Zip code 40140: Garfield, Kentucky

Q: What city is zip code 40140?

40140 is assigned to Garfield, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40140 in?

40140 is mostly in Breckinridge County, but it extends into 1 other county.

Q: What is the population of 40140?

About 866 people live in 40140, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40140?

The median household income in 40140 is $81,708.

Q: What zip codes are near 40140?

The closest zip codes to 40140 are 40115, 40145, 40144, 40146, 40178.

Residential delivery areaBreckinridge CountyCentral Time

Population

866

Median household income

$82K

U.S. $81K

Median home value

$136K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

48.4

U.S. 38.9

Land area

27 sq mi

32 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40140

40140 is a rural zip code in Garfield, Kentucky (Breckinridge County), covering 27 sq mi of land. About 866 people live here, or 32 per square mile. The median resident is 48.4 years old, compared with 38.9 nationally.

The median household earns $81,708 a year, close to the national median of $80,734. 29% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $135,900, or 1.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 94% of occupied homes are lived in by their owners.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34.1 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in transportation and moving goods; education; and production and manufacturing. 23% of households speak a language other than English at home, most often Spanish.

How 40140 compares

Sorted from highest to lowest national percentile

Homeownership rate93.7%
99th
StrengthU.S. 65.2% · KY 68.3%75th of 719 in KY
Poverty rate29%
95th
WeaknessU.S. 12.5% · KY 16.1%153rd of 722 in KY
Median age48.4
93rd
U.S. 38.9 · KY 39.1138th of 724 in KY
Average commute34.1 min
90th
WeaknessU.S. 26.4 min · KY 24 min106th of 624 in KY
Median earnings per worker$71,667
88th
StrengthU.S. $49,666 · KY $43,55214th of 700 in KY
Unemployment rate7.8%
86th
WeaknessU.S. 5.2% · KY 4.9%143rd of 719 in KY
Housing vacancy14.2%
85th
U.S. 10.1% · KY 10.3%306th of 719 in KY
Income inequality (Gini)0.477
80th
WeaknessU.S. 0.483 · KY 0.477159th of 715 in KY
Government workers18.5%
79th
U.S. 14.5% · KY 14.6%231st of 719 in KY
Veterans7.1%
67th
U.S. 6.2% · KY 6.5%234th of 724 in KY
Uninsured rate8.7%
64th
U.S. 8.4% · KY 6%140th of 723 in KY
Per capita income$43,153
58th
U.S. $44,673 · KY $35,82164th of 722 in KY
Median household income$81,708
52nd
U.S. $80,734 · KY $63,72680th of 641 in KY
Foreign-born residents10.3%
52nd
U.S. 14.1% · KY 4.7%28th of 724 in KY
Residents 65 and older15.4%
41st
U.S. 17.2% · KY 17.3%497th of 724 in KY
Work from home10.7%
39th
U.S. 15.1% · KY 10.2%177th of 719 in KY
Diversity index35
30th
U.S. 61.4 · KY 32.588th of 724 in KY
Self-employed workers7.5%
26th
U.S. 10% · KY 8.6%378th of 719 in KY
Bachelor's degree or higher20.6%
22nd
U.S. 35.7% · KY 27.6%220th of 723 in KY
Median home value$135,900
7th
U.S. $332,700 · KY $205,600346th of 642 in KY
Population density32/sq mi
4th
U.S. 95/sq mi · KY 115/sq mi542nd of 724 in KY
Residents under 1812.1%
4th
U.S. 22% · KY 22.6%638th of 724 in KY
Broadband access77.2%
3rd
WeaknessU.S. 91% · KY 88.6%600th of 719 in KY
Population866
1st
U.S. 334,922,499 · KY 4,534,824478th of 724 in KY
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · KY 45.4%555th of 634 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%379th of 719 in KY
Healthcare workers1.8%
1st
U.S. 9.7% · KY 10.5%613th of 719 in KY

Measure	40140	Breckinridge	KY	U.S.	National percentile	Rank in KY
Homeownership rateStrength	93.7%	81.4%	68.3%	65.2%	99th	75th of 719
Poverty rateWeakness	29%	21.4%	16.1%	12.5%	95th	153rd of 722
Median age	48.4	42.5	39.1	38.9	93rd	138th of 724
Average commuteWeakness	34.1 min	32.7 min	24 min	26.4 min	90th	106th of 624
Median earnings per workerStrength	$71,667	$39,350	$43,552	$49,666	88th	14th of 700
Unemployment rateWeakness	7.8%	4.5%	4.9%	5.2%	86th	143rd of 719
Housing vacancy	14.2%	25.3%	10.3%	10.1%	85th	306th of 719
Income inequality (Gini)Weakness	0.477	0.471	0.477	0.483	80th	159th of 715
Government workers	18.5%	12.5%	14.6%	14.5%	79th	231st of 719
Veterans	7.1%	8.6%	6.5%	6.2%	67th	234th of 724
Uninsured rate	8.7%	7%	6%	8.4%	64th	140th of 723
Per capita income	$43,153	$30,854	$35,821	$44,673	58th	64th of 722
Median household income	$81,708	$55,843	$63,726	$80,734	52nd	80th of 641
Foreign-born residents	10.3%	0.6%	4.7%	14.1%	52nd	28th of 724
Residents 65 and older	15.4%	20.4%	17.3%	17.2%	41st	497th of 724
Work from home	10.7%	3.8%	10.2%	15.1%	39th	177th of 719
Diversity index	35	13.8	32.5	61.4	30th	88th of 724
Self-employed workers	7.5%	9.4%	8.6%	10%	26th	378th of 719
Bachelor's degree or higher	20.6%	14.2%	27.6%	35.7%	22nd	220th of 723
Median home value	$135,900	$156,700	$205,600	$332,700	7th	346th of 642
Population density	32/sq mi	37/sq mi	115/sq mi	95/sq mi	4th	542nd of 724
Residents under 18	12.1%	22.8%	22.6%	22%	4th	638th of 724
Broadband accessWeakness	77.2%	83.9%	88.6%	91%	3rd	600th of 719
Population	866	20,881	4,534,824	334,922,499	1st	478th of 724
Rent-burdened rentersStrength	0%	42.7%	45.4%	51.1%	1st	555th of 634
Tech workers	0%	1.2%	2.2%	3.8%	1st	379th of 719
Healthcare workers	1.8%	9.4%	10.5%	9.7%	1st	613th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

