Zip code 40115: Custer, Kentucky

Q: What city is zip code 40115?

40115 is assigned to Custer, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40115 in?

40115 is in Breckinridge County, Kentucky.

Q: What is the population of 40115?

About 1,012 people live in 40115, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40115?

The median household income in 40115 is $74,722.

Q: What zip codes are near 40115?

The closest zip codes to 40115 are 40140, 40146, 40145, 40144, 40175.

Residential delivery areaBreckinridge CountyCentral Time

Population

1,012

Median household income

$75K

U.S. $81K

Median home value

$149K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

39.4

U.S. 38.9

Land area

18 sq mi

57 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40115

40115 is a small-town zip code in Custer, Kentucky (Breckinridge County), covering 18 sq mi of land. About 1,012 people live here, or 57 per square mile. The median resident is 39.4 years old, compared with 38.9 nationally.

The median household earns $74,722 a year, close to the national median of $80,734. 31.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $149,100, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 93% of occupied homes are lived in by their owners.

4% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 62.6 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and healthcare.

How 40115 compares

Sorted from highest to lowest national percentile

Average commute62.6 min
99th
WeaknessU.S. 26.4 min · KY 24 min5th of 624 in KY
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · KY 45.4%5th of 634 in KY
Homeownership rate93%
98th
StrengthU.S. 65.2% · KY 68.3%80th of 719 in KY
Income inequality (Gini)0.558
98th
WeaknessU.S. 0.483 · KY 0.47732nd of 715 in KY
Poverty rate31.4%
96th
WeaknessU.S. 12.5% · KY 16.1%128th of 722 in KY
Housing vacancy17.3%
90th
U.S. 10.1% · KY 10.3%232nd of 719 in KY
Tech workers6%
86th
U.S. 3.8% · KY 2.2%24th of 719 in KY
Self-employed workers12%
77th
U.S. 10% · KY 8.6%168th of 719 in KY
Healthcare workers11%
71st
U.S. 9.7% · KY 10.5%287th of 719 in KY
Veterans7.1%
67th
U.S. 6.2% · KY 6.5%233rd of 724 in KY
Median age39.4
53rd
U.S. 38.9 · KY 39.1482nd of 724 in KY
Median household income$74,722
43rd
U.S. $80,734 · KY $63,726124th of 641 in KY
Government workers12.3%
38th
U.S. 14.5% · KY 14.6%436th of 719 in KY
Median earnings per worker$43,667
35th
U.S. $49,666 · KY $43,552258th of 700 in KY
Diversity index33.9
28th
U.S. 61.4 · KY 32.594th of 724 in KY
Residents 65 and older13.5%
26th
U.S. 17.2% · KY 17.3%584th of 724 in KY
Per capita income$29,870
18th
WeaknessU.S. $44,673 · KY $35,821315th of 722 in KY
Residents under 1816.7%
13th
U.S. 22% · KY 22.6%571st of 724 in KY
Median home value$149,100
9th
U.S. $332,700 · KY $205,600309th of 642 in KY
Broadband access83.4%
9th
WeaknessU.S. 91% · KY 88.6%461st of 719 in KY
Population density57/sq mi
8th
U.S. 95/sq mi · KY 115/sq mi364th of 724 in KY
Work from home4.8%
7th
U.S. 15.1% · KY 10.2%404th of 719 in KY
Unemployment rate1.7%
4th
StrengthU.S. 5.2% · KY 4.9%502nd of 719 in KY
Population1,012
1st
U.S. 334,922,499 · KY 4,534,824446th of 724 in KY
Bachelor's degree or higher3.9%
1st
WeaknessU.S. 35.7% · KY 27.6%643rd of 723 in KY
Uninsured rate0%
1st
StrengthU.S. 8.4% · KY 6%621st of 723 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%449th of 724 in KY

Measure	40115	Breckinridge	KY	U.S.	National percentile	Rank in KY
Average commuteWeakness	62.6 min	32.7 min	24 min	26.4 min	99th	5th of 624
Rent-burdened rentersWeakness	100%	42.7%	45.4%	51.1%	99th	5th of 634
Homeownership rateStrength	93%	81.4%	68.3%	65.2%	98th	80th of 719
Income inequality (Gini)Weakness	0.558	0.471	0.477	0.483	98th	32nd of 715
Poverty rateWeakness	31.4%	21.4%	16.1%	12.5%	96th	128th of 722
Housing vacancy	17.3%	25.3%	10.3%	10.1%	90th	232nd of 719
Tech workers	6%	1.2%	2.2%	3.8%	86th	24th of 719
Self-employed workers	12%	9.4%	8.6%	10%	77th	168th of 719
Healthcare workers	11%	9.4%	10.5%	9.7%	71st	287th of 719
Veterans	7.1%	8.6%	6.5%	6.2%	67th	233rd of 724
Median age	39.4	42.5	39.1	38.9	53rd	482nd of 724
Median household income	$74,722	$55,843	$63,726	$80,734	43rd	124th of 641
Government workers	12.3%	12.5%	14.6%	14.5%	38th	436th of 719
Median earnings per worker	$43,667	$39,350	$43,552	$49,666	35th	258th of 700
Diversity index	33.9	13.8	32.5	61.4	28th	94th of 724
Residents 65 and older	13.5%	20.4%	17.3%	17.2%	26th	584th of 724
Per capita incomeWeakness	$29,870	$30,854	$35,821	$44,673	18th	315th of 722
Residents under 18	16.7%	22.8%	22.6%	22%	13th	571st of 724
Median home value	$149,100	$156,700	$205,600	$332,700	9th	309th of 642
Broadband accessWeakness	83.4%	83.9%	88.6%	91%	9th	461st of 719
Population density	57/sq mi	37/sq mi	115/sq mi	95/sq mi	8th	364th of 724
Work from home	4.8%	3.8%	10.2%	15.1%	7th	404th of 719
Unemployment rateStrength	1.7%	4.5%	4.9%	5.2%	4th	502nd of 719
Population	1,012	20,881	4,534,824	334,922,499	1st	446th of 724
Bachelor's degree or higherWeakness	3.9%	14.2%	27.6%	35.7%	1st	643rd of 723
Uninsured rateStrength	0%	7%	6%	8.4%	1st	621st of 723
Foreign-born residents	0%	0.6%	4.7%	14.1%	1st	449th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

