Zip code 40059: Prospect, Kentucky

Q: What city is zip code 40059?

40059 is assigned to Prospect, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40059 in?

40059 is mostly in Oldham County, but it extends into 1 other county.

Q: What is the population of 40059?

About 20,892 people live in 40059, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40059?

The median household income in 40059 is $152,727.

Q: What zip codes are near 40059?

The closest zip codes to 40059 are 40027, 40241, 40025, 40242, 40026.

Residential delivery areaOldham CountyEastern Time

Population

20,892

Median household income

$153K

U.S. $81K

Median home value

$559K

U.S. $333K

Median rent

$2,006/mo

U.S. $1,413

Median age

47.2

U.S. 38.9

Land area

28 sq mi

741 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40059

40059 is a suburban zip code in Prospect, Kentucky (Oldham County), covering 28 sq mi of land. About 20,892 people live here, or 741 per square mile. The median resident is 47.2 years old, compared with 38.9 nationally.

The median household earns $152,727 a year, 89% above the national median of $80,734. 2.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $559,300, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $2,006 a month.

70% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.4 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management, sales and healthcare. 15% of them are self-employed (U.S.: 10%).

How 40059 compares

Sorted from highest to lowest national percentile

Per capita income$91,414
97th
StrengthU.S. $44,673 · KY $35,8212nd of 722 in KY
Median earnings per worker$92,217
97th
StrengthU.S. $49,666 · KY $43,5523rd of 700 in KY
Median household income$152,727
95th
StrengthU.S. $80,734 · KY $63,7265th of 641 in KY
Bachelor's degree or higher70.1%
95th
StrengthU.S. 35.7% · KY 27.6%4th of 723 in KY
Homeownership rate87.4%
93rd
StrengthU.S. 65.2% · KY 68.3%180th of 719 in KY
Healthcare workers14%
92nd
U.S. 9.7% · KY 10.5%173rd of 719 in KY
Median age47.2
91st
U.S. 38.9 · KY 39.1166th of 724 in KY
Self-employed workers15.1%
91st
U.S. 10% · KY 8.6%107th of 719 in KY
Broadband access96.3%
87th
StrengthU.S. 91% · KY 88.6%70th of 719 in KY
Income inequality (Gini)0.493
86th
WeaknessU.S. 0.483 · KY 0.477106th of 715 in KY
Median gross rent$2,006
84th
U.S. $1,413 · KY $9672nd of 467 in KY
Residents 65 and older22.2%
84th
U.S. 17.2% · KY 17.3%164th of 724 in KY
Work from home21.9%
82nd
U.S. 15.1% · KY 10.2%27th of 719 in KY
Median home value$559,300
79th
U.S. $332,700 · KY $205,6005th of 642 in KY
Rent-burdened renters52.7%
58th
U.S. 51.1% · KY 45.4%191st of 634 in KY
Residents under 1822.7%
56th
U.S. 22% · KY 22.6%323rd of 724 in KY
Veterans6.1%
54th
U.S. 6.2% · KY 6.5%341st of 724 in KY
Average commute26.4 min
53rd
U.S. 26.4 min · KY 24 min314th of 624 in KY
Housing vacancy6.7%
50th
U.S. 10.1% · KY 10.3%548th of 719 in KY
Tech workers2.9%
50th
U.S. 3.8% · KY 2.2%107th of 719 in KY
Unemployment rate4.5%
43rd
U.S. 5.2% · KY 4.9%312th of 719 in KY
Foreign-born residents7.3%
40th
U.S. 14.1% · KY 4.7%52nd of 724 in KY
Population density741/sq mi
38th
U.S. 95/sq mi · KY 115/sq mi81st of 724 in KY
Population20,892
32nd
U.S. 334,922,499 · KY 4,534,82471st of 724 in KY
Diversity index24.9
18th
U.S. 61.4 · KY 32.5158th of 724 in KY
Government workers8%
7th
U.S. 14.5% · KY 14.6%591st of 719 in KY
Uninsured rate1.4%
2nd
StrengthU.S. 8.4% · KY 6%583rd of 723 in KY
Poverty rate2.2%
1st
StrengthU.S. 12.5% · KY 16.1%694th of 722 in KY

