
Tech workers	4.4%	3.2%	2.2%	3.8%	73rd	44th of 719
Homeownership rate	77.2%	62.1%	68.3%	65.2%	72nd	368th of 719
Foreign-born residents	15.5%	10%	4.7%	14.1%	66th	14th of 724
Broadband access	93.8%	90.9%	88.6%	91%	64th	129th of 719
Diversity index	55.3	56.3	32.5	61.4	62nd	23rd of 724
Median age	40.5	38.4	39.1	38.9	61st	427th of 724
Healthcare workers	10.2%	10.4%	10.5%	9.7%	61st	340th of 719
Work from home	14.7%	14.2%	10.2%	15.1%	60th	94th of 719
Population density	2,088/sq mi	2,056/sq mi	115/sq mi	95/sq mi	58th	52nd of 724
Residents 65 and older	17.6%	17.2%	17.3%	17.2%	58th	389th of 724
Bachelor's degree or higher	31.7%	37%	27.6%	35.7%	50th	89th of 723
Median household income	$79,404	$69,866	$63,726	$80,734	49th	97th of 641
Residents under 18	22%	22.3%	22.6%	22%	49th	368th of 724
Median gross rent	$1,371	$1,149	$967	$1,413	48th	18th of 467
Unemployment rate	4.7%	5.2%	4.9%	5.2%	47th	298th of 719
Median earnings per worker	$47,376	$46,396	$43,552	$49,666	47th	176th of 700
Per capita income	$37,852	$42,087	$35,821	$44,673	43rd	119th of 722
Government workers	12.9%	11.2%	14.6%	14.5%	43rd	415th of 719
Veterans	5.1%	6.2%	6.5%	6.2%	40th	427th of 724
Housing vacancy	5.1%	7.8%	10.3%	10.1%	34th	596th of 719
Median home value	$241,300	$248,400	$205,600	$332,700	31st	83rd of 642
Population	18,085	783,022	4,534,824	334,922,499	28th	88th of 724
Poverty rate	7.4%	14.3%	16.1%	12.5%	28th	615th of 722
Average commute	22.8 min	22.2 min	24 min	26.4 min	28th	452nd of 624
Uninsured rate	4.5%	5.7%	6%	8.4%	27th	381st of 723
Rent-burdened rentersStrength	36.7%	47.2%	45.4%	51.1%	11th	396th of 634
Income inequality (Gini)Strength	0.371	0.481	0.477	0.483	7th	557th of 715
Self-employed workers	5.4%	8.1%	8.6%	10%	6th	481st of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

12%

35–44

13%

45–54

13%

55–64

10%

65–74

75+

Median age

40.5

Under 18

22%

65 and over

17.6%

Race and ethnicity

White63%
Black18%
Hispanic10%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial7%

Diversity index

55.3

U.S. 61.4

Foreign-born

15.5%

U.S. 14.1%

Born in state

62.9%

Language spoken at home (households)

English only

85%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 7,279
Average household size: 2.5
Family households: 62.2%
Married couples: 46.2%
Living alone: 32.1%
Veterans (of adults): 5.1%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

18%

$50–75k

17%

$75–100k

16%

$100–150k

21%

$150–200k

10%

$200k+

Median household income

40228

$79,404

Jefferson Co.

$69,866

Kentucky

$63,726

United States

$80,734

Per capita income

$37,852

U.S. $44,673

Poverty rate

7.4%

U.S. 12.5%

Households earning $150K+

17.4%

U.S. 23%

Income inequality (Gini)

0.371

U.S. 0.483

Housing

Median home value

40228

$241,300

Jefferson Co.

$248,400

Kentucky

$205,600

United States

$332,700

Median gross rent

40228

$1,371

Jefferson Co.

$1,149

Kentucky

$967

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 7,669
Owner-occupied: 77.2%
Vacant: 5.1%
Median year built: 1992
Median rooms: 6
Renters paying 30%+ of income: 36.7%
Renters paying 50%+ of income: 6.2%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

11%

Transit

0.1%

Walked

0.5%

Bicycle

Worked from home

15%

Other

0.5%

Commute time (one way)

<10 min

13%

10–19

25%

20–29

34%

30–44

21%

45–59

60+

Average commute

22.8 min

U.S. 26.4 min

Unemployment

4.7%

U.S. 5.2%

In labor force

69.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Production

11%

Healthcare

10%

Transportation and moving

10%

Management

Sales

Education

Cleaning and personal care

Computer and math

Engineering and science

Food service

Construction and repair

Business and finance

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.2%

Industries

Manufacturing

16%

Health care and social assistance

13%

Retail

11%

Transportation, warehousing and utilities

11%

Finance, insurance and real estate

10%

Education

Admin, support and management

Public administration

Restaurants and hotels

Professional and technical services

Other services

Arts and recreation

Construction

Wholesale

0.9%

Information

0.9%

Agriculture and mining

0.7%

Median earnings per worker

$47,376

U.S. $49,666

Self-employed

5.4%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

8.8%

U.S. 8.8%

Median earnings by type of work

Type of work	40228	U.S.
Management, business, science and arts	$65,669	$74,888
Service	$29,079	$26,804
Sales and office	$43,982	$40,476
Construction and maintenance	$56,600	$49,199
Production and transportation	$44,752	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

25%

Associate's

Bachelor's

20%

Graduate

12%

High school graduate or higher: 92.6%
Bachelor's degree or higher: 31.7%
Graduate or professional degree: 11.7%
Households with broadband: 93.8%
Cable, fiber or DSL: 78.8%
No internet access: 4.3%
Without health insurance: 4.5%
Limited-English households: 4.3%

Geography

City (USPS): Louisville
State: Kentucky
County: Jefferson County
Center point: 38.1401° N, 85.6358° W
Land area: 8.7 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Louisville/Jefferson County97% of zip
Hollow Creek3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40228

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40219	Louisville, KY	3.1 mi	39,909	$55,720	$204,200
40291	Louisville, KY	3.2 mi	41,222	$81,267	$276,900
40218	Louisville, KY	3.6 mi	33,736	$58,811	$205,300
40229	Louisville, KY	3.8 mi	41,299	$79,936	$215,100
40201	Louisville, KY · PO box	4 mi	—	—	—
40224	Louisville, KY · PO box	4 mi	—	—	—
40225	Louisville, KY · PO box	4 mi	—	—	—
40232	Louisville, KY · PO box	4 mi	—	—	—
40233	Louisville, KY · PO box	4 mi	—	—	—
40250	Louisville, KY · PO box	4 mi	—	—	—
40251	Louisville, KY · PO box	4 mi	—	—	—
40252	Louisville, KY · PO box	4 mi	—	—	—

Zip codes like 40228 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40228

What city is zip code 40228?

40228 is assigned to Louisville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40228 in?

40228 is in Jefferson County, Kentucky.

What is the population of 40228?

About 18,085 people live in 40228, according to the Census Bureau's American Community Survey.

What time zone is 40228 in?

40228 is in Eastern Time.

What is the median household income in 40228?

The median household income in 40228 is $79,404.

What zip codes are near 40228?

The closest zip codes to 40228 are 40219, 40291, 40218, 40229, 40201.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40228, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.