Zip code 40205: Louisville, Kentucky

Q: What city is zip code 40205?

40205 is assigned to Louisville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40205 in?

40205 is in Jefferson County, Kentucky.

Q: What is the population of 40205?

About 24,664 people live in 40205, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40205?

The median household income in 40205 is $99,966.

Q: What zip codes are near 40205?

The closest zip codes to 40205 are 40280, 40231, 40201, 40204, 40224.

Residential delivery areaJefferson CountyEastern Time

Population

24,664

Median household income

$100K

U.S. $81K

Median home value

$375K

U.S. $333K

Median rent

$1,185/mo

U.S. $1,413

Median age

42.7

U.S. 38.9

Land area

6.9 sq mi

3,581 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40205

40205 is an urban zip code in Louisville, Kentucky (Jefferson County), covering 6.9 sq mi of land. About 24,664 people live here, or 3,581 per square mile. The median resident is 42.7 years old, compared with 38.9 nationally.

The median household earns $99,966 a year, 24% above the national median of $80,734. 7.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $375,300, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 74% of occupied homes are lived in by their owners, and renters pay a median of $1,185 a month.

67% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.6 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in management, healthcare and sales.

How 40205 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher66.7%
93rd
StrengthU.S. 35.7% · KY 27.6%8th of 723 in KY
Per capita income$59,226
84th
StrengthU.S. $44,673 · KY $35,82115th of 722 in KY
Broadband access95.3%
79th
U.S. 91% · KY 88.6%91st of 719 in KY
Residents 65 and older20.8%
78th
U.S. 17.2% · KY 17.3%220th of 724 in KY
Work from home19.9%
77th
U.S. 15.1% · KY 10.2%40th of 719 in KY
Median earnings per worker$60,770
77th
U.S. $49,666 · KY $43,55241st of 700 in KY
Self-employed workers12%
77th
U.S. 10% · KY 8.6%170th of 719 in KY
Median age42.7
75th
U.S. 38.9 · KY 39.1308th of 724 in KY
Population density3,581/sq mi
72nd
U.S. 95/sq mi · KY 115/sq mi29th of 724 in KY
Healthcare workers11.1%
72nd
U.S. 9.7% · KY 10.5%282nd of 719 in KY
Income inequality (Gini)0.464
72nd
U.S. 0.483 · KY 0.477207th of 715 in KY
Median household income$99,966
71st
U.S. $80,734 · KY $63,72633rd of 641 in KY
Homeownership rate74.4%
65th
U.S. 65.2% · KY 68.3%441st of 719 in KY
Tech workers3.6%
62nd
U.S. 3.8% · KY 2.2%76th of 719 in KY
Median home value$375,300
58th
U.S. $332,700 · KY $205,60014th of 642 in KY
Housing vacancy5.9%
43rd
U.S. 10.1% · KY 10.3%568th of 719 in KY
Population24,664
39th
U.S. 334,922,499 · KY 4,534,82456th of 724 in KY
Median gross rent$1,185
35th
U.S. $1,413 · KY $96744th of 467 in KY
Government workers11.8%
34th
U.S. 14.5% · KY 14.6%465th of 719 in KY
Residents under 1820%
31st
U.S. 22% · KY 22.6%463rd of 724 in KY
Poverty rate7.1%
26th
U.S. 12.5% · KY 16.1%621st of 722 in KY
Veterans4%
26th
U.S. 6.2% · KY 6.5%522nd of 724 in KY
Rent-burdened renters42.9%
23rd
U.S. 51.1% · KY 45.4%324th of 634 in KY
Foreign-born residents3.7%
22nd
U.S. 14.1% · KY 4.7%121st of 724 in KY
Unemployment rate2.8%
14th
StrengthU.S. 5.2% · KY 4.9%435th of 719 in KY
Diversity index19.6
12th
U.S. 61.4 · KY 32.5224th of 724 in KY
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · KY 6%518th of 723 in KY
Average commute18.6 min
8th
StrengthU.S. 26.4 min · KY 24 min577th of 624 in KY