17%

18–24

25–34

28%

35–44

45–54

18%

55–64

65–74

75+

Median age

39.4

Under 18

16.7%

65 and over

13.5%

Race and ethnicity

White80%
Black0%
Hispanic4%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial16%

Diversity index

33.9

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

86.5%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 302
Average household size: 3.4
Family households: 76.2%
Married couples: 61.6%
Living alone: 13.6%
Veterans (of adults): 7.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

$50–75k

16%

$75–100k

18%

$100–150k

16%

$150–200k

11%

$200k+

Median household income

40115

$74,722

Breckinridge Co.

$55,843

Kentucky

$63,726

United States

$80,734

Per capita income

$29,870

U.S. $44,673

Poverty rate

31.4%

U.S. 12.5%

Households earning $150K+

15.6%

U.S. 23%

Income inequality (Gini)

0.558

U.S. 0.483

Housing

Median home value

40115

$149,100

Breckinridge Co.

$156,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40115

—

Breckinridge Co.

$733

Kentucky

$967

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

28%

Boat, RV, van

Housing units: 365
Owner-occupied: 93%
Vacant: 17.3%
Median year built: 2000
Median rooms: 6
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 0%
Home value to income: 2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

13%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

14%

30–44

34%

45–59

60+

41%

Average commute

62.6 min

U.S. 26.4 min

Unemployment

1.7%

U.S. 5.2%

In labor force

46.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

19%

Office and admin

17%

Healthcare

11%

Production

11%

Sales

Business and finance

Management

Transportation and moving

Computer and math

Cleaning and personal care

Engineering and science

Education

Legal and social services

Arts, media and sports

Police and fire

Food service

Farming, fishing and forestry

Industries

Construction

19%

Health care and social assistance

16%

Retail

Other services

Wholesale

Manufacturing

Admin, support and management

Transportation, warehousing and utilities

Public administration

Education

Arts and recreation

Professional and technical services

Restaurants and hotels

Finance, insurance and real estate

Information

Agriculture and mining

Median earnings per worker

$43,667

U.S. $49,666

Self-employed

12%

U.S. 10%

Government workers

12.3%

U.S. 14.5%

Nonprofit workers

13%

U.S. 8.8%

Median earnings by type of work

Type of work	40115	U.S.
Management, business, science and arts	$44,219	$74,888
Service	$21,622	$26,804
Sales and office	$19,650	$40,476
Construction and maintenance	$74,438	$49,199
Production and transportation	$43,125	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

37%

High school

16%

Some college

29%

Associate's

13%

Bachelor's

Graduate

0.7%

High school graduate or higher: 62.9%
Bachelor's degree or higher: 3.9%
Graduate or professional degree: 0.7%
Households with broadband: 83.4%
Cable, fiber or DSL: 72.5%
No internet access: 16.6%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Custer
State: Kentucky
County: Breckinridge County
Center point: 37.7503° N, 86.2301° W
Land area: 18 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Zip codes near 40115

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40140	Garfield, KY	3.3 mi	866	$81,708	$135,900
40146	Irvington, KY	7.4 mi	3,650	$54,167	$150,600
40145	Hudson, KY	8.1 mi	1,175	$34,237	$78,400
40144	Harned, KY	8.4 mi	1,930	$41,711	$218,000
40175	Vine Grove, KY	9 mi	15,718	$77,509	$223,800
40142	Guston, KY	10 mi	2,253	$81,037	$166,100
42724	Cecilia, KY	10 mi	5,345	$73,465	$197,400
40162	Rineyville, KY	10 mi	6,180	$84,720	$304,600
40153	Mc Quady, KY · PO box	11 mi	—	—	—
40178	Westview, KY	12 mi	522	$53,576	—
40117	Ekron, KY	12 mi	2,050	$58,696	$196,700
42732	Eastview, KY	12 mi	1,541	$73,148	$265,700

Zip codes like 40115 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40115

What city is zip code 40115?

40115 is assigned to Custer, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40115 in?

40115 is in Breckinridge County, Kentucky.

What is the population of 40115?

About 1,012 people live in 40115, according to the Census Bureau's American Community Survey.

What time zone is 40115 in?

40115 is in Central Time.

What is the median household income in 40115?

The median household income in 40115 is $74,722.

What zip codes are near 40115?

The closest zip codes to 40115 are 40140, 40146, 40145, 40144, 40175.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40115, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.