Zip code 40055: Pendleton, Kentucky

Q: What city is zip code 40055?

40055 is assigned to Pendleton, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40055 in?

40055 is mostly in Trimble County, but it extends into 2 other counties.

Q: What is the population of 40055?

About 1,942 people live in 40055, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40055?

The median household income in 40055 is $97,939.

Q: What zip codes are near 40055?

The closest zip codes to 40055 are 40070, 40031, 40077, 47104, 40006.

Residential delivery areaTrimble CountyEastern Time

Population

1,942

Median household income

$98K

U.S. $81K

Median home value

$295K

U.S. $333K

Median rent

$1,348/mo

U.S. $1,413

Median age

46.2

U.S. 38.9

Land area

24 sq mi

82 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40055

40055 is a small-town zip code in Pendleton, Kentucky (Trimble County), covering 24 sq mi of land. About 1,942 people live here, or 82 per square mile. The median resident is 46.2 years old, compared with 38.9 nationally.

The median household earns $97,939 a year, 21% above the national median of $80,734. 11.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $294,900, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $1,348 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.1 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and transportation and moving goods. 17% of them are self-employed (U.S.: 10%).

How 40055 compares

Sorted from highest to lowest national percentile

Unemployment rate18%
99th
WeaknessU.S. 5.2% · KY 4.9%32nd of 719 in KY
Veterans14%
97th
U.S. 6.2% · KY 6.5%40th of 724 in KY
Self-employed workers16.8%
94th
U.S. 10% · KY 8.6%80th of 719 in KY
Healthcare workers14.4%
93rd
U.S. 9.7% · KY 10.5%160th of 719 in KY
Homeownership rate85.7%
90th
StrengthU.S. 65.2% · KY 68.3%220th of 719 in KY
Median age46.2
89th
U.S. 38.9 · KY 39.1195th of 724 in KY
Average commute31.1 min
79th
U.S. 26.4 min · KY 24 min175th of 624 in KY
Housing vacancy11%
75th
U.S. 10.1% · KY 10.3%391st of 719 in KY
Median household income$97,939
70th
U.S. $80,734 · KY $63,72639th of 641 in KY
Residents 65 and older18.8%
66th
U.S. 17.2% · KY 17.3%327th of 724 in KY
Median earnings per worker$53,750
65th
U.S. $49,666 · KY $43,55279th of 700 in KY
Poverty rate11.3%
52nd
U.S. 12.5% · KY 16.1%528th of 722 in KY
Per capita income$38,956
46th
U.S. $44,673 · KY $35,821101st of 722 in KY
Median gross rent$1,348
46th
U.S. $1,413 · KY $96722nd of 467 in KY
Median home value$294,900
43rd
U.S. $332,700 · KY $205,60045th of 642 in KY
Residents under 1819.6%
28th
U.S. 22% · KY 22.6%480th of 724 in KY
Uninsured rate4%
22nd
U.S. 8.4% · KY 6%430th of 723 in KY
Bachelor's degree or higher19.5%
19th
WeaknessU.S. 35.7% · KY 27.6%242nd of 723 in KY
Government workers9.5%
15th
U.S. 14.5% · KY 14.6%552nd of 719 in KY
Population density82/sq mi
11th
U.S. 95/sq mi · KY 115/sq mi266th of 724 in KY
Foreign-born residents1.3%
8th
U.S. 14.1% · KY 4.7%249th of 724 in KY
Work from home4.1%
5th
U.S. 15.1% · KY 10.2%433rd of 719 in KY
Population1,942
3rd
U.S. 334,922,499 · KY 4,534,824346th of 724 in KY
Diversity index7.3
2nd
U.S. 61.4 · KY 32.5485th of 724 in KY
Income inequality (Gini)0.341
2nd
StrengthU.S. 0.483 · KY 0.477614th of 715 in KY
Broadband access73.8%
1st
WeaknessU.S. 91% · KY 88.6%629th of 719 in KY
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · KY 45.4%582nd of 634 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%488th of 719 in KY

Measure	40055	Trimble	KY	U.S.	National percentile	Rank in KY
Unemployment rateWeakness	18%	6.2%	4.9%	5.2%	99th	32nd of 719
Veterans	14%	9.8%	6.5%	6.2%	97th	40th of 724
Self-employed workers	16.8%	15.6%	8.6%	10%	94th	80th of 719
Healthcare workers	14.4%	12.1%	10.5%	9.7%	93rd	160th of 719
Homeownership rateStrength	85.7%	79.7%	68.3%	65.2%	90th	220th of 719
Median age	46.2	43.3	39.1	38.9	89th	195th of 724
Average commute	31.1 min	27.2 min	24 min	26.4 min	79th	175th of 624
Housing vacancy	11%	12.8%	10.3%	10.1%	75th	391st of 719
Median household income	$97,939	$66,027	$63,726	$80,734	70th	39th of 641
Residents 65 and older	18.8%	18.5%	17.3%	17.2%	66th	327th of 724
Median earnings per worker	$53,750	$42,748	$43,552	$49,666	65th	79th of 700
Poverty rate	11.3%	13.3%	16.1%	12.5%	52nd	528th of 722
Per capita income	$38,956	$34,349	$35,821	$44,673	46th	101st of 722
Median gross rent	$1,348	$863	$967	$1,413	46th	22nd of 467
Median home value	$294,900	$172,000	$205,600	$332,700	43rd	45th of 642
Residents under 18	19.6%	21.2%	22.6%	22%	28th	480th of 724
Uninsured rate	4%	5.2%	6%	8.4%	22nd	430th of 723
Bachelor's degree or higherWeakness	19.5%	17.1%	27.6%	35.7%	19th	242nd of 723
Government workers	9.5%	13.7%	14.6%	14.5%	15th	552nd of 719
Population density	82/sq mi	58/sq mi	115/sq mi	95/sq mi	11th	266th of 724
Foreign-born residents	1.3%	1.1%	4.7%	14.1%	8th	249th of 724
Work from home	4.1%	4.1%	10.2%	15.1%	5th	433rd of 719
Population	1,942	8,550	4,534,824	334,922,499	3rd	346th of 724
Diversity index	7.3	14.9	32.5	61.4	2nd	485th of 724
Income inequality (Gini)Strength	0.341	0.468	0.477	0.483	2nd	614th of 715
Broadband accessWeakness	73.8%	85.1%	88.6%	91%	1st	629th of 719
Rent-burdened rentersStrength	0%	28.5%	45.4%	51.1%	1st	582nd of 634
Tech workers	0%	2.9%	2.2%	3.8%	1st	488th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