Measure	40059	Oldham	KY	U.S.	National percentile	Rank in KY
Per capita incomeStrength	$91,414	$54,496	$35,821	$44,673	97th	2nd of 722
Median earnings per workerStrength	$92,217	$62,737	$43,552	$49,666	97th	3rd of 700
Median household incomeStrength	$152,727	$122,497	$63,726	$80,734	95th	5th of 641
Bachelor's degree or higherStrength	70.1%	46.4%	27.6%	35.7%	95th	4th of 723
Homeownership rateStrength	87.4%	87.1%	68.3%	65.2%	93rd	180th of 719
Healthcare workers	14%	10.4%	10.5%	9.7%	92nd	173rd of 719
Median age	47.2	39.9	39.1	38.9	91st	166th of 724
Self-employed workers	15.1%	10.4%	8.6%	10%	91st	107th of 719
Broadband accessStrength	96.3%	95.4%	88.6%	91%	87th	70th of 719
Income inequality (Gini)Weakness	0.493	0.450	0.477	0.483	86th	106th of 715
Median gross rent	$2,006	$1,219	$967	$1,413	84th	2nd of 467
Residents 65 and older	22.2%	14.6%	17.3%	17.2%	84th	164th of 724
Work from home	21.9%	18.7%	10.2%	15.1%	82nd	27th of 719
Median home value	$559,300	$393,100	$205,600	$332,700	79th	5th of 642
Rent-burdened renters	52.7%	43.3%	45.4%	51.1%	58th	191st of 634
Residents under 18	22.7%	24.7%	22.6%	22%	56th	323rd of 724
Veterans	6.1%	7%	6.5%	6.2%	54th	341st of 724
Average commute	26.4 min	26.2 min	24 min	26.4 min	53rd	314th of 624
Housing vacancy	6.7%	3.4%	10.3%	10.1%	50th	548th of 719
Tech workers	2.9%	3.6%	2.2%	3.8%	50th	107th of 719
Unemployment rate	4.5%	3.5%	4.9%	5.2%	43rd	312th of 719
Foreign-born residents	7.3%	4.2%	4.7%	14.1%	40th	52nd of 724
Population density	741/sq mi	370/sq mi	115/sq mi	95/sq mi	38th	81st of 724
Population	20,892	69,257	4,534,824	334,922,499	32nd	71st of 724
Diversity index	24.9	26.3	32.5	61.4	18th	158th of 724
Government workers	8%	11%	14.6%	14.5%	7th	591st of 719
Uninsured rateStrength	1.4%	3.2%	6%	8.4%	2nd	583rd of 723
Poverty rateStrength	2.2%	4.3%	16.1%	12.5%	1st	694th of 722

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

12%

35–44

17%

45–54

15%

55–64

12%

65–74

10%

75+

Median age

47.2

Under 18

22.7%

65 and over

22.2%

Race and ethnicity

White86%
Black3%
Hispanic2%
Asian4%
Native American0%
Pacific Islander0%
Other0.5%
Multiracial3%

Diversity index

24.9

U.S. 61.4

Foreign-born

7.3%

U.S. 14.1%

Born in state

52.5%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 8,250
Average household size: 2.5
Family households: 75.7%
Married couples: 65.4%
Living alone: 20.6%
Veterans (of adults): 6.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

11%

$75–100k

12%

$100–150k

16%

$150–200k

13%

$200k+

38%

Median household income

40059

$152,727

Oldham Co.

$122,497

Kentucky

$63,726

United States

$80,734

Per capita income

$91,414

U.S. $44,673

Poverty rate

2.2%

U.S. 12.5%

Households earning $150K+

50.6%

U.S. 23%

Income inequality (Gini)

0.493

U.S. 0.483

Housing

Median home value

40059

$559,300

Oldham Co.