Measure	40205	Jefferson	KY	U.S.	National percentile	Rank in KY
Bachelor's degree or higherStrength	66.7%	37%	27.6%	35.7%	93rd	8th of 723
Per capita incomeStrength	$59,226	$42,087	$35,821	$44,673	84th	15th of 722
Broadband access	95.3%	90.9%	88.6%	91%	79th	91st of 719
Residents 65 and older	20.8%	17.2%	17.3%	17.2%	78th	220th of 724
Work from home	19.9%	14.2%	10.2%	15.1%	77th	40th of 719
Median earnings per worker	$60,770	$46,396	$43,552	$49,666	77th	41st of 700
Self-employed workers	12%	8.1%	8.6%	10%	77th	170th of 719
Median age	42.7	38.4	39.1	38.9	75th	308th of 724
Population density	3,581/sq mi	2,056/sq mi	115/sq mi	95/sq mi	72nd	29th of 724
Healthcare workers	11.1%	10.4%	10.5%	9.7%	72nd	282nd of 719
Income inequality (Gini)	0.464	0.481	0.477	0.483	72nd	207th of 715
Median household income	$99,966	$69,866	$63,726	$80,734	71st	33rd of 641
Homeownership rate	74.4%	62.1%	68.3%	65.2%	65th	441st of 719
Tech workers	3.6%	3.2%	2.2%	3.8%	62nd	76th of 719
Median home value	$375,300	$248,400	$205,600	$332,700	58th	14th of 642
Housing vacancy	5.9%	7.8%	10.3%	10.1%	43rd	568th of 719
Population	24,664	783,022	4,534,824	334,922,499	39th	56th of 724
Median gross rent	$1,185	$1,149	$967	$1,413	35th	44th of 467
Government workers	11.8%	11.2%	14.6%	14.5%	34th	465th of 719
Residents under 18	20%	22.3%	22.6%	22%	31st	463rd of 724
Poverty rate	7.1%	14.3%	16.1%	12.5%	26th	621st of 722
Veterans	4%	6.2%	6.5%	6.2%	26th	522nd of 724
Rent-burdened renters	42.9%	47.2%	45.4%	51.1%	23rd	324th of 634
Foreign-born residents	3.7%	10%	4.7%	14.1%	22nd	121st of 724
Unemployment rateStrength	2.8%	5.2%	4.9%	5.2%	14th	435th of 719
Diversity index	19.6	56.3	32.5	61.4	12th	224th of 724
Uninsured rateStrength	2.6%	5.7%	6%	8.4%	9th	518th of 723
Average commuteStrength	18.6 min	22.2 min	24 min	26.4 min	8th	577th of 624

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

10%

18–24

10%

25–34

13%

35–44

13%

45–54

13%

55–64

13%

65–74

75+

Median age

42.7

Under 18

20%

65 and over

20.8%

Race and ethnicity

White89%
Black3%
Hispanic3%
Asian0.6%
Native American0.0%
Pacific Islander0%
Other0.0%
Multiracial4%

Diversity index

19.6

U.S. 61.4

Foreign-born

3.7%

U.S. 14.1%

Born in state

62.2%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.8%

Other

0.6%

Households

Households: 10,476
Average household size: 2.2
Family households: 56.7%
Married couples: 45.7%
Living alone: 35.6%
Veterans (of adults): 4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

11%

$50–75k

14%

$75–100k

13%

$100–150k

18%

$150–200k

13%

$200k+

19%

Median household income

40205

$99,966

Jefferson Co.

$69,866

Kentucky

$63,726

United States

$80,734

Per capita income

$59,226

U.S. $44,673

Poverty rate

7.1%

U.S. 12.5%

Households earning $150K+

32.1%

U.S. 23%

Income inequality (Gini)

0.464

U.S. 0.483

Housing

Median home value

40205

$375,300

Jefferson Co.

$248,400

Kentucky

$205,600

United States

$332,700

Median gross rent

40205

$1,185

Jefferson Co.