11%

18–24

25–34

35–44

21%

45–54

12%

55–64

14%

65–74

75+

Median age

46.2

Under 18

19.6%

65 and over

18.8%

Race and ethnicity

White96%
Black0.7%
Hispanic0.7%
Asian0.2%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

7.3

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

78.5%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 740
Average household size: 2.6
Family households: 73%
Married couples: 54.7%
Living alone: 25.9%
Veterans (of adults): 14%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

12%

$75–100k

21%

$100–150k

27%

$150–200k

$200k+

10%

Median household income

40055

$97,939

Trimble Co.

$66,027

Kentucky

$63,726

United States

$80,734

Per capita income

$38,956

U.S. $44,673

Poverty rate

11.3%

U.S. 12.5%

Households earning $150K+

16.9%

U.S. 23%

Income inequality (Gini)

0.341

U.S. 0.483

Housing

Median home value

40055

$294,900

Trimble Co.

$172,000

Kentucky

$205,600

United States

$332,700

Median gross rent

40055

$1,348

Trimble Co.

$863

Kentucky

$967

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 831
Owner-occupied: 85.7%
Vacant: 11%
Median year built: 1997
Median rooms: 6.7
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

25%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

43%

20–29

11%

30–44

22%

45–59

10%

60+

11%

Average commute

31.1 min

U.S. 26.4 min

Unemployment

18%

U.S. 5.2%

In labor force

67.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

25%

Healthcare

14%

Transportation and moving

12%

Management

10%

Sales

Office and admin

Production

Business and finance

Food service

Cleaning and personal care

Education

Police and fire

Farming, fishing and forestry

Engineering and science

0.6%

Legal and social services

0.6%

Computer and math

Arts, media and sports

Industries

Manufacturing

21%

Health care and social assistance

15%

Retail

14%

Construction

11%

Transportation, warehousing and utilities

Professional and technical services

Finance, insurance and real estate

Public administration

Education

Restaurants and hotels

Other services

Agriculture and mining

Admin, support and management

0.8%

Arts and recreation

0.5%

Wholesale

Information

Median earnings per worker

$53,750

U.S. $49,666

Self-employed

16.8%

U.S. 10%

Government workers

9.5%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40055	U.S.
Management, business, science and arts	$75,889	$74,888
Service	$21,111	$26,804
Sales and office	$37,083	$40,476
Construction and maintenance	$49,411	$49,199
Production and transportation	$61,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

39%

Some college

25%

Associate's

10%

Bachelor's

15%

Graduate

High school graduate or higher: 94.3%
Bachelor's degree or higher: 19.5%
Graduate or professional degree: 4.7%
Households with broadband: 73.8%
Cable, fiber or DSL: 49.1%
No internet access: 26.2%
Without health insurance: 4%
Limited-English households: 0%

Geography

City (USPS): Pendleton
State: Kentucky
County: Trimble County
Center point: 38.4952° N, 85.3260° W
Land area: 24 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40055 spans 3 counties

Trimble County48% of land
Henry County30% of land
Oldham County23% of land

Zip codes near 40055

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40070	Sulphur, KY	5.2 mi	360	—	$168,200
40031	La Grange, KY	6.1 mi	26,259	$98,513	$341,000
40077	Westport, KY	6.4 mi	678	$73,333	$196,400
47104	Bethlehem, IN	6.8 mi	9	—	—
40006	Bedford, KY	7 mi	5,068	$59,477	$181,700
40068	Smithfield, KY	7.7 mi	2,570	$80,750	$325,300
40050	New Castle, KY	8.5 mi	2,045	$44,688	$127,300
40011	Campbellsburg, KY	8.7 mi	2,379	$70,881	$173,200
40058	Port Royal, KY	9.5 mi	37	$66,635	$212,500
40032	La Grange, KY · PO box	9.6 mi	—	—	—
47162	New Washington, IN	9.7 mi	514	$59,444	$155,400
40010	Buckner, KY	11 mi	678	$196,125	$591,500

Zip codes like 40055 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40055

What city is zip code 40055?

40055 is assigned to Pendleton, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40055 in?

40055 is mostly in Trimble County, but it extends into 2 other counties.

What is the population of 40055?

About 1,942 people live in 40055, according to the Census Bureau's American Community Survey.

What time zone is 40055 in?

40055 is in Eastern Time.

What is the median household income in 40055?

The median household income in 40055 is $97,939.

What zip codes are near 40055?

The closest zip codes to 40055 are 40070, 40031, 40077, 47104, 40006.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40055, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.