$393,100

Kentucky

$205,600

United States

$332,700

Median gross rent

40059

$2,006

Oldham Co.

$1,219

Kentucky

$967

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

Mobile home

0.4%

Boat, RV, van

Housing units: 8,840
Owner-occupied: 87.4%
Vacant: 6.7%
Median year built: 1999
Median rooms: 8.5
Renters paying 30%+ of income: 52.7%
Renters paying 50%+ of income: 25.8%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

0.1%

Walked

0.8%

Bicycle

Worked from home

22%

Other

0.6%

Commute time (one way)

<10 min

10–19

22%

20–29

40%

30–44

24%

45–59

60+

Average commute

26.4 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

60.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

21%

Sales

14%

Healthcare

14%

Office and admin

Business and finance

Transportation and moving

Legal and social services

Education

Engineering and science

Construction and repair

Cleaning and personal care

Computer and math

Food service

Production

Arts, media and sports

Police and fire

0.8%

Farming, fishing and forestry

Industries

Finance, insurance and real estate

16%

Health care and social assistance

13%

Professional and technical services

13%

Retail

12%

Manufacturing

10%

Education

Transportation, warehousing and utilities

Restaurants and hotels

Other services

Admin, support and management

Construction

Public administration

Wholesale

Information

Arts and recreation

0.9%

Agriculture and mining

0.4%

Median earnings per worker

$92,217

U.S. $49,666

Self-employed

15.1%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40059	U.S.
Management, business, science and arts	$114,577	$74,888
Service	$15,872	$26,804
Sales and office	$77,877	$40,476
Construction and maintenance	$44,191	$49,199
Production and transportation	$50,066	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

14%

Associate's

Bachelor's

38%

Graduate

32%

High school graduate or higher: 98.4%
Bachelor's degree or higher: 70.1%
Graduate or professional degree: 32.3%
Households with broadband: 96.3%
Cable, fiber or DSL: 91.3%
No internet access: 2.6%
Without health insurance: 1.4%
Limited-English households: 1.3%

Geography

City (USPS): Prospect
State: Kentucky
County: Oldham County
Center point: 38.3556° N, 85.5820° W
Land area: 28 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40059 spans 2 counties

Oldham County61% of land
Jefferson County39% of land

Cities and towns within this zip

Louisville/Jefferson County26% of zip
Prospect13% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40059

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40027	Harrods Creek, KY · PO box	3.3 mi	—	—	—
40241	Louisville, KY	3.9 mi	30,696	$94,078	$373,900
40025	Glenview, KY	5.3 mi	565	$250,000+	$1,375,000
40242	Louisville, KY	5.5 mi	11,168	$75,417	$299,600
40026	Goshen, KY	5.7 mi	5,975	$134,254	$432,100
40056	Pewee Valley, KY	6.1 mi	3,441	$134,115	$339,900
47130	Jeffersonville, IN	6.4 mi	50,514	$70,290	$214,000
40222	Louisville, KY	6.5 mi	21,470	$82,511	$363,000
40010	Buckner, KY	6.7 mi	678	$196,125	$591,500
40223	Louisville, KY	7.1 mi	22,798	$96,607	$362,500
40032	La Grange, KY · PO box	7.4 mi	—	—	—
40207	Louisville, KY	7.5 mi	28,903	$101,898	$421,200

Zip codes like 40059 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40059

What city is zip code 40059?

40059 is assigned to Prospect, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40059 in?

40059 is mostly in Oldham County, but it extends into 1 other county.

What is the population of 40059?

About 20,892 people live in 40059, according to the Census Bureau's American Community Survey.

What time zone is 40059 in?

40059 is in Eastern Time.

What is the median household income in 40059?

The median household income in 40059 is $152,727.

What zip codes are near 40059?

The closest zip codes to 40059 are 40027, 40241, 40025, 40242, 40026.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40059, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.