$1,149

Kentucky

$967

United States

$1,413

Types of housing

Single-family

74%

2–4 units

12%

5–19 units

20+ units

Mobile home

0.0%

Boat, RV, van

0.1%

Housing units: 11,129
Owner-occupied: 74.4%
Vacant: 5.9%
Median year built: 1945
Median rooms: 6.6
Renters paying 30%+ of income: 42.9%
Renters paying 50%+ of income: 20.7%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

Transit

0.5%

Walked

Bicycle

0.2%

Worked from home

20%

Other

Commute time (one way)

<10 min

13%

10–19

47%

20–29

28%

30–44

45–59

60+

Average commute

18.6 min

U.S. 26.4 min

Unemployment

2.8%

U.S. 5.2%

In labor force

65%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Healthcare

11%

Sales

10%

Office and admin

Education

Business and finance

Legal and social services

Food service

Cleaning and personal care

Engineering and science

Transportation and moving

Arts, media and sports

Computer and math

Construction and repair

Production

Police and fire

0.7%

Farming, fishing and forestry

0.0%

Industries

Health care and social assistance

16%

Education

14%

Professional and technical services

12%

Finance, insurance and real estate

10%

Manufacturing

Retail

Restaurants and hotels

Other services

Construction

Transportation, warehousing and utilities

Arts and recreation

Public administration

Information

Admin, support and management

Wholesale

Agriculture and mining

0.3%

Median earnings per worker

$60,770

U.S. $49,666

Self-employed

12%

U.S. 10%

Government workers

11.8%

U.S. 14.5%

Nonprofit workers

15.8%

U.S. 8.8%

Median earnings by type of work

Type of work	40205	U.S.
Management, business, science and arts	$78,320	$74,888
Service	$16,238	$26,804
Sales and office	$49,408	$40,476
Construction and maintenance	$54,974	$49,199
Production and transportation	$30,331	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

11%

Some college

13%

Associate's

Bachelor's

35%

Graduate

31%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 66.7%
Graduate or professional degree: 31.3%
Households with broadband: 95.3%
Cable, fiber or DSL: 86%
No internet access: 2.9%
Without health insurance: 2.6%
Limited-English households: 1.7%

Geography

City (USPS): Louisville
State: Kentucky
County: Jefferson County
Center point: 38.2230° N, 85.6833° W
Land area: 6.9 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Louisville87% of zip
Louisville/Jefferson County4% of zip
Seneca Gardens2% of zip
St. Matthews2% of zip
Strathmoor Village2% of zip
Wellington1% of zip
Kingsley1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40205

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40280	Louisville, KY	1.7 mi	182	—	—
40231	Louisville, KY	2 mi	0	—	—
40201	Louisville, KY · PO box	2.4 mi	—	—	—
40204	Louisville, KY	2.4 mi	14,034	$71,116	$329,000
40224	Louisville, KY · PO box	2.4 mi	—	—	—
40225	Louisville, KY · PO box	2.4 mi	—	—	—
40232	Louisville, KY · PO box	2.4 mi	—	—	—
40233	Louisville, KY · PO box	2.4 mi	—	—	—
40250	Louisville, KY · PO box	2.4 mi	—	—	—
40251	Louisville, KY · PO box	2.4 mi	—	—	—
40252	Louisville, KY · PO box	2.4 mi	—	—	—
40253	Louisville, KY · PO box	2.4 mi	—	—	—

Zip codes like 40205 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40205

What city is zip code 40205?

40205 is assigned to Louisville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40205 in?

40205 is in Jefferson County, Kentucky.

What is the population of 40205?

About 24,664 people live in 40205, according to the Census Bureau's American Community Survey.

What time zone is 40205 in?

40205 is in Eastern Time.

What is the median household income in 40205?

The median household income in 40205 is $99,966.

What zip codes are near 40205?

The closest zip codes to 40205 are 40280, 40231, 40201, 40204, 40224.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40205, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.