19%

18–24

25–34

12%

35–44

26%

45–54

12%

55–64

65–74

75+

Median age

48.4

Under 18

12.1%

65 and over

15.4%

Race and ethnicity

White79%
Black6%
Hispanic13%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

U.S. 61.4

Foreign-born

10.3%

U.S. 14.1%

Born in state

49.4%

Language spoken at home (households)

English only

77%

Spanish

16%

Other Indo-European

Asian / Pacific

Other

Households

Households: 381
Average household size: 2.3
Family households: 54.9%
Married couples: 43.6%
Living alone: 30.7%
Veterans (of adults): 7.1%
Male / female: 58% / 42%

Income and poverty

Household income distribution

<$25k

31%

$25–50k

$50–75k

$75–100k

19%

$100–150k

22%

$150–200k

$200k+

18%

Median household income

40140

$81,708

Breckinridge Co.

$55,843

Kentucky

$63,726

United States

$80,734

Per capita income

$43,153

U.S. $44,673

Poverty rate

29%

U.S. 12.5%

Households earning $150K+

19.2%

U.S. 23%

Income inequality (Gini)

0.477

U.S. 0.483

Housing

Median home value

40140

$135,900

Breckinridge Co.

$156,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40140

—

Breckinridge Co.

$733

Kentucky

$967

United States

$1,413

Types of housing

Single-family

51%

2–4 units

5–19 units

20+ units

Mobile home

49%

Boat, RV, van

Housing units: 444
Owner-occupied: 93.7%
Vacant: 14.2%
Median year built: 1999
Median rooms: 5.3
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 1.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

87%

Carpooled

Transit

Walked

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

10–19

27%

20–29

30–44

46%

45–59

60+

14%

Average commute

34.1 min

U.S. 26.4 min

Unemployment

7.8%

U.S. 5.2%

In labor force

61.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

25%

Education

14%

Production

12%

Cleaning and personal care

11%

Legal and social services

11%

Construction and repair

10%

Sales

Management

Office and admin

Business and finance

Healthcare

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Food service

Farming, fishing and forestry

Industries

Other services

20%

Manufacturing

20%

Education

14%

Retail

11%

Finance, insurance and real estate

11%

Construction

Admin, support and management

Transportation, warehousing and utilities

Health care and social assistance

Public administration

Professional and technical services

Restaurants and hotels

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$71,667

U.S. $49,666

Self-employed

7.5%

U.S. 10%

Government workers

18.5%

U.S. 14.5%

Nonprofit workers

13.2%

U.S. 8.8%

Median earnings by type of work

Type of work	40140	U.S.
Management, business, science and arts	$114,681	$74,888
Service	$4,076	$26,804
Sales and office	$46,587	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$52,760	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

49%

Some college

22%

Associate's

Bachelor's

19%

Graduate

High school graduate or higher: 95.6%
Bachelor's degree or higher: 20.6%
Graduate or professional degree: 1.2%
Households with broadband: 77.2%
Cable, fiber or DSL: 36.7%
No internet access: 21.3%
Without health insurance: 8.7%
Limited-English households: 0%

Geography

City (USPS): Garfield
State: Kentucky
County: Breckinridge County
Center point: 37.7304° N, 86.2854° W
Land area: 27 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

40140 spans 2 counties

Breckinridge County97% of land
Hardin County3% of land

Zip codes near 40140

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40115	Custer, KY	3.3 mi	1,012	$74,722	$149,100
40145	Hudson, KY	5.5 mi	1,175	$34,237	$78,400
40144	Harned, KY	5.7 mi	1,930	$41,711	$218,000
40146	Irvington, KY	7.5 mi	3,650	$54,167	$150,600
40178	Westview, KY	8.2 mi	522	$53,576	—
40153	Mc Quady, KY · PO box	8.6 mi	—	—	—
40142	Guston, KY	12 mi	2,253	$81,037	$166,100
40143	Hardinsburg, KY	12 mi	5,756	$59,475	$155,900
40175	Vine Grove, KY	12 mi	15,718	$77,509	$223,800
42724	Cecilia, KY	12 mi	5,345	$73,465	$197,400
40152	Mc Daniels, KY	13 mi	728	$71,406	$173,900
40176	Webster, KY	13 mi	898	$62,422	$189,300

Questions about 40140

What city is zip code 40140?

40140 is assigned to Garfield, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40140 in?

40140 is mostly in Breckinridge County, but it extends into 1 other county.

What is the population of 40140?

About 866 people live in 40140, according to the Census Bureau's American Community Survey.

What time zone is 40140 in?

40140 is in Central Time.

What is the median household income in 40140?

The median household income in 40140 is $81,708.

What zip codes are near 40140?

The closest zip codes to 40140 are 40115, 40145, 40144, 40146, 40178.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40140, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.